Those who hold a Chase Ultimate Rewards-earning credit card know the value of these precious rewards points. The flexibility to transfer the points to partner hotel and airline loyalty programs allows you to book free hotel nights and airline award tickets. However, you can also redeem points to book travel directly on the Chase Ultimate Rewards travel portal. There are several travel redemption options available including booking hotels, cruises, rental cars, and activities, however, one redemption you should consider for your Chase Ultimate Rewards points (UR points) is to book your flights on the Chase travel portal. Here’s why.
Chase Implements Major Restrictions on the Sapphire Family of Cards
Chase continues to make it more difficult to get approved for new credit cards and earns large sums of points with sign up bonuses. By now, many are familiar with the 5/24 rule, in which Chase will automatically reject applications for most of their cards if you have opened five or more new credit card accounts with any bank within the last 24 months.
Now, Chase has come out with a new rule, targeted at the Sapphire family of cards. There are three cards in the Sapphire family: the no annual fee Sapphire card, Sapphire Preferred, and Sapphire Reserve. Here are the new rules per a memo sent to Chase bankers:
Should you Keep, Cancel, or Downgrade your Chase Sapphire Reserve?
For those who signed up for the card shortly after it was announced, the annual fee is coming due, so it's time to decide whether to keep, cancel, or downgrade the card. With a hefty $450 annual fee, the threshold for keeping this card is higher than most.
Could Chase Devalue Ultimate Rewards and How to Protect Your Points
Chase recently sent out a survey to selected cardholders to gauge opinions on several potential negative changes that could be made to the Ultimate Rewards program and its associated credit cards. While no changes are imminent, this survey could give us some insight into what may occur in the future. Since program devaluations are a constant source of risk in the travel rewards game, it helps to consider which opportunities currently provide outsized value that may be ripe for devaluation.
Exceptions to the Chase 5/24 Rule
Chase’s 5/24 rule really rocked the boat last year when it came to light what was happening. For those of you that haven’t heard of the rule or aren’t entirely clear what it means; Chase will not approve you for new credit cards if you’ve gotten five or more new credit cards within the last 24 months. Luckily for us, there are exceptions to this rule both in the form of cards that don’t count toward your 5/24 status and cards that are not bound by the 5/24 rule.
How to Use Chase Ultimate Rewards or Citi ThankYou Programs to fly Delta
Transferring points from credit card rewards programs, such as Chase Ultimate Rewards, Citi ThankYou, or American Express Membership Rewards is a great way to fly on their partner airlines, but that’s just the beginning. Since so many airlines are members of airline alliances (and those that aren’t can partner with other airlines in ways you wouldn’t expect), it feels sometimes that you can use points to fly on almost every one of them.
How to Use Amex Membership Rewards, Citi ThankYou Points and Chase Ultimate Rewards to Fly American Airlines
United is a transfer partner of Chase Ultimate Rewards, and Delta is a partner of American Express Membership Rewards, but you won’t find American Airlines in the transfer partners list of major credit card rewards programs. That, however, doesn’t mean you can’t fly American using the points from these programs and Citi's ThankYou program.
Booking An Around-the-World Trip Using Chase Ultimate Rewards
Chase Ultimate Rewards is one of the most valuable credit card rewards programs available today. Chase offers several business and personal credit cards that allow you to earn these points, which can be redeemed directly for travel reservations using the Chase Ultimate Rewards travel center. But the best feature of this program is the ability to transfer points to miles in seven different frequent flyer programs and four hotel programs.
Talking Travel Rewards Credit Cards with Astronauts Mark and Scott Kelly
If you had a chance to meet two of the world’s most famous astronauts, what would you talk about? On the Thursday before the Super Bowl last month, I was invited to attend the NFL Player's Association VIP party at the Museum of Fine Arts in Houston. Among the hundreds of attendees were dozens of current and former players, who easily stood out because of their size.
How to Use Chase Ultimate Rewards or Citi ThankYou to Fly Delta
Delta is a transfer partner of the American Express Membership Rewards program, but it is not a partner of either Chase Ultimate Rewards or Citi ThankYou. You can still use TY or UR points to fly on the airline though by booking the carrier through a partner airlines. We will show you how.
Using Chase Ultimate Rewards for a Round the World Trip in Business Class
Chase Ultimate Rewards is one of the most valuable credit card rewards programs around. Chase offers several business and personal credit cards that allow you to earn these points, which can be redeemed directly for travel reservations using the Chase Ultimate Rewards travel center. But the best feature of this program is the ability to transfer points to miles seven different frequent flyer programs and four hotel programs.
New Travel Credit Cards Introduced in 2016
Chase introduced some exciting new Ultimate Rewards credit cards last year, including the buzzworthy Sapphire Reserve, a new Ink business card and a second no-fee Freedom card. A few airlines got in the act last year, too. There’s a new and improved offering from Asiana Airlines, as well as a completely new lineup from Central America’s Avianca and an excellent opportunity for small business owners from Hawaiian Airlines.
Is the Chase Sapphire Reserve Still Worth It With a Lower Sign-Up Bonus?
Last August, Chase made a big splash by introducing the Chase Sapphire Reserve, a brand new card with top-of-the-line benefits as well as an attractive 100,000-point signup bonus. As you may have heard, that signup bonus was recently lowered from 100,000 Ultimate Reward points to 50,000 as of March 12.
Best and Worst Chase Ultimate Rewards Redemptions: British Airways
British Airways Executive Club is a great program that can really stretch the value of your Ultimate Rewards points. Since BA is an airline partner of UR you can transfer points to Execuive Club, the airline's frequent flyer program. While British Airways is not a U.S. airline, you can use Avios to fly on its partner airlines, which include American or Alaska. Also, unlike most U.S. based airline programs, British Airways Executive Club is a distance-based program, and it works best on relatively short, non-stop flights. Redemption levels start at 7,500 Avios per one-way flight (15,000 ...
Chase Ultimate Rewards: Best and Worst United MileagePlus Redemptions
United is arguably the most popular Chase airline transfer partner, and transferring Ultimate Rewards points to United often makes sense when the price in points on the Ultimate Rewards website is too high compare to what you could pay for the flight using alternative currencies -- frequent flyer miles. Since the United MileagePlus program is region-based and isn't linked directly to the price of a revenue ticket, you will come ahead if the Ultimate Rewards cost is more than $300 (for a Sapphire Preferred cardholder) or $375 (for a Sapphire Reserve cardholder). For better understanding of how this valuation works, read the first installment: Best and Worst Examples of Using Chase Ultimate Rewards Points – The Portal.
Our Top Picks for October: Credit Cards With Bigger Than Usual Sign-Up Bonuses
Credit card sign up bonuses are the fastest way to accumulate tons of points and miles. With all of the restrictions that the major banks have placed on earning sign up bonuses lately, it is important to be strategic when it comes to signing up for new cards. The best way to do that is to jump on offers when they are elevated above the standard sign up bonus, especially when they are at or near all-time highs like the Delta co-branded airline cards.
Using Chase Ultimate Rewards Points: Best and Worst Uses Through the Booking Portal
Chase Ultimate Rewards is a great program with many fans. Just like the American Express Membership Rewards and Citi ThankYou programs, Ultimate Rewards offer multiple ways to redeem points. It is the only program that allows easy cash redemption at 100:1, but it mostly shines on travel redemptions.
If you like to travel, you might want to avoid some common mistakes in order to stretch your dollars. These mistakes are easy to make because the Ultimate Rewards earning structure is a bit complicated.
Best Credit Card Combos: Chase Freedom Unlimited and Sapphire Reserve
The Chase Freedom Unlimited card and the Chase Sapphire Reserve card is quite possibly the best credit card combination in the entire travel rewards industry. The combined benefits of this combo provide just about everything a travel hacker could want in their credit card portfolio – high points earning rates, a very valuable currency, a diversified array of travel benefits and purchase protections, and point transferability. In addition, the ability to get so much out of only 2 cards allows travelers to simplify their wallets and reduce the cost of the annual fees they pay relative to a traveler who carries many cards. The Freedom Unlimited card has no annual fee while the Sapphire Reserve card carries a $450 annual fee.
Which Chase Ultimate Rewards Cards Are Worth Holding Long Term?
With so many good travel credit cards on the market, it can sometimes be difficult to decide which ones to keep in your wallet long-term. If you keep too many, you will end up paying a significant amount of money in annual fees which may end up costing you more than the value you receive from these cards. On the other hand, if you cancel a card and later decide you would like to have it again, you may be prevented from getting that card again due to Chase’s much-maligned 5/24 rule.
Get the Chase Sapphire Reserve Card and Earn 100,000 Ultimate Rewards Points
With the Chase Sapphire Reserve credit card, you have the ability to earn thousands of Ultimate Rewards points in several potential ways. Once you are approved for this card, you will automatically qualify to receive a sign-up bonus of 100,000 thousand Ultimate Rewards Points.