Best Credit Cards by Destination, Bonus and More

Among credit cards, there is one card that stands apart from all others. The Centurion Card from American Express is by far the most expensive, and exclusive card offered in the United States. Yet it’s also perhaps the least understood as many of its features and benefits are kept secret. In fact, this card is not even offered to the general public, you have to be invited to apply. Let’s take a look at the history of this card, how to get it, and what it costs, as well as its numerous features and benefits. Then, you can determine if this card makes sense for your needs.

Now that Chase has entered the premium segment of the credit card market with its new Sapphire Reserve card, it’s time for a comparison of the premium offerings from the three primary travel rewards credit card issuers, Chase, Citi and Amex. We rank each of these cards in a variety of categories and come up with a winner.

Who Is the Spark Miles Select for Business Card Good For?

If you’re looking for a no-annual-fee rewards business card, it’s hard to go wrong with the Spark Miles Select card from Capital One. Despite the fact that it’s a no-fee card, it comes with a decent sign-up bonus and a generous earning scheme. You’ll get 50,000 miles after spending $4,500 and earn 1.5 miles per dollar spent on all purchases for your business. You have to be a small business owner or an independent contractor to qualify for the card.

What are the New Bonus Rules?

Citi has continued to add restrictions to their rules that limit how often you can earn a sign-up bonus on their credit cards. They first added language that limited bonuses to once every 18 months per card, which was later increased to 24 months.

Are you planning a trip to Europe? Do you want to save some money and fly there for nearly free? The quickest way to do that is to earn miles or points with travel rewards credit cards and redeem them for award flights. Read on to find out which cards can get you to Europe the soonest.

Who Is the Starwood Preferred Guest Business Card Good For?

If you’re a small business owner or an independent contractor looking for a co-branded hotel rewards card that has very flexible redemption options, you should consider getting the Starwood Preferred Guest Business card from American Express. The SPG Business Amex comes with some nice perks that you won’t get with the personal SPG credit card.

Who Is the Chase Sapphire Reserve Card Good For?

The latest offering in Chase’s Ultimate Rewards lineup is the Sapphire Reserve card. This card is widely rumored to have an official release date of August 21st and the features have been confirmed by screenshots around the blogosphere. This card is Chase’s first public UR-earning entry into the super-premium segment, designed to compete with the Platinum card from American Express and the Citi Prestige card and be more exclusive than Chase Sapphire Preferred Credit Card that already established itself as great travel card.

Who Is the Chase Freedom Unlimited Card Good For?

The latest offering in Chase’s Ultimate Rewards lineup is the Freedom Unlimited card. Like the standard Freedom card, the Unlimited card works best as a companion to either the Sapphire Preferred or Ink Plus cards. Without either of those cards, you won’t be able to transfer points to partner airlines. On their own, the Freedom cards function mostly as cash back cards.

There are so many excellent credit cards with no annual fee that even a moderately-priced annual-fee card can raise brows. So when it comes to ultra-premium cards that cost hundreds of dollars, most people just roll their eyes and walk away. This is often the right thing to do for many people, but if you are a frequent traveler, you might at least want to look into these offers. It might be that these expensive credit cards can actually save you some serious money.

Who Is the CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^® Good For?

You may have overlooked the CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^® in favor of the personal AAdvantage Platinum Select. While similar, there are some notable differences between these cards. If you’re a small business owner or independent contractor, you should consider getting this card instead.

Virgin Airlines Flying Club is a program that offers excellent values when you know how to use it right. Not only does it have an extensive airline network between the U.S. and Great Britain, but also a handful of partner airlines that you can fly on to any part of the world: Air China, Air New Zealand, ANA, Delta, Hawaiian, Jet, Malaysia, Singapore, South African, Virgin America and Virgin Australia.

If you often travel abroad, or if you’re planning a big trip to a foreign country, you’ll need a no foreign transaction fee credit card. Don’t worry; there are a lot of options, including some of the best rewards cards available.

An airport lounge is a great environment to enjoy while you’re waiting for your boarding announcement. At the very least, you get a comfortable and quiet seating area with free coffee, soft drinks, snacks and WiFi. Some lounges also have showers and quiet areas. High-end lounges can be quite luxurious and offer striking design, gourmet food, top-shelf alcohol and even day beds that can be a rather attractive feature for a weary traveler during a long transit.

If you’re looking for a credit card that’s part of a major rewards program that gives you the flexibility to transfer points to several different airlines, you should consider the Chase Ink Plus Business and American Express EveryDay Preferred cards.

Are you a small business owner or independent contractor who’s looking for a premium travel credit card? American Express has two excellent offerings that are packed full of perks: the Delta Reserve for Business and the Amex Business Platinum.

The Discover It Cash and Discover It Miles cards are two different products that have very similar, yet distinct features. First, understand that neither one earns you actual miles or points transferrable to frequent flyer programs. But that doesn’t mean you’re not getting a great deal. It only means that you are not getting miles. What you get is cash back and your redemption rate is always fixed at one cent per dollar. But the upside is that you will also get real miles and points when you book your flight or hotel.

If you’re thinking about getting a rewards credit card for your next trip abroad, there are two questions you should ask yourself: Can you use the card while you’re traveling in another country, and which card earns points or miles that can get you where you want to go?

Are you saving up for a dream vacation and looking for a big sign-up bonus to boost your miles or points balance? There are a lot of travel rewards credit cards out there, making it hard to know which one can get you where you want to go the fastest.

You don’t have to get a personal credit card that’s part of a major rewards program to get a big sign-up bonus. There are a number of co-branded airline cards and business rewards cards out there that offer 50,000 miles or more to first-time cardholders.

Choosing which travel rewards credit card to apply for can be overwhelming, particularly if you’re just getting into the miles game. Even veterans get confused by all the options sometimes. Let’s take a look at some of the best cards to get into the big travel rewards programs.