There’s no question that life insurance is critical for protecting families. And there’s also no question that there are numerous life insurance companies out there that each promise the best rate, the most coverage, the most beneficial terms, etc. All this typically leads to a very time consuming and confusing process. But as technology advances, there are some companies that are hoping to get life insurance up to speed. One of those companies is Haven Life, a startup that’s trying to take guesswork out of the life insurance process.
RedPoint Global Enhances the Customer Experience to Increase Engagement
Consumers today desire an experience that is tailored to their unique interests and experience with brands. As companies better understand customer preferences, they can dedicate resources towards more profitable transactions that also increase brand loyalty. RedPoint Global offers a customer engagement hub that offers a single point of control over data and customer journeys to deliver seamless, hyper-personalized interactions.
Capital One Venture Rewards Credit Card Even More Valuable With 15+ Transfer Partners
The Capital One Venture Rewards Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 miles for every dollar that they spend. And the miles allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15+ transfer partners!
This article will cover
- What are the Benefits of the Capital One Venture Card?
- Who are the 15 Transfer Partners?
- Why is This Important?
- Should you Apply for the Capital One Venture Card?
- Are you Ready to Apply for the Capital One Venture Card?
What are the Benefits of the Capital One Venture Rewards Card?
Aside from the 2 miles per dollar spent on the Capital One Venture Rewards Card, there are many other benefits available. This is why the Venture Rewards Card is one of our favorite cards to create a balanced wallet of points, miles, and cash back.
- 5X miles on hotels and rental cars booked through Capital One Travel
- Up to $100 reimbursement for Global Entry or TSA PreCheck
- No foreign transaction fees
- Travel accident insurance
- Auto Rental Collision Damage Waiver
- Extended Warranty
- Capital One Lounge
And now the miles you earn are even more valuable with the addition of 15+ transfer partners.
Who are the 15 Transfer Partners?
Spending on the Capital One Venture Rewards Card earns 2 miles per dollar spent. No matter where you are spending or what you are buying. When you book hotels and rental cars through Capital One Travel, you’ll earn 5X miles on those bookings.
Instead of buying travel at $0.01 per point, now you can transfer your points to one of 15+ travel loyalty programs to get even more value!
Most transfers to 15+ travel loyalty programs are at a 1:1 transfer ratio.
Here are the 15+ Capital One Transfer Partners
|Transfer Partner||Venture Miles||Target Loyalty Program|
|ALL - Accor Live Limitless||1000||500|
|Aeromexico Club Premier||1000||1000|
|Air Canada Aeroplan®||1000||1000|
|Cathay Pacific - Asia Miles||1000||1000|
|EVA Air - Infinity MileageLands||1000||750|
|Flying Blue (Air France KLM)||1000||1000|
|Qantas Frequent Flyer||1000||1000|
|British Airways Avios||1000||1000|
|Singapore Airlines KrisFlyer||1000||1000|
|TAP Air Portugal Miles&Go||1000||1000|
|Turkish Airlines Miles&Smiles||1000||1000|
|Virgin Red Virgin Points||1000||1000|
Miles earned from the Capital One VentureOne, Capital One Spark Miles for Business, and the Capital One Spark Miles Select for Business can also be transferred to these 15+ Capital One miles transfer partners.
What is the Miles Transfer Ratio?
For every 1,000 miles that you transfer to one of these 15+ transfer partners, you will receive 1,000 miles or points with most partners. The minimum transfer amount is 1,000 Capital One miles. You will also need to register for an account with the loyalty program if you don’t already have one.
This basically means that you will be getting the same 2 airline miles or points for every dollar that you spend on all categories. Most airline cards only earn 1 mile per dollar that you spend (aside from a couple of categories). This means that the Capital One Venture Rewards Card can be a better card to earn miles for those partners than their own credit card for everyday spend.
And you’ll still maintain the option to use the Capital One Venture Rewards Card miles as cash to purchase flights when transferring miles doesn’t make sense or if there are no award flights available. This is truly the best of both worlds.
When can You Start Transferring Miles to Travel Partners?
You can transfer miles as soon as you have accumulated a minimum of 1,000 miles. To transfer your Capital One miles, you need to sign in to your account on the Capital One wesite or through the Capital One Mobile app. Then you need to navigate to the rewards page and follow the prompts. Once you receive a confirmation code, save it for your records.
Please note that once you’ve transferred your Capital One miles, they can’t be transferred back to your Capital One rewards account.
Why is This Important?
I love having options and the Capital One Venture Rewards Card is full of options. And the options have just expanded with the addition of 15+ transfer partners!
Here are just a few of the many ways you can use your Capital One Venture Rewards Card points to travel for free:
- Book any flight without blackout dates
- Reserve any hotel room without blackout dates
- Transfer miles to airline miles to top off account for award flight redemption
- Transfer miles to airline miles to book flight for better value
Which is Better? Cash or Miles to Book a Flight?
We’ve found that most travelers are better off paying cash (ok, actually using points as cash) for domestic flights because airlines have increased the miles required for economy flights. It used to be that 25,000 miles was the standard for a domestic round-trip economy flight redemption.
Not any more.
With flights at or near capacity, airlines have continued to increase the number of miles required to book an economy flight. I’ve seen some economy flights priced at 50,000 miles. Umm, no thanks.
I like to redeem miles from credit cards like the Capital One Venture Rewards Card that I can use like cash to book domestic flights. This allows me to save my miles for international flights to the Caribbean, Europe, Asia, and South America where you can receive incredible value for your miles.
For example, I booked flights to St Kitt’s in the Caribbean for my family and me that would have been over $900 each.
Instead, I redeemed 30,000 American Airline miles and paid less than $60 in taxes per ticket.
This is a great example of why using airline miles instead of cash can be a great idea. With miles, we booked tickets that would have cost over $3600. If we redeemed 120,000 Capital One miles for cash, we could have only bought $1,200 worth of airfare.
Should You Apply for the Capital One Venture Card?
The addition of 15 transfer partners to the Capital One Venture Card is a huge win for consumers. So many banks are implementing rules to restrict applying for or earning sign-up bonuses, that we need more options.
Fortunately, Capital One has not implemented specific rules limiting new cardholders. So, if you’ve been locked out getting a new credit card because other banks don’t want you, maybe it is time to consider Capital One.
Are You Ready to Apply for the Capital One Venture Rewards Card?
With the addition of 15+ transfer partners, the Capital One Venture Rewards Card is going to be the talk of the travel world. Combing the benefits of card that earns 2x miles everywhere with no blackout dates on redemptions with the ability to convert those miles to airline miles at a reasonable transfer ratio is a huge win. I literally just applied for the Capital One Venture Rewards Card as soon as I heard about this new benefit.
If travel isn’t your major focus, the Capital One Savor Card might be a better bet for you. It offers 4% cash back on dining and entertainment and 3% cash back on groceries. It’s the perfect card for foodies and people who go out a lot.
Have you applied for the Capital One Venture Rewards Card before?
What’s your favorite benefit of this credit card?
Let us know in the comments below.
How Young + Scrappy Crafts the Right Money Mindset to Plan for Prosperity
Having the right approach makes all of the difference in the world. When investors work with a fiduciary advisor to develop a personalized strategy, success is just around the corner.
I recently had the opportunity to speak with Michelle Waymire of Young + Scrappy, an investment advisory firm located in Decatur, Georgia to discuss money mindsets and how her firm helps investors plan for prosperity.
How to have Three Vacations at One Destination in Tuolumne County
When picking a destination with family and friends, it can be hard to choose where to go. One person wants to be one with nature. Someone else is a foodie. And a third loves history. What do you do in this situation? I have the perfect suggestion for you… Tuolumne County in Northern California.
Most people think California is all beaches and big cities, but there’s so much more to California for visitors to explore and enjoy. We had a chance to speak with Katie Kirkland, the Communications and Tourism Manager for the Tuolumne County Visitor’s Bureau, to find out what makes Tuolumne County such a popular destination.
How Placed Uses Location Analytics To Improve Ad Effectiveness
As entertainment channels become increasingly fragmented, advertisers require a better way to track the effectiveness of their campaigns. In today’s world, advertising campaigns must adjust on the fly to reach the right customers. Technology is evolving to meet those needs.
RewardExpert recently had the pleasure of speaking with David Shim, Founder and CEO of Placed, to learn how they are focused on making the physical world as measurable as the digital.
How to Build Credit the Easy Way
Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.
How many credit cards should I have? Is there a perfect number?
The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.
How to Earn Over 20% Cash Back on Dining
Whether you are staying home or out traveling the world, one thing is constant. You will spend money eating out. Here’s an awesome way to earn more than 20% cash back when eating out.
See the World in Style with THIRDHOME
The most luxurious destinations and accommodations in the world can be yours for a fair price. And we’re not talking traditional hotels. A startup called THIRDHOME is shaking up the luxury travel industry with its business model. THIRDHOME is a luxury property and travel club offering home exchanges, rentals and even adventures. “Originally a luxury home exchange, it has evolved into the only travel brand that brings together a collective group of trusted homeowners, renters and adventurers who share a passion for discovery and demand an elevated experience,” said Senior Vice President of Operations at THIRDHOME, Sean Judge. He spoke to RewardExpert about the advantages of traveling the THIRDHOME way.
How To Pay Off Debt: Average US Credit Card Debt Reaches $15K!
Credit card debt can be a huge obstacle to your financial goals. Recent studies show that the average credit card debt is now over $15,000 per household. With the average American credit card debt rising beyond levels last seen leading up to the 2008 Great Recession, this could spell trouble for the economy and consumer finances. There is no single best way to pay off credit card debt – there are several to choose from. The path that you take is a personal choice, but the most important thing is that learn how to pay off credit card debt so you can become debt free.
Pay Yourself First with Helcim
Who doesn’t want to save money? When it comes to processing all those credit card payments, a startup called Helcim is helping merchants across Canada and the United States save big-time, allowing businesses to pass on lower prices to the consumer. Helcim Founder and CEO Nicolas Beique spoke to RewardExpert about the advantages of using his company, which now processes over $2.5 billion in payments each year. “We dedicated ourselves to providing affordable pricing and educating small business owners, so they could avoid the common pitfalls that were now obvious to us but may not be to a business owner,” he said.
Eagle’s Flight: Powering Employee Development
In an economy where the unemployment rate is holding steady at less than 4 percent and voluntary separations (or quits) are increasing, an appealing company culture is essential if your business wants to keep the employees you have as well as attract new job candidates. Leadership is a vital component of culture – both in its development and maintenance. If your organization has strong leaders, you’ll enjoy high productivity and low turnover. Poor leaders will yield the opposite.
Make Smarter Software and Service Purchasing Decisions with G2 Crowd
If you’ve ever purchased CRM, ERP, HR or other software for your business – or hired a branding agency, solution consultant or other business service provider – you know that researching your options is a time-consuming process. You also know that no matter how thorough you are in that review, your success is not guaranteed – especially when you’re forced to rely on biased information provided by the software developers or service providers themselves.
Stay Ahead of the Competition with NICE
With competition for the consumer fiercer than ever before, companies are constantly looking for an edge anywhere they can get it. NICE Systems believes its software offerings can give companies the advantage necessary to get ahead and stay there even in the most transformational of times. “NICE is all about empowering organizations to create exceptional customer experiences, using advanced omnichannel analytics, automation, artificial intelligence and cloud capabilities,” said Aviad Abiri, vice president of Portfolio Sales Enablement at NICE. Abiri spoke to RewardExpert about the advantages of becoming a NICE client.
The Fidelity Cares Teacher Financial Literacy Training Program
In a world where banking news is often grim – from Citigroup’s robo-signing settlement and Danske Bank’s money laundering inquiry to Wells Fargo’s latest scandal – positive efforts by financial institutions to benefit more than their shareholders are a welcome relief. One such program is Fidelity Investment’s Fidelity Cares Teacher Financial Literacy Training Program.
Improve Your Team’s Productivity with Free Software from Bitrix24
No matter what industry your business is in –from design and marketing to IT and travel– efficiency is essential to productivity. Bitrix24, a collaboration platform that provides a complete suite of free tools, was designed to increase business productivity through social collaboration, communication and management functions.
How to Get a Free FICO Credit Score from all 3 Credit Bureaus
Credit scores are a quick way for banks, insurance companies, and others to rank us based on our past behavior. Keeping track of your credit score is an important way to monitor your progress towards a better financial future. But how do you get a free FICO credit score? There are actually many ways how to check your credit score for free. Follow along, and I’ll show you how.
SafetyNet: Job Loss Insurance for Financial Peace of Mind
Even in a healthily growing economy –like the one we enjoy in the U.S. today– layoffs and business closures happen. In fact, in August 2018 alone, the information services sector lost 6,000 jobs, the retail industry lost 5,900, manufacturing lost 3,000, durable goods lost 4,000, and auto manufacturing lost 3,000. That’s more than just a list of numbers; it’s more than 20,000 Americans who found themselves unexpectedly out of work.
Even: Master Your Money for Better Financial Health
Do you live paycheck to paycheck, counting the days between each infusion of cash so you can buy essentials and cover your bills—and rarely, if ever, having anything left over to stash away for a rainy day? If so, you’re far from alone. According to a survey of U.S. workers conducted last year, nearly 80 percent said they struggle to make ends meet. And that wasn’t just the low- and mid-income earners either. Nearly 10 percent of respondents making $100,000 or more a year said they usually or always live paycheck to paycheck.