RewardExpert - Blog

Average Credit Score By Age: Learn How Your Score Compares

Average Credit Score By Age: Learn How Your Score Compares

A new report by credit-scoring service Experian shows that the average American consumer is slightly better off compared to last year, at least in terms of their credit score.
But have you ever wondered what is the average credit score, and where you fall within the mix, particularly for your age group?

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Changes To Aeroplan: What Will Happen With My Points?

Changes To Aeroplan: What Will Happen With My Points?

Air Canada has finalized its purchase of the Aeroplan program as part of a larger plan to roll out a new frequent-flyer program in 2020.
For Aeroplan members with Aeroplan miles in their account, the obvious question is: What changes to Aeroplan and to my Aeroplan rewards can I expect from Canada’s purchase?
Here’s how the deal could likely work out for the Aeroplan program.

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Cars On A Credit Card: How To Buy Your Car With Your Plastic

Cars On A Credit Card: How To Buy Your Car With Your Plastic

In an age when credit cards offer all sorts of benefits – from free cash back to airline miles that can lead to free trips to exotic destinations – accumulating as many miles and points on a credit card has become something for a sport. And the easiest, quickest way to build a big base of miles or points is paying for big-ticket items with your piece of plastic.

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How To Cancel A Credit Card – The RIGHT Way

How To Cancel A Credit Card – The RIGHT Way

We all end up with too many credit cards at some point.
You go to the department store or a specialty retailer and you’re making a big purchase, and if you sign up for their branded credit card at check out, the clerk lets you know, “you can save an additional 20% off your purchases today.” So, you sign up. Or you decide you want to start collecting airline miles or travel points and, so, you sign up for a new card. And sooner or later you find one day you have more credit cards than you know what to do with.

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Visa vs. Mastercard? Amex vs. Visa? Which Credit Card is the Best?

Visa vs. Mastercard? Amex vs. Visa? Which Credit Card is the Best?

It was September 1958 when Bank of America launched the first credit-card network with its BankAmericard. A month later, American Express launched the first worldwide credit-card network. Since then, consumers have seen a veritable arms race as credit card companies raced to build the biggest, most-reliable networks.
Today, so many credit card networks exist it begs a big question:
What credit card is the best?

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How to Increase Your Credit Limit with: Capital One, Citi, Chase and Amex

How to Increase Your Credit Limit with: Capital One, Citi, Chase and Amex

A variety of reasons exist for wanting to know how to increase your credit limit.
The most obvious is that your credit card balance is running up against your existing credit limit, and without a credit limit increase you will max out your credit card and not be able to use it until you pay down the balance.
But you might also want to increase your credit limit (even just temporarily) to afford a very expensive item. Many people do this just so they can collect a large batch of travel miles or points with a single purchase … but they know they will immediately repay the card with cash they’ve already set aside for the purchase.

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How Do Cash Back Credit Cards Work

How Do Cash Back Credit Cards Work

Cash back credit cards have become standard in the credit card world. With each purchase, you’re earning money that you can ultimately use to reduce your credit card balance, or which you can direct into your bank account to use for other spending desires.
So, here’s everything you need to know about how these cards work.

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How to Pay Your Mortgage with a Credit Card

How to Pay Your Mortgage with a Credit Card

Anyone who owns a travel-rewards or cash-back credit card wants to pay for everything in life with their piece of plastic. Sixty-two cents for candy? “I’ll put that on my credit card, please.”
But it’s the big, ongoing expenses that mean the most, since, obviously, they help you rack up miles and points quicker, more conveniently and with more consistency. It is, in short, a very easy way to accumulate thousands of miles or points over the course of a year, spending on things you would have paid for anyway.

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Why Tuesdays are the Best Day to Fly – If You Want to Save Money

Why Tuesdays are the Best Day to Fly – If You Want to Save Money

Tuesday, even Wednesday, has long been hailed as the best day to buy airline tickets. Finding cheap flights or figuring out when to buy airline tickets matters less these days if you have a travel credit card.
The miles and points earned when spending on your travel credit card can pay for all, or a large portion of your airline-ticket cost. But before we go there, let’s look at what days of the week really are the cheapest days to fly, and how far out you should be booking your tickets to land those cheap airline flights.

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5 Great Ideas on How to Build Business Credit

5 Great Ideas on How to Build Business Credit

Business isn’t just about selling some product or service. It’s also about growing the company you’ve started – or the one you want to start – so that you can earn a better lifestyle over time. And growing a business often requires access to credit — the funds you need for everything from office supplies to inventory management.
But like all credit, it takes time — and wise decisions — to build a respectable credit score.

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Science of Packing: 5 Stress-Free Travel Tips

Science of Packing: 5 Stress-Free Travel Tips

I once spent 11 days living out of a backpack in a small town in western Siberia.
I traveled for two weeks across Hong Kong, Singapore, Indonesia, Thailand and Cambodia – for corporate meetings and writing assignments – with just a black roll-a-board and a backpack.
Indeed, just about everywhere I venture in the world – whether it’s a high-end resort or an inexpensive vacation, or whether it’s on a major airline or a low-cost carrier for budget travel -I rarely have anything with me expect those two bags. It is, I like to believe, something akin to an art:
Getting to, and learning to live comfortably, anywhere in the world with a modicum of clothing and gear.

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How to use Discount Air Carrier: Tips for Finding the Best Low-Cost Airline Fares

How to use Discount Air Carrier: Tips for Finding the Best Low-Cost Airline Fares

Everyone wants to know how to travel cheaply. They want to fly for as little money as possible, which is why so many discount airlines have popped up all over the world in the last decade or so to help travelers afford cheap vacations.
As an inveterate world traveler, I’ve flown on my share of discount airlines. Some I would gladly fly again … and with some, well I’d probably pay to ride a donkey to my destination instead.

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How to travel cheap: 5 Tips for Budget Travel

How to travel cheap: 5 Tips for Budget Travel

As someone who’s picked up more than three million airline miles traveling through some 63 countries, I know how to travel cheap.
Even if you don’t earn a lot of money, and even if you have debt that you think prohibits you from seeing the world, the fact is that numerous budget-travel options exist for you to travel to your dream destination.
Credit cards these days come with tons of travel perks beyond the simple accumulation of miles. Choose your credit cards wisely, and you can earn an abundance of rewards including hotel upgrades, free airfare and airline upgrades to business or first class that will allow you to book inexpensive vacations.
And even if you can’t travel completely for free, you can still collect and use travel rewards to radically reduce your travel costs.

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2019’s Best Credit Cards for Young Adults and Millennials with Any Credit Score

2019’s Best Credit Cards for Young Adults and Millennials with Any Credit Score

The best credit cards for young adults are those that reward you most for how you spend your money. If you like to travel, choose a card that offers airline miles or hotel points and provides benefits like upgrades, waived fees, and other perks. For foodies, find a credit card that will earn extra rewards or cash back when you go out to eat.
Additionally, you want to avoid paying big fees for benefits that you aren’t going to use. Some high-end credit cards offer amazing perks, but if you’re not in a position to use them, you’re just wasting your money. A credit card with no annual fee or one that is less than $100 per year is perfect for most people.

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The Ultimate Guide To Credit Card Application Rules, Exceptions, and Restrictions

The Ultimate Guide To Credit Card Application Rules, Exceptions, and Restrictions

Do not submit your next rewards credit card or cash back card application until you’ve read this ultimate guide on credit card application rules, exceptions, and restrictions. Banks have implemented many sign-up bonuses restrictions in the last few years. These new rules make it tougher than ever for people to get approved for rewards credit cards and receive sign-up bonuses. By reading this guide, you’ll know each bank’s rules and how they apply to your situation.

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Capital One Venture Credit Card Adds Two New Transfer Partners. 14 Airlines to Choose From!

Capital One Venture Credit Card Adds Two New Transfer Partners. 14 Airlines to Choose From!

The Venture Card was already one of my favorite travel credit cards because you can earn two points for every dollar spent and no blackout dates when redeeming points for travel. When it was announced that the Capital One Venture Card was adding transfer partners for its points, the travel world went nuts. This catapulted the value of the Venture Card card over many others and put this credit card in the first position for many travelers. Today, it was announced that Capital One added two additional transfer partners, bringing the total transfer options to 14. Read on to find out who they are and how to transfer points to them. Also effective today, transfers to these airlines partners is now live.

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How Western Union Helps To Protect You From Fraud

How Western Union Helps To Protect You From Fraud

Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.

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Save Money Shopping Online Or In-Store With GiftCardGranny

Save Money Shopping Online Or In-Store With GiftCardGranny

GiftCardGranny.com is a shopper’s best friend. Everyone loves a bargain and nobody likes paying full price. When you buy discounted gift cards from GiftCardGranny, even when your dream item isn’t on sale, you’ll still save money. And you won’t need to worry about hackers draining your balance because they offer a lifetime guarantee on every gift card that they sell.

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Capital One Savor vs SavorOne: Which Cash Back Credit Card Is Best?

Capital One Savor vs SavorOne: Which Cash Back Credit Card Is Best?

Capital One made a huge splash this summer with the release of the Capital One Savor Card. For the first time, consumers were able to earn an unlimited 4% cash back rewards for dining and entertainment. The first year’s annual fee is waived, but should you keep the credit card in year two? Or does it make more sense to downgrade to the Capital One SavorOne Card? In this guide, we perform a detailed review of the Capital One Savor vs SavorOne. Our goal is to help you decide which Savor card is the best Capital One credit card for your wallet.

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Capital One Venture Credit Card Even More Valuable With 12 Transfer Partners

Capital One Venture Credit Card Even More Valuable With 12 Transfer Partners

The Capital One Venture Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 points for every dollar that they spend. And the points allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 12 transfer partners!

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