Did you recently drop your Obamacare-compliant insurance coverage because your costs had skyrocketed? If so, you’re not alone. Healthcare insurance premiums went up by as much as 50 percent in many states for 2018, and about 400,000 fewer Americans signed up through Healthcare.gov during the last enrollment period than had done so in the prior.
Hurricanes Harvey, Irma, and Maria caused billions of dollars in damages and devastated communities in the Caribbean, Latin America, the U.S. mainland and Puerto Rico. Wildfires in California, Idaho, Montana, Oregon and Washington burned hundreds of thousands of acres of land, reducing homes and other structures to smoldering rubble.
Severe flooding in China and Peru drowned hundreds, while landslides wiped out hundreds more in the Democratic Republic of the Congo and Sri Lanka. Add a major earthquake in Mexico City and it’s easy to see why 2017 felt like a particularly bad year for natural disasters.
Restaurant dining is big business in the U.S. This year, commercial restaurant sales are expected to top $736 billion according to the National Restaurant Association, while data from the USDA shows the average American family will spend more money eating out than on food at home.
How much time do you spend searching your home for your keys, phone or other personal items each year? How many dollars do you spend replacing the things you can’t find? The answers to both of these questions might surprise you. According to several surveys, lost items cost Americans more than $5,500 over their lifetimes, while searching for things that have gone missing consumes an average of 2.5 days every year.
Nearly one-third of all annual giving occurs in December, but with more than 767 million people living in extreme poverty and more than 793 million undernourished people worldwide, it is important that charitable giving continues throughout the year. Individuals can help. but corporations are in a position to really make an impact.
Time is money, and in business any edge you can gain is critical. When it comes to your mobile services, why waste time on tasks like correcting typos or incorporating links to certain photos or videos? Enter Fleksy, the Guinness World Record holder for the fastest keyboard in the world.
Globally, retail e-commerce sales hit $2.29 trillion in 2017, accounting for one-tenth of total retail sales worldwide for the first time ever. As early adaptors, e-commerce giants like Ebay and Amazon have been dominating the online retail space for years. In fact, Ebay, Amazon and Wal-mart combined account for 5% of total retail sales in the U.S.
There is no question that renewable energy projects can have benefits for the environment, your physical health and your financial health. Imagine paying less on your electric bill because you use solar power. Imagine saving money because your car runs on electricity and not gas.
Financial well-being is when a person can meet current and ongoing financial obligations, feel secure in their financial future, and when they are able to make choices that allow them to enjoy life, according to the Consumer Financial Protection Bureau (CFPB). People who are in control of their finances have enough savings to deal with unexpected financial shocks, and are on track to meet their long-term financial goals.
There’s no doubt that when it comes to protecting your money against economic and market downturns, cash is king. However, making sure you’re earning the most interest possible while protecting your cash accounts, can be more challenging, especially in a low interest rate environment. That’s where MaxMyInterest (Max) comes in.
If you’re expecting your financial situation to change for the better this year, you’re in good company. In a survey conducted in December, LendingTree, a leading online loan marketplace, found that 67 percent of Americans expect their finances to improve in 2018. RewardExpert recently spoke with Lending Tree’s Vice President of Research, Brian Karimzad, about the survey results.
There are ways to become financially free, even with all of life’s challenges. The secret is a relentless focus on growing your wealth, according to Todd Tresidder, creator of FinancialMentor.com
Tresidder is a self-made millionaire who shares his tips and tricks with anyone who wants to listen. He’s coached and mentored hundreds of people, and believes that anyone can become financially independent if they do their homework.
Chances are that every business has missed out on some opportunities due to inefficiencies in their email service. As email technology evolves, companies need to keep up by making sure their customers stay up-to-date with the latest promotions, announcements, newsletters and more.
The Center for Civic Education is doing its best to better inform in an array of categories, notably politics and the history of civic duty. The center’s primary purpose is to develop, implement and evaluate professional development and classroom curricular programs that foster civic competence, responsibility and engagement.
Knowing your credit score is very important when it comes time to get a car loan, mortgage, or even a student loan. Your score will have an impact on what kind of interest rate you are able to get, and maybe if you’re able to get a loan at all. Discover, and 90% of other top lenders, will use FICO scores in their creditworthiness decisions. Discover will even tell you what your credit score is for free.
Identity theft is a serious problem that’s only getting worse. But don’t worry. Discover’s new Social Security number alerts has got you covered. If you’re a cardholder, the issuer will scour the dark web for the illegal use of your Social Security number.
Mintos is not your traditional peer-to-peer lending platform. It is a leading global online marketplace for loans. RewardExpert spoke with CEO and co-founder, Martins Sulte, about the uniqueness of Mintos and how the company has grown.
Credit cards provide great convenience and plenty of solid loyalty point perks, especially when you first sign up for one. But, there are some pitfalls that are important to take note of when your wallet is full of cards. Consider each of these the next time you are looking through your wallet, and don’t make these big mistakes.
If you regularly worry about money, you’re definitely not alone. According to the Center for Financial Services Innovation, 57 percent of Americans are struggling financially causing them a significant amount of stress.
Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.
