Educational Posts on Loyalty Programs

RewardExpert.com is an independent website that is supported by advertising. RewardExpert.com may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

Funding Circle Offers Fast, Affordable Financing for Small Businesses

Many small business owners are accustomed to stressful financial challenges—whether they’re struggling to collect on unpaid invoices, scraping together the cash to repair equipment, or securing credit to fund their company’s expansion.

In fact, according to the Federal Reserve Bank’s Small Business Credit Survey, 61 percent of the small business respondents had faced financial challenges in the previous year, with accessing necessary credit (44 percent) and meeting operating expenses (36 percent) the most common.

Read more

Tips and Tricks on How to Travel Cheaper in 2018

If you want to hit the road in 2018 and make it your best travel year so far, we have some great suggestions for you. These are our favorite tips on how to maximize your credit card benefits and loyalty program perks while also earning and saving miles and points.

Read more

Safeguard Your Financial Investment with ValueInsured

It’s a seller’s market across much of the U.S. thanks to brisk growth in home prices and low for-sale inventory in many areas. While that’s great news for homeowners who want to enjoy the financial benefits of increasing equity—such as refinancing to lower mortgage payments or even take out cash—it’s bad news for buyers, many of whom are afraid to make the largest investment of their lives at what could be the apex of another real estate bubble.

Read more

This is What You Need to Do if Your Credit Card is Stolen

It’s a scary feeling when your credit card is stolen. Think about how much could go wrong. A thief now has the opportunity to charge whatever they want on your card and leave you responsible for footing the bill. It’s a thief’s dream, but a consumer’s worst nightmare.

As soon as you realize your credit card is missing, there are a few actions you should take immediately to limit your liability from any unauthorized purchases that may result from your card falling into the hands of the wrong person.

Read more

Healthy Paws Pet Insurance Helps Pet Lovers Reduce the Financial Cost of Care

Take a peek at the average U.S. household and you’re likely to find a beloved pet at its center. According to the most recent American Pet Products Association (APPA) National Pet Owners Survey, the nation was home to 84.6 million pet-owning families in 2016. Pet owners spent more than $66 billion dollars on their pets that year and the APPA forecasts they’ll spend even more ($69 billion to be exact) on furry family members by the end of 2017.

Read more

Maximize Every Dollar You Donate with Betterment Charitable Giving

‘Tis the season for charitable giving, and Americans are increasingly donating. According to the Giving USA Foundation, individuals, estates, foundations, and corporations across the nation contributed an estimated $390.05 billion to U.S. charities in 2016, an increase of 2.7 percent in current dollars from the prior year. Giving by individuals increased nearly 4 percent, accounting for much of the rise in total donations.

Read more

Top Tips When Applying for a New Credit Card

Applying for a credit card isn’t a difficult process. The major credit card issuers have online applications that can sometimes inform you within minutes if you’ve been approved for the card. But there are some factors to keep in mind when applying to ensure that your credit score doesn’t suffer unnecessarily.

Read more

Maximize Your Finances with MoneyRates.com

When it comes to your money, who wouldn’t want to save more, spend less and get the very best deal when it comes to banking, investing, retirement and financial services? MoneyRates is a personal finance wonderland, offering reviews, comparison tools, advice and more, with the goal of maximizing a user’s financial potential.

Read more

5 Lessons to Teach Kids About Credit

Kids credit cards

What have you taught your children about credit? Even if you think you have never given them a lesson, you probably have. The way you spend your money, talk about money and live your life in general are absorbed by your little ones. Has your child ever asked you for something and you had to tell them you could not currently afford it. They might even suggest using a credit card as they have likely seen them used to buy things. Your child may be under the impression that a credit card is like free money if you haven’t explained how they work.

Read more

Protect Your Money and Save for the Future with GTE Financial

With the holidays upon us, it’s time to not only think about food, fun and festivities, but finances, as well. And thanks to credit unions like GTE Financial, consumers have access to top-notch savings products, credit cards, financial information and more. The Tampa, Florida-based company has been putting personal prosperity over corporate profits since 1935.

Read more

Earn Money Back on Every Purchase You Make with Ebates

According to a recent survey by the National Retail Federation, American consumers will shell out an average of $967.13 towards holiday gifts this year—an amount that can put a strain on any household budget. However, if they use the Ebates online shopping portal to spend those dollars at their favorite stores, they can earn some of that cash back in the form of a Big Fat Check.

Read more

6 Facts About CreditWise from Capital One

It seems like every few months we’re hearing about a new data breach that has compromised our personal information. The Equifax breach from a few years ago, for example, affected nearly half the United States population.

Even though we’d like to think our information is secure, vigilance is crucial. It’s important that you always have a good understanding of what’s on your credit report.

Capital One is making it easy for everyone to stay in the know with CreditWise from Capital One. This service, which is included for free with every Capital One card, you’ll be notified if there are any changes to your credit report. It’s an easy and free way to keep your credit safe.

Read more

Maximize Your Financial Future with a Self-Directed IRA

Tired of the same old investment choices when it comes to your retirement? Consider a self-directed Individual Retirement Account (IRA), administered by The Entrust Group, the only national network of local branded offices providing account administration and education services for self-directed retirement plans.

Read more

Get Your Child’s Financial Future off to a Good Start with Shmoop

It’s no secret that education is the key to a successful career and a solid financial future. So why not start early, making sure your children take advantage of every learning opportunity available to them?

Shmoop is a website that offers over 400 online courses and over a half million pieces of original content, designed to help students of all ages enhance their learning capabilities in every subject imaginable.

Read more

Here’s How Charge Cards Differ From Credit Cards

charge card vs credit cards

You’ve probably heard about charge cards and credit cards. While the two terms sound similar, there are plenty of differences. Depending on your financial goals, it’s important to understand these products so you can properly decide which card to select.

Let’s explore the differences and similarities between charge cards and credit cards.

Read more

Protect Your Finances with a Pre-Purchase Home Inspection

If you’re like most consumers, the biggest single investment you will make in your lifetime is the purchase of a home. According to Zillow, a leading real estate and rental marketplace, the median U.S. residential property was worth $202,700 in September—and values are likely to rise. U.S. home prices have increased nearly seven percent over the last year, and Zillow predicts they will gain another three percent or more in the next 12 months.

Read more

Here Is What You Need to Know About Credit Card Interest

Have you ever wondered what credit card APRs are? APR stands for annual percentage rate. Understanding the mathematics behind that rate will help illustrate how dangerous and expensive credit card debt can be. It’ll also give you extra motivation to pay off your credit card balances in full every month so you don’t have to worry about interest.

Read more

Boost Your Financial Portfolio and Help the World

The goal of investing is to make money. But what if you could invest, make money and help improve the global community at the same time? That’s where sustainable investing and The Forum for Sustainable and Responsible Investment (US SIF), a Washington, DC-based organization tasked with advancing sustainable, responsible and impact investing across all asset classes.

The organization’s mission is to rapidly shift investment practices toward sustainability, focusing on long-term investment and the generation of positive social and environmental impacts. Members include a wide range of organizations, including investment management and advisory firms, mutual fund companies, broker-dealers, non-profits and pension funds.

Read more

WISER: Helping Women Focus on their Financial Future

Planning for retirement is not an easy task. With jobs, bills, kids, mortgages and other financial commitments, the prospect of putting aside money for use years down the road can seem impractical.

With proper planning though and smart financial decisions, the road to securing a happy retirement does not have to be rocky, especially for working women who sometimes get lost in the financial shuffle.

Read more

Here Is What You Need to Know About Balance Transfer Cards

What You Need to Know About Balance Transfer Cards

One of the most cost-effective ways to pay down credit card debt is to transfer the balance to a low interest credit card, also known as a balance transfer card.

Consumers who are merely paying the minimum payment on their credit card balances are on the road to a lifetime of debt. The minimum payment is usually so low, that it keeps consumers in debt for decades.

Read more
travel_card_main_banner_9
travel_cards_main_banner_1 travel_card_main_banner_3 travel_card_main_banner_5 travel_card_main_banner_7