Asiana Visa Business Card Review

Who Is the Asiana Visa Business Credit Card Good For?

If you’re a member of Asiana Club, Asiana Airlines’ frequent flyer program, you may already carry one of the co-branded personal cards offered by Bank of America: the Asiana Visa Signature Credit Card, Asiana Visa Platinum or Asiana Visa Classic. If you also run a small business, you should consider the Asiana Visa Business card, which has some unique features not offered by the other cards.

Asiana’s Amex card has the most generous earning scheme of all the cards because you get an extra point for spending on gas and groceries. However, the business card has its own benefits that make it appealing, such as a lower annual fee and two $100 automatic rebates on Asiana Airlines tickets. These rebates renew every year for as long as you carry the card.

Sign-Up Bonus:

The current sign up bonus is 10,000 miles after your first purchase. That’s enough for a domestic round-trip ticket in Korea.

Miles Earned:

The business card has the same earning scheme as the other Asiana Visa cards:

• 2 miles per dollar spent on Asiana purchases
• 1 mile per dollar for everything else

What Do Your Miles Get You?

Aside from Asiana Airlines, you can fly on Star Alliance member airlines, as well as Qatar and Etihad. The program generally has good award availability, including premium classes on transpacific routes between the U.S. and Asia, which are notoriously hard to get with miles.

Usage Perks:

• Miles expire after 10 years
• Cancellation fee is only 3,000 miles or $30
• Can pool miles with up to 5 family members

Usage Quirks:

• Low sign-up bonus
• Fuel surcharges on award flights
  
• Foreign transaction fee
  

How Far Do Your Miles Go?

Asiana Club has one of the best award charts in the Star Alliance for premium classes. A round-trip flight between the U.S. and Korea costs 125,000 miles in business, and 160,000 miles in the carrier’s excellent first class suite.

Redeeming for flights on Star Alliance member airlines is also a good deal. You can fly between the U.S. and the southern parts of South America for 70,000 miles in business class, which is one of the lowest rates among the Star Alliance.

Additional Cardholder Benefits:

• $0 liability guarantee
• Extended warranty and retail protection coverage
• Overdraft protection
• Car rental loss and damage insurance
• Concierge service
• Identity theft recovery
• Chip technology
• Visa Hotel Savings Program
• Visa Business Partner Program
• Travel insurance for up to $1,000,000