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Merrick Bank’s Preapproved Credit Cards – It’s Ok to Say “No”

Showing merrick credit card

Building credit anew or rebuilding credit after some sort of financial disaster can be a struggle. It’s often a chicken-and-an-egg situation in which you can’t get a good credit card because your credit is so bad – on non-existent – and you can’t build or rebuild your credit because you can’t get a good credit card.
Several credit-card providers have stepped into that void with cards that help you establish credit when you’ve never had it, or which will help you rebuild credit after you’ve destroyed yours originally.

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The Best Luxury Credit Cards to Own – But Think Twice About Applying for Others

Shows luxury airplane cabin

There was a time when the only truly exclusive credit card was the American Express Centurion card – known almost ominously as “the Black Card.” So exclusive was it that American Express never really commented on its actual existence. 
The card was almost mythological and all that was generally known was that one needed to make a lot of money – and spend a lot of money of an Amex card – to even, maybe, be invited to apply.

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Southwest Rapid Rewards Performance Business Credit Card – Should You Apply?

showing image of the business man and title southwest rapid rewards performance business credit card

Southwest Airlines has unleashed a new business credit card on the world, and it’s a good one, particularly if you’re a regular flyer on Southwest.
The new card is the Southwest Rapid Rewards Performance Business Card, which offers an enhanced day-of-travel experience and opportunities for accelerated earning in key business spending categories.

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Tractor Supply Credit Card: Think Twice Before You Click “Apply”

showing track on the road and credit card

Many large retailers have store branded credit cards. If you are a frequent shopper at Tractor Supply, the credit card may help you save money in certain situations. But if you are looking for a credit card with a robust cash-back or rewards program, there are superior options available from other credit card issuers. 

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The Five Best Pubs in Prague for Real Czech Beer

people cheering with bear

Think of beer, think of Germany.
Think again.
Here in Prague, the Czechs put Germans to shame when it comes to knocking back brews. Czechs drink, on average, 143 liters of beer each year per person, far outpacing the nearest competitor – Namibia, at 108 liters.

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Ann Taylor Credit Card: Only Useful For an Ann Taylor Fans

As with so many retailers, fashion retailer Ann Taylor has its own affinity credit card – the Ann Taylor Comenity Mastercard. If you’re an Ann Taylor fan, the card’s probably not a bad deal because of the exclusive benefit it offers.
But if for the typical credit-card customer, there are far better cards with far better benefits for you to consider.

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TD Cash Credit Card: There are Better Cash Back Credit Card Options

For consumers who frequently dine out or who are stay-at-home wannabe chefs, the TD Cash Credit Card seems like a worthy option, what with its 3% cash back feature on dining and 2% on grocery store purchases. And among cash back cards, those aren’t bad benefits. But … you can do better if you’re looking for a lucrative cash back credit card.

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How to Pay Less then 0.5% APR for a $15,000 Loan in 10 Years

Extinguishing credit card debt is one of the most grueling debt-management processes imaginable. The high rates of interest most credit cards charge can make the process seem never-ending. And it’s demoralizing to see so much of your monthly payment go toward interest and so little go toward paying down the balance.

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4 Questions Answered to Help You Choose the Right Credit Card for You

people with question marks floating over them and message choose the right credit card for you

Perhaps when you were young, people warned you about the dangers of a credit card. Whoever thought a small plastic card could lead to so much debt and potential financial prison?

Those warnings didn’t come without reason though, as just over 40% of families in the United States have some sort of credit card debt. Add that with $1200 of average annual interest and a credit card can look scary from the outside.

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Citi Balance Transfer Cards: The 3 Best Options

Showing three citi cards

I have a pretty good idea that if you’re reading this, you’ve gotten yourself into a bit of credit card debt and you’re looking for the best card you can use for 0% APR balance transfers.
Numerous credit card companies offer this, and Citi has some of the more popular ones. But is Citi the best?
Let’s take a look at what Citi offers…

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Balance Transfer Fees: When Do They Make Sense?

shows iphone and credit cards with title Balance Transfer fee

This is the way it too often goes: A consumer is overambitious with her credit card, accumulates a worrisome amount of debt, and then looks to transfer her debt to a new credit card with a low, maybe even 0%, introductory rate on balance transfers.
It seems a wise move.
But is it really?
Sometimes yes; sometimes no. It all depends on the card you’re considering, the balance-transfer fee it imposes, and the balance transfer APR you’ll pay early on and over time.

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8 Habits for Staying Out of Credit Card Debt

shows people are cheering

Debt is a four-letter word – it’s both “good” and “evil.”
Which one of those words it depends entirely on how you use debt. Use it judiciously for the purchases you can afford, and debt can be one of the best financial tools in your toolbox – allowing you to save money, accumulate travel rewards and miles, or to simply snap up a bargain when you find it if you don’t have the cash immediately available.

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Capital One Venture is adding JetBlue as a transfer partner

shows flying plane and venture credit card

Capital One is strengthening its credit card rewards program by adding a popular United States-based airline to its growing roster of transfer partners: JetBlue.
Users of Capital One credit cards, such as the Capital One Venture Rewards credit card and the Capital One Spark Miles for a Business credit card can now transfer points to JetBlue’s TrueBlue rewards program.

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Mastercard World vs. Mastercard World Elite: The Answer is Not that Obvious.

World vs World Elite Mastercard

Today, so many credit-card flavors exist that it’s hard to keep straight in your mind what each does. So, let’s take on one of the big comparisons: Mastercard World vs. Mastercard World Elite.
Clearly, the addition of the word “elite” means those cards come with additional benefits. But are they enough to really differentiate the card? And, at the end of the day, which card is really right which consumer?

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Three New Marriott Bonvoy Credit Cards: Everything You Need To Know

Boundless and Brilliant? New Marriott’s Bonvoy Credit Cards Leave a Lot to Be Desired

Starwood has integrated its Starwood Preferred Guest rewards program with Marriott Rewards and Ritz-Carlton Rewards programs and launched the combined brands under a single, unified name: Marriott Bonvoy credit card.
Which means all the existing Starwood Preferred and Marriott Reward credit cards are getting a makeover. As part of the process, the five existing cards (3 Starwood American Express Cards and 2 Marriott Chase Visa cards) are shrinking into just three cards.

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To Pay Or Not To Pay: That’s The Question For Chase Freedom Foreign Transaction Fee

Chase Freedom Foreign Transx Fee

Without doubt, the Chase Freedom card is one best cash back reward credit cards you can apply for these days. The card offers respectable sign-up bonuses, and it allows you to earn some pretty nice rewards for your spending. However, Chase Freedom comes with one glaring question mark: It imposes foreign transaction fees on purchases made outside the U.S.
But Just how big a hindrance is the Chase Freedom foreign transaction fee to what is, otherwise, an excellent credit card?

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Citi Rewards Plus Credit Card: Everything You Need To Know

Citi Rewards+

The Citi Rewards Plus card offers one of the more-unique cardholder benefits: A minimum of 10 bonus points for every purchase. But is a gimmick a reason to get a credit card? Or is gimmick truly valuable?

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Apple’s New Credit Card Doesn’t Have Any Hidden Fees – Or Does It?

Apple’s New Credit Card Doesn't Have Any Hidden Fees, Does It?

So, Apple is getting into the credit card business with what it calls a truly game-changing take on the credit card. But is Apple’s claim that the card has no hidden fees accurate?

Well, no!

In fact, Apple might well have announced the most-expensive hidden fee in the history of credit cards!

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American Express Balance Transfer Offers: Are They Really Good?

American Express Balance Transfer Offers: Are They Really Good?

If you’re reading this, chances are you have too much debt on one or more high-interest-rate credit cards and you’re looking to consolidate all or some of that debt onto a credit card with no balance transfer fee from American Express or another credit card with no balance transfer fee.
Here’s what you need to know about an American Express balance transfer.

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Earn 8% Cashback With Capital One Savor Credit Card And Vivid Seats

Earn 8% Cashback With Capital One Savor Credit Card And Vivid Seats

Credit card partnerships can be a great way to boost your accumulation of cash back or reward points because they typically increase the amount of cash back or rewards points you earn. Capital One Savor Cash Rewards’ new arrangement with Vivid Seats is, perhaps, the ultimate example of those kind of partnerships because cardholders now have the opportunity to earn a whopping 8% cash back.

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