Why You Should Pay More Than the Monthly Minimum on Your Credit Card

Why You Should Pay More Than the Monthly Minimum on Your Credit Card

It happens to everyone who has a credit card at one point or another. You overspend. And you often don’t realize it until your statement rolls in. Then you see it. The minimum payment option. Surely you’ll have more money next month to pay off the balance. It’s tempting to just take the easy out and carry the balance for another month or two or three. But this is why you shouldn’t do that. Ever.

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Slangit: Simple Definitions for Technology Newbies and Confused Parents

Slangit: Simple Definitions for Technology Newbies and Confused Parents

Do you know what CMOS, GPIO, Microkernel and Boot Sector to 411, Beast Mode, FTW and PHAT mean? The online world is full of technical terms, slang phrases, acronyms and abbreviations that sometimes only make sense to computer programmers, IT professionals and teens—until now.

Thanks to Sharpened Productions’ TechTerms and Slangit dictionaries, even those of us who are less than technologically savvy or long past our teenage years can now decipher the often-confusing jargon we may encounter in tech blogs and software manuals as well as on our children’s mobile devices.

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Six Common Business Credit Card Myths

Six Common Business Credit Card Myths

When an entrepreneur first starts a business, cash flow is crucial. Many will get loans to fund the initial effort. Some will seek out help from family and friends. Others will turn to credit cards as a way to pay for the expenses that come with a new business. There are some common myths about using business credit cards.. Let’s go through them so you don’t risk your business and credit score.

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Segmint: Marketing Technology Driven by Data

Segmint: Marketing Technology Driven by Data

Segmint offers a technology platform that leverages actual consumer data to help marketers send relevant messages at the precise moment they’re considering a purchase.

“It’s like looking at your credit or bank statement, and making sense of all of that data,” according to Rob Heiser, co-founder, president and CEO of Segmint.

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3 Big Credit Card Mistakes

3 Big Credit Card Mistakes

Mismanaging your credit cards can result in lasting financial difficulties – especially if you have big goals with your money – like buying a home or car.
Let’s explore three of the most serious credit card blunders.

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Digital Assets In a Digital World

Digital Assets In a Digital World

The cryptocurrency ecosystem is changing, thanks to companies like ShapeShift that are giving individuals the power to digitally exchange assets quickly and without possessing an account. The company vows that a user will never have to create a password, submit an email address or sign up in a lengthy process. ShapeShift’s goal is to be the fastest, most private and most convenient way to swap digital currencies.

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Tips for Meeting Large Credit Card Minimum Spending Requirements

Tips for Meeting Large Credit Card Minimum Spending Requirements

Undoubtedly in the miles and points hobby, the single fastest way to accrue large balances quickly is to open credit cards and receive significant sign up bonuses. Seems easy enough? Sure, but let’s not forget that it does require some careful planning.

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Boxcryptor: Cloud Security for Everyone

Boxcryptor: Cloud Security for Everyone

If you routinely store files somewhere other than your computer’s hard drive, you are probably saving them to the cloud—the network of servers that essentially make up the Internet. While some cloud servers host services—such as Adobe’s Creative Suite or Gmail—others store a variety of data and are becoming increasing popular with business and individual users alike. Dropbox has over 500 million users. Google Drive boasts more than a million paid customers, and millions more who subscribe to Microsoft’s Office 365 use OneDrive to store their documents, photos and videos remotely.

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The Top 5 Frequent Flyer Programs for International Travel

The Top 5 Frequent Flyer Programs for International Travel

Picking the right frequent flyer programs for your international travel depends on the region, the distance (short-haul/long-haul), and your own objectives. Are you looking to get status? Or do you favor cheap redemptions?

Start by assessing your travel patterns and booking habits (deep-discounted economy vs. full-fare economy or business/first), and reviewing both the redemption side as well as earning ability of potential programs. Some programs however generally stand out by their number of partners, ease of achieving elite status, and overall value. Here’s a rundown.

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Protect Your Land and Your Pocketbook with The Conservation Fund

Protect Your Land and Your Pocketbook with The Conservation Fund

Wildfires, hurricanes, floods, new construction, deforestation, the damming of lakes and rivers: There are constant changes and challenges facing the millions of acres of land in the United States and the people who live and work on them. That’s where The Conservation Fund comes in. RewardExpert spoke with Jena Thompson Meredith, the Fund’s vice president of business partnerships about what makes the organization unique and how anyone can help protect the Earth.

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Compare Legroom for Flights Before You Buy

Compare Legroom for Flights Before You Buy

Standardized (and shrinking) airline seats have made it difficult for people of all shapes and sizes to fit into an occupied space with set dimensions, because not everybody can fit comfortably. However, not all airline seats are created equal.

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Three Perfect Solo Destinations You Can Book Using Frequent Flyer Miles

Three Perfect Solo Destinations You Can Book Using Frequent Flyer Miles

You’re ready to travel but none of your friends have the time, money, points or miles to travel with you. Or perhaps you would just like to try a solo adventure and experience the freedom of traveling alone. How far will your miles take you? You might be surprised. Here’s a trio of affordable destinations that can easily be reached using frequent flier miles.

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Keeper Security: Stopping Hackers with Secure Passwords

Keeper Security: Stopping Hackers with Secure Passwords

If you’ve ever had an email account, you’ve likely received a message similar to this one:

Dear customer, our courier has attempted to deliver your parcel today, but you could not be contacted at the address or on the phone. Because nobody could sign for the parcel, we have deposited it at our local office, leaving you a notice in your mailbox. To claim your package, please visit our office with a printed copy of the delivery notice. A scanned copy of the UPS Missed Delivery Notice can also be found by clicking here.

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Delta Increases Spending Threshold for Diamond MQD Waiver

Delta Increases Spending Threshold for Diamond MQD Waiver

There have been rumors going around the travel blogosphere for some time that Delta would be making negative changes to the Medallion Qualifying Dollar (MQD) waiver offered by Amex cobranded credit cards. Many feared that Delta would completely eliminate the MQD waiver for top tier Diamond status. If that occurred then travelers would have been required to spending $15,000 directly on Delta flights in order to qualify for Diamond status.

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Moovit: The Biggest Crowdsourced Public Transportation App That Will Help You Get Around

Moovit: The Biggest Crowdsourced Public Transportation App That Will Help You Get Around

Wouldn’t it be nice to know your bus was going to be ten minutes late so you could wait inside instead of standing in the rain? With the Moovit app, you can keep tabs on your transportation. RewardExpert had the opportunity to speak with Steve Swasey, Moovit vice president and head of global communications, about how it works.

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Top 5 Frequent Flyer Programs for Domestic Flying

Top 5 Frequent Flyer Programs for Domestic Flying

There are so many frequent flyer programs out there, and determining which programs to earn miles in can be a challenge. Each program has it’s own strengths and weaknesses, both when it comes to earning miles, redeeming them and more. Fortunately, you don’t need to do all of the research to determine which miles are best for you. Below we will go into detail about the top five frequent flyer programs for flights within the US and what makes these programs the best so you can decide which program is right for you.

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10 Reasons to Book Flights Using Chase Ultimate Rewards Points

10 Reasons to Book Flights Using Chase Ultimate Rewards Points

Those who hold a Chase Ultimate Rewards-earning credit card know the value of these precious rewards points. The flexibility to transfer the points to partner hotel and airline loyalty programs allows you to book free hotel nights and airline award tickets. However, you can also redeem points to book travel directly on the Chase Ultimate Rewards travel portal. There are several travel redemption options available including booking hotels, cruises, rental cars, and activities, however, one redemption you should consider for your Chase Ultimate Rewards points (UR points) is to book your flights on the Chase travel portal. Here’s why.

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How Millennials Can Strike Financial Gold

How Millennials Can Strike Financial Gold

Nowadays,millennials are often the brunt of jokes and sometimes even personal scorn. However, like any other generation, not all Millennials fit the stereotype. Some strive for financial success.

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How to Fly to Southeast Asia in Business Class for the Least Amount of Credit Card Spend

How to Fly to Southeast Asia in Business Class for the Least Amount of Credit Card Spend

Southeast Asia has some of the world’s best travel destinations and most beautiful beaches. There are also many countries where the cost of living is much lower than in the US, so you can get a lot more bang for your travel buck. Unfortunately, getting to Asia in comfort for a reasonable price can be a challenge.

Flights from the US to Southeast Asia involve around 20 hours of flight time, depending on your precise departure and destination points. Flying that long in economy can be excruciatingly painful, especially for taller people. Making matters worse, the Southeast Asia zone in most airline award charts is typically one of the top two most expensive (along with Australia/New Zealand) when departing from the US.

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Swapalease: The Largest Automotive Lease Marketplace

Swapalease: The Largest Automotive Lease Marketplace

Are you looking for a new car that has the latest technology? Need a vehicle with a little more pizazz but want a short-term commitment and not a lot of paperwork hassle or money down? Or do you have a lease that you would like to get out of? If the answer is yes to any of these questions, then Swapalease may be the right option for you. RewardExpert spoke with Scot Hall, Swapalease’s executive vice president of operations, about why getting in or out of a lease through Swapalease can save time and money.

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