There are quite a few different hotel credit cards out there all offering lucrative sign-up bonuses. Some offer a number of free nights while others offer a certain number of points. It’s pretty clear how many nights you can stay for free with the first type of sign-up bonus, but the cards that offer points are a bit more tricky. Here are the main hotel credit cards currently available and the number of free nights you can get — plus the total number of nights you could live out of hotels if you got all of these cards at the same time (which I totally don’t recommend)!
Premium Credit Cards: Which Ones to Keep
In the last year several banks have come out with new premium cards, and there are more to come. With an onslaught of ultra-expensive credit cards tempting us with huge sign-up bonuses, deciding which card to keep becomes a real dilemma. As of now, there are seven premium credit cards that you might want to hold due to their bonuses and other perks:
How to Downgrade Premium Credit Cards: Prestige, Reserve, Platinum
Premium credit cards can be a great value, but they also carry a hefty annual fee. You can enjoy free airport lounges, travel credits, insurance, and other perks and privileges, but at some point, you might decide you don’t want to pay the annual fee anymore or you want to try a different card. Many of the benefits like lounge access, the Global Entry credit are offered by several cards. But if you close the card you lose the credit line attached to it and that may bring down your credit score. There are also other considerations like what to do with the points you’ve accrued. So what’s the best plan to keep your credit line and points? You downgrade the card.
How the Annual Travel Credit on Premium Credit Cards Can Pay Off
You might be taken aback by the $450-$550 price tag on a premium credit card, but you need to weigh the benefits to see if the fee is worth it. One of the biggest payoffs beyond the sign-up bonus the first year is the annual travel credit one gets with a premium card. When you put that together with lounge access and the other benefits these cards offer you might find the card not only pays for itself but gives you extra funds for travel.
How Premium Credit Cards Can Help You Access Airport Lounges
Now that there are a number of new premium cards in the market it’s time to revisit the benefit of airport lounge access. It is one of the most popular ones for frequent travelers. The lounge is a sanctuary where you can unwind in a comfortable chair, work or play on your computer with free Wi-Fi, grab a complimentary latte or beer, watch some news and sometimes even take a shower.
Some lounges even provide more than basic comfort, with upscale décor, delicious light meals and inventive cocktails. You might even want to arrive at the airport early just to enjoy the lounge. There are a number of ways you can get access to this valuable perk including having a premium credit card. Let’s run through the options.
U.S. Bank Altitude Rewards and UBS Visa Infinite Cards Hit the Market
The premium travel credit card market has turned into a competitive battlefield where the largest banks are fighting for customers’ loyalty and attention. U.S. Bank and UBS are the two latest banks to offer new potentially lucrative cards to the market: the Altitude Reserve and Visa Infinite credit cards. Let’s take a closer look at them.
Comparing Premium Travel Rewards Cards
Competition in the premium travel card segment continues to heat up as two new contenders have recently entered the market: the Altitude Reserve card from US Bank and the UBS Visa Infinite card. In addition to these new cards, Amex has made a variety of benefit changes to both the personal and business versions of the Platinum card.
Premium Credit Card Comparison
There are a number of premium credit cards available and each one has it’s own set of benefits. Depending on your travel and spending patterns, one may be a significantly better choice for you than another. In some cases it may make sense to have more than one.
In this article we’re going to compare the major premium credit cards from American Express, Chase and Citi. U.S. Bank has also just entered the premium card market with the launch of it’s Altitude card. We’ll have more on that one next week.
Premium Credit Card Comparison: Chase Sapphire Reserve vs. Citi Prestige vs. Amex Platinum
Now that Chase has entered the premium segment of the credit card market with its new Sapphire Reserve card, it’s time for a comparison of the premium offerings from the three primary travel rewards credit card issuers, Chase, Citi and Amex. We rank each of these cards in a variety of categories and come up with a winner.
Should I Pay for a High Annual Fee Card: Amex Platinum vs. Citi Prestige
There are so many excellent credit cards with no annual fee that even a moderately-priced annual-fee card can raise brows. So when it comes to ultra-premium cards that cost hundreds of dollars, most people just roll their eyes and walk away. This is often the right thing to do for many people, but if you are a frequent traveler, you might at least want to look into these offers. It might be that these expensive credit cards can actually save you some serious money.
Which Premium Business Credit Card Is Right for You: Delta Reserve for Business vs Amex Business Platinum?
Are you a small business owner or independent contractor who’s looking for a premium travel credit card? American Express has two excellent offerings that are packed full of perks: the Delta Reserve for Business and the Amex Business Platinum.
The Exclusive American Express Centurion Card and its Perks
Want to feel really exclusive? How about when a credit card company actually invites you to apply for one of its cards!? We are talking about a private invitation instead of those endless promotions hawking cards in airports, on board airplanes, and in countless magazines and television commercials.
Which Premium Citi Card Is Right for You: Prestige vs AAdvantage Executive World Elite?
Which Premium Airline Card Is Right for You: AAdvantage Executive World Elite, Delta Reserve or United MileagePlus Club?
American Airlines, Delta Air Lines and United all offer premium co-branded credit cards. If you often fly on those carriers, the cards can be very valuable and make your travel experience much more pleasant. At $450, the annual fee for these cards is quite hefty, but they come packed with benefits and perks.
Which Premium Amex Card Is Right for You: The Platinum Card vs Delta Reserve?
Have you been thinking about stepping up to a premium travel rewards card? American Express, which is known for its excellent customer service and products, has two high-end travel card offerings you should consider: the Platinum card and the Delta Reserve card.
The Top Premium Credit Cards For Getting Airport Lounge Access
There is nothing better than spending some time in a lounge when your traveling and between flights, whether you’re looking to relax, score some food, grab a shower or even book a massage.
Expedia+ Voyager Credit Card Review
Who Is the Expedia+ Voyager Credit Card From Citi Good For?
If you book hotel stays with Expedia, this premium credit card is the best way to get you some extra points. There is another, no-annual-fee Expedia credit card, but as it often happens, the annual fee comes with some nice benefits.
Upgrade Your Travel Experience Without Elite Status
Travel can be a stressful experience if you’re not an elite member with an airline or hotel program. There are long lines, cramped seats and hotel rooms, and a la carte pricing that is leading to some pretty inflated costs for even the most basic travel arrangements.