There are many ways to earn travel rewards, like flying, staying at a hotel or getting a new credit card. Did you know that some credit cards will give you bonus points for referring your friends? Here’s everything you need to know about the Chase Refer-A-Friend bonus.
Best Credit Cards Offering Price and Return Protection
Chase is eliminating return and price protections for all of its cards. If these valuable protections are important to you, check out our list of excellent alternatives from Citi, Discover and American Express. Let’s take a look at what each issuer offers before getting into the specific cards.
Chase Eliminating Price Protection and Return Protection From Credit Cards
Chase is eliminating return and price protection on all of its credit cards. The popular Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cards will lose these benefits on August 26, 2018. And price and return protection are expected to be removed from all other Chase credit cards soon thereafter. That means that you could be missing out on hundreds of dollars of savings in the near future.
2019 Chase Freedom Calendar (Q4 Revealed to Earn 5% Cash Back)
The Chase Freedom credit card is one of my favorite ways to earn cash back. Each quarter they offer rotating categories that offer 5% cash back on your purchases. This cash back comes in the form of Ultimate Rewards points, which hold even more value when you pair the Freedom card with the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Chase Ink Business cards.
The quarterly bonus categories are capped at $1,500 in spend each quarter. This means that you can earn up to 7,500 Ultimate Rewards points every three months when you max out the bonus opportunity.
Singapore Airlines Devaluation
Regular airline and hotel program devaluations are becoming the norm, and recently Singapore Airlines has announced program changes without giving us a whole lot of warning. Effective December 7, 2017, many flights booked on Star Alliance partners will be changing in price and there are a few non-price related changes as well. All in all this is a pretty big deal.
Six Common Business Credit Card Myths
When an entrepreneur first starts a business, cash flow is crucial. Many will get loans to fund the initial effort. Some will seek out help from family and friends. Others will turn to credit cards as a way to pay for the expenses that come with a new business. There are some common myths about using business credit cards.. Let’s go through them so you don’t risk your business and credit score.
The Ultimate Guide to Get Free Cell Phone Insurance With Your Credit Card
You may be aware of some of the cardholder perks that come with many premium credit cards, such as rental car insurance and lost baggage coverage. But did you know that some cards will reimburse you if your cell phone is stolen or damaged?
This coverage isn’t common, but some big issuers, such as Capital One, Chase, Wells Fargo and U.S. Bank, have cards with some sort of cell phone protections. It may be worth getting one of those cards just to protect your phone. I know I’ve dropped, sat on, cracked or otherwise damaged many smartphones over the years.
Four Ways to Save on Foreign Transactions While Traveling
Your trip is booked, your bags are packed, and you’re ready to go. Chances are the last thing on your mind is how you’re going to save money on currency conversion fees, securing pocket cash and on your foreign purchases.
These expenses can add up though and without some upfront planning, you’ll return from your holiday with a bank or credit card statement full of fees. Minimal time invested before you go can result in reducing transaction fees, avoiding overcharges for foreign travel expenses and even earning rewards while you’re traveling.
Chase Implements Major Restrictions on the Sapphire Family of Cards
Chase continues to make it more difficult to get approved for new credit cards and earns large sums of points with sign up bonuses. By now, many are familiar with the 5/24 rule, in which Chase will automatically reject applications for most of their cards if you have opened five or more new credit card accounts with any bank within the last 24 months.
Now, Chase has come out with a new rule, targeted at the Sapphire family of cards. There are three cards in the Sapphire family: the no annual fee Sapphire card, Sapphire Preferred, and Sapphire Reserve. Here are the new rules per a memo sent to Chase bankers:
Travel and Financial Companies Offer Support to Hurricane Harvey Victims
Hurricane Harvey has done unimaginable damage to Houston and the surrounding areas. It’s the wettest tropical storm ever recorded in the contiguous United States, dumping more than 40 inches of rain in just four days. Storm damages are estimated in the tens of billions of dollars.
Chase 5/24 Rule – Exceptions, Application Tips and More
Chase makes great credit cards. The Sapphire Reserve and Preferred top just about everyone’s best travel credit card list, including mine. The Ultimate Rewards program is super-flexible, the points are uber-valuable and the cards have great earning potential. Unfortunately, Chase’s restrictive 5/24 rule can make it hard to get those great cards.
If you’re thinking about getting a Chase card, I’ve got you covered. Below is everything you need to know about the 5/24 rule. And if you’re looking for good alternatives to Chase cards, check out these suggestions.
The Credit Scores You Need for the Best Travel Credit Cards
Are you ready to apply for a new rewards credit card? But maybe you’re not sure which one you’ll qualify for? We’ve taken a look at the major travel cards on the market and figured out the credit scores you’ll need to get them.
Priority Pass: Why You Want It and How to Get It
Priority Pass hit a milestone last year by offering members access to over 1,000 lounges worldwide. That makes it the most comprehensive independent airport lounge network available, all but guaranteeing that you’ll have a comfy place to relax, snack or get a little work done at any major airport in the world. The best part? You can get a free membership with the right credit card.
Best Credit Cards For Hotel Elite Status
There are few travel experiences as annoying as arriving at a hotel after a long trip, and being forced to wait in a line to check in. On the other hand, it’s gratifying to bypass the line and receive immediate service when you have elite status with a major hotel chain.
On top of that, guests with elite status can enjoy other perks like room upgrades, late check-outs and even free breakfast. Finally, having elite status means that you’ll earn more reward points for every dollar you spend.
Where to Find Points and Miles That You Might Not Know About
Part of an effective miles and points earning strategy is to take advantage of every opportunity to rack up extra miles. Here are some tips for earning miles in places you may not have thought of before.
Chase Ultimate Rewards: Best and Worst United MileagePlus Redemptions
United is arguably the most popular Chase airline transfer partner, and transferring Ultimate Rewards points to United often makes sense when the price in points on the Ultimate Rewards website is too high compare to what you could pay for the flight using alternative currencies — frequent flyer miles. Since the United MileagePlus program is region-based and isn’t linked directly to the price of a revenue ticket, you will come ahead if the Ultimate Rewards cost is more than $300 (for a Sapphire Preferred cardholder) or $375 (for a Sapphire Reserve cardholder). For better understanding of how this valuation works, read the first installment: Best and Worst Examples of Using Chase Ultimate Rewards Points – The Portal.
How Small Business Owners Can Maximize Rewards
Some of the best credit cards for points and miles collectors are small business credit cards. However, many people believe that since they do not have a business with employees, that they are not eligible to apply for one of these cards. In fact, for most small business cards, individuals are eligible to apply as a sole proprietorship, even if you are just starting out.
Which Chase Ultimate Rewards Cards Are Worth Holding Long Term?
With so many good travel credit cards on the market, it can sometimes be difficult to decide which ones to keep in your wallet long-term. If you keep too many, you will end up paying a significant amount of money in annual fees which may end up costing you more than the value you receive from these cards. On the other hand, if you cancel a card and later decide you would like to have it again, you may be prevented from getting that card again due to Chase’s much-maligned 5/24 rule.
9 Ways to Earn Chase Ultimate Rewards
1. Credit Card Sign-up Bonuses
This is the fastest way to earn tons of Chase Ultimate Rewards. If you have opened relatively few credit card accounts over the past 2 years, it should also be one of the easiest.
Best Introductory Travel Credit Cards From Amex, Chase and Citi
Choosing which travel rewards credit card to apply for can be overwhelming, particularly if you’re just getting into the miles game. Even veterans get confused by all the options sometimes. Let’s take a look at some of the best cards to get into the big travel rewards programs.