RewardExpert - Blog - рage 6 of 126

RewardExpert.com is an independent website that is supported by advertising. RewardExpert.com may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

American Express Balance Transfer Offers: Are They Really Good?

American Express Balance Transfer Offers: Are They Really Good?

If you’re reading this, chances are you have too much debt on one or more high-interest-rate credit cards and you’re looking to consolidate all or some of that debt onto a credit card with no balance transfer fee from American Express or another credit card with no balance transfer fee.
Here’s what you need to know about an American Express balance transfer.

Read more

Edmunds Helps Car Buyers Shop Confidently and Save

Edmunds profile featured image

With interest rates on new vehicles the highest the market has seen in a decade according to Edmunds, a leading online resource for automotive information, getting the best price on your next car –whether new or used– is more important than ever. RewardExpert recently sat down with Eugene Park, Edmunds’ chief product officer, to learn more about the resources the company offers to guide car shoppers from research through purchase as well as tips for maximizing your savings.  

Read more

Earn 8% Cashback With Capital One Savor Credit Card And Vivid Seats

Earn 8% Cashback With Capital One Savor Credit Card And Vivid Seats

Credit card partnerships can be a great way to boost your accumulation of cash back or reward points because they typically increase the amount of cash back or rewards points you earn. Capital One Savor Cash Rewards’ new arrangement with Vivid Seats is, perhaps, the ultimate example of those kind of partnerships because cardholders now have the opportunity to earn a whopping 8 % cash back.

Read more

Electronic Transactions Association (ETA) Helps Payments Industry Players Grow

ETA

Most consumers don’t think about payment processing. They choose what they want to buy, place it in a physical or virtual cart, pay with a credit or debit card, and go on their way. Unless there is a problem –like a credit card denial at the register or a double charge later discovered on a bill– they’re blissfully unaware of everything that goes on after the merchant collects their payment data.
The Electronic Transactions Association (ETA), on the other hand, is very aware of the players involved in taking that data and processing the actual payment. As the leading trade association for the payments industry, looking out for those companies is the ETA’s sole purpose. RewardExpert recently spoke with Interim CEO Amy Zirkle to find out more.

Read more

Best Credit Cards For Excellent Credit

Best-cards-for-excellent-credit

If you’re like me and you have a high FICO score above 800, welcome to the club – the 20% of us, consumers who have excellent credit. Our high credit score means we have access to some of the best credit cards that exist.
I don’t mean “excellent” in the subjective sense. I mean “excellent credit” in terms of the official ranking system the credit industry uses to determine the risk you won’t repay whatever credit you’re extended.

Read more

Vidyo: A Pioneer in Video Collaboration

Vidyo

Technology has come a long way in the past few decades. And it has connected people in ways that generations before would have never thought possible. RewardExpert had the opportunity to speak with Director of Financial Services Solutions Marketing, Damien Simonneau, of Vidyo, a company that has revolutionized the world through its real-time video and cloud-based services.

Read more

Consumers’ Checkbook: Helping Consumers Make Smarter Choices

Consumers' Checkbook

With so much information out there these days, it’s often difficult to pinpoint how to get the best service or the best price. Lots of ratings sites claim to have honest information, but with sponsored ads, it’s hard to tell whether the reviews are really what they should be. Consumers’ Checkbook offers advice to help people save money, time and hassle, all ad-free on a variety of local services. RewardExpert spoke with Executive Editor, Kevin Brasler, about how Consumers’ Checkbook puts consumers first, and provides accurate, fair assessments on lots of industries from personal finance to travel to healthcare and more.

Read more

Mixpanel Helps Businesses Generate More Revenue with Their Data Analyzation

Mixpanel

It’s not the data that companies collect, but the data that’s analyzed that can lead to higher revenue, bigger profits and a more successful business. For nearly a decade, a company called Mixpanel has been helping over 26,000 companies analyze user data and detect the newest trends to grow their business. Vice President of Global Sales at Mixpanel, Pierre Berlin, gave RewardExpert the inside story about the growing company.

Read more

Average Credit Score By Age: Learn How Your Score Compares

Credit Score by Age groups

A new report by credit-scoring service Experian shows that the average American consumer is slightly better off compared to last year, at least in terms of their credit score.
But have you ever wondered what is the average credit score, and where you fall within the mix, particularly for your age group?

Read more

Grow Your Business By Attending IRCE @ RetailX

IRCE

E-commerce is a competitive business, and any edge companies can gain could be the difference between success and failure. The Internet Retailer Conference and Exhibition (IRCE) @ RetailX has been helping businesses gain that edge and grow their profits since 2005. Doug Hope, RetailX Show Director and Senior Vice President, Emerald Expositions, spoke to RewardExpert about this year’s exhibition. “IRCE brings together all facets of e-commerce – including platforms, marketing, social media, SEM, fulfillment and merchandising – to give attendees a 360-degree view of what it takes to win hearts, minds, and dollars online right now,” he said. This year’s event occurs June 25-28, 2019 at McCormick Place South in Chicago.

Read more

CashStar Helps Merchants Increase Revenues With Gift Card Programs

Cashstar

By some estimates, gift giving drives between 20 to 25 percent of today’s retail sales. That means that one out of every four retail purchases a consumer makes is likely to fall under the gift category. With U.S. gift card sales reaching $160 billion last year, smart retailers are establishing engaging and efficient gift card programs to capitalize on this lucrative market.
CashStar, a leading provider of merchant solutions and services for gift card commerce, is at the forefront of the industry. RewardExpert spoke with Alex Barseghian, Group Vice President for North American Retail at Blackhawk Network, CashStar’s parent company, to learn more.

Read more

Changes To Aeroplan: What Will Happen With My Points?

Changes-to-Aeroplan

Air Canada has finalized its purchase of the Aeroplan program as part of a larger plan to roll out a new frequent-flyer program in 2020.
For Aeroplan members with Aeroplan miles in their account, the obvious question is: What changes to Aeroplan and to my Aeroplan rewards can I expect from Canada’s purchase?
Here’s how the deal could likely work out for the Aeroplan program.

Read more

Cars On A Credit Card: How To Buy Your Car With Your Plastic

Buy Car with Credit Card

In an age when credit cards offer all sorts of benefits – from free cash back to airline miles that can lead to free trips to exotic destinations – accumulating as many miles and points on a credit card has become something for a sport. And the easiest, quickest way to build a big base of miles or points is paying for big-ticket items with your piece of plastic.

Read more

When Dealing with Financial Anxiety, Facing Fear is Essential According to ADAA Public Education Committee Co-Chair

ADAA

If you’ve found yourself increasingly anxious about your financial situation, you’re not alone. A recent study by Northwestern Mutual, an American financial services organization, found that 54 percent of Americans have experienced financial anxiety, 52 percent have dealt with financial insecurity, and 48 percent have felt financial fear. In fact, money was identified as the survey respondents’ dominant source of stress—with finances even more stressful than relationships and work.

Read more

Use Market Force Information’s Experience Management Solutions to Increase Revenues

Marketforce

Whether you run multiple restaurant or retail locations or have a single bank branch, your customers’ experiences need to be top-notch and consistent. If they aren’t, you risk damage to your brand and –over time– a negative impact on your organization’s bottom line.
Market Force Information (also known simply as Market Force) is a customer experience management company that has been recognized as one of the top 50 market research organizations by the American Marketing Association.

Read more

Hit the Shopping Sweet Spot with Honey

Honey

There’s no doubt that it’s sweet to save money, anytime, anywhere. And shopping online is no different. After all, how many times have you added an item to your cart, and then hunted around for discount codes, only to come up empty handed? Now, a company called Honey is making it easier to save money online.
Honey’s technology scans the internet to help shoppers find the top discounts at thousands of stores, automatically adding discounts and promo codes. Janine Kamwene, the director of communications at Honey, spoke to RewardExpert about the sweet shopping experience Honey provides.

Read more

How To Cancel A Credit Card – The RIGHT Way

How-to-Cancel-a-Credit-Card

We all end up with too many credit cards at some point.
You go to the department store or a specialty retailer and you’re making a big purchase, and if you sign up for their branded credit card at check out, the clerk lets you know, “you can save an additional 20% off your purchases today.” So, you sign up. Or you decide you want to start collecting airline miles or travel points and, so, you sign up for a new card. And sooner or later you find one day you have more credit cards than you know what to do with.


Read more

Visa vs. Mastercard? Amex vs. Visa? Which Credit Card is the Best?

Visa vs. Mastercard? Amex vs. Visa? Which Credit Card is best?

It was September 1958 when Bank of America launched the first credit-card network with its BankAmericard. A month later, American Express launched the first worldwide credit-card network. Since then, consumers have seen a veritable arms race as credit card companies raced to build the biggest, most-reliable networks.
Today, so many credit card networks exist it begs a big question:
What credit card is the best?

Read more

Genesis Mining Offers a Smart and Easy Way to Mine Cryptocurrencies

Genesis-Mining


Since the release of Bitcoin in 2009, cryptocurrency mining has frequently made headlines in the media. But the industry has seen significant changes over the last decade. While in the early days it was possible for anyone with a computer and enough CPU or high-speed video processor cards to make a tidy profit mining cryptocurrency, specialized hardware and machines, mining groups and cloud-mining services have since risen to the forefront.

Read more

How to Increase Your Credit Limit with: Capital One, Citi, Chase and Amex

Increase Your Credit Limit

A variety of reasons exist for wanting to know how to increase your credit limit.
The most obvious is that your credit card balance is running up against your existing credit limit, and without a credit limit increase you will max out your credit card and not be able to use it until you pay down the balance.
But you might also want to increase your credit limit (even just temporarily) to afford a very expensive item. Many people do this just so they can collect a large batch of travel miles or points with a single purchase … but they know they will immediately repay the card with cash they’ve already set aside for the purchase.

Or, maybe you want to improve your credit score. An increased credit limit will immediately reduce your credit utilization (how much of your total available credit you have already used), and credit utilization is one of the factors that determines credit score, since lower credit utilization typically improves a credit score.

Read more