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Fake reviews plague many online websites. These reviews deceive potential customers and make it difficult for businesses to adjust to consumer feedback. Feefo’s solutions eliminate fake reviews because they focus on feedback from verified purchases. This improves the customer experience and builds trust in the business.
I spoke with Neil Mcilory, the Head of Product at Feefo, to learn about their solutions and they are making the web a safer place to shop.

The ATM was a revolutionary concept in the 1980s. Customers could make deposits and withdraw cash 24 hours a day, even on the weekends. Mitek’s remote deposit capture service saves consumers and businesses both time and money. Instead of driving to the ATM and, potentially, waiting in line, check deposits can be made from the comforts of home or without stepping away from the office.
I had the pleasure of speaking with Michael Diamond, the SVP/GM of Payments for Mitek, to discuss the evolution of banking and what additional efficiencies are coming.

Whenever you travel, there is an opportunity to make a positive impact on the local community beyond the tourist dollars that you spend. Pack for a Purpose is an organization that coordinates travelers with local charities. The idea is simple, yet genius – fill your unused suitcase space with necessary supplies that will improve lives.
I spoke with Rebecca Rothney, founder of Pack for a Purpose, to hear her story. I learned of an ingenious idea how travelers can make a profound difference in the lives of many around the world.

When it is time to take out a loan, who do you turn to? Friends and family want to help, but what worked for them, may not work for you. This is where our friends at LendEDU come in. They offer objective reviews of lending options so that consumers can easily compare lending products and make an informed decision.

The Venture Card was already one of my favorite travel credit cards because you can earn two points for every dollar spent and no blackout dates when redeeming points for travel. When it was announced that the Capital One Venture Card was adding transfer partners for its points, the travel world went nuts. This catapulted the value of the Venture Card card over many others and put this credit card in the first position for many travelers. Today, it was announced that Capital One added two additional transfer partners, bringing the total transfer options to 14. Read on to find out who they are and how to transfer points to them. Also effective today, transfers to these airlines partners is now live.

Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.

Chambers  are organizations that represent businesses in the community. The advocate for business-friendly policies and help businesses train the next generation of employees. The Greater Phoenix Chamber is now over 130 years old and has been pro-business before the state of Arizona was even formed. With their new “Find Your PHX” initiative, the future looks bright.

If you’re ready to upgrade your consumer electronics, hit the pause button. Gazelle offers a great way to make money on your old device, while also saving you money on a new one. The process is seamless, transparent and completely user-friendly.
I recently had the opportunity to speak with Chase Freeman, the Public Relations Manager at ecoATM Gazelle, to discuss how they are breathing new life into consumer electronics.

Although consumers are only recently embracing electric vehicles, Workhorse has been perfecting this technology for over a decade. Workhorse started out converting gasoline-powered vehicles into electric cars. Soon they applied this technology to the commercial sector and discovered an opportunity to transform an industry.
I recently had an opportunity to Jeff Bennett, Aerospace Project Manager at Workhorse. We discussed how their battery technology is transforming multiple industries.

GiftCardGranny.com is a shopper’s best friend. Everyone loves a bargain and nobody likes paying full price. When you buy discounted gift cards from GiftCardGranny, even when your dream item isn’t on sale, you’ll still save money. And you won’t need to worry about hackers draining your balance because they offer a lifetime guarantee on every gift card that they sell.

Capital One made a huge splash this summer with the release of the Capital One Savor Card. For the first time, consumers were able to earn an unlimited 4% cash back rewards for dining and entertainment. The first year’s annual fee is waived, but should you keep the credit card in year two? Or does it make more sense to downgrade to the Capital One SavorOne Card? In this guide, we perform a detailed review of the Capital One Savor vs SavorOne. Our goal is to help you decide which Savor card is the best Capital One credit card for your wallet.

There’s no question that life insurance is critical for protecting families. And there’s also no question that there are numerous life insurance companies out there that each promise the best rate, the most coverage, the most beneficial terms, etc. All this typically leads to a very time consuming and confusing process. But as technology advances, there are some companies that are hoping to get life insurance up to speed. One of those companies is Haven Life, a startup that’s trying to take guesswork out of the life insurance process.

Consumers today desire an experience that is tailored to their unique interests and experience with brands. As companies better understand customer preferences, they can dedicate resources towards more profitable transactions that also increase brand loyalty. RedPoint Global offers a customer engagement hub that offers a single point of control over data and customer journeys to deliver seamless, hyper-personalized interactions.

The Capital One Venture Rewards Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 miles for every dollar that they spend. And the miles allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15+ transfer partners!

This article will cover

• What are the Benefits of the Capital One Venture Card?
• Who are the 15 Transfer Partners?
• Why is This Important?
• Should you Apply for the Capital One Venture Card?
• Are you Ready to Apply for the Capital One Venture Card?

What are the Benefits of the Capital One Venture Rewards Card?

Aside from the 2 miles per dollar spent on the Capital One Venture Rewards Card, there are many other benefits available. This is why the Venture Rewards Card is one of our favorite cards to create a balanced wallet of points, miles, and cash back.

• 5X miles on hotels and rental cars booked through Capital One Travel
• Up to $100 reimbursement for Global Entry or TSA PreCheck
• No foreign transaction fees
• Travel accident insurance
• Auto Rental Collision Damage Waiver
• Extended Warranty
• Capital One Lounge

And now the miles you earn are even more valuable with the addition of 15+ transfer partners.

Who are the 15 Transfer Partners?

Spending on the Capital One Venture Rewards Card earns 2 miles per dollar spent. No matter where you are spending or what you are buying. When you book hotels and rental cars through Capital One Travel, you’ll earn 5X miles on those bookings.
Instead of buying travel at $0.01 per point, now you can transfer your points to one of 15+ travel loyalty programs to get even more value!

Most transfers to 15+ travel loyalty programs are at a 1:1 transfer ratio.

Here are the 15+ Capital One Transfer Partners

Transfer Partner	Venture Miles	Target Loyalty Program
ALL - Accor Live Limitless	1000	500
Aeromexico Club Premier	1000	1000
Air Canada Aeroplan®	1000	1000
Avianca LifeMiles	1000	1000
Cathay Pacific - Asia Miles	1000	1000
Etihad Guest	1000	1000
EVA Air - Infinity MileageLands	1000	750
Finnair Plus	1000	1000
Flying Blue (Air France KLM)	1000	1000
Qantas Frequent Flyer	1000	1000
British Airways Avios	1000	1000
Choice Privileges®	1000	1000
Emirates Skywards	1000	1000
Singapore Airlines KrisFlyer	1000	1000
TAP Air Portugal Miles&Go	1000	1000
Turkish Airlines Miles&Smiles	1000	1000
Virgin Red Virgin Points	1000	1000
Wyndham Rewards	1000	1000

Miles earned from the Capital One VentureOne, Capital One Spark Miles for Business, and the Capital One Spark Miles Select for Business can also be transferred to these 15+ Capital One miles transfer partners.

What is the Miles Transfer Ratio?

For every 1,000 miles that you transfer to one of these 15+ transfer partners, you will receive 1,000 miles or points with most partners. The minimum transfer amount is 1,000 Capital One miles. You will also need to register for an account with the loyalty program if you don’t already have one.
This basically means that you will be getting the same 2 airline miles or points for every dollar that you spend on all categories. Most airline cards only earn 1 mile per dollar that you spend (aside from a couple of categories). This means that the Capital One Venture Rewards Card can be a better card to earn miles for those partners than their own credit card for everyday spend.

And you’ll still maintain the option to use the Capital One Venture Rewards Card miles as cash to purchase flights when transferring miles doesn’t make sense or if there are no award flights available. This is truly the best of both worlds.

When can You Start Transferring Miles to Travel Partners?

You can transfer miles as soon as you have accumulated a minimum of 1,000 miles. To transfer your Capital One miles, you need to sign in to your account on the Capital One wesite or through the Capital One Mobile app. Then you need to navigate to the rewards page and follow the prompts. Once you receive a confirmation code, save it for your records.
Please note that once you’ve transferred your Capital One miles, they can’t be transferred back to your Capital One rewards account.

Why is This Important?

I love having options and the Capital One Venture Rewards Card is full of options. And the options have just expanded with the addition of 15+ transfer partners!

Here are just a few of the many ways you can use your Capital One Venture Rewards Card points to travel for free:

• Book any flight without blackout dates
• Reserve any hotel room without blackout dates
• Transfer miles to airline miles to top off account for award flight redemption
• Transfer miles to airline miles to book flight for better value

Which is Better? Cash or Miles to Book a Flight?

We’ve found that most travelers are better off paying cash (ok, actually using points as cash) for domestic flights because airlines have increased the miles required for economy flights. It used to be that 25,000 miles was the standard for a domestic round-trip economy flight redemption.
Not any more.
With flights at or near capacity, airlines have continued to increase the number of miles required to book an economy flight. I’ve seen some economy flights priced at 50,000 miles. Umm, no thanks.
I like to redeem miles from credit cards like the Capital One Venture Rewards Card that I can use like cash to book domestic flights. This allows me to save my miles for international flights to the Caribbean, Europe, Asia, and South America where you can receive incredible value for your miles.
For example, I booked flights to St Kitt’s in the Caribbean for my family and me that would have been over $900 each.

Instead, I redeemed 30,000 American Airline miles and paid less than $60 in taxes per ticket.

This is a great example of why using airline miles instead of cash can be a great idea. With miles, we booked tickets that would have cost over $3600. If we redeemed 120,000 Capital One miles for cash, we could have only bought $1,200 worth of airfare.

Should You Apply for the Capital One Venture Card?

The addition of 15 transfer partners to the Capital One Venture Card is a huge win for consumers. So many banks are implementing rules to restrict applying for or earning sign-up bonuses, that we need more options.

Chase has their 5/24 Rule. American Express has a once per lifetime rule. Citibank has a two-year rule. And Bank of America has a 2/3/4 Rule. So much to keep track of!
Fortunately, Capital One has not implemented specific rules limiting new cardholders. So, if you’ve been locked out getting a new credit card because other banks don’t want you, maybe it is time to consider Capital One.

Are You Ready to Apply for the Capital One Venture Rewards Card?

With the addition of 15+ transfer partners, the Capital One Venture Rewards Card is going to be the talk of the travel world. Combing the benefits of card that earns 2x miles everywhere with no blackout dates on redemptions with the ability to convert those miles to airline miles at a reasonable transfer ratio is a huge win. I literally just applied for the Capital One Venture Rewards Card as soon as I heard about this new benefit.
If travel isn’t your major focus, the Capital One Savor Card might be a better bet for you. It offers 4% cash back on dining and entertainment and 3% cash back on groceries. It’s the perfect card for foodies and people who go out a lot.
Have you applied for the Capital One Venture Rewards Card before?

What’s your favorite benefit of this credit card?

Let us know in the comments below.

Having the right approach makes all of the difference in the world. When investors work with a fiduciary advisor to develop a personalized strategy, success is just around the corner.
I recently had the opportunity to speak with Michelle Waymire of Young + Scrappy, an investment advisory firm located in Decatur, Georgia to discuss money mindsets and how her firm helps investors plan for prosperity.

When picking a destination with family and friends, it can be hard to choose where to go. One person wants to be one with nature. Someone else is a foodie. And a third loves history. What do you do in this situation? I have the perfect suggestion for you… Tuolumne County in Northern California.
Most people think California is all beaches and big cities, but there’s so much more to California for visitors to explore and enjoy. We had a chance to speak with Katie Kirkland, the Communications and Tourism Manager for the Tuolumne County Visitor’s Bureau, to find out what makes Tuolumne County such a popular destination.

As entertainment channels become increasingly fragmented, advertisers require a better way to track the effectiveness of their campaigns. In today’s world, advertising campaigns must adjust on the fly to reach the right customers. Technology is evolving to meet those needs.
RewardExpert recently had the pleasure of speaking with David Shim, Founder and CEO of Placed, to learn how they are focused on making the physical world as measurable as the digital.

Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.

Keeping a good credit score is important. A high credit score can do everything for you from being approved for a lower loan rate, earning a huge credit card bonus, lowering your insurance premiums, and getting hired for your dream job. One of the ways to keep your credit score high is to limit your inquiries. When you only apply for pre-qualified credit cards and pre-approved credit cards, you are protecting your good credit score by focusing on credit cards that you have the best chance of getting approved for.

The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.