With the holidays upon us, it’s time to not only think about food, fun and festivities, but finances, as well. And thanks to credit unions like GTE Financial, consumers have access to top-notch savings products, credit cards, financial information and more. The Tampa, Florida-based company has been putting personal prosperity over corporate profits since 1935.
Earn Money Back on Every Purchase You Make with Ebates
According to a recent survey by the National Retail Federation, American consumers will shell out an average of $967.13 towards holiday gifts this year—an amount that can put a strain on any household budget. However, if they use the Ebates online shopping portal to spend those dollars at their favorite stores, they can earn some of that cash back in the form of a Big Fat Check.
6 Facts About CreditWise from Capital One
It seems like every few months we’re hearing about a new data breach that has compromised our personal information. Most recently it was Equifax, which affected near half the United States population. Even though we’d like to think our information is secure, vigilance is crucial. It’s important that you always have a good understanding of what’s on your credit report.
Capital One is making it easy for everyone to stay in the know with CreditWise from Capital One. Once only available to Capital One cardholders, this free service is now available to anyone.
Maximize Your Financial Future with a Self-Directed IRA
Tired of the same old investment choices when it comes to your retirement? Consider a self-directed Individual Retirement Account (IRA), administered by The Entrust Group, the only national network of local branded offices providing account administration and education services for self-directed retirement plans.
Get Your Child’s Financial Future off to a Good Start with Shmoop
It’s no secret that education is the key to a successful career and a solid financial future. So why not start early, making sure your children take advantage of every learning opportunity available to them?
Shmoop is a website that offers over 400 online courses and over a half million pieces of original content, designed to help students of all ages enhance their learning capabilities in every subject imaginable.
Here’s How Charge Cards Differ From Credit Cards
You’ve probably heard about charge cards and credit cards. While the two terms sound similar, there are plenty of differences. Depending on your financial goals, it’s important to understand these products so you can properly decide which card to select.
Let’s explore the differences and similarities between charge cards and credit cards.
Protect Your Finances with a Pre-Purchase Home Inspection
If you’re like most consumers, the biggest single investment you will make in your lifetime is the purchase of a home. According to Zillow, a leading real estate and rental marketplace, the median U.S. residential property was worth $202,700 in September—and values are likely to rise. U.S. home prices have increased nearly seven percent over the last year, and Zillow predicts they will gain another three percent or more in the next 12 months.
Here Is What You Need to Know About Credit Card Interest
Have you ever wondered what credit card APRs are? APR stands for annual percentage rate. Understanding the mathematics behind that rate will help illustrate how dangerous and expensive credit card debt can be. It’ll also give you extra motivation to pay off your credit card balances in full every month so you don’t have to worry about interest.
Boost Your Financial Portfolio and Help the World
The goal of investing is to make money. But what if you could invest, make money and help improve the global community at the same time? That’s where sustainable investing and The Forum for Sustainable and Responsible Investment (US SIF), a Washington, DC-based organization tasked with advancing sustainable, responsible and impact investing across all asset classes.
The organization’s mission is to rapidly shift investment practices toward sustainability, focusing on long-term investment and the generation of positive social and environmental impacts. Members include a wide range of organizations, including investment management and advisory firms, mutual fund companies, broker-dealers, non-profits and pension funds.
WISER: Helping Women Focus on their Financial Future
Planning for retirement is not an easy task. With jobs, bills, kids, mortgages and other financial commitments, the prospect of putting aside money for use years down the road can seem impractical.
With proper planning though and smart financial decisions, the road to securing a happy retirement does not have to be rocky, especially for working women who sometimes get lost in the financial shuffle.
Here Is What You Need to Know About Balance Transfer Cards
One of the most cost-effective ways to pay down credit card debt is to transfer the balance to a low interest credit card, also known as a balance transfer card.
Consumers who are merely paying the minimum payment on their credit card balances are on the road to a lifetime of debt. The minimum payment is usually so low, that it keeps consumers in debt for decades.
Get Help from the Tax Experts at NAEA
When it comes to your money and finances, nobody wants to pay more taxes to Uncle Sam. That’s why now is a critical time to check up on your tax health, with the end of the year approaching and Congress considering an overhaul of the nation’s tax code.
One of the ways you can assess your tax situation is through the help of an agent. James Adelman is an agent in Tulsa and the president of the National Association of Enrolled Agents (NAEA). He spoke to RewardExpert about how working with an enrolled agent can benefit you.
Avoid This Hidden Financial Danger While Shopping Online This Holiday Season
It’s no secret that holiday shopping can do some damage to your bottom line. Unless you create a gift-giving budget based on what you can reasonably afford—and commit to sticking to it—it’s all too easy to run up your credit card balances and end the year in unexpected debt. However, there’s a sneakier financial danger you may not have considered. It’s known as identity theft, and unless you take steps to protect yourself, you may be putting your financial future at risk with every online purchase.
5 Things You May Not Know About Credit Cards
For example, credit cards can be completely free if you use them properly. But credit cards are never free for merchants, who must pay a fee to the credit card issuer each time a consumer swipes the card.
Shop More While Spending Less with DealsPlus
Whether you’re shopping for a new television set, baby toys, a crockpot, or the perfect shade of lipstick, it’s always more fun when you can snag a great discount in the process. Thanks to DealsPlus, an online community of bargain hunters launched in 2006, racking up savings on everything from the products you buy every day to special gifts, travel, and event tickets can become a regular occurrence.
Singapore Airlines Devaluation
Regular airline and hotel program devaluations are becoming the norm, and recently Singapore Airlines has announced program changes without giving us a whole lot of warning. Effective December 7, 2017, many flights booked on Star Alliance partners will be changing in price and there are a few non-price related changes as well. All in all this is a pretty big deal.
Keep Your Finances on Track with Money Dashboard
Nearly everyone these days is looking to save more money and earn more money, too. While staying on top of financial goals can be overwhelming, there are companies that offer critical data, information and guidance to help a consumer keep of track of their finances. That includes Money Dashboard. The Edinburgh, Scotland-based website was founded in 2010.
“The mission is to help UK consumers make their money go further by empowering them to make informed financial decisions,” said Sean MacNicol, engagement manager for Money Dashboard, who spoke to RewardExpert. Besides its desktop site, Money Dashboard is also available on mobile, iOS and Android apps.
What You Need to Know About Credit Card Balances
Far too many consumers have credit card balances. This isn’t something to be proud of as a credit card balance is another term for having debt. Remember, when charging items on a credit card, those expenditures must be paid back in full.
Let’s explore some of the ins and outs of credit card balances, including what they are and how they can snowball into a major financial problem that affects your life for years to come.
American Student Assistance: Demystifying Education Finance for Students and Alumni
U.S. households are carrying $1.4 trillion in student debt according to the latest analysis by Experian, a consumer credit reporting agency. That’s a lot of education loans and, in fact, Experian’s analysis shows that more than 13 percent of U.S. consumers have one or more on their credit file.
Moving Money at the Speed of Life
Fiserv bills itself as a leading global provider of financial services technology, focused on enabling its clients to create and deliver financial service experiences at the “speed of life.” The company’s client base includes millions of consumers and thousands of financial institutions, businesses and organizations that rely on the moving and management of money and information every day.