Most people have probably thought about ditching their jobs and spending months traveling around the world. It’s also likely that the vast majority of these people don’t follow through with those plans. Instead, they put their dreams on hold to live a more conventional life, filled with offices, homes and bills. But if you are seeking a more adventurous lifestyle, do not despair.
There is a way you can hit the road, make money and live the dream, achieving a lifestyle that people will envy for decades to come. That’s what Jeremy Jones is doing. He and his wife Angie are the authors of the blog, Living the Dream.
As Jones told RewardExpert, “Don’t keep thinking about it, commit to doing it!”
The launch of ecommerce has been a game-changer across the globe and is now something most people can’t live without. It has simplified lives and how we shop by saving us time and money.
For many years, ecommerce megastores dominated the online space, but the availability of ready-to-launch ecommerce platforms and services now make it possible for any company of any size to launch an ecommerce store.
PureFormulas.com (PF) is a health and supplements ecommerce store that officially launched in 2009. We spoke with Daniel Moure, CMO of PureFormulas, to learn more about how they got started and to understand their unique selling proposition.
In the digital age, online security is a fear for many consumers. Credit card information for millions of Americans is routinely hacked, wreaking havoc on those who thought they were secure. According to the Financial Conduct Authority, the retail banking sector suffered 17 different incidents in 2017 — the highest number of attacks experienced in the industry as a whole. That’s a jump of approximately 80 percent when compared to the previous year.
Spring break is here, which means families from all across the U.S. will be vacationing to warmer locations via car, plane or even train.
Planning a vacation or cross-country trip is no easy feat, especially when you’re organizing an itinerary for the entire family. The process can be tiresome and it can be hard to come to an agreement on what events everyone should participate in. To ease the burden, notably for parents, an app called Cozi helps families stay organized so everyone is on the same page before taking off for vacation.
It can be tough for busy parents to stay on top of their finances and just as tough for them to find time to teach their kids about money. However, there is one Arizona-based company that is offering a way to do both. With BusyKid, chores, allowances and finances all come together into one easy solution.
Imagine a world where one person or one organization could really make a difference. Imagine if their efforts to end poverty and war had a global impact. You don’t have to imagine that anymore. Meet the people at Abt Associates.
Abt Associates was founded by Clark C. Abt, a German immigrant who came to the U.S. at the age of eight. He earned a degree in aeronautics at the age of 22, which was soon followed by a masters in writing. After that, he completed a PhD in political science from MIT in 1965. He created Abt Associates the same year with one purpose: to create a world free of war and poverty.
Are you having trouble making your monthly credit card payments? Do you—or a friend or loved one—dread answering the phone for fear of another collection call? If so, you’re not alone.
According to a survey conducted for the Global News last year, the average Canadian owes $8,539.50 in consumer non-mortgage debt. Even more troubling, 12 percent report consumer debt above $25,000, and 14 percent are carrying consumer debt between $10,000 and $24,999.
Fortunately, the Credit Counselling Society can help. The non-profit—with offices in Alberta, British Columbia, Manitoba, Ontario and Saskatchewan—has assisted more than 500,000 Canadians with solving their debt problems and improving their finances.
If you run or manage an organization, the tasks you face can sometimes be daunting.
Staying on top of strategic planning, portfolio and resource management, product innovation, technology management and collaborative work is no small feat. It’s actually a big chore that requires daily attention. And if something goes wrong, it needs to be fixed.
Have you ever tried shopping around to get the best quote on auto insurance? If so, you’ve probably spent hours online jumping from one carrier to the next, each promising to be the lowest price, and each failing to live up to your expectations.
EverQuote is dedicated to helping everyone find the right insurance. Their team of analysts, engineers and business development representatives are partnered with some of the best insurance providers to help consumers find the right fit for their needs.
RewardExpert recently spoke with Ryan Ruffing, Director of Communications at EverQuote, to learn more about how consumers can really save and become more educated when it comes to auto insurance.
Tips to Save on Auto Insurance
Each month, EverQuote helps millions of drivers eliminate the hassle of comparing quotes from multiple insurers by handling the legwork for you. Their rapidly scaling proprietary data and tech platform optimally matches and connects shoppers with a growing network of over 7,000 agents and 100 different carriers.
Simply fill out the online form, which takes only minutes, and you will start receiving quotes almost immediately. Best of all, the service is free to use.
We are all looking for ways to save money each month, and lowering the cost of auto insurance could be a good place to start. To get the best price available, Ruffing suggests asking about discounts when you’re comparing quotes. Some insurers have unusual discounts that could lower your rate, such as being in certain clubs or alumni groups, paying by ETF or going paperless.
Additional ways to save on auto insurance include:
Perform an annual rate check
Combine policies if applicable
Report reduced mileage
Choose a good vehicle
Take advantage of discounts
Select the right deductible
Let’s say you are planning a cross-country trip later this year. Is there special insurance you need before embarking on your journey? “Being on the road a lot increases your chances for an accident or claim, no matter how good a driver you are,” explained Ruffing.
When planning a long road trip, you’re going to want more than the minimum amount of liability insurance. “Consider having a high level of liability insurance of at least $100,000 for injuries per person and $300,000 for injuries per accident, which is known as the 100/300 rule,” he added.
Liability insurance is for injuries and damage you cause to others, while collision and comprehensive insurance is what pays for damages to your own car. If your car is stolen on your trip, or you run into a fence or guardrail, for example, you want collision and comprehensive coverage.
Safe Driving Report Finds Drivers Aren’t That Safe
EverQuote occasionally publishes in-depth reports and surveys to help consumers better understand the state of driving and auto insurance. Their safe-driving app, EverDrive, was designed to help people track their driving habits and learn more about what they are doing right and what they could change. In 2017, the first year of results were compiled from all users, they created the EverDrive Safe Driving Report.
The results of the survey were quite interesting. Overall, Americans scored 79/100 for safe driving. The app found that phones were used during 38 percent of recorded drives, 36 percent of drives involved speeding, 21 percent had aggressive acceleration and 32 percent had harsh braking.
If safe driving were a high school course, these drivers would be “C” students. Not too good, and not too bad.
In EverQuote’s most recent report, 2017 Family Safe Driving Report, the they looked at teen drivers and the parents of teen drivers in order to compare distracted driving behavior and the sentiment among parents and teens. Here are some key findings:
Both parents and teens agree that texting is the biggest distraction while driving
74% of parents believe distracted driving is more concerning than drinking and driving, while only 21% of teens feel that way
63% of parents admit to texting while driving vs. 30% of teens
Ruffing explained that the EverQuote team was very surprised by some of these findings, specifically about adults texting more than teens while driving. The EverDrive Safe Driving Report found that drivers under 21 are actually 15 percent more likely to use their phone during trips than drivers over the age of 21.
“Parents need to be more aware of their driving habits, especially when it comes to phone use because they need to set a good example for their teen drivers and help prevent dangerous behaviors behind the wheel. We hope these reports and feedback within EverDrive can help driver awareness and force parents to think again before picking up their phones while driving.”
The Future of Safe Driving
As the years go by, we all have noticed the technological advancements of vehicles. So, what is in store for the future? Ruffing believes that eventually, about 10 years down the road, most cars will be almost fully autonomous, making phone use an unlikely issue.
“We now see Android and Apple implementing options for drivers to eliminate phone use through features and apps, and Apple’s latest ‘Do Not Disturb’ feature actually helped drivers decrease phone use by nearly 10 percent. We believe more options like this will help create safer drivers, but it will require legislation to truly see significant results.”
“Our EverDrive data shows states with the strictest distracted driving laws often have the best drivers when it comes to phone use. More states need to implement the policies that have clearly worked in states that have already done so,” he added.
The next time you need to see how much you spent on coffee in the past month, or are wondering how much you have left in your bank account, all you have to do is ask. That’s because artificial intelligence is playing a bigger role in the financial services industry and is helping financial institutions and their customers spend less, save more and dramatically improve their financial lives.
In today’s world, it’s often the consumers themselves that influence other consumers’ purchasing choices, rather than the companies and businesses who provide the actual products and services.
With this consumer-to-consumer environment, also known as C2C, marketers are finding it difficult to reach target markets with messages that relay trust and relevance, which in turn affects results at scale.
Have you ever wondered where the world’s super-smart people go to share ideas and learn about new possibilities? Is there a secret coffee shop that only brainiacs know the location of? While this may exist somewhere, there is also a website that is designed for this very purpose.
From hurricanes to flooding and wildfires, last year was the costliest year on record for natural disasters. Damages totaled at least $306 billion from 16 separate natural disasters, although other estimates are closer to $400 billion.
In today’s world, it’s harder than ever to grab the attention of buyers with so much information already at their fingertips. Lots of businesses are spending untold amounts of dollars on marketing efforts, but not getting the results they want due to fierce competitiveness and distractions by so many other ads.
Organizations do not have to spend a fortune to hold a first-class convention or major gathering. Nor do they need to head to major cities like New York, Los Angeles or San Francisco. Cities like Cincinnati, Ohio provide companies with choice and convenience.
Ask your average consumer what gift he or she would most like to receive and the answer is simple: a gift card. According to one recent survey, in fact, gift cards remained the most popular item on last year’s holiday wish lists, requested by 61 percent of the survey’s respondents.
Global outreach is not only a preference in the business world, but more of a necessity.
Companies like TTEC, formerly known as TeleTech Holdings, offer global customer experiences through the vein of omni-channel customer service, done by captivating designs and operations on behalf of the world’s most innovative brands.