When it comes to planning a trip, most people do it on a budget. You want to have a nice vacation with your family, but you don’t want to break the bank. An RV that can serve as transport and lodging may sound like a good idea, but while many RV owners buy one with the intention of using it many times throughout the year, the reality is that many campers sit in driveways most of the time. Over 15 million RVs in North America sit unused for nearly 350 days each year, according to Outdoorsy, a company that helps both RV owners and travelers save money on their vacations.
Should I Apply for a Store Credit Card?
A store credit card, also commonly referred to as a co-branded credit card, is a credit card that is sponsored by both a retailer and a credit issuer. Aside from providing shoppers with an additional payment method, store cards are commonly intended to enhance the user’s shopping experience while promoting customer loyalty. But should you get one?
Get Inspired to Save and Give Back with Inspirus Credit Union
Money and education often go hand in hand, and it all starts with the necessary building blocks from elementary school. At Inspirus Credit Union, it’s all about caring about students in the community. RewardExpert spoke with Collin Campbell, vice president of strategic initiatives, and Morgan Cole, public relations specialist, about what makes their credit union stand out from the rest and why after more than 80 years it’s still going strong.
Start on Your Successful Path to Investing with Acorns
When it comes to investing, many people incorrectly believe that you need to have a lot of time and a lot of money to be successful. In fact, you can get started on your road to financial freedom by investing whatever you have, thanks to companies like Acorns.
RewardExpert spoke with Manning Field, chief commercial officer of Acorns, which is a mobile investment platform that helps anyone and everyone invest their money. “We firmly believe that anyone can grow wealth,” according to Field.
Introductory Credit Card Offers Come With Pitfalls
The credit card market is very competitive. Card issuers are in heavy competition for your business. As a result, credit card companies are quick to offer perks to win consumers over.
However, not all perks are created equal. In fact, consumers need to take certain steps to ensure those perks don’t turn into expensive financial headaches that cause damage to one’s financial life for years to come.
Millions of Americans are Starting or Running Financially-Viable New Businesses
Over the past two years more than 25 million Americans started or were running new businesses in an economy that continues to show moderately healthy growth, according to the Global Entrepreneurship Monitor (GEM) 2016 United States Report released by Babson College.
Business Finances: Saving Time and Money with Deputy
What if you could manage key aspects of your business while lying on the beach? Create schedules or finalize payroll while sipping an exotic beverage, or even get the low down on how the weather will impact your scheduling back home while watching the sunset?
If any of that sounds good to you then Deputy might just be up your alley. It is software designed to streamline scheduling and workforce management. Companies like Amazon, Nike, and McDonald’s are already using Deputy, and so is NASA, along with local mom-and-pop stores looking to get the most out of their money and time.
Get the Credit and Financial Independence You Deserve
In the wild world of finances, it can be tough to get access to credit. For students who are starting out and having a hard time getting their first credit card, it’s hard to know where to turn. A company called Deserve helps make credit access possible.
Don’t Make These 4 Credit Card Mistakes
Managing your credit cards can be time consuming, especially if you are in debt. There are a host of moving parts with credit cards, from the interest rate to the due date and annual fees. It can be easy to stumble and miss a payment or be tempted to take out a cash advance in a pinch.
Save Time and Money by Paying Your Bills Through doxo
Let’s face it, paying bills is not a fun activity, as you part with your hard-earned money. Even with the convenience of online bill pay, it still seems like a tedious process and takes time – not to mention having to remember each bill, each online password, each due date, etc. But the days of stressful bill-paying are over.
A company called doxo has made this process simple by allowing users to pay each of their bills in one convenient place, the doxo platform. According to VP of Marketing and Consumer Services for doxo, Jim Kreyenhagen, “doxo is the first crowd-sourced, customer-centered bill pay solution built around the consumer, and it’s already changing the way people manage their bills.”
Save Money on Your Mortgage with Mr. Cooper
Buying a home is one of the most important financial and personal decisions a person will ever make. Naturally, most buyers have lots of questions about mortgages, interest rates, taxes, down payments and more. A company called Mr. Cooper is aiming to answer those questions, working to make the home loan process simpler by putting the focus back on customers.
Why You Shouldn’t Close an Unused Credit Card
Closing down a credit card will usually hurt your credit score, especially if you’ve had the credit card open for many years. If you no longer want to use a particular credit card, you don’t have to close it down. There are other options out there to prevent you from using the card and accumulating high balances.
Let’s explore why it’s a bad idea to close down your credit card.
Save Time and Money on Your Next Home with the Homesnap App
Finding your perfect home isn’t an easy task. It usually takes countless hours of research, time viewing homes, looking up listing agents, etc. Homesnap is an app that simplifies the process by providing accurate, real-time data on over 90 million homes in over 100 markets, representing about 750,000 agents nationwide.
How SAS Analytics Protect Your Finances
With the New Year, now is a great time for consumers and businesses to think about protecting their financial data. North Carolina-based SAS is one of the analytics companies that businesses turn to, to stay ahead of fraud and security threats. Banking Fraud Solutions Manager at SAS, Ian Holmes, spoke to RewardExpert about some of his company’s products that help keep banks, merchants and consumers safe.
4 New Year’s Resolutions for Personal Finances
It’s that time of year where everyone is talking about the goals they plan to set for the new year. There’s a lot of talk about getting to the gym more and eating less junk food
While all this is well and good there is a three-digit number that may be getting sadly ignored. Not your weight. Your credit score. While you are going to want to keep that number on the scale low you are going to want to get that credit score to gain as much as possible.
Make More Money and Find Alternative Investment Options with TWINO
If you’re looking to boost your financial returns and make more money, are interested in alternative investments and would like quick access to your newfound cash, consider peer-to-peer lending. One of the fastest growing companies in Europe’s peer-to-peer lending industry is Latvia-based TWINO.
How to Add a Credit Card to your iPhone Using iCloud and Apple Pay
It’s no secret that the invention of credit cards completely revolutionized the shopping experience. Now the payment experience is under a revolution of its own. Services such as Apple Pay allow shoppers to save their credit information on their iPhone and use it a payment method. You’ll find that with the availability of services such as Apple Pay and the iCloud keychain, the only thing anyone needs to shop is an iPhone.
Nearly Half of Small Business Owners Believe Tax Reform Will Benefit Their Business Finances
Republicans accomplished a feat this past week that had eluded them for more than three decades—a sweeping overhaul of the U.S. tax system. Passed through the Senate and House on party lines, and celebrated outside the White House by Republican legislators and the president, the bill is less popular with the American public. According to a recent CNN poll, only 33 percent favor the GOP’s proposed tax code.
On the other hand, an earlier survey by Paychex, a payroll and HR solutions company, found that tax reform has a more favorable rating among the small businesses it was intended to stimulate. RewardExpert spoke with Mike Trabold, Paychex’s Director of Compliance Risk, about the survey results.
Healthcare Bluebook Helps Consumers Save Money on Out-of-Pocket Medical Expenses
Healthcare in the U.S. is becoming increasingly expensive. According to the Centers for Medicare and Medicaid Services, healthcare spending grew nearly 6 percent in 2015, reaching $3.2 trillion or $9,990 per person. In the next year alone, health insurance premiums are increasing by 50 percent or more for many consumers. Deductibles and out-of-pocket annual maximums are also growing, leaving more patients footing the bill for the majority of their medical expenses in any given year.
This is How a Balance Transfer Card Can Help You Eliminate Your Credit Card Debt
If you’re in credit card debt, you are probably all too familiar with how interest works. Any time you leave a balance on a credit card, the credit card issuer charges interest. The interest rate on credit cards can be as high as 15%, so a credit card balance of $500 can easily turn into $1,000 or even higher over time. Before you know it, the debt balance is so high that achieving debt-free status can seem hopeless.