RewardExpert Studies and Reports - рage 2

Over two and a half million people in the US become victims of credit card fraud and/or identity theft every year. RewardExpert analyzed the data to rate which states are the most and least at-risk.

The threat of theft has never been greater, be it of your personal identity information, financial assets and account details, or of vast quantities of such data all at once. Major data security incidents, such as the Equifax security breach , have been widely reported on. Events such as these take place on a smaller scale almost daily, and as such, the integral role of the internet in today’s society exposes all of us to risk, especially when it comes to our bank accounts, credit cards, and our credit histories. Financial fraud is a risk not only to our present financial and personal security, but it can affect us for years to come.

RewardExpert analyzed consumer complaint data to determine which states experience the most attempts to collect invalid debts, and which companies are most responsible for the epidemic of illegal debt collection practices sweeping the nation.

Dealing with debt collectors is almost never a pleasant experience. Even though they are exempt from regulation under the Fair Debt Collection Practices Act of 1977, first-party creditors have an incentive to maintain a constructive relationship with their customers, even those with outstanding past-due debts, and are thus less likely to engage in illegal or abusive collection practices. This is not the case with third-party debt collectors, who purchase and profit on the right to collect debts that have been charged-off and written off as a loss by the original creditor. In recent years the debt buying industry has expanded dramatically, and attempts to collect “zombie debts,” -- attempts to collect debts not owed, debts that were already paid or discharged, debts owed by someone else, or due to identity theft -- have reached epidemic scale.

RewardExpert breaks down the dining offerings at some of the most-traveled airports around the world so that frequent flyers know where to eat and where to avoid noshing

International travel can be a hassle. Long waits at customs, serious cases of jet lag, and tens of hours in the air can suck the joy out of even the most long-awaited overseas trip. On top of that, foreign travelers often have to stop their flights to wait so that they can get on another plane. A flight from JFK to Sydney? The odds of that being direct are slim to none.

RewardExpert’s survey of over 600 Americans about holiday spending habits finds that a fresh start in 2018 depends on paying off holiday credit card balances.

Most Americans begin the new year with a hangover, often both literally and figuratively. To begin the new year with a fresh face after the year-end holiday spending binge, it is imperative to effectively treat the financial hangover with which we awaken.

RewardExpert recently conducted a survey on holiday spending to determine precisely how much Americans borrowed and spent during the 2017 holiday season.

RewardExpert analyzes user review data to determine which state’s residents are the grumpiest while they are traveling

Everyone develops an opinion concerning the nature and disposition of tourists and fellow-travelers, whether it has been acquired through their own experiences or through second-hand accounts. We come to a partially-informed perspective as to who are the most grumpy or good-natured, usually according to where they call home.

RewardExpert investigates political and social patterns of consumer finance complaints across the US.

Financial services are subject to government regulation, and are affected by policy dictated by elected politicians. Naturally, financial institutions have political preferences, but do these preferences affect you, the consumer? Are the banks playing politics with you and your money? Here at RewardExpert, we wanted to find out, and we soon discovered a pattern that suggests the answer is yes.

Buying a Vacation Property? RewardExpert analyzed 2,291 counties in the U.S. to help homebuyers find smart property investments this winter

No matter what your ideal winter vacation might look like, chances are that it includes owning your own home away from home in that perfect place for your seasonal get-away. Like any real estate purchase, buying a vacation property is a decision not to be taken lightly, and this begins with a consideration all the more important in this case: where?

All financial products carry a degree of risk, and most – if not all – consumers will at some time or another fall prey to questionable business practices by a bank or financial institution. The question follows: how, then, can consumers determine with which bank it is best to open an account, obtain a credit card, or sign a mortgage? Which will sustain you, and which will drain you?

Crowded airports and flight delays are inevitably part of anyone’s holiday travel experience. At no time is the risk of a delayed flight higher than over the Thanksgiving break. You can reduce your chances of being stuck at the airport, or on the tarmac, both by looking at the past performance of various carriers and airports, and knowing which travel days are most prone to delays.

From travel and lodging to food and entertainment, RewardExpert breaks down just how much the average citizen of each state spends when they take domestic and international trips. Nose-to-the-grindstone hard work is often associated with Americans, but as most of us know, we also love to kick back and take a vacation. Traveling is pretty well ingrained in American culture. The Griswolds were always taking time off to travel for National Lampoon-style vacations. Jack Kerouac drew on experiences jaunting around the U.S. to write one of the beat generation’s seminal works, On the Road. ...

RewardExpert digs into the five best cities in each region of the country to find Halloween vacation spots that are so good, it's scary

Fall is a little bit of a middle child when it comes to travel. Summer vacation gets all of the headlines. Vacationers head to the airport and hit the beach so they can beat the heat unwind from work and school. After autumn is over, winter travel season starts. You get to go home for the holidays to see the family, roast chestnuts on an open fire, let Jack Frost nip at your nose – you know the drill.

RewardExpert analyzes all 460 towns and cities in Alabama to determine which destinations are must-sees for those traveling through the Heart of Dixie

Sweet Home Alabama! Known as the Heart of Dixie, Alabama is a wonderful vacation destination; travelers of all stripes will find there is no lack of things to do. The state has a rich history, plenty of outdoor activities, and endless opportunities for relaxation, such as golfing, walking, touring wineries, or seeing live music.

RewardExpert examines which U.S. airports are most expensive

Travel can be awfully expensive. Between the plane tickets and taxi fares, even the little things like coffee, sandwiches, or Wi-Fi can start to add up. Airports aren’t exactly helping consumers’ wallets either. Today we live in a time where practically everything incurs a charge: switching seats, an extra bag, or even a bottle of water.

For many people, big cities are synonymous with concrete, traffic, and congestion. For the eco-conscious traveler, big cities aren’t first to come to mind when picking a green destination. However, many of America’s biggest metropoles are making big strides towards becoming more eco-friendly.

Any foodie knows that great cuisine can be found in big cities like New York City, Chicago, San Francisco, and do on. But isn’t it time to look beyond the metro hubs for all the good grub? This is a big country; there are many other incredible dining experiences to be had in America’s many nooks and crannies. Some of the tastiest and most authentic dishes are found in ma n’ pa restaurants in towns scattered across the country. Yet, the most important question remains; how do you find them? Most often, these hidden gems are known only through word of mouth or among the locals. To help ...

Flight delays, cancellations, and various disruptions are inevitable while traveling. However, for those flying for Labor Day this year, let’s take a look at the track record of some destinations, airports, and carriers to help you prep for every eventually.

No one deserves a vacation more than retirees. They've worked a long time for it, and many choose to spend their retirement exploring new destinations. In fact, in a survey conducted by the American Association of Retired Persons (AARP), they found that 39% of the retirees surveyed said they expect to take 4 or more domestic trips in the upcoming year.

Summer travel season is officially here. Students unshackled from finals are free to roam around the world and workaday types of all sorts put in hard-earned vacation days to do some international unwinding. These foreign romps aren’t cheap and it’s important to know how far your dollar will get you wherever you’re planning to travel. A cappuccino that might cost more than five bucks in Iceland could run you less than $2.00 in Czechia.

Flight delays, cancellations, and various disruptions are inevitable while traveling. However, for those flying for the Fourth of July this year, let’s take a look at the track record of some cities, airports, and carriers to determine the best route to your destination.

Father’s Day is the one day of the year we can’t tell Dad to cool it on the dad-jokes. It’s a special day to celebrate him and he gets to do anything he wants! In a study by Home Away, 5,000 Dads were asked what they really wanted for Father’s Day. It wasn’t a tie. It wasn’t a new watch or cologne. It was a family vacation. Of the dads surveyed, 72.0% said they wanted a family vacation more than any other gift.