Not knowing how credit card interest works can have serious consequences on your credit, especially if you are unable to make unexpected large monthly payments. However, by gaining some knowledge of how the process works, you can maximize the benefits and the rewards of credit card ownership.
How to Get Cash from Your Credit Card
Wouldn’t it be great if you could withdraw cash from your
Chances are, your credit card issuer provides cash advances as a service. The service lets you get cash with a credit card, which you can do in the following ways: at an ATM, at a bank counter or via checks the bank sends you by mail. Needless to say, overspending is a bad habit and should not be the reason why you need cash. Things happen, and perhaps, an unplanned emergency put you over budget, and now you need money for rent or a car payment—things you typically cannot pay with a credit card. You might think about taking out cash from your credit card.
The Best 2 Percent Cashback Credit Cards
Credit cards come in a variety of shapes and sizes, but the best ones offer 2 percent cash back on all purchases. They’re easy to use and rewarding, earning a bonus for every purchase you make. It’s hard to beat a double cash card.
Apply for a Credit Card and get Approved for Sure
Have you tried applying for a credit card, only to be turned down time after time? Ever wonder why the banks keep telling you no? Want to know how you can change the response you get?
Finding Chase Pre-Approved and Pre-Qualified Credit Card Offers
Chase has been a leading credit card issuer for some time and offers some of the best overall cards available. But being approved for one of these much desired cards is not always easy. Now you can increase your odds of getting approved for a Chase credit card by exploring pre-approved and pre-qualified offers.
Unlimited 10x Miles on Hotel Stays When You Pay With Your Capital One Venture Card at Hotels.com
Capital One has just announced another exciting offer. Starting now through January of 2020, the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card are offering 10x miles when you book through Hotels.com/venture and pay with your card. This is a big step up from the 2x miles you previously earned for these purchases.
Free Discover Credit Score: How and Why You Should Get One
Knowing your credit score is very important when it comes time to get a car loan, mortgage, or even a student loan. Your score will have an impact on what kind of interest rate you are able to get, and maybe if you’re able to get a loan at all. Discover, and 90% of other top lenders, will use FICO scores in their creditworthiness decisions. Discover will even tell you what your credit score is for free.
Discover’s Social Security Number Alerts: The Fraud Protection You Need
Identity theft is a serious problem that’s only getting worse. But don’t worry. Discover’s new Social Security number alerts has got you covered. If you’re a cardholder, the issuer will scour the dark web for the illegal use of your Social Security number.
Credit Cards vs. Debit Cards: What are the Differences and Which is Better?
Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.
How to Pre-Qualify for a Discover Card
Pre-qualifying for a Discover card is easy. And if you’re thinking about getting a new card, like the popular Discover it Cashback Match, you should see if you’re pre-approved before submitting a full application.
Which Credit Card Issuer Has the Best Travel Insurance: American Express vs. Discover vs. Barclays?
Many credit card users are familiar with travel benefits offered by their credit cards including car rental coverage and lost luggage protection. Some credit cards go beyond this level of coverage, providing travel insurance that covers cardholders in the event of unforeseen events, accidents or illnesses.
What is a Balance Transfer and Can it Really Save Me Money?
You have probably heard of a balance transfer, but how does it work and will it really save you money?
Transferring a balance can provide some relief from that debt keeping you awake at night because you can save interest payments if you transfer your balance to a card with a 0% APR. You will also be able to pay off your debt faster since you will only be paying the actual money owed, rather than the interest charges it’s been accruing.
Discover’s 18-Month Balance Transfer Offer: Everything You Need to Know
Not only is the Discover it card great for earning cash back, but it’s also an excellent tool for paying down existing debt due to its 18-month balance transfer offer. With this special financing, you’ll get 0% APR for a year and a half. Plus, you’ll earn cashback rewards on every purchase you make.
The icing on the cake is that this card is absolutely free. You’ll never have to pay an annual fee. Let’s take a closer look at what this card has to offer.
Discover’s Cashback Calendar for 2019
The Discover it
Comparing Premium Travel Rewards Cards
Competition in the
Premium Credit Card Comparison
There are a number of premium credit cards available and each one has it’s own set of benefits. Depending on your travel and spending patterns, one may be a significantly better choice for you than another. In some cases it may make sense to have more than one.
In this article we’re going to compare the major premium credit cards from American Express, Chase and Citi. U.S. Bank has also just entered the premium card market with the launch of it’s Altitude card. We’ll have more on that one next week.
Which Card Is Better – Amex Platinum Personal vs. Business?
Amex has been announcing a series of changes to both the personal and business versions of the Platinum card over the past several months. The pace of these announcements has increased in recent weeks, and now the differences between the two cards are greater than ever before.
Cathay Pacific Visa Signature Credit Card Review
Who Is the Cathay Pacific Visa Signature Credit Card Good For?
The Cathay Pacific Visa Signature card from Synchrony Bank is good for anyone looking to rack up some Asia Miles, especially for those currently limited by sign-up bonus restrictions imposed by larger banks. Asia Miles is a transfer partner of both American Express Membership Rewards and Citi Thank You points. However, American Express has a once-in-a-lifetime rule for earning sign up bonuses, and Citi limits sign up bonuses to once per 24 months per rewards family.
BankAmericard Travel Rewards Credit Card Review
Who Is the BankAmericard Travel Rewards Card Good For?
The BankAmericard Travel Rewards credit card is good for anyone who wants to earn statement credits toward travel purchases. This card has no transfer partners, but it does have a generous earning scheme, a decent sign-up bonus and no annual fee.
2017’s AAA Member Rewards Visa Signature Credit Card Review
Who Is the AAA Member Rewards Visa Signature Card Good For?
If you have a AAA membership and you want to