Credit Cards vs. Debit Cards: What are the Differences and Which is Better?

Credit Cards vs. Debit Cards: What are the Differences and Which is Better?

Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.

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How to Pre-Qualify for a Discover Card

How to Pre-Qualify for a Discover Card

Pre-qualifying for a Discover card is easy. And if you’re thinking about getting a new card, like the popular Discover it Cashback Match, you should see if you’re pre-approved before submitting a full application.

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Which Credit Card Issuer Has the Best Travel Insurance: American Express vs. Discover vs. Barclays?

Which Credit Card Issuer Has the Best Travel Insurance: American Express vs. Discover vs. Barclays?

Many credit card users are familiar with travel benefits offered by their credit cards including car rental coverage and lost luggage protection. Some credit cards go beyond this level of coverage, providing travel insurance that covers cardholders in the event of unforeseen events, accidents or illnesses.

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What is a Balance Transfer and Can it Really Save Me Money?

What is a Balance Transfer and Can it Really Save Me Money?

 

You have probably heard of a balance transfer, but how does it work and will it really save you money?

Transferring a balance can provide some relief from that debt keeping you awake at night because you can save interest payments if you transfer your balance to a card with a 0% APR.  You will also be able to pay off your debt faster since you will only be paying the actual money owed, rather than the interest charges it’s been accruing.

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Discover’s 18-Month Balance Transfer Offer: Everything You Need to Know

Discover’s 18-Month Balance Transfer Offer: Everything You Need to Know

Not only is the Discover it card great for earning cash back, but it’s also an excellent tool for paying down existing debt due to its 18-month balance transfer offer. With this special financing, you’ll get 0% APR for a year and a half. Plus, you’ll earn cashback rewards on every purchase you make.

The icing on the cake is that this card is absolutely free. You’ll never have to pay an annual fee. Let’s take a closer look at what this card has to offer.

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Discover’s Cashback Calendar for 2018

Discover’s Cashback Calendar for 2018

The Discover it cashback credit card is a great choice for saving money on everyday spending because you get 1 percent back on everything you buy. It also has quarterly bonus categories that can earn cardholders up to 5 percent. If you haven’t finished your Christmas shopping yet, there’s still time this year to earn that fourth quarter bonus on Amazon and Target purchases.

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Comparing Premium Travel Rewards Cards

Comparing Premium Travel Rewards Cards

Competition in the premium travel card segment continues to heat up as two new contenders have recently entered the market. the Altitude Reserve card from US Bank and the UBS Visa Infinite card. In addition to these new cards, Amex has made a variety of benefit changes to both the personal and business versions of the Platinum card.

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Premium Credit Card Comparison

Premium Credit Card Comparison

There are a number of premium credit cards available and each one has it’s own set of benefits. Depending on your travel and spending patterns, one may be a significantly better choice for you than another. In some cases it may make sense to have more than one.

In this article we’re going to compare the major premium credit cards from American Express, Chase and Citi. U.S. Bank has also just entered the premium card market with the launch of it’s Altitude card. We’ll have more on that one next week.

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Which Card is Better – Amex Platinum Personal vs Business?

Which Card is Better – Amex Platinum Personal vs Business?

Amex has been announcing a series of changes to both the personal and business versions of the Platinum card over the past several months. The pace of these announcements has increased in recent weeks, and now the differences between the two cards are greater than ever before.

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Cathay Pacific Visa Signature Credit Card Review

Cathay Pacific Visa Signature Credit Card Review

Who Is the Cathay Pacific Visa Signature Credit Card Good For?

The Cathay Pacific Visa Signature card from Synchrony Bank is good for anyone looking to rack up some Asia Miles, especially for those currently limited by sign-up bonus restrictions imposed by larger banks. Asia Miles is a transfer partner of both American Express Membership Rewards and Citi Thank You points. However, American Express has a once-in-a-lifetime rule for earning sign up bonuses, and Citi limits sign up bonuses to once per 24 months per rewards family.

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BankAmericard Travel Rewards Credit Card Review

BankAmericard Travel Rewards Credit Card Review

Who Is the BankAmericard Travel Rewards Card Good For?

The BankAmericard Travel Rewards credit card is good for anyone who wants to earn statement credits toward travel purchases. This card has no transfer partners, but it does have a generous earning scheme, a decent sign-up bonus and no annual fee.

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2017’s AAA Member Rewards Visa Signature Credit Card Review

2017’s AAA Member Rewards Visa Signature Credit Card Review

Who Is the AAA Member Rewards Visa Signature Card Good For?

If you have a AAA membership and you want to earn cash back on credit card purchases, you should consider getting the AAA Member Rewards Visa Signature from Bank of America. The card comes with a small sign-up bonus, generous bonus earning categories and no annual fee.  If you spend a lot on travel or at AAA, this card might be right for you.

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The Travel Rewards World MasterCard for Business Credit Card Review

The Travel Rewards World MasterCard for Business Credit Card Review

Who Is the Travel Rewards World MasterCard for Business Credit Card Good For?

The Travel Rewards World MasterCard for Business from Bank of America is designed for any small business owner or independent contractor who wants to earn WorldPoints travel rewards. It comes with a generous sign-up bonus and earning scheme, particularly for a no-fee card. You’ll be saving money on travel expenses in no time with this WorldPoints credit card.

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Avianca LifeMiles Vuela Visa Credit Card Review

Avianca LifeMiles Vuela Visa Credit Card Review

Who Is the Avianca Vuela Visa Card Good For?

Avianca, the second largest airline in Latin America, offers two co-branded credit cards to U.S. residents. The Avianca Vuela Visa is the carrier’s premium card, offering more perks and benefits than the lower cost Avianca Vida Visa. If you often fly on Avianca, or if you’re planning a trip to Central or South America, you should consider getting the Vuela Vista Visa with its superior earning potential and bigger sign-up bonus.

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Amtrak Credit Card Review

Amtrak Credit Card Review

Who Is the Amtrak Guest Rewards World MasterCard Good For?

Whether you’re planning a dream trip along the scenic California coastline or you’re a commuter in the busy Northeast Corridor, you should consider getting the premium Amtrak rewards credit card. It has some great perks, including a companion ticket, a lounge pass and a free ticket upgrade.

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AAdvantage Aviator Red MasterCard From Barclaycard Review

AAdvantage Aviator Red MasterCard From Barclaycard Review

Who Is the AAdvantage Aviator Red MasterCard Good For?

The AAdvantage Aviator Red MasterCard is Barclays’ midrange American Airlines co-branded card. If you often fly on American, this card comes with some nice perks, including an annual $100 flight discount, free checked bags, priority boarding, in-flight discounts and access to Reduced Mileage Awards.

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The Best Credit Cards to Get to China and Hong Kong With Miles

The Best Credit Cards to Get to China and Hong Kong With Miles

You can get to China and Hong Kong for as little as 60,000 miles. So save your cash for a nice new bespoke suit from the world famous tailors of Hong Kong. Or head straight to Beijing and start your journey in the Middle Kingdom with a trip to the Great Wall. With the right rewards credit card, you can earn enough with just the sign-up bonus.

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Citi / AAdvantage Gold World Elite MasterCard Review

Citi / AAdvantage Gold World Elite MasterCard Review

Who Is the Citi / AAdvantage Gold World Elite Card Good For?

The Citi / AAdvantage Gold World Elite MasterCard has the smallest annual fee and least benefits of all the co-branded American Airlines cards offered by Citi. However, if you’re primarily interested in getting the sign-up bonus, or if you’re just looking for a solid introductory card that earns American miles, it might be for you.

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The Best Credit Cards to Get to Japan With Miles

The Best Credit Cards to Get to Japan With Miles

You can easily earn a free flight to Japan in less than a year, but you’ll have to get the right credit card. Find out which card you need and which frequent flyer program can get you there the fastest.

For most airlines, award flights cost the same from either the East or West Coast to Tokyo, Japan’s main international hub. There were a few frequent flyer programs, though, that charged notable less if you flew from the West Coast.

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The Best Credit Cards to Get to the Middle East With Miles

The Best Credit Cards to Get to the Middle East With Miles

Have you ever wanted to experience the over-the-top luxury and outrageous architecture of the Middle East’s top tourist spots? You don’t have to be a jet-setting playboy or prince to visit five-star hotels, fine-dining restaurants, the world’s largest malls and man-made island resorts.

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