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There’s no question that life insurance is critical for protecting families. And there’s also no question that there are numerous life insurance companies out there that each promise the best rate, the most coverage, the most beneficial terms, etc. All this typically leads to a very time consuming and confusing process. But as technology advances, there are some companies that are hoping to get life insurance up to speed. One of those companies is Haven Life, a startup that’s trying to take guesswork out of the life insurance process.

Consumers today desire an experience that is tailored to their unique interests and experience with brands. As companies better understand customer preferences, they can dedicate resources towards more profitable transactions that also increase brand loyalty. RedPoint Global offers a customer engagement hub that offers a single point of control over data and customer journeys to deliver seamless, hyper-personalized interactions.

The Capital One Venture Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 points for every dollar that they spend. And the points allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15 transfer partners!

Having the right approach makes all of the difference in the world. When investors work with a fiduciary advisor to develop a personalized strategy, success is just around the corner.
I recently had the opportunity to speak with Michelle Waymire of Young + Scrappy, an investment advisory firm located in Decatur, Georgia to discuss money mindsets and how her firm helps investors plan for prosperity.

When picking a destination with family and friends, it can be hard to choose where to go. One person wants to be one with nature. Someone else is a foodie. And a third loves history. What do you do in this situation? I have the perfect suggestion for you… Tuolumne County in Northern California.
Most people think California is all beaches and big cities, but there’s so much more to California for visitors to explore and enjoy. We had a chance to speak with Katie Kirkland, the Communications and Tourism Manager for the Tuolumne County Visitor’s Bureau, to find out what makes Tuolumne County such a popular destination.

As entertainment channels become increasingly fragmented, advertisers require a better way to track the effectiveness of their campaigns. In today’s world, advertising campaigns must adjust on the fly to reach the right customers. Technology is evolving to meet those needs.
RewardExpert recently had the pleasure of speaking with David Shim, Founder and CEO of Placed, to learn how they are focused on making the physical world as measurable as the digital.

Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.

Keeping a good credit score is important. A high credit score can do everything for you from being approved for a lower loan rate, earning a huge credit card bonus, lowering your insurance premiums, and getting hired for your dream job. One of the ways to keep your credit score high is to limit your inquiries. When you only apply for pre-qualified credit cards and pre-approved credit cards, you are protecting your good credit score by focusing on credit cards that you have the best chance of getting approved for.

The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.

Whether you are staying home or out traveling the world, one thing is constant. You will spend money eating out. Here’s an awesome way to earn more than 20% cash back when eating out.

The most luxurious destinations and accommodations in the world can be yours for a fair price. And we’re not talking traditional hotels. A startup called THIRDHOME is shaking up the luxury travel industry with its business model. THIRDHOME is a luxury property and travel club offering home exchanges, rentals and even adventures. “Originally a luxury home exchange, it has evolved into the only travel brand that brings together a collective group of trusted homeowners, renters and adventurers who share a passion for discovery and demand an elevated experience,” said Senior Vice President of Operations at THIRDHOME, Sean Judge. He spoke to RewardExpert about the advantages of traveling the THIRDHOME way.

Credit card debt can be a huge obstacle to your financial goals. Recent studies show that the average credit card debt is now over $15,000 per household. With the average American credit card debt rising beyond levels last seen leading up to the 2008 Great Recession, this could spell trouble for the economy and consumer finances. There is no single best way to pay off credit card debt – there are several to choose from. The path that you take is a personal choice, but the most important thing is that learn how to pay off credit card debt so you can become debt free.

Who doesn’t want to save money? When it comes to processing all those credit card payments, a startup called Helcim is helping merchants across Canada and the United States save big-time, allowing businesses to pass on lower prices to the consumer. Helcim Founder and CEO Nicolas Beique spoke to RewardExpert about the advantages of using his company, which now processes over $2.5 billion in payments each year. “We dedicated ourselves to providing affordable pricing and educating small business owners, so they could avoid the common pitfalls that were now obvious to us but may not be to a business owner,” he said.

In an economy where the unemployment rate is holding steady at less than 4 percent and voluntary separations (or quits) are increasing, an appealing company culture is essential if your business wants to keep the employees you have as well as attract new job candidates. Leadership is a vital component of culture – both in its development and maintenance. If your organization has strong leaders, you’ll enjoy high productivity and low turnover. Poor leaders will yield the opposite.

If you’ve ever purchased CRM, ERP, HR or other software for your business – or hired a branding agency, solution consultant or other business service provider – you know that researching your options is a time-consuming process. You also know that no matter how thorough you are in that review, your success is not guaranteed – especially when you’re forced to rely on biased information provided by the software developers or service providers themselves.

With competition for the consumer fiercer than ever before, companies are constantly looking for an edge anywhere they can get it. NICE Systems believes its software offerings can give companies the advantage necessary to get ahead and stay there even in the most transformational of times. “NICE is all about empowering organizations to create exceptional customer experiences, using advanced omnichannel analytics, automation, artificial intelligence and cloud capabilities,” said Aviad Abiri, vice president of Portfolio Sales Enablement at NICE. Abiri spoke to RewardExpert about the advantages of becoming a NICE client.

In a world where banking news is often grim – from Citigroup’s robo-signing settlement and Danske Bank’s money laundering inquiry to Wells Fargo’s latest scandal – positive efforts by financial institutions to benefit more than their shareholders are a welcome relief. One such program is Fidelity Investment’s  Fidelity Cares Teacher Financial Literacy Training Program.

No matter what industry your business is in –from design and marketing to IT and travel– efficiency is essential to productivity. Bitrix24, a collaboration platform that provides a complete suite of free tools, was designed to increase business productivity through social collaboration, communication and management functions.

Credit scores are a quick way for banks, insurance companies, and others to rank us based on our past behavior. Keeping track of your credit score is an important way to monitor your progress towards a better financial future. But how do you get a free FICO credit score? There are actually many ways how to check your credit score for free. Follow along, and I’ll show you how.

Even in a healthily growing economy –like the one we enjoy in the U.S. today– layoffs and business closures happen. In fact, in August 2018 alone, the information services sector lost 6,000 jobs, the retail industry lost 5,900, manufacturing lost 3,000, durable goods lost 4,000, and auto manufacturing lost 3,000. That’s more than just a list of numbers; it’s more than 20,000 Americans who found themselves unexpectedly out of work.