If you’re an American Express cardholder, you’ve likely been following along closely to all of the upcoming changes, especially if you are an SPG or Marriott member. Amidst new changes, American Express recently sent a notice with your most recent billing statement about a couple of positive upgrades the company is making to two of its policies: enhanced purchases protection and the extended warranty.

Credit card companies, like American Express, Chase and others, continue to up the ante as they roll out new rewards credit cards with better benefits and higher annual fees. Metal credit cards that are heavy and produce a significant “clank” when they hit the counter make a statement. But metal cards can’t compare to bragging to your friends that you’re saving the ocean with your new American Express credit card made from recycled ocean plastic.

Regular airline and hotel program devaluations are becoming the norm, and recently Singapore Airlines has announced program changes without giving us a whole lot of warning. Effective December 7, 2017, many flights booked on Star Alliance partners will be changing in price and there are a few non-price related changes as well. All in all this is a pretty big deal.

When an entrepreneur first starts a business, cash flow is crucial. Many will get loans to fund the initial effort. Some will seek out help from family and friends. Others will turn to credit cards as a way to pay for the expenses that come with a new business. There are some common myths about using business credit cards.. Let’s go through them so you don’t risk your business and credit score.

The good news is that you don’t need a Social Security number to get a credit card. The bad news is that you’ll probably have to establish a credit history in the United States before applying.

Lately American Express has been offering some great authorized user and spending bonuses for several of their cards. Many of these bonuses are targeted, but it might be worth calling American Express to see if you can get the promotion applied to your account. Below I will go into detail about the authorized user and spending bonuses that have been popping up so you know what to be on the lookout for!

There are plenty of ways to earn miles with airline partners on the ground through shopping, dining, staying in hotels, renting cars and taking advantage of a variety of promotions.

But there is one method that allows travelers to get a huge amount of miles in a short period of time. Getting a welcome bonus for a credit card can get you a nice head start on your next vacation using Delta SkyMiles. Then you can top off the balance by taking advantage of other type of offers.

Are you ready to apply for a new rewards credit card? But maybe you’re not sure which one you’ll qualify for? We’ve taken a look at the major travel cards on the market and figured out the credit scores you’ll need to get them.

Ever since Chase released the Chase Sapphire Reserve®, Amex has been playing catch up in the premium card market. Amex’s first response was far less than hoped for – they added 5X earning on airfare to the personal card and the ability to receive a 50% points rebate for premium cabin booking to the business card.

Priority Pass hit a milestone last year by offering members access to over 1,000 lounges worldwide. That makes it the most comprehensive independent airport lounge network available, all but guaranteeing that you’ll have a comfy place to relax, snack or get a little work done at any major airport in the world. The best part? You can get a free membership with the right credit card.

American Express recently announced that it will open Centurion lounges in Hong Kong and Philadelphia later this year. That will increase the number of these exclusive airport lounges from seven to nine. Find out what they have to offer and how you can get in.

There are few travel experiences as annoying as arriving at a hotel after a long trip, and being forced to wait in a line to check in. On the other hand, it’s gratifying to bypass the line and receive immediate service when you have elite status with a major hotel chain.

On top of that, guests with elite status can enjoy other perks like room upgrades, late check-outs and even free breakfast. Finally, having elite status means that you’ll earn more reward points for every dollar you spend.

No matter where your travel takes you, airlines are always looking at ways to improve the flying experience. Both American and oneworld partner Qatar Airways have some updates in store. Credit card companies like American Express are focused on perks like a new lounge in Philadelphia. Read all about the latest news in this week’s update.

Part of an effective miles and points earning strategy is to take advantage of every opportunity to rack up extra miles. Here are some tips for earning miles in places you may not have thought of before.

American Express sometimes offers 100,000-point sign-up bonuses. Not too long ago, some people found a link online for a 100,000-point sign-up bonus for the personal Platinum card which was not supposed to be made public.

American Express has almost 20 airline partners, and you can transfer your Membership Rewards points to any of them. Two of the best Amex airline partners you might consider are Cathay Pacific and Etihad, but like other airline frequent flyer programs there are some sweet spots and some that may not be worth the transfer.

Amex Membership Rewards is unique among transferable points programs in that it is the only program that has a card with no annual fee which still allows transfers to partners. That card is the Amex Everyday card (not to be confused with the Everyday Preferred card, which we take a closer look at below). So if you ever find yourself going through a period in which paying the annual fee on any other Amex cards is not worth it to you, but still want to retain your stash of MRs and ability to transfer them, a product change to the Everyday card may be the best option.

Some of the best credit cards for points and miles collectors are small business credit cards. However, many people believe that since they do not have a business with employees, that they are not eligible to apply for one of these cards. In fact, for most small business cards, individuals are eligible to apply as a sole proprietorship, even if you are just starting out.

Among credit cards, there is one card that stands apart from all others. The Centurion Card from American Express is by far the most expensive, and exclusive card offered in the United States. Yet it’s also perhaps the least understood as many of its features and benefits are kept secret. In fact, this card is not even offered to the general public, you have to be invited to apply. Let’s take a look at the history of this card, how to get it, and what it costs, as well as its numerous features and benefits. Then, you can determine if this card makes sense for your needs.

You may have been using a particular credit card for a while, but the time may come when you’re not happy with it anymore. There are potentially many very compelling reasons to get rid of a card, including a reduction of benefits and changes in your own lifestyle and travel habits. Sometimes you simply want to get one that is a better fit for your travel goals. You can check RewardExpert to see if a different card might help you achieve your travel dreams sooner.