Christmas is but a few weeks away, and, more important, Black Friday fast approaches to kick off the official holiday-shopping season.
If web-hosting platform Cloudways is right, the average American household will be spending $1,226 on Christmas gifts – a sum of money that will go a long way toward helping you meet the credit-card spend requirements necessary to
Seven Credit Card Signup Bonuses to Consider for Your Christmas Spending
The Best Credit Cards for Your Thanksgiving Holiday Spending
We’re well into the Month of the Turkey – the month in which everyone’s thoughts turn to eating and shopping.
We have Thanksgiving barreling toward us, with Christmas waiting right around the corner.
All of which means lots of spending happens between now and the new year … and that means now’s a perfect time to consider a credit card that
Rakuten Cash Back Visa: The Secret Way to Turn Cashback into American Express Membership Rewards Points
Rakuten, the largest e-commerce site in Japan, has teamed up with Visa to rebrand the Ebates Visa card. In doing so, the new Rakuten Cash Back Visa now offers a way to collect American Express Membership Rewards points … by way of, um, a Visa card.
To quote Bill Murray’s character from Ghostbusters, it’s like “cats and dogs living together.”
Currency Exchange – How Not to Fall for Legal Money Scams When Traveling Overseas
Most international travelers know to beware of currency-exchange booths around the world because the fees are often exorbitant and the currency rates are not generally favorable. But now, you need to learn to beware of ATMs and credit-card machines as well.
If you don’t understand how these work when you use your bank ATM or debit card, or your credit card, you will be ripping yourself off.
Blame is on something known as “dynamic currency conversion.”
American Express Green Card Review – Amex Changes its Iconic Green Card to Make the Card a Better Choice for Accumulating Miles.
After 50 years as the most well-known charge-card on the planet, the iconic American Express Green Card is getting a makeover … and it’s a makeover that makes the card much more useful for travel-minded consumers.
What Changes to Southwest Airlines’ Rapid Reward Program Mean for Frequent Flyers
Southwest Airlines is continuing an ill trend in which airlines are making it increasingly difficult to remain loyal to a single air carrier.
Recently, United Airlines did away with mileage being the basis of its frequent flyer program, replacing miles flown with dollars spent and number of flights taken.
The Ultimate Guide to Chase Ultimate Rewards Program and Credit Cards
Objectively speaking, few credit-card companies have built a stable of high-quality credit cards as deep as Chase.
More important to credit-card consumers, few credit-card companies have built a rewards point ecosystem as beneficial as Chase’s Ultimate Rewards.
The New Capital One Walmart Rewards Credit Card: Improving on the Past?
Certain facts are given – death and taxes being the two most-obvious. To that we can add a third: Now that Capital One and Walmart have teamed up to revamp Walmart’s credit card offerings, the new Capital One Walmart Rewards credit card program will be a huge success.
Citi Double Cash Credit Card: What You Need to Know About Converting Cash Back to ThankYou Points
Citicard’s popular Citi Double Cash® Card has made a significant change that will allow cardholders to convert cash back into Citi ThankYou points that you can redeem for travel.
Suddenly, what was a
The Six Best Credit Cards for Rental-Car Coverage
I was in Louisiana last year visiting family. As I was driving out of New Orleans on Interstate 10, an 18-wheeler kicked up a rock that size of a small football stadium, which then slammed the windshield of my rental car with an explosion that sounded like a small bomb going off.
What I’m trying to say is: Thank you, American Express Platinum Card.
Because I’d booked and paid for the rental car with my Platinum Amex, I didn’t have to worry about the cost of replacing a windshield that, when I returned to the airport, looked like abstract art.
The Peebles Credit Card: Is There Any Reason to Own One?
The Peebles credit card is another in a long list of what I consider to be subpar, limited-use store credit cards offered by Comenity Bank.
That said, if you are a devoted shopper at Stage, Bealls, Palais Royal, Peebles, Goody’s or Gordmans, then you might have some use for this card, if only because of the
Woman Within Credit Card: Does This Card Belong Within Your Wallet?
By which I mean that no matter how the Woman Within credit card dresses itself up, it’s still just a lackluster piece of plastic that offers tepid benefits at best.
Do yourself a favor and apply for a
Pier One Credit Card: Even Pier One Fans Need to Read This Before Applying
I wanted to like the Pier One credit card – if only because of fond memories shopping there when I was nearly married many years ago. Alas, unless you are devoted Pier One shopper, there’s not a lot to like about this store-only credit card.
Though the 5% reward seems generous, the limits you face make them less-valuable than they seem. You can find
Why You Should Think Twice Before Applying to Avenue Credit Cards
About the only reason you’d apply for an Avenue credit card is that you can probably obtain it if you have poor credit. But even that’s not a reason to make space in your wallet for this card.
Much
Boscov’s Credit Card: Designed to Benefit the Company, Not You
Sometimes you just have to be blunt: The Boscov’s credit card is quite possibly the single worst credit card I’ve come across yet.
Unless you are an absolute heavy spender at Boscov stores or at Boscov’s online outlet – and by “heavy,” I mean more than $3,750 a year – then this card should never find a home in your wallet. There are far – far! –
The Pottery Barn Credit Card: Do You Want to Decorate Your Wallet With This Piece of Plastic?
Pottery Barn brings an interesting twist to the loyalty credit card: cash back or, if your purchase is big enough, special financing.
But as interesting as it is, this card is still a hard pass unless you’re such a Pottery Barn fan that you’re decking out your whole house in the retailer’s goods. There are much
I mean, really: Why would you pay special financing when you can pay no financing with something like the Capital One Quicksilver Cash Rewards card? But we will come back to that in a moment.
Bealls Credit Card – Everything You Need to Know Before Apply
With an effective cash-back rate of 10%, the Bealls credit card (and the Bealls Florida credit card) seems like a winner. But before you click “apply,” there are some caveats you need to understand about a Bealls credit card.
In short: If you’re looking for an all-purpose, all-around credit card to collect cash back, then steer clear of a Bealls credit card and, instead, look for a more
The Forever 21 Visa Credit Card: A Ho-Hum Credit Card Bested by Far-Better Competitors.
Given the quantity these days of
Total Rewards Visa Credit Card: Is it Worth the Gamble?
Sometimes, credit-card signup bonuses and benefits are
Ulta Credit Cards – The Ugly Side of Beauty.
I am not a consumer of cosmetics. As such, maybe everything I say about the Ulta Ultamate Rewards Mastercard is wrong. Nevertheless, after reviewing what the Ulta Mastercard offers, I will say this is a card that is largely useless unless you are totally into Ulta as your go-to-shop for cosmetics and other beauty-related purchases.