Educational Posts on Loyalty Programs

Up to 1,000 Bonus Miles With United MileagePlus Shopping

Up to 1,000 Bonus Miles With United MileagePlus Shopping

Between Father’s Day and graduation, you’ll have plenty of reasons to buy gifts for your dads and grads. offering you a way to turn those reasons into opportunities to earn some extra MileagePlus miles on shopping you would do anyway. You just have to use United’s online shopping portal.

Read more

Is This the American Express Version of 5/24? New More Restrictive Amex Rules and Bonus Qualification Tool in Action

Is This the American Express Version of 5/24? New More Restrictive Amex Rules and Bonus Qualification Tool in Action

Banks have continued to clamp down on people churning credit cards to earn sign-up bonuses. They want customers to keep cards for years because sign-up bonuses are loss leaders to earn our business. In keeping with this trend, American Express has added new language restricting sign-up bonuses based on the number of cards you’ve recently opened or closed, even with other banks.

Read more

Easy Money: Citi Cardholders Can Earn $30 After 3 PayPal Purchases

Easy Money: Citi Cardholders Can Earn $30 After 3 PayPal Purchases

PayPal is looking to expand beyond sending money between friends. They want to be the preferred payment option when shopping online and in person. Here’s a great opportunity for Citi cardholders to earn $30 after making three PayPal purchases of $30 or more. This promotion is for a limited time only, so plan your purchases before July 22, 2018.

Read more

Up to 125,000 Points With Hilton Honors Credit Cards

Up to 125,000 Points With Hilton Honors Credit Cards

For a limited time, there are some incredible offers from up to 125,000 Hilton Honors points and more benefits than we’ve ever seen before… even on their no annual fee card!

Read more

Glee Is the Foremost Showcase in Garden and Outdoor Living the World Over

Glee Is the Foremost Showcase in Garden and Outdoor Living the World Over

Maintaining our home’s outdoor living spaces is an ongoing, multifaceted project in and of itself. From general lawn and garden care to the aesthetics of designing patios and porches, it’s a true enterprise. But, besides going to big warehouse stores like Home Depot and Lowes, or local greenhouses, having an all-inclusive array of outdoor options to meet our needs is best showcased in a proper venue. Glee is the UK’s premier answer to a large-scale garden and outdoor living trade show for retailers and buyers alike.

Read more

New United Explorer Credit Card Now Available

New United Explorer Credit Card Now Available

The credit card world is constantly changing. Cards that were awesome yesterday are ho-hum today, so banks are always evaluating their credit card portfolio to see where they can add more value and gain more of your wallet share. Chase has recently released a new United Explorer credit card, but does it belong in your wallet? Let’s take a look.

Read more

IR: Creating Clarity and Insight in a World of Connected Systems

IR: Creating Clarity and Insight in a World of Connected Systems

IR started providing real-time, fault-tolerant management in 1988 for business-critical computer systems and applications running on HP NonStop server technology. It has since grown to be a world leader with many of the world’s largest enterprises and IT service providers relying on IR to optimize their IT operations and deliver a great user experience.

Read more

Transforming Finance in Healthcare – Simplee Empowers Patients and Providers

Transforming Finance in Healthcare – Simplee Empowers Patients and Providers

Everyone can agree, no matter what your politics, there’s nothing worse than being completely engulfed in healthcare bills. Incurring heavy hospital and insurance costs can weigh anybody down to the point of finding no solace. Fortunately, there is a fintech that is reshaping the system as we know it and making life easier for patients and medical providers everywhere.

Read more

Earnin Makes Everyday Payday

Earnin Makes Everyday Payday

Ever wish you could get paid for the time you have already worked and not have to wait for payday? Earnin is the company that is making that happen. Thousands of big name employers are signing on as well, including AT&T, Starbucks and WalMart. They find benefit in the fact that there’s no extra paperwork, no payroll modifications, no change in cash flow, and it’s free for the company. Employees simply enroll in the program and link their bank account.

Read more

Launch Your Own Online Store for Free With PrestaShop

Launch Your Own Online Store for Free With PrestaShop

In 2017, retail ecommerce sales worldwide grew to $2.304 trillion, a nearly 25 percent increase over 2016’s totals according to market research company eMarketer. This year, eMarketer estimates 62 percent of the world’s internet users will purchase at least one item via a digital channel.

Read more

Equip Your Business for Success With ELFA

Equip Your Business for Success With ELFA

In order to become a successful business, companies need to have the right equipment. But often that equipment, which can make or break a business, is too pricey. That’s where equipment financing provides the necessary financial support to get a business up and running.

Read more

Keep Your Company in Check With Accertify

Keep Your Company in Check With Accertify

Fraudsters seem to be everywhere these days, from the financial services sector to the travel industry to electronics. With so many risks out there, how do companies keep their consumers and employees safe from automated attacks? Accertify prides itself on being a one-stop shop for fraud management.

Read more

Mailbird Provides Organization for Email Productivity With Style

Mailbird Provides Organization for Email Productivity With Style

Having all-in-one access to our different emails, messengers and calendars is central with a busy day-to-day schedule. Mailbird is an award-winning desktop email client for Windows which sleekly supports several accounts and identities, while integrating with productivity and communications apps, such as Slack, Dropbox, Google Drive and calendar, and more. Say goodbye to checking different inboxes one at a time with its seamless, simple and speedy design.

Read more

Thinking Capital: Flexible Financing for Canadian Small Businesses

Thinking Capital: Flexible Financing for Canadian Small Businesses

Millions of small businesses call Canada home. In fact, according to the most recent data from Innovation, Science and Economic Development Canada (ISED), a department of the Canadian government formerly known as Industry Canada, nearly 98 percent of the country’s total employer businesses are classified as “small,” with fewer than 100 paid employees.

Read more

Ellevate Network: Connecting Accomplished Women to Forge Global Diversity

Ellevate Network:  Connecting Accomplished Women to Forge Global Diversity

The strong and tireless leadership of women is more vital than ever in today’s business world. Women have made countless entrepreneurial strides in the twenty-first century, but many obstacles remain. According to a PEW Research analysis, female headship roles only constitute a mere 10 percent of top executive positions at U.S. companies in 2016-17. Thankfully, Ellevate Network is an organization of qualified women diligently working on solutions to vanquish those unacceptable numbers, and propel more women to create, inspire and lead.

Read more

Policygenius Makes Getting Covered Easy

Policygenius Makes Getting Covered Easy

Searching for insurance can be a difficult task. There are so many types of insurance coverage, not to mention the long list of companies that offer different options. Which one is the right one for you? Then comes trying to understand all of the terminology used in the policies and quotes—are they even speaking English?

Read more

Friendship, Fashion and Finances – Ruby Ribbon Takes Shopping to a Whole New Level

Friendship, Fashion and Finances – Ruby Ribbon Takes Shopping to a Whole New Level

Let’s face it. Being a woman is a tough job. From balancing work, finances, families and fashion, it’s hard to keep everything in check. But sometimes a little support and help can go a long way. Ruby Ribbon offers a variety of wire-free products that showcase style, elegance and comfort. RewardExpert spoke with CEO Anna Zornosa about what makes her company special and why more and more women are turning to Ruby Ribbon not just for the comfort of the products, but the comfort of having a side business to help manage their finances.

Read more

SwiftStack Helps Businesses Keep Their Data Managed Safely in Cloud Storage

SwiftStack Helps Businesses Keep Their Data Managed Safely in Cloud Storage

The days of on-site data management are long gone, as businesses continue to grow and expand, along with their needs for data storage. Cloud storage has been the most used alternative, with a growing number of businesses turning to this method for their needs. But many businesses are reluctant to trust large, public cloud spaces. This opened the door for a new company to be born that had a better way for businesses to securely store their unstructured data using cloud storage in their own private environment.

Read more

JMango360 Puts Online Retailers Ahead By Building Stunning, Feature-Rich Mobile Apps

JMango360 Puts Online Retailers Ahead By Building Stunning, Feature-Rich Mobile Apps

Mobile apps are hotter than ever for entrepreneurs in this day and age, and you don’t have to be a tech wizard to build your own stage for success. The revolution of m-commerce is now more accessible to anyone with the power of JMango360—an all-inclusive mobile app builder that allows one to easily and affordably develop their own webshop application. No longer do you need to be a coder or endure passé investment steps to throw your hat into the ring with the big-timers. These pioneers make the process snappy for an immaculate finished product.

Read more

Wealthsimple: Making Smart Investing Simple and Affordable for All

Wealthsimple: Making Smart Investing Simple and Affordable for All

Have you ever said to yourself, “I’m too young to worry about investing for retirement.” Or maybe it was, “I’m too old for investing to make any difference.” Perhaps you’ve even thought, “I don’t have enough extra cash to invest right now.”

Whatever excuse you’re using to avoid making a financial plan for the future, it’s time to cast it aside. You only need $1 (and a mere five minutes) to open an investment account at Wealthsimple, an online investment management company that was designed to make smart, automated investing available to everyone regardless of age, income or net worth.

Filling a Hole in the Investment Management Market

“Our CEO, Mike Katchen, and the other Wealthsimple co-founders, came into a little bit of money for the first time when they sold their previous Silicon Valley company,” Rachael Factor, Wealthsimple’s communications director, told RewardExpert about the organization’s beginnings. “Mike had been investing since he was a teenager, so the rest of the team turned to him for advice.”

The smartest thing to do with your money is to invest them into the wealth simple
Image via wealthsimple.com

“In the process, they all discovered that there wasn’t really a great way to invest in a smart, simple way,” Factor continued. “On the one hand, there was the DIY approach of purchasing individual funds through a brokerage and rebalancing them yourself. On the other, you could turn to full service advisors who were charging high fees. There wasn’t really anything for a regular person who wanted to invest.”

Katchen and his co-founders created Wealthsimple to fill this hole in the market with an online service that combines user-friendly digital tools with personal financial advice, low fees and no minimum account size.

Customized, Hands-Free Investing

Since its launch in September 2014, Wealthsimple has grown to manage over $1.5 billion for more than 75,000 clients in the U.S., U.K. and Canada. Factor noted that the service has been popular with investors of all ages.

“Our oldest client is 102 and our youngest is 18,” she said. “But about 80 percent of our clients are 45 years old or younger.”

Getting started with Wealthsimple is exactly what the company’s name implies: simple. “You can sign up for an account on your computer or your smartphone,” Factor explained. “Answer a few questions about your goals, time horizon, investment experience and appetite for risk, and we’ll suggest a custom diversified portfolio. Then we do the rest for you with automatic rebalancing, dividend reinvesting and tax-loss harvesting.”

Wealthsimple Basic investors with less than $100,000 in their account will pay 0.5 percent in management fees. Once your account balance reaches $100,000, your management fees drop to 0.4 percent as you’re upgraded to Wealthsimple Black.

“Any client, no matter how much or how little they have invested with us, can access real advice from a licensed financial advisor at any time,” Factor added.

Short- and Medium-Term Savings Solutions

Short- and Medium-Term Savings Solutions
Image via wealthsimple.com

But Wealthsimple isn’t just for long-term investing. Earlier this year, the company launched the Wealthsimple Smart Savings account to help its clients save for short- and medium-term goals as well. As with the investment accounts, the new Wealthsimple Smart Savings account doesn’t have an account minimum or maximum. It offers a 1 percent interest rate and carries zero additional fees—you can even transfer and withdraw as often as you want for free.

“We have a really great solution to help people meet their long-term goals like retirement and such,” Factor said, “but investment isn’t appropriate for short-term goals—like that vacation you want to go on in six months—because markets can go down in the short term. Clients were asking us for a product that would help them with this type of savings as well. That was the impetus for us to create Wealthsimple Smart Savings.”

Factor said that Wealthsimple asks clients to name their savings accounts upon setup and has identified three general categories of short-term goals as a result. “One is emergency funds,” she explained. “Then there are savings accounts for major life expenses such as a down payment on a home or wedding fund. Finally, there are all the fun things. We have a client with a savings account for a kid’s surprise Christmas vacation in Florida. There’s another saving for a New Zealand trip and one for a Chanel double-flap.”

Wealthsimple Smart Savings accounts integrate seamlessly with Wealthsimple Basic or Wealthsimple Black investment accounts. Deposits to the savings account count towards your total investments with the company as well, making it easier to earn Wealthsimple Black bonus benefits including VIP airline lounge access and dedicated financial planning.

To learn more about Wealthsimple and how its services can help you invest in your financial future, visit www.wealthsimple.com.

Read more