When you think about your financial history, is there anything in your past—or your present—that makes you cringe? If so, you’re not alone. When the experts at Debt.com surveyed 1,300 consumers earlier this year, financial regret emerged as a common theme. In fact, a full 44 percent of respondents regretted running up or maxing out their credit card balances and hurting their credit score.
The age-old parlance “money talks, wealth whispers” applies more than ever before in today’s fragile economic state. Surely, people who are privileged enough to have true wealth don’t need to flaunt it, but they do need to protect it.
Luxury assets like fine art, classic cars, jewelry and antiques are always good investments in the long run, as sometimes, in life, necessities arise and misfortune can happen to the best of us. Borro is an online, secured lender dedicated to providing expedited loans held against personal valuables to meet the borrower’s requirements.
The fashion industry has been growing steadily for many years now, but you may have noticed that high-quality, custom-tailored shopping experiences for men are hard to find. Not any more.
Finding a work-life balance is something of an existential hack these days. Freedom for choosing a conducive schedule, adequate weekly pay and landing in a quid pro quo work environment is almost tantamount to being a sweepstakes winner. Though discovering workplaces to call home is typically challenging for hourly jobbers in the modern economy, the visionaries at Shiftgig can help you get the shift that is right for your life.
If you have a credit card like the Chase Sapphire Reserve or the Ritz Carlton card, both issued by Chase, you might have noticed that they are both “Visa Infinite” cards. You might also be wondering what that really means.
Buying a home is a serious investment. Not only is it the biggest purchase most people will ever make, but it’s often their largest source of debt. Hazard insurance, which pays for property loss and damages in the event of disaster, is required by lenders to protect their loan’s collateral: your home.
Tired of feeling like just another number at your local bank? Well, if you live in British Columbia, there may be a better banking option for you. Westminster Savings Credit Union (WSCU) is changing the way people bank while giving back to the community that they serve.
While many of us may have had the dream to travel the world and make a living writing about our journey, one woman has made that dream a reality. RewardExpert recently had the pleasure of speaking with Lyn Mettler about her incredible blog, GoToTravelGal.com, dedicated to helping people travel as close to free as possible.
For those willing to relocate for the right employment opportunity, it is important to have a source that compares the overall work environments of different geographical locations. The Global Talent Competitiveness Index, or GTCI, is an annual publication that ranks and lists many different variables that contribute to countries’ and cities’ talent competitiveness, and it is published each year by a suite of companies: INSEAD, TATA Communications and the Adecco Group.
Starting a business requires many different moving pieces and the right financials to keep it running. While some startups are self-funded, others may be in need of investors or business loans. According to the National Small Business Association (NSBA), 33% of small business owners received no financing, while 64% received a bank loan. Today, more small business owners report they are able to obtain adequate financing than six months prior.
Over the past few decades, the development of the internet has resulted in a dramatic increase in remote shopping. Online marketplaces have made it possible for companies anywhere in the world to sell their products or services to a much larger audience, removing geographical limitations. It’s now possible for both large corporations and no-name brands to increase their sales and expand their market.
Online stock trading has finally come alive through the pioneering of artificial intelligence and is now anybody’s game. This kind of financial technology has come a long way since the birth of direct-access trading in the ‘90s, which was the first time traders could interact with market makers and specialists to bypass actual stockbrokers. In fact, investors today have endless amounts of streaming information about an otherwise mutable market to sift through—so they seek a measured strategy and keen direction for the best odds to maximize their dollar.
Having access to capital is a necessary ingredient for upward mobility in life. But it’s also a challenging problem that hits young people especially hard. So how can the younger generation, saddled with college debt, sky-high housing prices and a potentially subpar credit history, get a financial leg up?
While bonuses are always a big factor when choosing a new credit card, you should also think about the long-term ability of the card to earn and redeem points. There are many things you should consider when determining the value of a card. Credit card promotions and rewards are always changing too, so stay in the know by being up to date on the best credit cards for points that 2018 has to offer.
Most business owners know their industry very well, however, only a handful are truly financially savvy. So, while the heartbeat of a successful enterprise is ideating innovation, the fiscal blood must be kept pumping by a fundamental comprehension of money matters.
The gathering of intelligence has traditionally been used for military or political ends, but imagine it being applied to the modern day American healthcare system. Think of a process whereby using intelligible data and analytics can create more worth out of general treatment and plans. An approach like this could provide clear-cut solutions and make determining value and efficacy in medical care more tangible in a continually fluctuating industry.
Companies are constantly facing evolving cyber threats, and suffering just a single data breach can change a company forever. Therefore, businesses must constantly upgrade and improve their cybersecurity defenses. One way to do this is through a company called UpGuard, which offers the world’s first cyber resilience platform.
The New York Stock Exchange started with trading five securities under a buttonwood tree in the 1800s, but since the late 1990s, online trading has taken over the world of investment. How do investors find the right broker to do their bidding? It’s a veritable ocean of online possibilities out there, so having the resources to make the right choices for your personal investing is second to none.
Cyberattacks have become almost the norm these days. It seems like nearly every other day the evening news is reporting about the latest giant to fall victim to these cybercriminals. Our favorite store chains, our banking and credit systems, and even our own government’s computer systems have all been successfully breached by these seemingly invisible attacks.
Once upon a time, a young woman named Goldilocks wanted to refinance her mortgage. She visited a website she saw advertised on TV and filled out a form for a rate quote. Some she received were too big. Others were too small. One was just right, so she allowed the website to pass her information along to the lender who offered it.
