RewardExpert.com is an independent website that is supported by advertising. RewardExpert.com may be compensated by credit card issuers whose offers appear on the site. Because we are paid by our advertising partners it may impact placement of products on the site, including the order in which they appear. Not all available credit card issuers or card offers are included on the site.

3 Big Credit Card Mistakes

Mismanaging your credit cards can result in lasting financial difficulties – especially if you have big goals with your money – like buying a home or car.
Let’s explore three of the most serious credit card blunders.

Read more

Chase 5/24 Rule – Exceptions, Application Tips and More

the banker explains chase 5/24 rule to the clients

Chase makes great credit cards. The Sapphire Reserve and Preferred top just about everyone’s best travel credit card list, including mine. The Ultimate Rewards program is super-flexible, the points are uber-valuable and the cards have great earning potential. Unfortunately, Chase’s restrictive 5/24 rule can make it hard to get those great cards.

If you’re thinking about getting a Chase card, I’ve got you covered. Below is everything you need to know about the 5/24 rule. And if you’re looking for good alternatives to Chase cards, check out these suggestions.

Read more

5 Things You Might Not Know About Your Credit Score

We’ve said it before and we’ll say it again: Your credit score is one of your most valuable assets and you should nurture it and protect it. You want a healthy credit score to help you accomplish all of your life goals, including getting a mortgage or car loan (with reasonable interest rates) or passing a potential employer or landlord’s background check.

You also want a high credit score so you can fully participate in the lucrative hobby of collecting frequent flyer miles, hotel loyalty program points, or bank points (such as American Express Membership Rewards, Chase Ultimate Rewards, or Citi ThankYou points).

Read more

How to Increase Your Credit Limit

How to Increase Your Credit Limit image

Credit card companies will typically increase the maximum amount of money they will let you borrow over time, particularly if you have good credit. But what if you want a higher credit limit before they offer it to you? Is there a good way to increase your credit and is it a good idea? Let’s find out.

Read more

9 Tips When Applying for a Travel Rewards Cards

10 Tips When Applying for a Travel Rewards Cards

There are so many travel rewards credit cards out there, choosing can be a dizzying process. Features including sign-up bonuses and other perks that can often make many cards sound perfect.

Beyond the bonuses and perks, though, lies a minefield of caveats. These 10 tips can help you come out on the other end with the card of your dreams.

Read more

What to Do If You’re Declined for a Travel Credit Card

travel credit card

You’ve done the research. You’ve figured out which one of the myriad of rewards credit cards you want. It’s the perfect card to earn a free flight fast to wherever you want to go. You apply and… you get declined! Don’t worry; we know what you should do next.

Read more

How to Meet the Minimum Spend on Your Travel Rewards Credit Card

How to Meet the Minimum Spend on Your Travel Rewards Credit Card

Every travel hacker knows that the quickest way to a free flight is having the right credit card. Whether it’s a co-branded airline card or a card with transferable points, such as the Chase Sapphire Reserve, getting a sign-up bonus will boost your points balance faster than any other strategy. These tips will help you get that big bonus.

Read more

Can You Downgrade Barclaycard, BofA, Capital One and U.S. Bank Travel Credit Cards?

Can You Downgrade Barclaycard, BofA, Capital One and U.S. Bank Travel Credit Cards?

The time to think about downgrading a premium credit card is when your annual fee is due and you don’t feel that the benefits you’re getting from the card are worth it anymore. There are many reasons to downgrade instead of just closing your account.

Read more

How and When to Downgrade Your Amex, Chase or Citi Credit Card

downgrade credit card

You may have been using a particular credit card for a while, but the time may come when you’re not happy with it anymore. There are potentially many very compelling reasons to get rid of a card, including a reduction of benefits and changes in your own lifestyle and travel habits. Sometimes you simply want to get one that is a better fit for your travel goals. You can check RewardExpert to see if a different card might help you achieve your travel dreams sooner.

Read more

Should You Get a No-Fee Travel Rewards Card?

Who says you can’t get something for nothing? There are number of travel credit cards with no annual fee, but yet give you miles or points on your purchases. Whether you’re considering adding another card to your collection or getting your first travel rewards card, it’s hard to justify not getting one.

Read more

A Beginner’s Guide to Choosing a Rewards Credit Card

There are a lot of travel rewards cards to choose from. Some are co-branded with airlines, and others are part of rewards programs, like American Express Membership Rewards and Citi ThankYou. No single card is right for everyone, and deciding which one to get depends on how you plan to use the card and what you want to do with your points or miles.

Read more

Managing Multiple Credit Cards: Ninja Tips

If you’ve discovered the power of tapping into your good credit to sign up for new credit cards in order to snag hefty frequent flyer mile bonuses, the inevitable has probably already happened: your wallet is stuffed to the gills with plastic.

Read more

How to Negotiate the Credit Card Reconsideration Line

When you first start applying for reward credit cards, it is a simultaneously exciting and scary process. Free flights: Yay! Credit card denials: Not so cool.

Read more

What Credit Score Do You Need to Apply for Reward Cards?

Reward credit cards have become commonplace as banks and credit card companies use these perks to draw in customers, so it’s easy to forget exactly what they exist to reward in the first place.

Read more

Looking for Your First Rewards Card? Start Here

A Pile ofRewards Credit Cards

Congratulations! You’ve decided to take the plunge into miles credit card land. It’s a nice plunge. I promise. There are gourmet meals on airplanes, luxury hotel rooms with private Jacuzzis, and lounges with sleeping cabanas and massages in your future.

Read more

Juggling a Lot of Cards? How to Keep Them Straight

Rewards Cards

When you are trying to juggle a bunch of new credit cards to take advantage of lucrative sign-up bonus offers, there are some risks if you are balancing a few accounts.

Read more

Tips for Managing Rewards Credit Cards

A Pile ofRewards Credit Cards

It’s no secret that credit card sign-up bonuses are the fastest and easiest ways to earn miles and points. However, opening up a dozen credit card accounts is fraught with problems if you’re not organized. Playing the points and miles game is only a good idea if you have excellent credit (730 or higher), you pay off your credit card balances monthly, never miss a payment and are organized enough to keep track of annual card renewal dates.

Read more
travel_card_main_banner_9
travel_cards_main_banner_1 travel_card_main_banner_3 travel_card_main_banner_5 travel_card_main_banner_7