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Do not submit your next rewards credit card or cash back card application until you’ve read this ultimate guide on credit card application rules, exceptions, and restrictions. Banks have implemented many sign-up bonuses restrictions in the last few years. These new rules make it tougher than ever for people to get approved for rewards credit cards and receive sign-up bonuses. By reading this guide, you’ll know each bank’s rules and how they apply to your situation.

The Venture Card was already one of my favorite travel credit cards because you can earn two points for every dollar spent and no blackout dates when redeeming points for travel. When it was announced that the Capital One Venture Card was adding transfer partners for its points, the travel world went nuts. This catapulted the value of the Venture Card card over many others and put this credit card in the first position for many travelers. Today, it was announced that Capital One added two additional transfer partners, bringing the total transfer options to 14. Read on to find out who they are and how to transfer points to them. Also effective today, transfers to these airlines partners is now live.

Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.

GiftCardGranny.com is a shopper’s best friend. Everyone loves a bargain and nobody likes paying full price. When you buy discounted gift cards from GiftCardGranny, even when your dream item isn’t on sale, you’ll still save money. And you won’t need to worry about hackers draining your balance because they offer a lifetime guarantee on every gift card that they sell.

Capital One made a huge splash this summer with the release of the Capital One Savor Card. For the first time, consumers were able to earn an unlimited 4% cash back rewards for dining and entertainment. The first year’s annual fee is waived, but should you keep the credit card in year two? Or does it make more sense to downgrade to the Capital One SavorOne Card? In this guide, we perform a detailed review of the Capital One Savor vs SavorOne. Our goal is to help you decide which Savor card is the best Capital One credit card for your wallet.

The Capital One Venture Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 points for every dollar that they spend. And the points allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15 transfer partners!

Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.

Keeping a good credit score is important. A high credit score can do everything for you from being approved for a lower loan rate, earning a huge credit card bonus, lowering your insurance premiums, and getting hired for your dream job. One of the ways to keep your credit score high is to limit your inquiries. When you only apply for pre-qualified credit cards and pre-approved credit cards, you are protecting your good credit score by focusing on credit cards that you have the best chance of getting approved for.

The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.

Whether you are staying home or out traveling the world, one thing is constant. You will spend money eating out. Here’s an awesome way to earn more than 20% cash back when eating out.

Credit card debt can be a huge obstacle to your financial goals. Recent studies show that the average credit card debt is now over $15,000 per household. With the average American credit card debt rising beyond levels last seen leading up to the 2008 Great Recession, this could spell trouble for the economy and consumer finances. There is no single best way to pay off credit card debt – there are several to choose from. The path that you take is a personal choice, but the most important thing is that learn how to pay off credit card debt so you can become debt free.

Credit scores are a quick way for banks, insurance companies, and others to rank us based on our past behavior. Keeping track of your credit score is an important way to monitor your progress towards a better financial future. But how do you get a free FICO credit score? There are actually many ways how to check your credit score for free. Follow along, and I’ll show you how.

While many people struggle to improve their credit scores, there are some super prime consumers who have earned a perfect credit score of 850. The higher your credit score, the better terms you’ll get on loans and perks on your credit cards. But do you really need the highest credit score possible to get the best loan interest rates and credit card benefits? And what steps can you take to improve your credit score?

The airlines are making a killing by charging us for checked bags. In 2017, airlines made over $4.5 billion from this additional source of revenue. Now, checking a bag is getting more expensive for travelers because United and JetBlue are increasing the first checked bag fees from $25 to $30. And the other airlines are sure to follow.

Foodies rejoice! Capital One now offers the highest cash back on dining and entertainment of any credit card available. You can earn an unlimited 4% cash back on every dining and entertainment purchases that you make. The Capital One Savor credit card also offers one of the highest sign-up bonuses I’ve ever seen on a pure cash back credit card. Plus, the annual fee of $95 is waived the first year. This card is definitely on top of my list of best cashback credit cards.

Southwest Airlines is my favorite domestic airline due to their awesome customer service, no-frills approach and great benefits, like the Southwest Companion Pass. But did you know that there are 14 Southwest international destinations to choose from?
That’s right, you can get the same excellent service and low prices when flying to select international destinations as you do when flying on a domestic Southwest flight. It’s no wonder that Southwest credit cards are among the most popular credit cards to have in your wallet.

Although business credit cards are primarily used to keep your personal and business expenses separate, there’s an even better reason to get one. Experts use business credit cards as a way to double up on many of the available credit card bonuses. Read this guide to find out what a business credit card is, why you want one and which card is right for you.

To increase your credit score, you want to focus on what you can change the quickest. Credit utilization is the second largest factor in your credit score. And it is the one you have the most control over on a monthly basis. Simply put, the lower your balances versus the amount of credit you have, the better your score will be. We’re going to discuss everything you need to know to increase your credit score by controlling your credit utilization rate.

The only thing better than making money is making money while you sleep. That’s the whole concept behind passive income. You can spend more time with your family and friends, perfect your golf swing or learn another language. The possibilities are endless because you’ve set up passive income streams that provide you a paycheck without needing to clock in. Here are the 10 best passive income ideas that will rock your world.

Back in June, American Express announced that they were working with Amazon to issue a business card. A launch date still hasn’t been announced, but images of the card’s design recently surfaced, suggesting that it will be available soon.
While I would certainly qualify for a small business card—most people do—I’m not sure I’m going to want the Amex Amazon card. As a Prime member and Chase-issued Amazon Prime Visa Signature cardholder, I’ve been pretty happy.