Educational Posts on Loyalty Programs

RewardExpert.com is an independent website that is supported by advertising. RewardExpert.com may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

Millions of Americans are Starting or Running Financially-Viable New Businesses

Over the past two years more than 25 million Americans started or were running new businesses in an economy that continues to show moderately healthy growth, according to the  Global Entrepreneurship Monitor (GEM) 2016 United States Report released by Babson College.

Read more

Business Finances: Saving Time and Money with Deputy

What if you could manage key aspects of your business while lying on the beach? Create schedules or finalize payroll while sipping an exotic beverage, or even get the low down on how the weather will impact your scheduling back home while watching the sunset?

If any of that sounds good to you then Deputy might just be up your alley. It is software designed to streamline scheduling and workforce management. Companies like Amazon, Nike, and McDonald’s are already using Deputy, and so is NASA, along with local mom-and-pop stores looking to get the most out of their money and time.

Read more

Get the Credit and Financial Independence You Deserve

In the wild world of finances, it can be tough to get access to credit. For students who are starting out and having a hard time getting their first credit card, it’s hard to know where to turn. A company called Deserve helps make credit access possible. 

Read more

Don’t Make These 4 Credit Card Mistakes

Don’t Make These 4 Terrible Credit Card Mistakes

Managing your credit cards can be time consuming, especially if you are in debt. There are a host of moving parts with credit cards, from the interest rate to the due date and annual fees. It can be easy to stumble and miss a payment or be tempted to take out a cash advance in a pinch.

Read more

Save Time and Money by Paying Your Bills Through doxo

Let’s face it, paying bills is not a fun activity, as you part with your hard-earned money. Even with the convenience of online bill pay, it still seems like a tedious process and takes time – not to mention having to remember each bill, each online password, each due date, etc. But the days of stressful bill-paying are over.

A company called doxo has made this process simple by allowing users to pay each of their bills in one convenient place, the doxo platform. According to VP of Marketing and Consumer Services for doxo, Jim Kreyenhagen, “doxo is the first crowd-sourced, customer-centered bill pay solution built around the consumer, and it’s already changing the way people manage their bills.”

Read more

Save Money on Your Mortgage with Mr. Cooper

Buying a home is one of the most important financial and personal decisions a person will ever make. Naturally, most buyers have lots of questions about mortgages, interest rates, taxes, down payments and more. A company called Mr. Cooper is aiming to answer those questions, working to make the home loan process simpler by putting the focus back on customers.

Read more

Why You Shouldn’t Close an Unused Credit Card

Closing down a credit card will usually hurt your credit score, especially if you’ve had the credit card open for many years. If you no longer want to use a particular credit card, you don’t have to close it down. There are other options out there to prevent you from using the card and accumulating high balances.

Let’s explore why it’s a bad idea to close down your credit card.

Read more

Save Time and Money on Your Next Home with the Homesnap App

Finding your perfect home isn’t an easy task. It usually takes countless hours of research, time viewing homes, looking up listing agents, etc. Homesnap is an app that simplifies the process by providing accurate, real-time data on over 90 million homes in over 100 markets, representing about 750,000 agents nationwide.

Read more

How SAS Analytics Protect Your Finances

With the New Year, now is a great time for consumers and businesses to think about protecting their financial data. North Carolina-based SAS is one of the analytics companies that businesses turn to, to stay ahead of fraud and security threats. Banking Fraud Solutions Manager at SAS, Ian Holmes, spoke to RewardExpert about some of his company’s products that help keep banks, merchants and consumers safe. 

Read more

4 New Year’s Resolutions for Personal Finances

It’s that time of year where everyone is talking about the goals they plan to set for the new year. There’s a lot of talk about getting to the gym more and eating less junk food

While all this is well and good there is a three-digit number that may be getting sadly ignored. Not your weight. Your credit score. While you are going to want to keep that number on the scale low you are going to want to get that credit score to gain as much as possible.

Read more

Make More Money and Find Alternative Investment Options with TWINO

If you’re looking to boost your financial returns and make more money, are interested in alternative investments and would like quick access to your newfound cash, consider peer-to-peer lending. One of the fastest growing companies in Europe’s peer-to-peer lending industry is Latvia-based TWINO.

Read more

How to Add a Credit Card to your iPhone Using iCloud and Apple Pay

It’s no secret that the invention of credit cards completely revolutionized the shopping experience. Now the payment experience is under a revolution of its own. Services such as Apple Pay allow shoppers to save their credit information on their iPhone and use it a payment method. You’ll find that with the availability of services such as Apple Pay and the iCloud keychain, the only thing anyone needs to shop is an iPhone.

Read more

Nearly Half of Small Business Owners Believe Tax Reform Will Benefit Their Business Finances

Republicans accomplished a feat this past week that had eluded them for more than three decades—a sweeping overhaul of the U.S. tax system. Passed through the Senate and House on party lines, and celebrated outside the White House by Republican legislators and the president, the bill is less popular with the American public. According to a recent CNN poll, only 33 percent favor the GOP’s proposed tax code.

On the other hand, an earlier survey by Paychex, a payroll and HR solutions company, found that tax reform has a more favorable rating among the small businesses it was intended to stimulate. RewardExpert spoke with Mike Trabold, Paychex’s Director of Compliance Risk, about the survey results.

Read more

Healthcare Bluebook Helps Consumers Save Money on Out-of-Pocket Medical Expenses

Healthcare in the U.S. is becoming increasingly expensive. According to the Centers for Medicare and Medicaid Services, healthcare spending grew nearly 6 percent in 2015, reaching $3.2 trillion or $9,990 per person. In the next year alone, health insurance premiums are increasing by 50 percent or more for many consumers. Deductibles and out-of-pocket annual maximums are also growing, leaving more patients footing the bill for the majority of their medical expenses in any given year.

Read more

This is How a Balance Transfer Card Can Help You Eliminate Your Credit Card Debt

If you’re in credit card debt, you are probably all too familiar with how interest works. Any time you leave a balance on a credit card, the credit card issuer charges interest. The interest rate on credit cards can be as high as 15%, so a credit card balance of $500 can easily turn into $1,000 or even higher over time. Before you know it, the debt balance is so high that achieving debt-free status can seem hopeless.

Read more

Alliant Credit Union: The Online Credit Union that Cares About Members’ Finances

Have you ever had to pay a fee to get your own money from an ATM? If so, you’re not alone. Nor are you in the minority if your bank has ever socked you with an unexpected overdraft fee. In fact, according to CNNMoney, in 2016, America’s three biggest banks alone raked in more than $6.4 billion dollars in these fees from their customers. Despite public outcry, there’s little anyone can do about it, either—except take their business to a more caring financial institution like Alliant Credit Union.

Read more

Medisafe Helps You Avoid Costly Healthcare Expenses

According to the Centers for Disease Control and Prevention (CDC), 82 percent of American adults take at least one medication and 29 percent take five or more. However, only 50 percent correctly follow their medication schedule, and 700,000 suffer an emergency due to medication mismanagement each year.

Read more

Why Money Orders Bought With Credit Cards Are Littered With Fees

Credit cards can be used for cash just like an ATM. This isn’t what credit cards are traditionally used for though. They allow consumers to buy now and pay later, so many people use them as a line of credit. You can spend as much as you would like on the card, staying within the card’s credit limit, and then must pay back the entire balance in full by a due date established by the credit card company. If you pay anything less than the full balance, interest charges will start to accrue.

Read more

Fashion and Finance: Make Money and Save Money With the Buffalo Exchange

With the holidays around the corner, it’s a great time to give. While we’re all looking to save money, wouldn’t it be great to know that you can clean out your closet, make some money and restock it at the same time? That great deal is possible thanks to a company called Buffalo Exchange.

For more than 40 years, Buffalo Exchange has been providing quality clothing and helping people feel good about selling their old clothes and getting new ones. The company has 49 stores in 20 locations. RewardExpert spoke with Marketing Director, Stephanie Lew, about why it makes sense to save money, help the environment and get a new wardrobe at Buffalo Exchange. Lew said, “We give customers the chance to find current, like-new items for a fraction of the price.”

Read more

This Is Why You Shouldn’t Withdraw Cash From Your Credit Card

Credit cards should not be viewed as a way to access cold hard cash like an ATM. The goal of a credit card is as follows: a bank issues you a line of credit (also known as the card’s credit limit) and you are allowed to use the card to finance various expenditures up to the credit limit. You must pay back all of your expenditures in full on a due date set by the credit card issuer. 

Read more
travel_card_main_banner_9
travel_cards_main_banner_1 travel_card_main_banner_3 travel_card_main_banner_5 travel_card_main_banner_7