It’s easy to do. We’ve all gotten into trouble before. A few charges on a few credit cards can end up being a massive balance that feels hopeless. Other than making payments for what feels like forever, there are a few ways to stop the financial bleeding and get on top of your debt.

Living under a mountain of debt is an unfortunate fact of life for millions of Americans. For every dollar earned, a dollar seems to fly out the window as bills mount and debt piles up. So how can people take charge of their financial life and put their money issues to bed? Consumer Education Services, Inc. (CESI), is a North Carolina-based organization dedicated to helping people improve their financial literacy, dig out of debt and take back control.