RewardExpert.com is an independent website that is supported by advertising. RewardExpert.com may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

Three New Marriott Bonvoy Credit Cards: Everything You Need To Know

icon-comments Comments
Boundless and Brilliant? New Marriott’s Bonvoy Credit Cards Leave a Lot to Be Desired

Starwood has integrated its Starwood Preferred Guest rewards program with Marriott Rewards and Ritz-Carlton Rewards programs and launched the combined brands under a single, unified name: Marriott Bonvoy credit card.

Which means all the existing Starwood Preferred and Marriott Reward credit cards are getting a makeover. As part of the process, the five existing cards (3 Starwood American Express Cards and 2 Marriott Chase Visa cards) are shrinking into just three cards.

This Article Will Cover

But you have to act fast. The huge bonus offers go away soon.

So, to help you decide, here’s what you need to know to pick the Bonvoy credit card that’s right for you.

The Three Reasons You Might Want a Marriott Bonvoy Credit Card

First, let’s look at why a Marriott credit card might be a good choice.

1. You’re a Marriott loyalist. These cards come with some pretty nice perks, and a substantial sign-up bonus (think: 100,000 Marriott reward points) all tied to Marriott, of course. So if you regularly retire to Marriott properties when you’re traveling, then Marriott credit card is a wise choice.

2. You Like the Idea of Earning a Free Hotel Night Annually. Each year, on the anniversary of your Marriott Bonvoy card, Marriott awards you a free hotel night. Which card you sign up for determines the value of the room you can claim. Still, a free night every year, regardless of level, can be a good value.

3. Status Within a Hotel Chain is Important to You. Each of the Marriott Bonvoy credit cards comes with Marriott Elite Status attached to it. As with the hotel night, your status level depends on the card you sign up for.

Best Offers for Any Hotel Stay

INTRO APR on Purchases
0% (up to 14 months)
INTRO apr on Balance Transfer
0% (up to 14 months)
Regular APR
See Site
Annual Fee
$0
Bonuses & Rewards
  • April 2019: Best Hotel Credit Cards
  • Clicking "Apply Now" will take you to the Credit-Land.com website to view card offers
  • Stay in Any Hotel, Anytime
  • Offers Available for Excellent and Good Credit
Show More Details
Hide Details

So, let’s look at the three Bonvoy credit cards and what they each offer:

First, let me say that we won’t be discussing the new Marriott Bonvoy Card from American Express or the Marriott Bonvoy Premier Plus Business Visa Signature card. Both of those were closed to applicants back in February.

Instead, we’re focused on:

Chase Marriott Bonvoy Boundless Visa

The Marriott Bonvoy Boundless Visa is an excellent card for Marriott fans – but the bonuses I’m about to mention go away on May 2, so you have to act quickly.

Among the many benefits of the Bonvoy Boundless are:

  • A 75,000 -point sign-up bonus after spending $3,000 on the card in the first months.
  • 6x points for every $1 spent at more than 6,700 Marriott Bonvoy hotels worldwide.
  • 2x points for every $1 spent on every purchase. The points never expire, so long as you make a purchase on your card every 24 months.
  • Free hotel night awarded annually on the anniversary of your card. Award night is valid at a hotel with a redemption level up to 35,000 points.
  • Automatic Silver Elite status each anniversary year. You can upgrade to Gold by spending $35,000 a year on your card.
  • Earn 15 Elite Night Credits each calendar year.
  •  No foreign transaction fees.
  • $95 annual fee.

Note: The Marriott Bonvoy Boundless card is subject to Chases 5/24 Rule, which basically means that your application will be rejected if you’ve opened five or more personal credit cards across all banks in the past 24 months.

Marriott Bonvoy Boundless Credit Card

INTRO APR on Purchases
N/A
INTRO apr on Balance Transfer
N/A
Regular APR
18.24% - 25.24% (Variable)
Annual Fee
$95
Rewards Program
Marriott Rewards®
Bonuses & Rewards
  • + Earn 6X points for every $1 spent at over 6,700 participating Marriott Bonvoy™ hotels.
  • + Earn 2X points for every $1 you spend on all other purchases and your points don't expire as long as you make purchases on your credit card every 24 months.
  • 75,000 Bonus points after you spend $3,000 on purchases in your first 3 months from your account opening with your Marriott Bonvoy Boundless™ credit card.
  • As a Marriott Bonvoy Boundless™ Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Free Night Awards start at 7,500 points.
  • No foreign transaction fees.
  • No foreign transaction fees
Show More Details
Hide Details

American Express Marriott Bonvoy Brilliant

As with Marriott Bonvoy Boundless, the Bonvoy Brilliant card by American Express offer a load of perks, that might be a better deal, if you don’t mind the large annual fee. The AmEx bonus offer ends Apr. 24.

  • A 75,000 -point sign-up bonus after spending $3,000 on the card in the first months.
  • 6x points for every $1 spent at more than 6,700 Marriott Bonvoy hotels worldwide.
  • 3x points for every $1 spent at US restaurants and on flights booked directly with an airline.
  • 2x points for every $1 on everything else.
  •  Free hotel night awarded annually on the anniversary of your card. Award night is valid at a hotel with a redemption level up to 50,000 points.
  • Automatic Gold Elite status each anniversary year. You can upgrade to Platinum by spending $75,000 a year on your card.
  •  Earn 15 Elite Night Credits each calendar year.
  • $300 annual Marriott statement credit, valid on room rates and hotel charges.
  •  No foreign transaction fees.
  •  $450 annual fee.

Marriott Bonvoy Brilliant American Express Card

INTRO APR on Purchases
N/A
INTRO apr on Balance Transfer
17.99% to 26.99% Variable
Regular APR
17.99% to 26.99% Variable
Annual Fee
$450
Bonuses & Rewards
  • + Earn 6x Marriott Bonvoy Points on eligible purchases at participating Marriott Bonvoy hotels.
  • + Earn 3x Marriott Bonvoy Points at U.S. restaurants and on flights booked directly with airlines.
  • + Earn 2x Marriott Bonvoy Points on all other eligible purchases.
  • Earn 75,000 Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel.
  • Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.
Show More Details
Hide Details

American Express Marriott Bonvoy Business

If you’re looking for a Bonvoy card for business purposes, the American Express Marriott Bonvoy Business card is your only option. But it’s not a bad option.

  • A 75 000-point sign-up bonus after spending $3,000 on the card in the first 3 months.
  • 6x points for every $1 spent at more than 6,700 Marriott Bonvoy hotels worldwide.
  • 4x points for every $1 spent at US restaurants, gas stations, wireless telephone services purchased directly from US-based wireless providers, and on purchases for US shipping.
  • 2x points for every $1 on everything else.
  • Free hotel night awarded annually on the anniversary of your card. Plus, earn an additional free night after spending $60,000 in purchases in a calendar year. Award night is valid at a hotel with a redemption level-up to 35,000 points.
  • Automatic Silver Elite status each anniversary year. You can upgrade to Gold by spending $35,000 a year on your card.
  • Earn 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • $125 annual fee.

Marriott Bonvoy Business American Express Card

INTRO APR on Purchases
N/A
INTRO apr on Balance Transfer
N/A
Regular APR
17.99% to 26.99% Variable±
Annual Fee
$125
Bonuses & Rewards
  • + 6x points at participating Marriott Bonvoy hotels.
  • + 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • + 2x points on all other eligible purchases.
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • No foreign transaction fees
Show More Details
Hide Details

Is A Marriott Bonvoy Credit Card Right For You?

As I stated earlier, if you’re a Marriott loyalist, then the Bonvoy Boundless from Chase or the Bonvoy Brilliant from American Express can be appealing. The AmEx looks to be the better deal because of the $300 statement credit which essentially pays for the card. (You have to shell out $95 for the Bonvoy Boundless, so the Bonvoy Brilliant needs to generate $355 in added value to make the annual fee worthy of the cost).

Is A Marriott Bonvoy Credit Card Right For You?

And though I keep mentioning Marriott specifically, the Marriott Bonvoy credit cards earn points at 30 brands under the parent company – including Sheraton, Ritz-Carlton, St. Regis, W Hotels, Le Meridien, Westin, and many others.

You can also transfer Marriott Points to more than 40 airlines. Generally speaking, 60,000 Marriott points equals 20,000 airline miles, plus a 5,000-mile bonus that Marriott offers when you transfer.

In terms of the overall quality of the Marriott loyalty program, however, it’s a mixed bag.

The chain is widely viewed as offering fewer benefits at comparable levels. For instance, Silver Elite is pretty much meaningless: 10% bonus points from each stay and priority-lane checkout. For anyone who travels more than once a year, those benefits are yawners.

Other Options For Hotel Credit Cards

If you’re not partial to any particular hotel brand, then there are several other credit cards you should consider, such as Capital One Venture Rewards or Capital One VentureOne Rewards.

The Capital One Venture card offers 50,000 bonus miles after spending $3,000 in the first 3 months, and you get 2x miles on every purchase, plus 10x miles at thousands of hotels (far superior to Marriott’s 6x). That 10x bonus is slated to go away at the end of January 2020, but as I’ve written before, given the level of competition in the credit-card industry these days, I wouldn’t be surprised if Capital One Venture keeps that bonus in place. Annual fee: $0 intro for first year; $95 after that thereafter.

As for Capital One VentureOne Rewards, it’s a fine card if you want a credit card with no annual fee. You’ll get a 20,000-mile bonus after you spend just $1,000 in 3 months, and unlimited 1.25x miles on all your purchases.

If you’re looking for a business credit card with a valuable sign-up bonus, look at the Ink Business Preferred card from Chase.

It comes with an 80,000 -point sign-up bonus after spending $5,000 in the first months. You’ll also earn 3x miles on the first $150,000 in combined spending each year for travel; shipping; Internet, cable and phone; and on advertising purchases on social media sites and search engines. Plus, the points you redeem are worth 25% more when you redeem them for travel through Chase Ultimate Rewards. And there’s no foreign transaction fee.

Capital One® Venture® Rewards Credit Card

INTRO APR on Purchases
N/A
INTRO apr on Balance Transfer
N/A
Regular APR
17.49% - 24.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Rewards Program
Venture® Rewards
ABOUT THIS CREDIT CARD:
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Show More Details
Hide Details

Capital One® VentureOne® Rewards Credit Card

INTRO APR on Purchases
0% intro on purchases for 12 months
INTRO apr on Balance Transfer
N/A
Regular APR
13.74% - 23.74% (Variable)
Annual Fee
$0
Rewards Program
Venture® Rewards
ABOUT THIS CREDIT CARD:
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
Show More Details
Hide Details

Ink Business Preferred℠ Credit Card

INTRO APR on Purchases
N/A
INTRO apr on Balance Transfer
N/A
Regular APR
18.24% to 23.24% Variable
Annual Fee
$95
Rewards Program
Ultimate Rewards®
Bonuses & Rewards
  • + Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • + Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • + Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • + Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Employee cards at no additional cost
  • $95 Annual Fee
  • No foreign transaction fees
Show More Details
Hide Details

The Wrap Up

No question: 100,000 bonus points is a big deal. Marriott’s free-night structure starts at 7,500 points, depending on the hotel, so 100,000 points could go a long way toward covering lodging on your next vacation.

And the free night each anniversary is a nice perk as well for both the Bonvoy Boundless and the Bonvoy Brilliant cards.

But the minimal elite status isn’t particularly noteworthy with Bonvoy Boundless. Bonvoy Brilliant, with Gold Elite status, is a bit better with room upgrades and such, and the $300 statement credit clearly has value.

That said, there are plenty of better credit-card options if hotel stays are your primary focus.

But we want to know: What’s your take on the new Marriott Bonvoy Cards – is the super-sized 100,000-point bonus enough to get you to sign up?

Let us know in the comments below.

Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

UGC Disclosure: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

travel_card_main_banner_9
travel_cards_main_banner_1 travel_card_main_banner_3 travel_card_main_banner_5 travel_card_main_banner_7