The best credit cards for young adults are those that reward you most for how you spend your money. If you like to travel, choose a card that offers airline miles or hotel points and provides benefits like upgrades, waived fees, and other perks. For foodies, find a credit card that will earn extra rewards or cash back when you go out to eat.

Additionally, you want to avoid paying big fees for benefits that you aren’t going to use. Some high-end credit cards offer amazing perks, but if you’re not in a position to use them, you’re just wasting your money. A credit card with no annual fee or one that is less than $100 per year is perfect for most people.