Personal finance is an important topic for consumers today, and a recent survey found that the majority of parents—from Millennials (55 percent) to Gen Xers (73 percent) and Boomers (79 percent)—believe that educating children about financial matters should begin at home. Unfortunately, they don’t always have the knowledge or resources to do so effectively. Among the parents who have attempted to teach their children about saving, investing and budgeting, a mere 19 percent feel they’ve been completely successful.
Debt.com Helps Consumers Tackle Their Biggest Financial Regrets
When you think about your financial history, is there anything in your past—or your present—that makes you cringe? If so, you’re not alone. When the experts at Debt.com surveyed 1,300 consumers earlier this year, financial regret emerged as a common theme. In fact, a full 44 percent of respondents regretted running up or maxing out their credit card balances and hurting their credit score.
Find the Perfect Podcast With Otto Radio
Searching for that next great listening material to motivate, inspire and help take your life to the next level? Looking to improve your life, boost your finances and find your next frontier on those boring commutes? Look no further than an app called Otto Radio. The company’s mission is to help fill your commute or other activities with bold, fresh and new ideas by providing easy access to the podcasts and audio news that matters most to its users. After all, it’s possible to turn downtime into valuable time that can change your life for the better. “You should always have the opportunity to ...
Amigo Loans Helps UK Consumers Rebuild Credit
Has past money mismanagement or just plain bad luck tarnished your credit history? Have retailers, banks and other lenders denied you leases, loans and credit cards as a result? If so, you’re not alone. According to Kelly Davies, Chief Communications Officer at Amigo Loans, a UK company offering guarantor loans for people with poor or no credit, 12 million consumers are unable to borrow from banks because of their credit score.
XY Planning Network: Virtual Financial Planning Services for Gen X and Gen Y
To say our world is increasingly digital would be an understatement. Today, roughly nine in ten American adults regularly use the internet, according to Pew Research Center data. Among adults that are from 18 to 49 years old, internet usage is almost universal, with over 97 percent regularly going online to do everything from sending email, using social media and reading the news to making travel arrangements, buying products and banking.
My Subscription Addiction: A Finance-Friendly Way to Indulge a Love of Discovery
Are the free product samples your favorite part of any Sephora order you place? Do you love discovering new makeup brands at the Nordstrom beauty counter? Or noshing on complimentary snacks as you cruise the aisles at Costco or Sam’s Club? How about the excitement of opening a box when you have no idea what it contains? If you answered yes to any of these questions, you will probably enjoy the subscription box experience.
Cloud-Based Solutions for Your Finance and Accounting Needs
It’s a different day and age in the world of financing and accounting, and there are many companies that are here to help. BlackLine is one of them, providing cloud-based solution that are transforming the financing and accounting industry. This is done via automating, centralizing and streamlining financial close operations, intercompany accounting processes and other process for large and midsize organizations. It is designed to complement financial systems like SAP, Oracle and NetSuite.
RealScout: Powering Billions of Dollars in Real Estate Transactions
A home is more than just the biggest purchase most consumers ever make. It’s also a place they fill with memories, gather with family and friends, and a source of both psychological and physical safety.
Breathe Easier About Your Finances With oXYGen Financial
Managing your family finances is something that should be of the utmost importance. But with jobs, kids, mortgages and life in general getting in the way, often financial discussions are left on the back burner. Plus, many people in their 20’s and 30’s and even in their 40’s, ignore their finances and financial planning, until it's too late.
Trim Review: Automate Your Financial Life and Save Money
It’s a given that you’ve probably wondered if you’re spending too much money for cable or car insurance…or even that gym membership. So, how can you trim your monthly expenses and put more money in your pocket? There’s a startup called Trim that is helping consumers uncover hidden savings with their recurring bills and subscription services.
How One Organization Is Helping Improve the Nation’s Financial Literacy
Among all the subjects that are taught in U.S. elementary schools, personal finance is often overlooked. That trend started way back in the 1940s, when U.S. government officials determined that schools and teachers were poorly equipped to deal with the complexities of the post-war economic boom. One organization came together to face that challenge and change the way the U.S. views financial literacy from an educational perspective.
SoFi: A Finance Company That’s on Your Side
If you’re tired of traditional lenders, the internet is chock full of options for any type of loan you can imagine. But whether you want to lower your student loan payments, buy a house or get a loan to fix up your home, how do you decide where to get the funds? SoFi is one of the leaders in the online loan business, promising speed, transparency and a community-oriented approach designed to help customers get the very best bang for their buck. Rachel Reichblum, senior manager of product communications at SoFi, spoke to RewardExpert about the benefits of choosing to become a SoFi member. “We ...
Get Inspired by Living the Dream
It’s a good bet that most people have thought about ditching their jobs and spending months traveling around the world. And it’s also a good bet that the vast majority of these people don’t follow through on their plans – putting their dreams on hold to live a more conventional life, filled with offices, homes and bills. But if you are seeking a more adventurous lifestyle, do not despair. There is a way you can hit the road, make money and live the dream, achieving a lifestyle that people will envy for decades to come. That’s what Jeremy Jones is doing. He and his wife Angie are the authors ...
Help Your Kids Become Financially Responsible with BusyKid
It can be tough for busy parents to stay on top of their finances, and just as tough for them to find time to teach their kids about money. However, there is one Arizona-based company that is offering a way to do both. With BusyKid, chores, allowances and finances all come together into one easy solution.
The Credit Counselling Society: Helping Canadians Resolve Debts and Improve Finances
Are you having trouble making your monthly credit card payments? Do you—or a friend or loved one—dread answering the phone for fear of another collection call? If so, you’re not alone.
Prosper: Personal Loans Made Easy
Do you have high interest credit card debt you’d like to consolidate? Do you want to make a few home improvements to increase your home’s value? Are you starting a business, planning a wedding, or having a baby? A personal loan can provide the cash you need to make any dream a reality, and Prosper, a peer-to-peer lending platform, can make applying for and obtaining that loan easy.
Non-Profit Helps Consumers Lead Financially Healthy Lives
Is credit card debt a source of embarrassment? If so, you’re not alone. According to one recent survey, 79 percent of respondents are more embarrassed by their credit card balance than by the products and services they’ve purchased with it. Nearly 26 percent said they spend above their means, and 31 percent would rather lose their right to vote in elections than have their credit card balance posted on social media for everyone to see.
Researchers Find Adults with ADHD May Struggle Financially
Chronic disorganization, restlessness, forgotten details, and missed deadlines. These are just some of the negative effects that common symptoms of adult ADHD—or attention deficit hyperactivity disorder—often have on the lives of those who suffer from it. According to researchers at The Ohio State University and University of Florida, adults with ADHD may struggle financially as a result.
DoubleNet Pay Helps Consumers Reach Their Financial Goals Automatically
According to the Consumer Financial Protection Bureau (CFPB), financial well-being is “a state of being wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future, and is able to make choices that allow them to enjoy life.” Americans who enjoy financial well-being feel like they are in control of their day-to-day and month-to-month finances, have enough savings to deal with unexpected financial shocks, and are on track to meet their long-term financial goals.
Two-Thirds of Americans Optimistic About Personal Finances
If you’re expecting your financial situation to change for the better this year, you’re in good company. In a survey conducted in December, LendingTree, a leading online loan marketplace, found that 67 percent of Americans expect their finances to improve in 2018. RewardExpert recently spoke with LendingTree’s Vice President of Research, Brian Karimzad, about the survey results.