Full Ranking

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State
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C
West Virginia
Wisconsin
Wyoming
State RewardExpert Ranking CFPB Complaints Per Capita Average Household Income Maximum Legal Usury Rate Number of Debt Collection Agencies Cost of Living Index
Alabama 30 470 $60,511 6% 44 84.2
Alaska 19 310 $89,746 10.5% 14 87.7
Arizona 23 351 $68,297 10% 101 89
Arkansas 6 308 $57,304 6% 32 89.2
California 43 591 $87,877 7% 438 89.3
Colorado 34 540 $81,635 8% 93 90
Connecticut 31 433 $99,992 8% 37 90.1
Delaware 16 895 $79,262 5.5% 29 90.2
Florida 47 817 $67,975 10% 3 90.7
Georgia 48 866 $69,010 7% 267 91.1
Hawaii 35 439 $87,329 10% 149 91.6
Idaho 25 408 $62,311 12% 14 91.7
Illinois 14 484 $79,556 5% 30 92.3
Indiana 11 357 $64,649 8% 181 92.5
Iowa 1 281 $68,446 5% 97 92.5
Kansas 7 374 $70,093 10% 17 93.3
Kentucky 33 362 $60,031 8% 52 93.7
Louisiana 39 524 $63,904 12% 51 93.9
Maine 15 397 $64,985 6% 61 93.9
Maryland 38 754 $97,801 6% 13 95.5
Massachusetts 17 323 $94,143 6% 57 95.6
Michigan 21 417 $66,760 5% 74 95.7
Minnesota 2 317 $80,444 6% 86 96
Mississippi 18 370 $54,906 8% 93 96.6
Missouri 20 444 $65,312 9% 32 96.7
Montana 29 366 $63,139 10% 78 96.8
Nebraska 3 357 $69,392 6% 22 98.4
Nevada 22 809 $69,150 5.25% 35 98.9
New Hampshire 13 410 $85,727 10% 47 99
New Jersey 42 631 $99,026 6% 20 99.9
New Mexico 40 457 $62,215 15% 128 101.2
New York 46 504 $86,825 16% 9 101.5
North Carolina 37 463 $65,338 8% 483 101.9
North Dakota 4 278 $76,185 6% 88 103.5
Ohio 12 512 $66,409 5% 17 104
Oklahoma 10 413 $63,890 6% 127 106.6
Oregon 44 496 $69,040 9% 58 107.6
Pennsylvania 27 441 $73,175 6% 70 113.5
Rhode Island 41 453 $77,111 12% 173 113.7
South Carolina 49 585 $61,987 8.75% 4 120.2
South Dakota 24 390 $66,404 12% 48 120.5
Tennessee 50 544 $63,339 10% 19 123
Texas 45 660 $75,264 6% 71 124.9
Utah 32 382 $76,531 10% 305 125.7
Vermont 26 305 $71,392 12% 45 127.3
Virginia 28 596 $88,955 6% 5 128.4
Washington 51 494 $80,789 12% 76 131.9
Washington D.C 36 1210 $107,594 6% 113 134.1
West Virginia 8 248 $56,425 6% 11 140.5
Wisconsin 5 332 $69,333 5% 55 157.4
Wyoming 9 347 $73,477 7% 18 188.4