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2019 Chase Freedom Calendar (Q4 Revealed to Earn 5% Cash Back)

The Chase Freedom credit card is one of my favorite ways to earn cash back. Each quarter they offer rotating categories that offer 5% cash back on your purchases. This cash back comes in the form of Ultimate Rewards points, which hold even more value when you pair the Freedom card with the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Chase Ink Business cards.

The quarterly bonus categories are capped at $1,500 in spend each quarter. This means that you can earn up to 7,500 Ultimate Rewards points every three months when you max out the bonus opportunity.

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The Best First Credit Cards You Should Apply For

So you’ve decided to apply for your first credit card. But without a credit history, it can be hard to figure out which cards you can get. You won’t qualify for just any card, never mind figuring out the best card to fit your needs.

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Best Credit Cards for Online Shopping in 2019

Every major retailer has an online store these days. That means consumers no longer have to leave their couch to buy clothes, books, groceries and more. But in a sea of credit cards, it can be hard to pick the best one for shopping online.

I’ll tell you how you can maximize your cash back while shopping online. I’ve included our roundup of the most rewarding credit cards. Plus, you’ll learn how to use shopping portals to earn 10 percent cash back or more. I managed to get 17 percent back for a recent purchase!

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How to Pre-Qualify for Capital One Credit Cards

Most of us have gotten a letter from one credit card issuer or another telling us that we’ve been pre-approved for a card. But do you know what that really means? We’ll give you the lowdown on pre-approval and our tips and tricks for pre-qualifying for that Capital One card you really want.

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Alaska Airlines Credit Cards: Everything You Need to Know

Shows Alaska Plane flying in the night with Alaska Credit Cards

Alaska Airlines credit cards are a solid option for anyone with good credit who lives in an area served by Alaska Air or one of its 17 airline partners. After you get the sign-up bonus, this card is best for earning Alaska Airlines rewards and supplementing your everyday cards that have more versatile points currencies.

This post is your go-to place for everything about Alaska Airlines credit cards and it’s Mileage Plan frequent flyer program. Alaska Airlines Mileage Plan is consistently ranked highly by customers and experts alike, offering exceptional redemption values to Hawaii and Asia. Between the low domestic and international premium redemption rates, good sign-up bonuses and its famous annual companion pass, Alaska Airlines Mileage Plan should not be overlooked.

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What You Don’t Know About Credit Card Interest Can Hurt You

Not knowing how credit card interest works can have serious consequences on your credit, especially if you are unable to make unexpected large monthly payments. However, by gaining some knowledge of how the process works, you can maximize the benefits and the rewards of credit card ownership.

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How to Get Cash from Your Credit Card

Wouldn’t it be great if you could withdraw cash from your credit card the same way you can from a debit card? Well, there is a way, but it’ll cost you.

Chances are, your credit card issuer provides cash advances as a service. The service lets you get cash with a credit card, which you can do in the following ways: at an ATM, at a bank counter or via checks the bank sends you by mail. Needless to say, overspending is a bad habit and should not be the reason why you need cash. Things happen, and perhaps, an unplanned emergency put you over budget, and now you need money for rent or a car payment—things you typically cannot pay with a credit card. You might think about taking out cash from your credit card.

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The Best 2 Percent Cashback Credit Cards

Shows comics when guy gives credit card and it's converted into cashback

Credit cards come in a variety of shapes and sizes, but the best ones offer 2 percent cash back on all purchases. They’re easy to use and rewarding, earning a bonus for every purchase you make. It’s hard to beat a double cash card.

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Apply for a Credit Card and get Approved for Sure

Have you tried applying for a credit card, only to be turned down time after time? Ever wonder why the banks keep telling you no? Want to know how you can change the response you get?

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Finding Chase Pre-Approved and Pre-Qualified Credit Card Offers

Chase has been a leading credit card issuer for some time and offers some of the best overall cards available. But being approved for one of these much desired cards is not always easy. Now you can increase your odds of getting approved for a Chase credit card by exploring pre-approved and pre-qualified offers.

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Unlimited 10x Miles on Hotel Stays When You Pay With Your Capital One Venture Card at

Shows and Venture Credit Cards under angle

Capital One has just announced another exciting offer. Starting now through January of 2020, the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card are offering 10x miles when you book through and pay with your card. This is a big step up from the 2x miles you previously earned for these purchases.

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Free Discover Credit Score: How and Why You Should Get One

Credit report with three Discover cards

Knowing your credit score is very important when it comes time to get a car loan, mortgage, or even a student loan. Your score will have an impact on what kind of interest rate you are able to get, and maybe if you’re able to get a loan at all. Discover, and 90% of other top lenders, will use FICO scores in their creditworthiness decisions. Discover will even tell you what your credit score is for free.

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Discover’s Social Security Number Alerts: The Fraud Protection You Need

Discover Social Security Alerts

Identity theft is a serious problem that’s only getting worse. But don’t worry. Discover’s new Social Security number alerts has got you covered. If you’re a cardholder, the issuer will scour the dark web for the illegal use of your Social Security number.

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Credit Cards vs. Debit Cards: What are the Differences and Which is Better?

Shows two cards - debit and credit on the table

Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.

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How to Pre-Qualify for a Discover Card

Pre-qualifying for a Discover card is easy. And if you’re thinking about getting a new card, like the popular Discover it Cashback Match, you should see if you’re pre-approved before submitting a full application.

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Which Credit Card Issuer Has the Best Travel Insurance: American Express vs. Discover vs. Barclays?

Many credit card users are familiar with travel benefits offered by their credit cards including car rental coverage and lost luggage protection. Some credit cards go beyond this level of coverage, providing travel insurance that covers cardholders in the event of unforeseen events, accidents or illnesses.

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What is a Balance Transfer and Can it Really Save Me Money?

You have probably heard of a balance transfer, but how does it work and will it really save you money?

Transferring a balance can provide some relief from that debt keeping you awake at night because you can save interest payments if you transfer your balance to a card with a 0% APR.  You will also be able to pay off your debt faster since you will only be paying the actual money owed, rather than the interest charges it’s been accruing.

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Discover’s 18-Month Balance Transfer Offer: Everything You Need to Know

Not only is the Discover it card great for earning cash back, but it’s also an excellent tool for paying down existing debt due to its 18-month balance transfer offer. With this special financing, you’ll get 0% APR for a year and a half. Plus, you’ll earn cashback rewards on every purchase you make.

The icing on the cake is that this card is absolutely free. You’ll never have to pay an annual fee. Let’s take a closer look at what this card has to offer.

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Discover’s Cashback Calendar for 2019

The Discover it cashback credit card is a great choice for saving money on everyday spending because you get 1 percent back on everything you buy. It also has quarterly bonus categories that can earn cardholders up to 5 percent. If you haven’t finished your Christmas shopping yet, there’s still time this year to earn that fourth quarter bonus on Amazon and Target purchases.

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Comparing Premium Travel Rewards Cards

Competition in the premium travel card segment continues to heat up as two new contenders have recently entered the market: the Altitude Reserve card from US Bank and the UBS Visa Infinite card. In addition to these new cards, Amex has made a variety of benefit changes to both the personal and business versions of the Platinum card.

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