Platinum Delta SkyMiles Business Card from American Express Review

Platinum Delta SkyMiles Business Card from American Express Review

Who is the Platinum Delta SkyMiles Business card from American Express Good For?

If you are a business owner who values Delta SkyMiles and who needs a boost to achieve or maintain the elite Medallion Status, the Platinum Delta SkyMiles Business card can be the cornerstone of your strategy. Sure, the Platinum Delta card is not the only Delta business card out there. There are also Gold and Delta Reserve, but Platinum Delta has two advantages:

    • Unlike Gold, it lets you earn qualifying miles
    • Unlike Reserve (that also lets you earn qualifying miles), it’s much cheaper

Delta status costs the following:

  • Silver: 25,000 MQMs or 30 MQSs and $3,000 MQDs
  • Gold: 50,000 MQMs or 60 MQSs and $6,000 MQDs
  • Platinum: 75,000 MQMs or 100 MQSs and $9,000 MQDs
  • Diamond: 125,000 MQMs or 140 MQSs and $15,000 MQDs

The Platinum Delta Skymiles business card comes with very valuable benefits without a huge cost. Aside from the Qualification Miles, you also get the MQD waiver after spending $25,000, up to 20,000 MQMs MilesBoost and a bunch of other valuable benefits–like a free checked bag and priority boarding. You will also receive a $100 statement credit for a Delta purchase, which practically cuts your annual fee by half.

Unfortunately, the earning scheme for the Platinum Delta Skymiles business card is as mediocre as for other Delta cards.

AIRLINE TRANSFER PARTNER
ANNUAL FEE

$195

APR

15.49-19.49% based on creditworthiness

RECOMMENDED CREDIT SCORE

N/A

TYPE OF CARD

American Express

ISSUER

American Express

Sign-Up Bonus:

5,000 MQM miles and 35,000 bonus miles after spending $1,000 in your first three months. The sign-up bonus for this card has been as high as 60,000 miles.

Miles Earned:

  • 2 miles per dollar for booking on Delta
  • 1 mile per dollar for everything else

What Do Your Miles Get You?

Delta is a member of the SkyTeam Alliance, and it has individual partner airlines as well, so you can use SkyMiles to book flights on 20 partner airlines.

Delta Platinum cardmembership is an excellent way to earn Silver Medallion status.

Earn 10,000 Medallion Qualification Miles (MQMs) and 10,000 bonus miles after you spend $25,000 on purchases on your Platinum Delta SkyMiles Business Credit Card in a calendar year. Earn an additional 10,000 MQMs and an additional 10,000 bonus miles after you spend $50,000 on eligible purchases on your Platinum Delta SkyMiles Card in a calendar year.

 So, after spending $50,000 on the card annually, you will get:

  • 25,000 MQMs (enough for Silver Medallion)
  • 86,000 bonus miles (more if you spend some of this money on booking Delta flights)

The Platinum Delta Skymiles business card comes with very valuable benefits and without a huge cost
The Platinum Delta Skymiles business card comes with very valuable benefits and without a huge cost

Usage Perks:

  • 5,000 MQMs and 35,000 bonus miles sign up bonus
  • $100 statement credit for a Delta purchase
  • MilesBoost that gets you Silver Medallion status
  • One free checked bag for the cardholder and other passengers
  • 20% in-flight savings
  • Priority boarding
  • Free companion certificate upon anniversary
  • One-way flights are allowed at 50% of roundtrip
  • No fuel surcharges for Delta flights (not originated in Europe) and on many partners
  • Open jaw is allowed
  • Discounted domestic short-haul awards
  • Excellent international business class product

Usage Quirks:

  • High annual fee
  • Mediocre mile earning scheme
  • The fuel surcharge for flights originated in Europe and on some SkyMiles partners
  • No stopovers
  • No official award chart posted
  • High change and cancellation fees

How Far Do Your Miles Go?

The best use of Delta miles is for international award flights. Delta has excellent award availability that often surpasses both American and United, even in business class for more than one passenger. Delta offers excellent redemption rates to the Middle East and India and reasonable rates for other international destinations.

Domestically, Delta offers discounted coach redemptions of 20,000 miles per round trip, but these are random.  When you have difficulty finding availability for a domestic Saver award on Delta, consider using another program or paying cash and saving the miles for your next international trip instead.

Additional Cardholder Benefits:

  • Extended warranty
  • No foreign transaction fees
  • Zero liability
  • Travel accident insurance
  • Companion airfare
  • Global Assist hotline
  • Purchase protection
  • Baggage insurance
  • Trip cancellation coverage
  • Car rental loss and damage insurance
  • OPEN benefits