When it comes to your money, who wouldn’t want to save more, spend less and get the very best deal when it comes to banking, investing, retirement and financial services? That’s where the website MoneyRates.com comes in. MoneyRates.com is a personal finance wonderland, offering reviews, comparison tools, advice and more, with the goal of maximizing a user’s financial potential. “From our basic guides to our Q&A pieces, MoneyRates tries to put itself in the shoes of everyday consumers and help them to answer the questions that come up most frequently about banking, saving, and investing,” said ...
5 Lessons to Teach Kids About Credit
What have you taught your children about credit? Even if you think you have never given them a lesson, you probably have. The way you spend your money, talk about money and live your life in general are absorbed by your little ones. Has your child ever asked you for something and you had to tell them you could not currently afford it. They might even suggest using a credit card as they have likely seen them used to buy things. Your child may be under the impression that a credit card is like free money if you haven't explained how they work.
Protect Your Money and Save for the Future with GTE Financial
With the holidays upon us, it’s time to not only think about food, fun and festivities, but finances, as well. And thanks to credit unions like GTE Financial, consumers have access to top-notch savings products, credit cards, financial information and more. The Tampa, Florida-based company has been putting personal prosperity over corporate profits since 1935. Their mission is to lend, support and help individuals and businesses in their community reach their financial dreams and be the preferred financial services provider in their marketplace. According to Assistant Vice President of ...
Here’s How Charge Cards Differ From Credit Cards
You’ve probably heard about charge cards and credit cards. While the two terms sound similar, there are plenty of differences. Depending on your financial goals, it’s important to understand these products so you can properly decide which card to select.
Let’s explore the differences and similarities between charge cards and credit cards.
Boost Your Financial Portfolio and Help the World
The goal of investing is to make money. But what if you could invest, make money and help improve the global community at the same time? That’s where sustainable investing and The Forum for Sustainable and Responsible Investment (US SIF) comes in. US SIF is a Washington, DC based organization tasked with advancing sustainable, responsible and impact investing across all asset classes. CEO Lisa Woll spoke to RewardExpert. She said, “The organization’s mission is to rapidly shift investment practices toward sustainability, focusing on long-term investment and the generation of positive social ...
Avoid This Hidden Financial Danger While Shopping Online This Holiday Season
It’s no secret that holiday shopping can do some damage to your bottom line. Unless you create a gift-giving budget based on what you can reasonably afford—and commit to sticking to it—it’s all too easy to run up your credit card balances and end the year in unexpected debt. However, there’s a sneakier financial danger you may not have even considered. It’s known as identity theft, and unless you take steps to protect yourself, you may be putting your financial future at risk with every online purchase.
5 Things You May Not Know About Credit Cards
For example, credit cards can be completely free if you use them properly. But credit cards are never free for merchants, who must pay a fee to the credit card issuer each time a consumer swipes the card.
Keep Your Finances on Track with Money Dashboard
Nearly everyone these days is looking to save more money and earn more money, too. While staying on top of financial goals can be overwhelming, there are companies that offer critical data, information and guidance to help a consumer keep of track of their finances. That includes Money Dashboard. The Edinburgh, Scotland based website was founded in 2010. “The mission is to help UK consumers make their money go further by empowering them to make informed financial decisions,” said Sean MacNicol, engagement manager for Money Dashboard, who spoke to RewardExpert. Besides its desktop site, Money ...
Moving Money at the Speed of Life
Fiserv bills itself as a leading global provider of financial services technology, focused on enabling its clients to create and deliver financial service experiences at the “speed of life.” The company’s client base includes millions of consumers and thousands of financial institutions, businesses and organizations that rely on the moving and management of money and information every day.
8 Reasons Your Credit Card Was Declined
Imagine that you’re standing at the checkout counter and the cashier informs you that your credit card has been declined. Not only is this an embarrassing situation to be in, but it can also be an inconvenience. If you don’t carry cash, you’re left scrambling for another method of payment.
Why do Credit Cards Expire?
You may know a lot about the rewards and benefits that are included with your credit card, but you may not have considered those all-important four digits on the front of your card: the expiration date. It's almost impossible to complete an online purchase without that data point, but what is the expiration date really used for? Banks have several reasons for including it. Read on to find out more.
Why You Should Pay More Than the Monthly Minimum on Your Credit Card
It happens to everyone who has a credit card at one point or another. You overspend. And you often don't realize it until your statement rolls in. Then you see it. The minimum payment option. Surely you'll have more money next month to pay off the balance. It's tempting to just take the easy out and carry the balance for another month or two or three. But this is why you shouldn't do that. Ever.