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No Lounge for You: United and American Changes Airport Lounge Access Rules

I’m sitting in a very nice American Express Centurion Lounge in Buenos Aires’ Ezeiza International Airport just as lounge access is being cut off for millions of flyers on Delta, United and American Airlines.
The Big Three have decided to change lounge-access policy in a way that upends how business travelers travel … and that means you have to rethink the credit cards you own.

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Seven Credit Card Signup Bonuses to Consider for Your Christmas Spending

showing different credit cards and a loveable couple with shopping bags

Christmas is but a few weeks away, and, more important, Black Friday fast approaches to kick off the official holiday-shopping season.
If web-hosting platform Cloudways is right, the average American household will be spending $1,226 on Christmas gifts – a sum of money that will go a long way toward helping you meet the credit-card spend requirements necessary to earn cash-back bonus points or bonus miles that can help you land free airfare or hotel rooms for your next vacation (which, as winter descends, you are undoubtedly already considering).

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The Best Credit Cards for Your Thanksgiving Holiday Spending

We’re well into the Month of the Turkey – the month in which everyone’s thoughts turn to eating and shopping.
We have Thanksgiving barreling toward us, with Christmas waiting right around the corner.
All of which means lots of spending happens between now and the new year … and that means now’s a perfect time to consider a credit card that makes the most of your spending by helping you accumulate points or miles faster for either cash back or holiday travel.

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Rakuten Cash Back Visa: The Secret Way to Turn Cashback into American Express Membership Rewards Points

Shows Rakuten Visa card and Amex cards

Rakuten, the largest e-commerce site in Japan, has teamed up with Visa to rebrand the Ebates Visa card. In doing so, the new Rakuten Cash Back Visa now offers a way to collect American Express Membership Rewards points … by way of, um, a Visa card.
To quote Bill Murray’s character from Ghostbusters, it’s like “cats and dogs living together.”

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Currency Exchange – How Not to Fall for Legal Money Scams When Traveling Overseas

shows currency exchange tables

Most international travelers know to beware of currency-exchange booths around the world because the fees are often exorbitant and the currency rates are not generally favorable. But now, you need to learn to beware of ATMs and credit-card machines as well.
If you don’t understand how these work when you use your bank ATM or debit card, or your credit card, you will be ripping yourself off.
Blame is on something known as “dynamic currency conversion.”

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American Express Green Card Review – Amex Changes its Iconic Green Card to Make the Card a Better Choice for Accumulating Miles.

shows the amex green card and travel accessories

After 50 years as the most well-known charge-card on the planet, the iconic American Express Green Card is getting a makeover … and it’s a makeover that makes the card much more useful for travel-minded consumers.

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What Changes to Southwest Airlines’ Rapid Reward Program Mean for Frequent Flyers

shows a soutwest counter at the airport

Southwest Airlines is continuing an ill trend in which airlines are making it increasingly difficult to remain loyal to a single air carrier.
Recently, United Airlines did away with mileage being the basis of its frequent flyer program, replacing miles flown with dollars spent and number of flights taken.

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The Ultimate Guide to Chase Ultimate Rewards Program and Credit Cards

Objectively speaking, few credit-card companies have built a stable of high-quality credit cards as deep as Chase.
More important to credit-card consumers, few credit-card companies have built a rewards point ecosystem as beneficial as Chase’s Ultimate Rewards.

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The New Capital One Walmart Rewards Credit Card: Improving on the Past?

showing walmart superstore logo and title new walmart credit cards from capital one

Certain facts are given – death and taxes being the two most-obvious. To that we can add a third: Now that Capital One and Walmart have teamed up to revamp Walmart’s credit card offerings, the new Capital One Walmart Rewards credit card program will be a huge success.

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Citi Double Cash Credit Card: What You Need to Know About Converting Cash Back to ThankYou Points

Shows a funny man with luggage with big letters: Earn Thank you points two times faster with citi double cash

Citicard’s popular Citi Double Cash® Card has made a significant change that will allow cardholders to convert cash back into Citi ThankYou points that you can redeem for travel.
Suddenly, what was a top-notch cash-back card has become quite a good travel-rewards card.

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The Six Best Credit Cards for Rental-Car Coverage

showing man covering floating car with message Best Credit Cards for Rental Car Coverage

I was in Louisiana last year visiting family. As I was driving out of New Orleans on Interstate 10, an 18-wheeler kicked up a rock that size of a small football stadium, which then slammed the windshield of my rental car with an explosion that sounded like a small bomb going off.
What I’m trying to say is: Thank you, American Express Platinum Card.
Because I’d booked and paid for the rental car with my Platinum Amex, I didn’t have to worry about the cost of replacing a windshield that, when I returned to the airport, looked like abstract art.

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The Peebles Credit Card: Is There Any Reason to Own One?

The Peebles credit card is another in a long list of what I consider to be subpar, limited-use store credit cards offered by Comenity Bank.
That said, if you are a devoted shopper at Stage, Bealls, Palais Royal, Peebles, Goody’s or Gordmans, then you might have some use for this card, if only because of the outside rewards you earn on your spending.

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Woman Within Credit Card: Does This Card Belong Within Your Wallet?

By which I mean that no matter how the Woman Within credit card dresses itself up, it’s still just a lackluster piece of plastic that offers tepid benefits at best.
Do yourself a favor and apply for a better card that gives you much better financial benefits.

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Pier One Credit Card: Even Pier One Fans Need to Read This Before Applying

Shows furniture and pier one credit card on the right

I wanted to like the Pier One credit card – if only because of fond memories shopping there when I was nearly married many years ago. Alas, unless you are devoted Pier One shopper, there’s not a lot to like about this store-only credit card.
Though the 5% reward seems generous, the limits you face make them less-valuable than they seem. You can find better credit cards that offer the same or similar benefits and give you greater financial freedom.

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Why You Should Think Twice Before Applying to Avenue Credit Cards

showing fashion woman next to the wall and avenue credit cards on the left side.

About the only reason you’d apply for an Avenue credit card is that you can probably obtain it if you have poor credit. But even that’s not a reason to make space in your wallet for this card.
Much better credit-card options exist if you have poor credit. And if you have good credit, then you should be looking for credit cards with better benefits than you’ll receive with an Avenue credit card.

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Boscov’s Credit Card: Designed to Benefit the Company, Not You

shows collage of different shopping items and bascovs credit card

Sometimes you just have to be blunt: The Boscov’s credit card is quite possibly the single worst credit card I’ve come across yet. 
Unless you are an absolute heavy spender at Boscov stores or at Boscov’s online outlet – and by “heavy,” I mean more than $3,750 a year – then this card should never find a home in your wallet. There are far – far!better credit cards you should apply for instead.

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The Pottery Barn Credit Card: Do You Want to Decorate Your Wallet With This Piece of Plastic?

showing pattery barn credit card on the right and furniture decorations on the left

Pottery Barn brings an interesting twist to the loyalty credit card: cash back or, if your purchase is big enough, special financing.
But as interesting as it is, this card is still a hard pass unless you’re such a Pottery Barn fan that you’re decking out your whole house in the retailer’s goods. There are much better credit cards on offer, particularly when it comes the “special financing.”

I mean, really: Why would you pay special financing when you can pay no financing with something like the Capital One Quicksilver Cash Rewards card? But we will come back to that in a moment.

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Bealls Credit Card – Everything You Need to Know Before Apply

With an effective cash-back rate of 10%, the Bealls credit card (and the Bealls Florida credit card) seems like a winner. But before you click “apply,” there are some caveats you need to understand about a Bealls credit card.
In short: If you’re looking for an all-purpose, all-around credit card to collect cash back, then steer clear of a Bealls credit card and, instead, look for a more well-rounded cards such as the Citi Double Cash® Card or a Capital One Venture card.

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The Forever 21 Visa Credit Card: A Ho-Hum Credit Card Bested by Far-Better Competitors.

showing shopping bags and forever 21 credit card

Given the quantity these days of exceptional credit cards that offer broad-based travel rewards and cash-back benefits, I almost always find it difficult to recommend that anyone apply for a store-branded credit card … and that’s no different when it comes to the Forever 21 Visa credit card.

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Total Rewards Visa Credit Card: Is it Worth the Gamble?

Shows Las Vegas at night with total rewards credit card on the right side

Sometimes, credit-card signup bonuses and benefits are worth the effort, and the Total Rewards Visa – tied to Caesars Entertainment hotels and resorts – is one of those. But unless you’re a regular gambler or you regularly stay in Caesars hotels and resorts, then there are better credit card options.

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