Finding the right card can be a difficult task, which is why we’re here to help you compare credit cards. There are a lot of quality cards available for different types of consumers, so we’ve put the best cards in head-to-head matchups in a variety of categories. Whether you’re a traveler, a cashback junkie or a small business owner, we’ve got you covered.
Credit Cards vs. Debit Cards: What are the Differences and Which is Better?
Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.
Comparing Premium Travel Rewards Cards
Competition in the premium travel card segment continues to heat up as two new contenders have recently entered the market. the Altitude Reserve card from US Bank and the UBS Visa Infinite card. In addition to these new cards, Amex has made a variety of benefit changes to both the personal and business versions of the Platinum card.
Premium Credit Card Comparison
There are a number of premium credit cards available and each one has it’s own set of benefits. Depending on your travel and spending patterns, one may be a significantly better choice for you than another. In some cases it may make sense to have more than one.
In this article we’re going to compare the major premium credit cards from American Express, Chase and Citi. U.S. Bank has also just entered the premium card market with the launch of it’s Altitude card. We’ll have more on that one next week.
Which Card is Better – Amex Platinum Personal vs Business?
Amex has been announcing a series of changes to both the personal and business versions of the Platinum card over the past several months. The pace of these announcements has increased in recent weeks, and now the differences between the two cards are greater than ever before.
The Best Credit Cards to Get to Australia and New Zealand With Miles
Planning a trip Down Under? A flight from the U.S. can be expensive, so it’s worth saving your miles and getting your ticket for nearly free. It can take as little as 15 months to earn an award ticket to New Zealand, and as little as 18 months to Australia if you channel $1,500 a month through a recommended credit card.
Airport Lounge Access: How Do You Get it and at What Cost?
Have you ever been stuck waiting for a flight in an overcrowded terminal with overpriced food and drinks, unbearable noise, and nowhere to plug-in your phone? You are not alone. But there is a solution: get access to an airport lounge. In this post we will compare the lounge access benefits offered by a variety of credit cards. A warning in advance: they all come with a $450 fee. But the lounge access and all the other benefits you get are worth it for many travelers. The sign-up bonus alone usually pays for a free flight. To see of one of these cards is the best choice to help you fund the flight of your dreams, register at RewardExpert.
Chase Sapphire Reserve vs Chase Sapphire Preferred
With the recent debut of the Chase Sapphire Reserve card, Chase now has two personal credit cards which carry the ability to transfer Ultimate Rewards to Chase’s network of transfer partners. Since Chase Ultimate Rewards has the best combination of credit cards, diversity of transfer partners, and overall value among the transferable points programs, holding one of these two cards will be part of a long-term strategy for many travel enthusiasts.
Premium Credit Card Comparison: Chase Sapphire Reserve vs. Citi Prestige vs. Amex Platinum
Now that Chase has entered the premium segment of the credit card market with its new Sapphire Reserve card, it’s time for a comparison of the premium offerings from the three primary travel rewards credit card issuers, Chase, Citi and Amex. We rank each of these cards in a variety of categories and come up with a winner.
What Citi Cards to Apply For Before the New Rules Go Into Effect
What are the New Bonus Rules?
Citi has continued to add restrictions to their rules that limit how often you can earn a sign-up bonus on their credit cards. Citi cards used to be among the most churnable in the industry. Then they added language that limited bonuses to once every 18 months per card, which was later increased to 24 months.
Should I Pay for a High Annual Fee Card: Amex Platinum vs. Citi Prestige
There are so many excellent credit cards with no annual fee that even a moderately-priced annual-fee card can raise brows. So when it comes to ultra-premium cards that cost hundreds of dollars, most people just roll their eyes and walk away. This is often the right thing to do for many people, but if you are a frequent traveler, you might at least want to look into these offers. It might be that these expensive credit cards can actually save you some serious money.
Chase Ink Plus Business vs Amex EveryDay Preferred: Which Card Is Right for You?
If you’re looking for a credit card that’s part of a major rewards program that gives you the flexibility to transfer points to several different airlines, you should consider the Chase Ink Plus Business and American Express EveryDay Preferred cards.
Which Premium Business Credit Card Is Right for You: Delta Reserve for Business vs Amex Business Platinum?
Are you a small business owner or independent contractor who’s looking for a premium travel credit card? American Express has two excellent offerings that are packed full of perks: the Delta Reserve for Business and the Amex Business Platinum.
Discover It Cash vs. Discover It Miles
The Discover It Cash and Discover It Miles cards are two different products that have very similar, yet distinct features. First, understand that neither one earns you actual miles or points transferrable to frequent flyer programs. But that doesn’t mean you’re not getting a great deal. It only means that you are not getting miles. What you get is cash back and your redemption rate is always fixed at one cent per dollar. But the upside is that you will also get real miles and points when you book your flight or hotel.
Best Rewards Credit Cards for International Travel
If you’re thinking about getting a rewards credit card for your next trip abroad, there are two questions you should ask yourself: Can you use the card while you’re traveling in another country, and which card earns points or miles that can get you where you want to go?
Airline and Business Credit Cards With 50,000-Mile Sign-Up Bonuses
You don’t have to get a personal credit card that’s part of a major rewards program to get a big sign-up bonus. There are a number of co-branded airline cards and business rewards cards out there that offer 50,000 miles or more to first-time cardholders.
Which Branded Credit Card is Best for Getting to Hawaii on Miles?
When it comes to stockpiles of frequent flyer miles, it’s safe to say that many of those miles are earmarked for a special trip to Hawaii. The Hawaiian Islands are one of the most popular destinations in the United States and it’s a no-brainer to use miles to get there. The flights are generally fairly expensive, and long—even if you’re departing from the West Coast—so you’ll be tempted to book into or upgrade to a premium cabin, if possible.
Business Green vs Gold Delta SkyMiles Business: Which Amex Card Is Right for You?
If you’re an independent contractor or a small business owner, you should get a business rewards credit card. Like their personal-card counterparts, these travel rewards cards offer great benefits and another option for earning points or miles towards free flights.
Visa, MasterCard and Amex Travel Benefits
You probably haven’t thought much about the differences between Visa, MasterCard and American Express. Most of us are more concerned with how many points or miles you can earn, and what rewards you can get.
United MileagePlus Explorer Business Card vs. the CitiBusiness / AAdvantage Platinum Select World MasterCard
If both United and American fly out of your local airport and you’re looking for a good business rewards credit card, the United MileagePlus Explorer Business and CitiBusiness / AAdvantage Platinum Select World MasterCard should be on your shortlist.