is an independent website that is supported by advertising. may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

Top 7 Ways to Raise Money Quickly During Emergencies

icon-comments Comments

Emergencies can strike at any time, and it’s always a good idea to be prepared, but if you’re in the middle of a financial crisis and don’t have savings or other cushion to rely on, don’t panic. Here are seven simple money fixes that can help you get out of the pinch.

Title Loan

Time is of the essence in an emergency. Fortunately, title loans can provide a quick solution when you need cash quickly. These loans use the value of your vehicle to secure the loan amount, meaning less paperwork and a lightning-fast approval process.

However, if your car has sustained major damages, you may have trouble accessing a title loan. This doesn’t mean it is impossible, as some lenders offer salvage car title loans so long as you have all the necessary documentation to prove your car ownership and repairs done to the damaged vehicle. It is recommended to be honest with the lender about the condition of your car so you can get the best terms for your loan.

Sell Your Old Items

If you have a collection of items in your garage, you can organize a garage sale to dispose of them and make an immediate profit. Think of products that are popular in your area and advertise them competitively to earn extra money. Dust off old furniture and clothing lying around and get creative with unique jewelry and antiques. You don’t have to buy things to make money, so the first step is to reach for what’s already in front of you.

If you don’t like strangers walking around your house all day, list your items on online marketplaces like eBay and Craigslist. This involves taking quality photos of your products, writing descriptions, and completing shipping tasks, but you can expect more money from this method.


In today’s digital age, crowdfunding is a great way to raise money quickly in an emergency. This allows people in need to reach out to others who have the financial means. Popular platforms like GoFundMe, Kickstarter, and Indiegogo are great options for crowdfunding campaigns. You can create campaign pages on any of these platforms to share your stories and ask people to donate. An effective messaging strategy that appeals to your audience’s emotions and raises money in no time.

Trade Cryptocurrencies

Cryptocurrencies such as Bitcoin, Ethereum, and Litecoin have seen a significant increase in value in recent years. If you store any of these digital currencies in an online wallet or exchange, you can sell them for cash instantly.

There are several cryptocurrency exchanges that offer good rates for trading coins. However, be sure to do your research and only use reputable platforms. It is also important to study the market and understand the risks involved in trading cryptocurrencies. If you decide to sell Bitcoin, do so only when the market price is rising. This will ensure you get a profit.

Credit Card

If you have good credit and your bank approves the loan, this is the easiest way to get cash. Due to the high interest rates on most credit cards, this option may not be ideal, but it is a viable solution if you have no other options. Compare different card offers to find the one with low interest rates and minimal fees. After that, you need to pay off the borrowed amount immediately so that you do not get too much debt. Please be sure to read the terms and conditions to familiarize yourself with the card’s policies.

Start Freelancing

With the advent of freelance work, you can make quick money by taking on short-term work from clients. Freelance jobs can be found on several online platforms such as Upwork, Fiverr and Freelancer.

With freelancing, you can be flexible with your time and workload. Depending on your skills, you can choose tasks such as copywriting, graphic design, and web development. Additionally, many of these platforms have built-in rating systems that make it easier for clients to find reliable freelancers. Read the briefing carefully and negotiate the best price possible with the client before starting work.

Get Money From Your Retirement Account

If your situation is dire and you need money quickly, you can consider taking out a loan from your retirement account. This option should only be used as a last resort, as it carries some risks, including high taxes and potential shortfalls in retirement benefits. Before proceeding with this option, it is important to consult with an experienced financial advisor to understand the specifics of taking out a loan from your retirement account.

These are some of the most viable options you can consider to get cash quickly in an emergency. Please review each option carefully before committing to avoid further debt or financial loss.

Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

UGC Disclosure: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.