We all end up with too many credit cards at some point.
You go to the department store or a specialty retailer and you’re making a big purchase, and if you sign up for their branded credit card at check out, the clerk lets you know, “you can save an additional 20% off your purchases today.” So, you sign up. Or you decide you want to start collecting
How To Cancel A Credit Card – The RIGHT Way
We all end up with too many credit cards at some point.
Visa vs. Mastercard? Amex vs. Visa? Which Credit Card is the Best?
It was September 1958 when Bank of America launched the first credit-card network with its BankAmericard. A month later, American Express launched the first worldwide credit-card network. Since then, consumers have seen a veritable arms race as credit card companies raced to build the biggest, most-reliable networks.
Today, so many credit card networks exist it begs a big question:
What credit card is the best?
How to Increase Your Credit Limit with: Capital One, Citi, Chase and Amex
A variety of reasons exist for wanting to know how to increase your credit limit.
The most obvious is that your credit card balance is running up against your existing credit limit, and without a credit limit increase you will max out your credit card and not be able to use it until you pay down the balance.
But you might also want to increase your credit limit (even just temporarily) to afford a very expensive item. Many people do this just so they can collect a large batch of
Or, maybe you want to improve your credit score. An increased credit limit will immediately reduce your credit utilization (how much of your total available credit you have already used), and credit utilization is one of the factors that determines credit score, since lower credit utilization typically improves a credit score.
How Do Cash Back Credit Cards Work
Cash back credit cards have become standard in the
So, here’s everything you need to know about how these cards work.
How to Pay Your Mortgage with a Credit Card
Anyone who owns a
But it’s the big, ongoing expenses that mean the most, since, obviously, they help you rack up
Why Tuesdays are the Best Day to Fly – If You Want to Save Money
Tuesday, even Wednesday, has long been hailed as the best day to buy airline tickets. Finding cheap flights or figuring out when to buy airline tickets matters less these days if you have a
The miles and points earned when spending on your travel credit card can pay for all, or a large portion of your airline-ticket cost. But before we go there, let’s look at what days of the week really are the cheapest days to fly, and how far out you should be booking your tickets to land those cheap airline flights.
5 Great Ideas on How to Build Business Credit
But like all credit, it takes time — and wise decisions — to build a respectable credit score.
Science of Packing: 5 Stress-Free Travel Tips
I once spent 11 days living out of a backpack in a small town in western Siberia.
I traveled for two weeks across Hong Kong, Singapore, Indonesia, Thailand and Cambodia – for corporate meetings and writing assignments – with just a black roll-a-board and a backpack.
Indeed, just about everywhere I venture in the world – whether it’s a high-end resort or an inexpensive vacation, or whether it’s on a major
Getting to, and learning to live comfortably, anywhere in the world with a modicum of clothing and gear.
How to use Discount Air Carrier: Tips for Finding the Best Low-Cost Airline Fares
Everyone wants to know how to travel cheaply. They want to fly for as little money as possible, which is why so many discount airlines have popped up all over the world in the last decade or so to help travelers afford cheap vacations.
As an inveterate
How to travel cheap: 5 Tips for Budget Travel
As someone who’s picked up more than three million airline miles traveling through some 63 countries, I know how to travel cheap.
Even if you don’t earn a lot of money, and even if you have debt that you think prohibits you from seeing the world, the fact is that numerous budget-travel options exist for you to travel to your dream destination.
Credit cards these days come with tons of travel perks beyond the simple accumulation of miles. Choose your
And even if you can’t travel completely for free, you can still collect and use
2019’s Best Credit Cards for Young Adults and Millennials with Any Credit Score
The best credit cards for young adults are those that reward you most for how you spend your money. If you like to
Additionally, you want to avoid paying big fees for benefits that you aren’t going to use. Some high-end credit cards offer amazing perks, but if you’re not in a position to use them, you’re just wasting your money. A credit card with
The Ultimate Guide To Credit Card Application Rules, Exceptions, and Restrictions
Do not submit your next rewards credit card or cash back card application until you’ve read this ultimate guide on credit card application rules, exceptions, and restrictions. Banks have implemented many
Capital One Venture Credit Card Adds Two New Transfer Partners. 14 Airlines to Choose From!
The Venture Card was already one of my favorite travel credit cards because you can earn two points for every dollar spent and no blackout dates when redeeming points for travel. When it was announced that the Capital One Venture Card was adding transfer partners for its points, the travel world went nuts. This catapulted the value of the Venture Card card over many others and put this credit card in the first position for many travelers. Today, it was announced that Capital One added two additional transfer partners, bringing the total transfer options to 14. Read on to find out who they are and how to transfer points to them. Also effective today, transfers to these airlines partners is now live.
How Western Union Helps To Protect You From Fraud
Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.
Save Money Shopping Online Or In-Store With GiftCardGranny
GiftCardGranny.com is a shopper’s best friend. Everyone loves a bargain and nobody likes paying full price. When you buy discounted gift cards from GiftCardGranny, even when your dream item isn’t on sale, you’ll still save money. And you won’t need to worry about hackers draining your balance because they offer a lifetime guarantee on every gift card that they sell.
Capital One Savor vs SavorOne: Which Cash Back Credit Card Is Best?
Capital One made a huge splash this summer with the release of the Capital One Savor Card. For the first time, consumers were able to earn an unlimited 4% cash back rewards for dining and entertainment. The first year’s annual fee is waived, but should you keep the credit card in year two? Or does it make more sense to downgrade to the Capital One SavorOne Card? In this guide, we perform a detailed review of the Capital One Savor vs SavorOne. Our goal is to help you decide which Savor card is the best Capital One credit card for your wallet.
Capital One Venture Credit Card Even More Valuable With 15 Transfer Partners
The Capital One Venture Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 points for every dollar that they spend. And the points allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15 transfer partners!
How to Build Credit the Easy Way
Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.
How to Pre-Qualify for Best Credit Cards and Get Approved
Keeping a good credit score is important. A high credit score can do everything for you from being approved for a lower loan rate, earning a huge credit card bonus, lowering your insurance premiums, and getting hired for your dream job. One of the ways to keep your credit score high is to limit your inquiries. When you only apply for pre-qualified credit cards and pre-approved credit cards, you are protecting your good credit score by focusing on credit cards that you have the best chance of getting approved for.
How many credit cards should I have? Is there a perfect number?
The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.