When that special occasion rolls around, like a wedding or an engagement, and you need an exceptional gift, like a diamond ring or new earrings, you can’t go wrong with Zales Jewelers. And if you’ve ever been to the store, you probably know that they have their own store credit card.
Credit history is everything. Buying a new car? You need good credit for that. Applying for a mortgage? You betcha! Even renting an apartment or shopping for a cell phone plan requires a credit pull these days.
Overstock.com is a billion dollar, tech-driven online retailer offering bargains galore. Shopping on their site is a lot of fun because you can buy anything, even a room full of furniture, and get free shipping as long as your order is $45 or more.
While bonuses are always a big factor when choosing a new credit card, you should also think about the long-term ability of the card to earn and redeem points. There are many things you should consider when determining the value of a card. Credit card promotions and rewards are always changing too, so stay in the know by being up to date on the best credit cards for points that 2018 has to offer.
Finding the right card can be a difficult task, which is why we’re here to help you compare credit cards. There are a lot of quality cards available for different types of consumers, so we’ve put the best cards in head-to-head matchups in a variety of categories. Whether you’re a traveler, a cashback junkie or a small business owner, we’ve got you covered.
New travel credit cards loaded with benefits and lucrative rewards are being introduced by banks at a rapid pace. Lucky for us, these include the cards that are best for airline miles. That’s because more and more credit cards are offering flexible, transferable points that can be converted to miles with a variety of airlines instead of just one carrier.
If you have a good credit score and zero debt, you might want to consider playing my favorite game. It can be played alone or in two-player mode, and it involves strategy and earning points. The game I’m talking about is the credit card rewards game, and it’s never too late to learn the rules. To get ahead, all you need is a credit card… or maybe five. Simply choose your weapon and start killing it.
You’ve probably been shopping at Walmart for years, but maybe you’ve just realized that they have their own credit card. You may be wondering if you should apply for the Walmart credit card. We’ll tell you how to apply and everything else there is to know about the Walmart MasterCard.
Many credit card promotions change monthly. The welcome bonus you see today might not be the same tomorrow. I recommend striking while the iron is hot. But how do you know when to apply?
Well, it’s a good thing you have experts like us to alert you to the best promos and offers. Let’s take a look at this month’s best credit card deals.
Holding a store credit card usually offers you, the consumer, a way to save money on merchandise. Almost every store has one these days. Did you know that Academy Sports + Outdoors, the discount sporting goods chain, offers its customers a co-branded Visa credit card?
We all carry a balance on our credit cards from time to time. Unexpected expenses come up, like medical bills and car repairs. And sometimes you just can’t find another way to get that big ticket item you want. Unfortunately, this can get expensive fast because of the high interest rates on most credit cards.
PayPal recently introduced a cashback credit card to their lineup. They’re hoping to attract more customers, but does the new PayPal Cashback MasterCard deserve a place in your wallet?
Once just the banking arm of eBay, PayPal is working hard to become your go-to electronic payment system. With its impressive earning potential and easy cashback redemptions, the new PayPal Cashback MasterCard is their latest step in achieving this goal.
You know the routine. You come home from work, and before heading inside you check the mail. Along with a bunch of coupons you’ll never use, you find a few bills and, yes, credit card offers.
The envelopes that the credit card offers arrive in are the result of a lot of science. The colors and even the texture of the envelope were created to send the message that you long to hear: you’ve been chosen.
Your credit score matters for a lot of things, but it can be difficult to even figure out what a good credit score range is. Not only are there many different kinds of credit scores, but credit score ranges differ, too. What’s considered a good score can vary depending the type of score, the credit bureau and even the lending institution.
The Chase Freedom credit card is a great way to quickly rack up a bunch of cash back or points that can be used for travel because you can get up to five Ultimate Rewards points per dollar spent in select categories. While that earning rate is capped at $1,500 in spending per quarter, that works out to 7,500 points every three months if you max out your bonus category spending.
So you’ve decided to apply for your first credit card. But without a credit history, it can be hard to figure out which cards you can get. You won’t qualify for just any card, never mind figuring out the best card to fit your needs.
Every major retailer has an online store these days. That means consumers no longer have to leave their couch to buy clothes, books, groceries and more. But in a sea of credit cards, it can be hard to pick the best one for shopping online.
I’ll tell you how you can maximize your cash back while shopping online. I’ve included our roundup of the most rewarding credit cards. Plus, you’ll learn how to use shopping portals to earn 10 percent cash back or more. I managed to get 17 percent back for a recent purchase!
Most of us have gotten a letter from one credit card issuer or another telling us that we’ve been pre-approved for a card. But do you know what that really means? We’ll give you the lowdown on pre-approval and our tips and tricks for pre-qualifying for that Capital One card you really want.
Alaska Airlines credit cards are a solid option for anyone with good credit who lives in an area served by Alaska Air or one of its 17 airline partners. After you get the sign-up bonus, this card is best for earning Alaska Airlines rewards and supplementing your everyday cards that have more versatile points currencies.
Not knowing how credit card interest works can have serious consequences on your credit, especially if you are unable to make unexpected large monthly payments. However, by gaining some knowledge of how the process works, you can maximize the benefits and the rewards of credit card ownership.
