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Capital One Venture Credit Card Even More Valuable With 15 Transfer Partners

new 12 transfer partners

The Capital One Venture Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 points for every dollar that they spend. And the points allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15 transfer partners!

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How to Build Credit the Easy Way

How-to-build-credit-the-easy-way-Copy

Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.

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How to Pre-Qualify for Best Credit Cards and Get Approved

Keeping a good credit score is important. A high credit score can do everything for you from being approved for a lower loan rate, earning a huge credit card bonus, lowering your insurance premiums, and getting hired for your dream job. One of the ways to keep your credit score high is to limit your inquiries. When you only apply for pre-qualified credit cards and pre-approved credit cards, you are protecting your good credit score by focusing on credit cards that you have the best chance of getting approved for.

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How many credit cards should I have? Is there a perfect number?

Cartoon man wonders how many credit cards he should have

The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.

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How to Earn Over 20% Cash Back on Dining

Shows people dining and message How to Earn 20% when Eating out

Whether you are staying home or out traveling the world, one thing is constant. You will spend money eating out. Here’s an awesome way to earn more than 20% cash back when eating out.

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How To Pay Off Debt: Average US Credit Card Debt Reaches $15K!

Pay off your debt

Credit card debt can be a huge obstacle to your financial goals. Recent studies show that the average credit card debt is now over $15,000 per household. With the average American credit card debt rising beyond levels last seen leading up to the 2008 Great Recession, this could spell trouble for the economy and consumer finances. There is no single best way to pay off credit card debt – there are several to choose from. The path that you take is a personal choice, but the most important thing is that learn how to pay off credit card debt so you can become debt free.

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How to Get a Free FICO Credit Score from all 3 Credit Bureaus

there is a boxing performance and spectators

Credit scores are a quick way for banks, insurance companies, and others to rank us based on our past behavior. Keeping track of your credit score is an important way to monitor your progress towards a better financial future. But how do you get a free FICO credit score? There are actually many ways how to check your credit score for free. Follow along, and I’ll show you how.

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850 FICO: Do you really need the highest credit score?

Shows rich man

While many people struggle to improve their credit scores, there are some super prime consumers who have earned a perfect credit score of 850. The higher your credit score, the better terms you’ll get on loans and perks on your credit cards. But do you really need the highest credit score possible to get the best loan interest rates and credit card benefits? And what steps can you take to improve your credit score?

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Why the Free Checked Bag Benefit Doesn’t Always Mean “Free”

Woman holding a suitcase

The airlines are making a killing by charging us for checked bags. In 2017, airlines made over $4.5 billion from this additional source of revenue. Now, checking a bag is getting more expensive for travelers because United and JetBlue are increasing the first checked bag fees from $25 to $30. And the other airlines are sure to follow.

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Capital One Savor Credit Card – The Best Cash Back For Dining & Entertainment

Capital One Savor

Foodies rejoice! Capital One now offers the highest cash back on dining and entertainment of any credit card available. You can earn an unlimited 4% cash back on every dining and entertainment purchases that you make. The Capital One Savor credit card also offers one of the highest sign-up bonuses I’ve ever seen on a pure cash back credit card. Plus, the annual fee of $95 is waived the first year. This card is definitely on top of my list of best cashback credit cards.

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14 Southwest International Destinations for Your Next Getaway

Map with Southwest international destinations

Southwest Airlines is my favorite domestic airline due to their awesome customer service, no-frills approach and great benefits, like the Southwest Companion Pass. But did you know that there are 14 Southwest international destinations to choose from?
That’s right, you can get the same excellent service and low prices when flying to select international destinations as you do when flying on a domestic Southwest flight. It’s no wonder that Southwest credit cards are among the most popular credit cards to have in your wallet.

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Getting Approved for a Business Credit Card Is Easier Than You Think

Businessman is sitting by the desk with a pen in his hand and business credit cards on the table

Although business credit cards are primarily used to keep your personal and business expenses separate, there’s an even better reason to get one. Experts use business credit cards as a way to double up on many of the available credit card bonuses. Read this guide to find out what a business credit card is, why you want one and which card is right for you.

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Credit Utilization: Everything You Need to Know to Increase Your Score

Credit Utilization: Everything You Need To Know To Increase Your Score

To increase your credit score, you want to focus on what you can change the quickest. Credit utilization is the second largest factor in your credit score. And it is the one you have the most control over on a monthly basis. Simply put, the lower your balances versus the amount of credit you have, the better your score will be. We’re going to discuss everything you need to know to increase your credit score by controlling your credit utilization rate.

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10 Passive Income Ideas to Rock Your World

shows couple chilling on the beach

The only thing better than making money is making money while you sleep. That’s the whole concept behind passive income. You can spend more time with your family and friends, perfect your golf swing or learn another language. The possibilities are endless because you’ve set up passive income streams that provide you a paycheck without needing to clock in. Here are the 10 best passive income ideas that will rock your world.

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New Details Leaked About the Amazon Amex Business Credit Card

shows amex amazon business cards

Back in June, American Express announced that they were working with Amazon to issue a business card. A launch date still hasn’t been announced, but images of the card’s design recently surfaced, suggesting that it will be available soon.
While I would certainly qualify for a small business card—most people do—I’m not sure I’m going to want the Amex Amazon card. As a Prime member and Chase-issued Amazon Prime Visa Signature cardholder, I’ve been pretty happy.

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Soft Credit Check vs. Hard Inquiry

Soft Credit Check vs. Hard Inquiry

I don’t know about you, but I’m very protective of my credit. When I learned that allowing credit card issuers and businesses to simply look at my credit could ding my score, I became a lot more protective of who gets access.

This whole idea of a soft credit check vs. a hard inquiry was something that I felt like I needed to know all about. Once I really understood the difference, I was more protective of my score in some ways but not as worried in others.

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Why You Should Think Twice Before Buying Southwest Early Bird Check-In (Updated with New Price Points)

Southwest Early Bird Check-In

When you fly Southwest Airlines, you know you’re getting an Economy seat at an affordable price. Southwest consistently ranks among the best airlines for customer service, but the one complaint people have is not getting a good seat because they checked in too late.

If you don’t have the new Southwest Rapid Rewards Priority credit card that gives you free boarding upgrades, you can pay an extra $15 to check in earlier than everyone else. But should you buy Southwest Early Bird check-in?

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How Do Credit Cards Airline Miles Work?

You save up all year to take your family on a vacation. But it just seems to take so long and the tickets keep getting more expensive. Isn’t there a better way? We’re going to show you how to earn airline miles quickly so you can save money by booking your next vacation with those miles.

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New Benefits for the SPG Amex Credit Cards: Huge Sign-Up Bonuses and More

showing starwood credit cards and hotel suite

The new SPG credit card bonuses are now available. And they’re exciting, easily topping any bonus we’ve ever seen for these cards. You’ll get 75,000 points with the SPG personal card and a huge 100,000 points with the business card.

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American Express Starwood Luxury Credit Card Announced

Amex SPG Luxury Card

With the merger of the Marriott and SPG hotel portfolios, there is a new opportunity to earn hotel rewards. Existing American Express SPG and Marriott Rewards credit cards will remain open for current cardholders. The rewards program is changing and so are the credit card benefits, but there are also new credit cards being issued. The American Express SPG Luxury Card is rumored to launch on August 23, 2018, with some really enticing benefits. Read on to learn about the changes to your favorite cards.

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