How and Why to Get a Chip-and-PIN Credit Card

How and Why to Get a Chip-and-PIN Credit Card

Chip-and-PIN credit cards, also known as EMV for Europay, MasterCard and Visa, are the standard used everywhere in the world except the U.S. Having a card with chip-and-PIN technology can make traveling abroad much easier. So what’s the difference and where can you get one?

Read more

The True Price of an Award Ticket and How to Avoid Fuel Surcharges

The True Price of an Award Ticket and How to Avoid Fuel Surcharges

If you’re collecting miles and playing the frequent flyer awards game, you’re probably already familiar with the airport taxes, fuel surcharges and other fees that often get added to your ticket. So when you finally earn that “free” flight you’ve been saving up for, you don’t expect it to be completely free.

Read more

Reward Credit Card Lingo

Reward Credit Card Lingo

In our series on points and miles terminology, you’ve learned about the lingo used by airlines, frequent flyer programs and for award bookings. Here are the words you need to know to maximize your points and miles earning through credit cards.

Read more

Frequent Flyer Program Lingo

Frequent Flyer Program Lingo

Air travel is, by necessity, a jargon-filled industry. There are countless technical abbreviations used by pilots, airline officials and aviation geeks, but the lingo used in frequent flyer programs can be equally overwhelming. The dozens and dozens of programs out there tend to each have their own way of approaching these terms.

Read more

Award Booking Lingo: 25 Terms You Need to Know

Award Booking Lingo: 25 Terms You Need to Know

Here’s some lingo you should know when booking an award flight using points or miles. These 25 booking terms can help you sort through the jargon like a pro.

Read more

Flexibility Is the Key to Free Flights

Flexibility Is the Key to Free Flights

One of the most common gripes about frequent flyer programs is that the miles you earn are hard to redeem when you need them. It’s not that airlines want to upset you; it’s just that they don’t want to give away seats they hope to sell. They want to let go only those seats that according to their calculations are going to fly empty anyway. An airline is a commercial enterprise that would rather make money than fly us for free no matter how much we think we deserve it. But if you are flexible, you can make the most of your miles.

Read more

5 Hot Airline Credit Card Bonuses Ending Fast

5 Hot Airline Credit Card Bonuses Ending Fast

Earlier this fall, it looked like we had seen the last of the really high credit card sign-on bonuses for the year. Lufthansa offered 50,000 miles on its co-branded credit card, and Chase finished a big 70,000 point push on its business card, the Chase Ink.

Read more

Cheapest Way to Get to Asia on Miles

Cheapest Way to Get to Asia on Miles

Despite its distance, Asia is remarkably reasonable on miles. If you’re looking for the absolute cheapest option, American Airlines offers off-peak awards to Japan and Korea that require just 50,000 AAdvantage miles round-trip.

Read more

Use These Credit Cards for Your Next Rental Car

Use These Credit Cards for Your Next Rental Car

When you rent a car, you may have a vague worry in the back of your mind that little nagging feeling you get when you don’t quite understand the rules of the game. Rental car companies have tons of terms and conditions, and many of them can leave the consumer holding the bag in case of an accident or damage to the car. Paying for your rental car with the right credit card can offer you some additional protection and peace of mind.

Read more

Marriott and United’s RewardsPlus Program Explained

Marriott and United’s RewardsPlus Program Explained

Similar to Starwood and Deltas Crossover partnership, United and Marriott teamed up last year for RewardsPlus,  a joint venture aimed at offering elite members of both programs reciprocal benefits.

Read more

Delta and SPG Crossover Rewards Explained

Delta and SPG Crossover Rewards Explained

When the Crossover Rewards program offered to Starwood Preferred Guest and Delta SkyMiles elite members debuted last year, it was the only program of its kind. It offered elite members of both programs reciprocal benefits that took membership perks to a whole new level.

Read more

Points and Miles that Don’t Expire

Points and Miles that Don’t Expire

It can be tough to keep up with airline and hotel rewards programs and their point expiration policies. Generally, points will expire after 12 to 24 months of inactivity. This means if, during a specified period, you do not earn or redeem miles, you will automatically forfeit them.

Read more

How to Keep Your Miles from Expiring

How to Keep Your Miles from Expiring

Earning miles can be challenging so letting them expire really shouldn’t be an option. There are plenty of ways to keep your reward accounts open by earning, redeeming, or buying miles. Here are some ways this can be achieved without breaking the bank.

Read more

Should You Pay an Annual Fee for Your Reward Credit Card?

Should You Pay an Annual Fee for Your Reward Credit Card?

When the average consumer is shopping around for a credit card, their biggest consideration may be how much it will cost them. What’s the APR? Should I choose a no annual fee card? What are the other fees?

Read more

How to Negotiate the Credit Card Reconsideration Line

How to Negotiate the Credit Card Reconsideration Line

When you first start applying for reward credit cards, it is a simultaneously exciting and scary process. Free flights: Yay! Credit card denials: Not so cool.

Read more

The 3 Things That Hold People Back From Their Dream Vacations

The 3 Things That Hold People Back From Their Dream Vacations

You landed here at RewardExpert because you are curious about points and miles. But if you’re not using them yet, or you’re just wading in the kiddie pool collecting miles on a bunch of different airlines when you fly, maybe using the same airline reward credit card you’ve had for a decade I have to ask, what’s holding you back?

Read more

How Does Applying for Credit Cards Affect Your Credit?

How Does Applying for Credit Cards Affect Your Credit?

One of the main things that keeps people from taking advantage of the myriad generous reward credit card bonus offers out there is the fear that applying for credit cards will have a negative impact on their credit score.

Read more

What Credit Score Do You Need to Apply for Reward Cards?

What Credit Score Do You Need to Apply for Reward Cards?

Reward credit cards have become commonplace as banks and credit card companies use these perks to draw in customers, so it’s easy to forget exactly what they exist to reward in the first place.

Read more

The 5 Things You Need to Get in the Miles Game

The 5 Things You Need to Get in the Miles Game

I’ve seen it time and time again.
Your friends do it.
You see them doing it and enjoying it!
And you get curious.

Read more

Maximizing Your Grocery Shopping for Miles

Maximizing Your Grocery Shopping for Miles

When it comes to earning miles for fabulous and nearly free vacations, don’t limit yourself in the ways in which you earn those precious miles. Sure, flying nets plenty of miles, as do credit-card sign-ups, but there are tons of everyday ways to build up your cache of miles or points. Something as simple as grocery shopping for your family can help you achieve your goal to fly somewhere for free or get a few free nights at a hotel.

Read more