Having great credit allows you to apply for all of the best credit cards. But what happens if you have some dings on your credit report? Are you out of luck? There happens to be a way to start repairing your credit through something known as the Shopping Cart Trick.
Never heard of it? We’ll share what it is, how to use it and which stores offer you the best chance at approval.
As a financial journalist, I have to admit something potentially embarrassing: I didn’t know anything about pre-qualifying for a credit card until a few years into my career. In my
Personal finance is an important topic for consumers today, and a recent survey found that the majority of parents—from Millennials (55 percent) to Gen Xers (73 percent) and Boomers (79 percent)—believe that educating children about financial matters should begin at home. Unfortunately, they don’t always have the knowledge or resources to do so effectively. Among the parents who have attempted to teach their children about saving, investing and budgeting, a mere 19 percent feel they’ve been completely successful.
It seems that every airline and hotel is launching a premium version of their credit cards. Now it’s Southwest’s turn.
One of the best things about the Internet is the way it’s made buying and selling things so easy. Whether you want to make some money auctioning off your collection of toy trains or do all your holiday shopping in your pajamas, you can do it with a few clicks of a button.
Time is always of the essence in business, and managing that time is imperative. Replicon’s SaaS format delivers cloud time tracking applications for companies to get the most out of every minute.
When learning a new skill, we all could use a hand from time to time. For some of us, this is especially true when it comes to mastering modern-day web applications.
There are many ways to earn travel rewards, like flying, staying at a hotel or getting a new credit card. Did you know that some credit cards will give you bonus points for referring your friends? Here’s everything you need to know about the Chase Refer-A-Friend bonus.
Do you regularly connect to public Wi-Fi when you’re at work, running errands or traveling? If so, you may be vulnerable to security threats according to PSafe, a leading provider of mobile security and performance optimization solutions.
The company surveyed mobile phone users earlier this year and found that 39 percent claim they never share sensitive information on public Wi-Fi networks. However, these same individuals said they regularly log into social media accounts such as Facebook (34 percent), send email messages (31 percent) or make online purchases while they are out and about (16 percent)—all activities that expose personal and financial data to any hackers on the same public connection.
When you are in college, you’re preparing for both your career and your financial future. On campus or during Spring Break, you may be tempted by the allure of a free frisbee or t-shirt, but don’t fall for these tired marketing tricks. Instead, get one of the best credit cards for students to build your credit so you can eventually qualify for the cards with the best rewards and benefits.
If you’re a homeowner, energy efficiency is key. Be it saving money on bills to aiding the environment, conserving our energy is an important part of life. HomeSelfe’s leading proprietary technology makes understanding this notion simple through their free energy saving app and web services. Not only can they lower monthly electric and gas costs for owners, their quick and reliable services help to increase overall property value, and likewise assist real estate professionals in the marketing and selling of conscious homes.
Poor customer service is rampant in today’s society. In fact, a recent report on the subject found that the issue costs businesses more than $75 billion a year as consumers switch to other providers because they don’t feel appreciated or are tired of dealing with rude or unhelpful representatives. In some cases, these customers may be inspired to do even more.
The phone rings. When you answer, a pleasant voice wishes you a good day and politely informs you that there is an issue with your Medicare account that needs to be remedied. When you ask what the problem is, you’re told you need to provide your social security and a bank account or credit card number so the organization can update its files, send out a new Medicare card, issue you a refund for overpayment or some other logical-sounding reason. You comply with the request and go about your business, never realizing you’ve been scammed until it’s too late.
Hotels are often places that are necessary to stay in while traveling. But a few hotels offer a truly special experience and are a destination in their own right. At The Crawford Hotel in Denver, Colorado, guests actually have the opportunity to stay inside the city’s landmark train station, Denver Union Station.
RewardExpert spoke with Tiffany Owen, general manager of The Crawford Hotel, about why the hotel is so unique and how travelers for both business and pleasure alike can experience a one-of-a-kind stay.
Price Protection is a valuable benefit because it protects cardholders in case something they buy goes on sale shortly after purchase. Citibank has been one of the leaders in price protection because this benefit is available on almost every consumer credit card they offer.
For some caffeinated connoisseurs, coffee is a true art form. Stylishly, the innovative folks at Coffee Ripples have made that kind of an aesthetic a reality with their patented technology in the beverage industry. Through a clever combination of inkjet and 3D printing, they’ve designed an original machine, the Ripple Maker, that actually prints vivid, high-resolution images and messages onto foamy drinks in just 10 seconds. The device has been brought into service by hospitality workers, independent coffee shops and businesses around the globe—personalizing pick-me-ups like never before.
When I talk to my friends about British Airways, they often wonder why I would focus on an airline that doesn’t fly within the United States.
It’s satisfying when you can book a hotel room with points. There are literally thousands of hotels around the world where you can use points from
When you’re in debt, the two best ways to pay off the balances are debt consolidation and 0% balance transfers. If you can pay off the balances within 1 to 2 years, you’re better off with a credit card balance transfer.
There are many things in life that cause tension, from trying to succeed in your career to dealing with interpersonal relationships. However, when asked what causes them the most stress, 41 percent of Canadians surveyed by the Financial Planning Standards Council (FPSC) responded that money tops them all.
RewardExpert spoke with Kelley Keehn, the FPSC’s consumer advocate, about the results of the Financial Stress Survey and where worried Canadians can go for help assuaging their financial fears.
