Educational Posts on Loyalty Programs is an independent website that is supported by advertising. may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

More Than Seven Million Americans Are Saving for the Future With Ascensus

Ascensus helps americans to save money for the colleage expenses

A college education does not come cheap. According to the College Board, the average public four-year college charges in-state students $9,410 in tuition and fees each year. Out-of-state students pay even more ($23,890), as do those who choose to attend private four-year colleges ($32,410). While most students receive some sort of financial aid, every dollar you save for your child’s future education expenses is a dollar (plus interest) less he or she won’t need to take out in subsidized or unsubsidized student loans.

Read more

JustPark: Find Hassle-Free Parking Across the UK

Anyone who has visited—or lived in—a major metropolitan area knows that finding parking can be a pain. From a lack of options to cryptic restrictions and exorbitant pricing, city drivers suffer both uncertainty and inconvenience every day. Unless they use JustPark, that is. The company is on a mission to make parking effortless for drivers across the UK while also enabling property owners to unlock the revenue within their empty driveways and office car parks.

Read more

Dive Into Investing With Index Fund Advisors

Figuring out the best way to invest can be tricky. It’s a complicated world with many risks, but also great rewards. Being able to make educated choices is the key, and that’s why Index Fund Advisors (IFA) was created—to help everyday investors, as well as seasoned professionals, make the best investment decisions possible.

Read more

Zendrive Is Making Roadways Safer With Data and Analytics

ZenDrive App

The term “autopilot” could best describe everyday drivers since technology has been integrated with automobiles. Safe driving tends to be a blip on the radar of many roadsters as they field phone calls, check google maps for traffic and tune in to their streaming radio stations.

Read more

HomeLight Can Help You Find the Right Real Estate Agent

There are all sorts of tips and tricks to try when you’re buying a home. But what really works? Is it the real estate agent a friend referred to you because they had a pleasant experience? Or maybe online research will be the key? You may even be on the hunt for yard signs in the neighborhood.

Read more

Find the Perfect Podcast With Otto Radio

Searching for some great listening material to motivate, inspire and help take your life to the next level? Looking to improve your life, boost your finances or find your next adventure on those boring commutes? Look no further than an app called Otto Radio.

The company’s mission is to help fill your commute and other activities with bold, fresh and new ideas by providing easy access to the podcasts and audio news that matters most to its users. After all, it’s possible to turn downtime into valuable time that can change your life for the better.

“You should always have the opportunity to have something great to teach you, make you laugh or simply add value to your life,” said Saulo Marti, vice president of marketing at Otto Radio, who spoke to RewardExpert.

Read more

Down Payment Resource Helps Americans Buy Homes

Many of us want to take part in that great American dream of home ownership, but we never take the first step toward purchasing a home. Maybe we are afraid our credit isn’t good enough, or perhaps the thought of coming up with a sizable down payment stops us in our tracks.

Read more

Save Time and Money on HR and Payroll Services With InvoiceSherpa

Businesses no longer have to depend on HR and payroll staff to collect invoices, thanks to companies like InvoiceSherpa. For the past two years, InvoiceSherpa has been automating the payments process for companies, optimizing cash flow and allowing them to get paid faster and more efficiently.

InvoiceSherpa Founder, Shaun Clark, started the company after noticing that cash flow is often restricted by unnecessary customer debt and unpaid invoices, exposing the need for more efficient payouts. And the idea has quickly caught on. The company now manages over $1 billion in receivables each year, with its primary client base being small businesses.

Read more

Splitit: A Win-Win for Merchants and Consumers

If you’re like most people, you look at prices before purchasing. Sometimes money can be tight and higher priced items can scare you so you decide not to make a purchase. You don’t necessarily want to do layaway because you probably would like to get the product now.

With Splitit, you can divide your payment into monthly installments and still get the item from the store that same day with no waiting period. CEO and Co-Founder of Splitit, Gil Don, spoke with RewardExpert about why Splitit is a great choice for both businesses and consumers.

Read more

Amigo Loans Helps UK Consumers Rebuild Credit

Has past money mismanagement or just plain bad luck tarnished your credit history? Have retailers, banks and other lenders denied you leases, loans and credit cards as a result? If so, you’re not alone. According to Kelly Davies, Chief Communications Officer at Amigo Loans, a UK company offering guarantor loans for people with poor or no credit, 12 million consumers are unable to borrow from banks because of their credit score.

Read more

Before You Rent, Check the Data

It’s just as common these days to call an Uber or Lyft as it is to vacation in somebody else’s home. More specifically, that means staying in an Airbnb.

Read more

XY Planning Network: Virtual Financial Planning Services for Gen X and Gen Y

To say our world is increasingly digital would be an understatement. Today, roughly nine in ten American adults regularly use the internet, according to Pew Research Center data. Among adults that are from 18 to 49 years old, internet usage is almost universal, with over 97 percent regularly going online to do everything from sending email, using social media and reading the news to making travel arrangements, buying products and banking.

Read more

Take Time Out and Get Peace of Mind With UrbanSitter

For parents, it’s usually a challenging, nerve-racking and expensive proposition when it comes to finding proper care for their children. Whether it’s for a night on the town, a short vacation or a long-term nanny job, finding a person you can trust is an absolute necessity. Fortunately, companies like UrbanSitter are helping parents do just that by making the babysitting process easier and more efficient.

Read more

Financial Services at Your Fingertips

Even Financial has a pithy but straightforward tagline: Powering Financial Services Online. The platform matches qualified consumers with online financial products and services in real time, providing data and insight that allow for marketing institutions and other partners to increase monetization and reduce the cost of acquisition.

Read more

Move Towards a Brighter Financial Future With LendUp

For the first time in history, the average national credit score reached 700 last year according to FICO. On the upper end of FICO’s 300 to 850 credit score range, consumers with a score of 700 are rated as ‘very good’ credit risks. However, according to Experian, which looked at VantageScore credit score data, 21 percent of U.S. consumers had deep-subprime scores below 600. Poor and subprime credit ratings cost the consumers who carry them thousands of dollars in higher interest rates on loans and revolving credit, as well as higher premiums on auto and other insurance products.

Read more

My Subscription Addiction: A Finance-Friendly Way to Indulge a Love of Discovery

Are the free product samples your favorite part of any Sephora order you place? Do you love discovering new makeup brands at the Nordstrom beauty counter? Or noshing on complimentary snacks as you cruise the aisles at Costco or Sam’s Club? How about the excitement of opening a box when you have no idea what it contains? If you answered yes to any of these questions, you will probably enjoy the subscription box experience.

Read more

For Prime Points Redemptions, Head to Columbus

While the heart of the Midwest may not be everybody’s first choice as a travel destination, Columbus, Ohio, is a wonderful place to vacation in the spring and summer. With a wealth of festivals, activities and sporting events, coupled with easy access, Ohio’s capital city is perfect for families and solo travelers alike. Traveling to Columbus can also be done rather cheaply when redeeming points or miles for travel.

Read more

Grow Your Portfolio With Fundrise

Real estate is one of the most popular alternative investments. But what if you don’t have the time or capital to buy and sell physical property? And what if the public REIT (real estate investment trust) offerings are less than attractive? That’s where private real estate investments, which are investments in real estate assets not tradable on a public exchange, find their niche.

Read more

BBVA Compass Express Personal Loans Make Borrowing Affordable and Fast

The average American consumer carried $6,354 in credit card debt in 2017, a nearly 3 percent increase over the previous year according to Experian’s State of Credit survey. Though consumers are only utilizing an average of 30 percent of their available revolving credit, 43 percent are carrying a balance every month—a practice which can easily add up to thousands of dollars in high-interest charges each year.

Read more

Cloud-Based Solutions for Your Finance and Accounting Needs

It’s a different day and age in the world of finance and accounting, and there are many companies that are here to help. BlackLine is one of them, providing cloud-based solution that are transforming the financing and accounting industry.

This is done via automating, centralizing and streamlining financial close operations, intercompany accounting processes and other processes for large and midsize organizations. It is designed to complement financial systems like SAP, Oracle and NetSuite.

Read more