The new SPG credit card bonuses are now available. And they’re exciting, easily topping any bonus we’ve ever seen for these cards. You’ll get 75,000 points with the SPG personal card and a huge 100,000 points with the business card.

I remember the days when qualifying for an American Express card was a sign of privilege. If you could throw down an Amex card, you probably had more money than most.

I love American Express Membership Rewards points. And I think most frequent travelers would agree with me. The reason is simple: they’re flexible. You can transfer Amex points to 21 different travel partners, including 18 frequent flyer programs.

Banks have continued to clamp down on people churning credit cards to earn sign-up bonuses. They want customers to keep cards for years because sign-up bonuses are loss leaders to earn our business. In keeping with this trend, American Express has added new language restricting sign-up bonuses based on the number of cards you’ve recently opened or closed, even with other banks.