RewardExpert is dedicated to helping you earn free travel with airline miles and points, which can be earned more easily using certain credit cards. But did you know that these same cards sometimes provide special discounts and promotions when you book a hotel?

Among credit cards, there is one card that stands apart from all others. The Centurion Card from American Express is by far the most expensive, and exclusive card offered in the United States. Yet it’s also perhaps the least understood as many of its features and benefits are kept secret. In fact, this card is not even offered to the general public, you have to be invited to apply. Let’s take a look at the history of this card, how to get it, and what it costs, as well as its numerous features and benefits. Then, you can determine if this card makes sense for your needs.

Want to feel really exclusive? How about when a credit card company actually invites you to apply for one of its cards!? We are talking about a private invitation instead of those endless promotions hawking cards in airports, on board airplanes, and in countless magazines and television commercials.

American Express is opening another branch of its popular Centurion Lounge, this time in Houston’s George Bush Intercontinental Airport. Slated to open during the first half of 2016, the 8,500-square-foot traveler respite will be the seventh Centurion Lounge location.

One of the most exciting new benefits offered by American Express is access to its new line of airport lounges. Dubbed The Centurion Lounge, the company has opened three locations so far in Las Vegas, New York’s LaGuardia, and at Dallas/Fort Worth. These private lounges are an oasis in the middle of three very busy and sometimes chaotic airports.