Educational Posts on Loyalty Programs

If you have a credit card like the Chase Sapphire Reserve or the Ritz Carlton card, both issued by Chase, you might have noticed that they are both “Visa Infinite” cards. You might also be wondering what that really means.

Buying a home is a serious investment. Not only is it the biggest purchase most people will ever make, but it’s often their largest source of debt. Hazard insurance, which pays for property loss and damages in the event of disaster, is required by lenders to protect their loan’s collateral: your home.

Tired of feeling like just another number at your local bank? Well, if you live in British Columbia, there may be a better banking option for you. Westminster Savings Credit Union (WSCU) is changing the way people bank while giving back to the community that they serve.

While many of us may have had the dream to travel the world and make a living writing about our journey, one woman has made that dream a reality. RewardExpert recently had the pleasure of speaking with Lyn Mettler about her incredible blog, GoToTravelGal.com, dedicated to helping people travel as close to free as possible.

For those willing to relocate for the right employment opportunity, it is important to have a source that compares the overall work environments of different geographical locations. The Global Talent Competitiveness Index, or GTCI, is an annual publication that ranks and lists many different variables that contribute to countries’ and cities’ talent competitiveness, and it is published each year by a suite of companies: INSEAD, TATA Communications and the Adecco Group.

Starting a business requires many different moving pieces and the right financials to keep it running. While some startups are self-funded, others may be in need of investors or business loans. According to the National Small Business Association (NSBA), 33% of small business owners received no financing, while 64% received a bank loan. Today, more small business owners report they are able to obtain adequate financing than six months prior.

Over the past few decades, the development of the internet has resulted in a dramatic increase in remote shopping. Online marketplaces have made it possible for companies anywhere in the world to sell their products or services to a much larger audience, removing geographical limitations. It’s now possible for both large corporations and no-name brands to increase their sales and expand their market.

Online stock trading has finally come alive through the pioneering of artificial intelligence and is now anybody’s game. This kind of financial technology has come a long way since the birth of direct-access trading in the ‘90s, which was the first time traders could interact with market makers and specialists to bypass actual stockbrokers. In fact, investors today have endless amounts of streaming information about an otherwise mutable market to sift through—so they seek a measured strategy and keen direction for the best odds to maximize their dollar.

Having access to capital is a necessary ingredient for upward mobility in life. But it’s also a challenging problem that hits young people especially hard. So how can the younger generation, saddled with college debt, sky-high housing prices and a potentially subpar credit history, get a financial leg up?

Most business owners know their industry very well, however, only a handful are truly financially savvy. So, while the heartbeat of a successful enterprise is ideating innovation, the fiscal blood must be kept pumping by a fundamental comprehension of money matters.

The gathering of intelligence has traditionally been used for military or political ends, but imagine it being applied to the modern day American healthcare system. Think of a process whereby using intelligible data and analytics can create more worth out of general treatment and plans. An approach like this could provide clear-cut solutions and make determining value and efficacy in medical care more tangible in a continually fluctuating industry.

Companies are constantly facing evolving cyber threats, and suffering just a single data breach can change a company forever. Therefore, businesses must constantly upgrade and improve their cybersecurity defenses. One way to do this is through a company called UpGuard, which offers the world’s first cyber resilience platform.

The New York Stock Exchange started with trading five securities under a buttonwood tree in the 1800s, but since the late 1990s, online trading has taken over the world of investment. How do investors find the right broker to do their bidding? It’s a veritable ocean of online possibilities out there, so having the resources to make the right choices for your personal investing is second to none.

Cyberattacks have become almost the norm these days. It seems like nearly every other day the evening news is reporting about the latest giant to fall victim to these cybercriminals. Our favorite store chains, our banking and credit systems, and even our own government’s computer systems have all been successfully breached by these seemingly invisible attacks.

Once upon a time, a young woman named Goldilocks wanted to refinance her mortgage. She visited a website she saw advertised on TV and filled out a form for a rate quote. Some she received were too big. Others were too small. One was just right, so she allowed the website to pass her information along to the lender who offered it.

Living under a mountain of debt is an unfortunate fact of life for millions of Americans. For every dollar earned, a dollar seems to fly out the window as bills mount and debt piles up. So how can people take charge of their financial life and put their money issues to bed? Consumer Education Services, Inc. (CESI), is a North Carolina-based organization dedicated to helping people improve their financial literacy, dig out of debt and take back control.

If you are a small business owner who is just starting out, you may be realizing that it’s a tough world out there. There is an endless list of things that could take your thriving new business and, in the blink of an eye, completely wipe it out of existence. Small business owners who have been around the block a few times also know that even with some experience under your belt, you are never immune from these dangers.

Let’s face it. Our work life takes up the majority of our day. Many people go to an office, sit there all day and come home with little or no time to network, advance their career or even just relax and unwind. Rameet Chawla, the founder of Fueled Collective, saw a need to “create a collaborative culture for startups with a communal workspace with a focus on mentoring and partnership,” said Gary DeJesus, CMO for the company.

A college education does not come cheap. According to the College Board, the average public four-year college charges in-state students $9,410 in tuition and fees each year. Out-of-state students pay even more ($23,890), as do those who choose to attend private four-year colleges ($32,410). While most students receive some sort of financial aid, every dollar you save for your child’s future education expenses is a dollar (plus interest) less he or she won’t need to take out in subsidized or unsubsidized student loans.

Anyone who has visited—or lived in—a major metropolitan area knows that finding parking can be a pain. From a lack of options to cryptic restrictions and exorbitant pricing, city drivers suffer both uncertainty and inconvenience every day. Unless they use JustPark, that is. The company is on a mission to make parking effortless for drivers across the UK while also enabling property owners to unlock the revenue within their empty driveways and office car parks.