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Platinum Delta SkyMiles® Credit Card

Christine Krzyszton
Updated on: 01/14/2019
RE®: 91
Our Rating
Platinum Delta SkyMiles® Credit Card
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For excellent/good credit
  • 98
    for Delta Air Lines users
  • 87
    for Frequent Flyers
  • 87
    for Everyday use

"If you value elite status, you should have this card."

The Platinum Delta SkyMiles credit card from American Express is a solid choice for Delta Air Lines customers. With a hefty 50,000 miles welcome bonus, a fast track to elite status, an annual companion pass and a $100 statement credit after making a Delta purchase, the value you’ll get from this card more than offsets the $195 annual fee.

Add to those benefits the ability to earn an annual bonus for hitting spending requirements and the perks of priority boarding, free checked bags and discounted lounge access, and this card becomes a great choice for anyone who flies on Delta. While miles can only be redeemed for tickets on Delta and its partner airlines, you’ll be earning a large number of miles with this card and there are plenty of redemptions that offer good value.

Bonuses & Benefits of Delta Amex Cards

Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the Platinum Delta SkyMiles® Credit Card offers and the value of the AMEX SkyMiles® miles you earn.


The Platinum Delta SkyMiles card comes with a generous 50,000 miles welcome bonus after spending $3,000 in the first 3 months after card approval. Additionally, you’ll receive 10,000 Medallion Qualification Miles (MQMs) which will help you earn elite status in the SkyMiles frequent flyer program. A $100 statement credit will be applied to your account if you make a Delta purchase within that same four month period.

What You Get

  • Earn 10,000 Medallion® Qualification Miles (MQMs)and 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • 2 miles on every dollar spent on purchases made directly with Delta.
  • 1 mile on every eligible dollar spent on purchases.
  • With Miles Boost®, you can earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 or more in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a Calendar year for a total of 20,000 bonus miles and 20,000 MQMs.
  • No foreign transaction fees.
  • Check your first bag for free on every Delta flight.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

As you earn bonus miles with your Platinum Delta SkyMiles card, they are transferred to your Delta SkyMiles frequent flier account each month when your card statement closes. Once miles are in your Delta SkyMiles account they never expire.

What is the value of the SkyMiles® Miles?

Since Delta employs dynamic pricing for its award tickets instead of actually publishing an award chart, the cost of award tickets can vary greatly. However, there are still some sweet spots, such as discounted one-way domestic tickets for as little as 10,500 miles.

Low level award redemptions for premium business class international round-trip tickets can usually be found for 140,000 miles, but Delta occasionally has flash sales where those awards cost just 110,000 miles. Try looking for one-way flights between hubs where flights are plentiful to find the best value and availability.

Welcome bonus
Flight Type
Average CPM
Economy · Domestic1.49cpm$745
Business · Domestic1.65cpm$825
Economy · International1.64cpm$820
Business · International4.41cpm$2,205

What is CPM and How Is It Calculated?

Cents Per Mile (CPM) is a way to measure the value of miles. It tells you how many cents you get for each mile you redeem by dividing the cash price of the airline ticket (minus taxes and fees charged for an award ticket) by the number of miles the award flight costs. This is a somewhat subjective calculation because the price of the flight in both cash and miles fluctuates by season and availability.

How we calculate CPM:

The final result:

The Best Ways to Redeem Skymiles Miles

Miles earned on your Platinum Delta SkyMiles card can be redeemed for a variety of awards, but the best value is realized on saver level award tickets. Since there is no award chart to use as a guideline, you’ll have to compare the cost in miles with the dollar cost of purchasing a ticket to determine if you’re receiving good value.

A good deal on any award ticket is when the value of redeeming your miles gets close to 1.5 CPM, though ideally it would exceed that. For instance, if a ticket costs $600 and you must redeem 60,000 miles for it, you’re only receiving one cent per mile in value. It may be better to just purchase the ticket with cash and save your miles. SkyMiles can also be redeemed for tickets with Sky Team Alliance member airlines.

The Best Way to Redeem Rewards for Travel in
Economy Class

Roundtrip Domestic

  • Los Angeles

    Los AngelesAustin

    Economy class
    Miles price
    +$47.4 fee
    Dollars price
  • Honolulu
    Los Angeles

    HonoluluLos Angeles

    Economy class
    Miles price
    +$46.62 fee
    Dollars price
  • Daytona Beach

    Daytona BeachAtlanta

    Economy class
    Miles price
    +$43.06 fee
    Dollars price

Roundtrip International

  • Atlanta


    Economy class
    Miles price
    +$59.76 fee
    Dollars price
  • Houston


    Economy class
    Miles price
    +$107.16 fee
    Dollars price
  • San Francisco

    San FranciscoTokyo

    Economy class
    Miles price
    +$50.66 fee
    Dollars price

Roundtrip Domestic

  • Los Angeles

    Los AngelesNashville

    Business class
    Miles price
    +$11.2 fee
    Dollars price
  • Fort Lauderdale

    Fort LauderdaleBoston

    Business class
    Miles price
    +$11.2 fee
    Dollars price
  • Washington


    Business class
    Miles price
    +$5.6 fee
    Dollars price

Roundtrip International

  • New York

    New YorkParis

    Business class
    Miles price
    +$128.16 fee
    Dollars price
  • New York
    Tel Aviv

    New YorkTel Aviv

    Business class
    Miles price
    +$770.38 fee
    Dollars price
  • Philadelphia


    Business class
    Miles price
    +$102.16 fee
    Dollars price

Other ways you can redeem miles

Delta SkyClub Membership

An Executive SkyClub Membership, which includes lounge access for up to two guests, normally costs $745 per year, but you can redeem 70,000 miles for membership. An individual membership is $495 a year or 47,000 miles.

Pay With Miles

Cardholders have the unique option to pay for any ticket with miles. Find the best deal on and redeem miles for credit towards the purchase of your paid ticket. 5,000 miles is worth $50 off your ticket, 10,000 miles equals $100 off, etc.

Hotel Stays

You can redeem your miles for hotels and for vacation packages. Select from a vast variety of hotel brands.


Certain itineraries will allow you to upgrade a cabin class by redeeming your miles.

Car Rental

Redeem your miles for rental cars. There’s even an option to combine a hotel and rental car for a discounted cost.

Gift Cards

While Delta offers you the option of purchasing popular gift cards, such as Starbucks, Amazon, and Target, it is not good value for your miles. For instance, you must redeem 3,000 miles for a $10 Starbucks gift card.

Everyday Earnings with Platinum Delta SkyMiles® Credit Card

This card offers just one mile per dollar spent on everyday purchases, which is not going to add up quickly. There are better cards for everyday spending, some even offer two miles per dollar for all purchases. However, there are spending levels on the Platinum Delta SkyMiles card where additional miles are earned. The avid Delta traveler will probably want to spend at least $25,000 per year to waive the revenue requirements (MQDs) to qualify for Elite Status and capture an additional 10,000 miles and MQMs. At $50,000 spent in the first year, you will maximize your earnings on the card for a total of 70,000 bonus miles and 30,000 MQMs. It’s worth noting that you’ll get a total of 20,000 bonus miles and MQMs every year you spend at least $50,000 on the card.

Platinum Delta SkyMiles® Credit Card Rewards

Your Monthly Charges
Rewards You Will Earn Annually
24,000miles$360in dollar value
Delta Air Lines purchases
All Other Purchases

You’ll earn 2 bonus miles per dollar spent directly with Delta and 1 mile per dollar for all other purchases.

Travel Benefits

Free Checked Bag

Cardholders and traveling companions on the same reservation receive their first checked bag free of charge.

Companion Pass

Receive a round-trip companion certificate each year. You’ll pay only taxes and fees, which will not exceed $75.

Lounge Access

Enjoy the amenities of the Delta SkyClub for you and two guests at a reduced fee when using your Delta SkyMiles card.

Priority Boarding

Cardholder and travel companions on the same reservation receive Zone 1 priority boarding.

Discounted CLEAR Membership

Get through security faster with CLEAR. Cardholders receive annual membership at a reduced rate of $79. That’s a $100 savings.

In-flight savings:

Use your card onboard for food, beverages and headsets. You’ll receive 20% back as a statement credit.

No Foreign Transaction Fee

You’ll never pay extra to use your card while traveling abroad.

Exclusive Access

You’ll receive invitations to special Amex card member events, shows, concerts and sporting events.

Earn Elite Status Fast

You’ll receive 5,000 Medallion Qualification Miles (MQMs) towards elite status after making your first purchase on the Platinum Delta SkyMiles card; another 10,000 MQMs after spending a total of $25,000 in a year, and 10,000 more MQMs after spending a total of $50,000. That’s a total of 30,000 MQMs the first year you have the card, which is enough to qualify for Silver status. Spending $25,000 annually on your card also waives the MQD (revenue) requirement for attaining status.

Fees: the cost of Having Platinum Delta SkyMiles® Credit Card

The Platinum Delta SkyMiles card has an annual fee of $195. At a value of 1.5 cents per mile, you’ll earn enough miles to cover the cost of the card once you’re spent $13,000. In the first year, however, you will receive a $100 statement credit after making your first purchase and a 50,000 miles welcome bonus.

  • This card’s annual fee is $195.
  • If you make $13,000 in purchases a year, you’ll cover the cost of the card. That’s because you’ll earn at least 13,000 miles, and they’re worth at least 1.5 cents each. If you spend about $2,000 a month, you’ll pay off the card in 7 months.

The annual fee of $195 is not waived the first year. However, you’ll receive a welcome bonus which more than offsets the annual fee.

Annual Fee


Foreign Transaction Fee


Late Payment Fee

Up to $38

See What It Takes to Cover an Annual Fee:

Your Average Monthly Spend
Months to Cover Annual Fee
7 months


We strongly recommend to spend not less than $4,334 per months to cover the annual fee in three months.

Does the Card Pay for Itself?

We’ve broken out our estimates for the first- and second-year net earnings you’ll get with the Platinum Delta SkyMiles® credit card. Is the card worth getting, and should you keep it after you get the welcome bonus? Let’s find out.

These estimates are based on an annual monthly spend of $2,000

First Year

welcome bonus
Anniversary Bonus
Everyday Rewards
Statement Credit
Free Bags
Foreign Transaction Fees
APRS Charges
Annual Fee
Rewards Earned First Year

Second Year

welcome bonus
Anniversary Bonus
Everyday Rewards
Statement Credit
Free Bags
Foreign Transaction Fees
APRS Charges
Annual Fee
Rewards Earned Second Year

Top 5 Benefits of the Platinum Delta SkyMiles Credit Card

The 50,000 miles welcome bonus and the ongoing ability to earn an additional 20,000 miles each year you spend $50,000 is a big plus for loyal Delta flyers. A free companion pass, a jumpstart towards elite status, preferred redemption options and additional travel perks, such as priority boarding and free bags, makes the Platinum Delta SkyMiles card a good choice.

  1. Hefty welcome Bonus: You’ll receive a 50,000-mile welcome bonus and the ability to earn another 20,000 miles after $3,000 in annual purchases.
  2. Annual Companion Pass: Your travel companion flies free with this annual companion pass. Just pay the taxes and fees, which won’t exceed $75.
  3. Free Bag and Priority Boarding: The annual savings add up with free checked bags, and you’ll be treated royally with priority boarding.
  4. Jumpstart Your Elite Status: After your first purchase you’ll receive 5,000 MQMs that count toward status.
  5. Pay with Miles: Cardholders have the unique option of paying for any ticket with miles. Find your best ticket price on and redeem SkyMiles instead of paying with

Should You Get the Platinum Delta SkyMiles Credit Card?

If Delta is your airline of choice and you value elite status, you should have the Platinum Delta SkyMiles card. Onboard perks, enhanced redemption options and spending incentives to earn miles quickly, make the card a good fit for loyal Delta travelers.

Add the generous welcome bonus, $100 statement credit, free companion certificate, fast track to elite status and double miles for Delta purchases, and the value of benefits more than offsets the annual fee. The card makes sense for any Delta traveler who can maximize the card’s potential with a good deal of annual spending.


Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.

  • What types of travel can I purchase with my Delta SkyMiles?

    You can redeem the miles earned on your Platinum Delta SkyMiles card for airline tickets, hotels and rental cars. However, the best value will be realized when redeeming miles for airline tickets on Delta and its SkyTeam alliance partners. There are 20 airlines that make up the SkyTeam, and they fly to over 1,052 destinations. Some route and fare class restrictions do apply, but you’ll have a lot of redemption options.

    You’ll need to compare the cash price of a ticket you’re considering with its price in miles to determine if you’re getting a good deal. The closer you can get to redeeming your miles for 1.5 cents each, the better. In some cases, on international saver fares for example, you can do much better. You may get as much as four cents per mile.

    All cardholders also have the option of paying with miles. The Pay with Miles program, a perk of being a Platinum Delta SkyMiles cardholder, allows you to find your best deal on for a cash ticket and pay for all or part of that ticket with miles.

  • How do I redeem the annual companion certificate?

    At each Platinum Delta SkyMiles card renewal you’ll receive a free companion certificate. Think of it as a buy one, get one free certificate. You purchase one ticket and pay only the taxes and fees on the second ticket.

    Once the certificate is deposited into your Delta SkyMiles account, in the My Wallet section, you can access it and book the tickets. The certificate is good for one round-trip ticket on Delta, Delta Connection and Delta Shuttle flights within the lower 48 states.

    The companion ticket does not earn miles, but the base ticket does. Also, the certificate is transferrable so family and friends can use it. Taxes and fees on the companion certificate cannot exceed $75, and you must pay using your Platinum Delta SkyMiles credit card.

  • Does the Platinum Delta SkyMIles credit card automatically give me elite status in Delta’s frequent flyer program?

    While the Platinum Delta SkyMIles card does not automatically give you Medallion elite status in Delta’s frequent flier program, it does give you a jump start to status with 10,000 Medallion Qualifying Miles (MQMs) after your first purchase. You can earn 10,000 additional MQMs by spending a total of $25,000 on your credit card in a year and another 10,000 by spending $50,000. It takes 25,000 MQMs to earn Silver Medallion status.

    While spending $50,000 to gain entry-level elite status seems like a lot, this card fares well for the Delta customer who is already building MQMs by flying Delta. The card perfectly supplements those flown miles, potentially boosting the level of elite status the flyer is able to obtain.

Have A Question?
Ask our credit card expert!

Compare Delta Amex Cards

Platinum Delta SkyMiles® Credit Card
For Excellent/Good Credit
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Other Delta Amex Cards

If you fly frequently on Delta Air Lines, you can’t go wrong with a Delta Amex card in your wallet. All of the SkyMiles cards earn two miles per dollar on Delta purchases and offer perks for you and your travel companions. Spending on any of these cards at the $25,000 annual level will waive the MQD revenue requirement needed to achieve any Medallion elite status level. If you’re planning on keeping a Delta SkyMiles card for the long haul, you’ll find advantages with the Platinum Delta SkyMiles credit card over the Gold Delta SkyMiles cards due to the extra benefits and earning potential.

Platinum Delta SkyMiles® Business Credit Card from American ExpressPlatinum Delta SkyMiles® Business Credit Card from American ExpressGold Delta SkyMiles Credit Card from American ExpressGold Delta SkyMiles Credit Card from American ExpressGold delta SkyMiles Business Credit CardGold delta SkyMiles Business Credit Card
welcome bonus35,000 miles50,000 miles30,000 miles30,000 miles
Annual Fee



$0 intro fee, then $95

$0 intro fee, then $95

APR On Purchases17.74% TO 26.74% VARIABLE17.74% to 26.74% Variable±17.74% to 26.74% Variable±17.74% to 26.74% Variable±
Foreign Fee0%0%0%0%
Bonus Value$525$750$450$450
Second Year Value$360$360$360$360

Both of the Gold SkyMiles cards waive the annual fee the first year. However, if you opt for the Platinum Delta SkyMiles card, you’ll receive more than enough benefits to offset the greater $195 annual fee. The annual companion pass and the ability to earn bonus miles over and above the welcome bonus are the biggest differences between the Platinum and Gold cards.

The Platinum Delta SkyMiles card has a better welcome bonus at 50,000 versus 30,000 for the Gold card and is also the better choice for earning Elite Status with up to 30,000 MQMs. If you’re a Delta flyer who wants perks, doesn’t mind redeeming miles on only Delta and Sky Team Alliance airlines, and will be spending enough on the card to maximize the point bonuses, the Platinum Delta SkyMiles card can be very valuable.

The business versions of the Gold and Platinum cards offer all the same benefits as the personal cards, plus a few more perks designed specifically for business owners. You can add employee cards for no additional charge; you’ll get five percent off for purchases from specific partners; and you have access to Amex Open’s handy Receipt Match services for keeping track of your expenses.

Compare Platinum Delta SkyMiles to Other Cards

All of the cards compared here offer the option to earn points or miles and redeem them for travel. Both the Citi ThankYou Premier card and the Platinum card from American Express allow redemptions on any airline, while the Delta and Alaska cards limit redemptions to their respective airlines and their partners. But redemption options don’t tell the whole story; there are other perks to consider.

50,000miles offer
Platinum Delta SkyMiles® Credit Card

Check if Platinum Delta SkyMiles® Credit Card is the best option for you

If you’re a frequent traveler and enjoy luxury travel, the Amex Platinum card is worth your consideration. It offers lounge access, free Uber rides, Global Entry reimbursement, credits for airline fees, luxury hotel perks, hotel elite status, Boingo Wi-Fi access and more. The fee is a hefty $550 and although it has a nice 60,000 point welcome bonus, you’ll need to spend $5,000 in the first three months to get it. You do earn 5 points per dollar spent on travel.

The card can be good for Delta travelers as it does come with Delta Sky Club access and the ability to transfer Membership Rewards points to Delta. However, the Delta flyer who wants to earn top elite status would fare better with the Platinum Delta SkyMiles card, which earns MQMs, bonus miles, has a smaller annual fee and offers discounted Sky Club access.

Another good card for travelers is the Citi ThankYou Premier card. It offers three points per dollar on travel purchases and a 25 percent bonus for redemptions. Since the annual fee is waived the first year and you receive 30,000 ThankYou points as a welcome bonus, it’s an all around good card for a traveler.

The least desirable card on this list is the Alaska Airlines Visa Platinum Plus with only a 0 miles welcome bonus and a $75 fee. You do receive that $75 back towards an Alaskan Airlines ticket, but the card’s perks are minimal compared to the others on this list.

The strongest case for the avid Delta customer is made for holding the Platinum Delta SkyMiles card due to its great travel perks, the ability to earn loads of SkyMiles and elite qualifying miles, its free companion ticket and the big welcome bonus.

Card Overview

Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.

Card Details

Excellent credit score
From 700 to 850
American ExpressAmerican Express
Use miles
Pay with points

Flight Features

Available airline
Delta AirlinesDelta Airlines
Loyalty Program
Flights Type
Domestic and International

Travel Partners

Car Rental

Card Terms and Conditions

While it's easy to focus on the rewards offered by the Platinum Delta SkyMiles credit card, it's worth taking a closer look at the terms and conditions. There's a lot to consider as you think about how you're going to use the card. Will you carry a balance, get a cash advance or maybe make a big purchase? Below is a rundown of the various interest rates, purchase protections, security features and mobile banking options that come with this Amex card.


Intro APR:
Intro APR for balance transfers:
Ongoing APR:
17.74% to 26.74% Variable±
Minimum Grace Period:
25 days
Extended Warranty Protection:
Get theft and accidental damage coverage for eligible purchases for up to 90 days and up to $1,000 per occurrence.
Return Protection:
Items purchased with your card that the merchant refuses to accept as a return may receive a refund up to $300 within 90 days of purchase.
Extended Warranty Protection:
Purchases made with your card with a U.S. manufacturers warranty of 5 years or less will receive an additional year of coverage.

Cash Advance Features

Ongoing APR:
27.24 Variable±
Cash Advance Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater

Security and Protections

The Platinum Delta SkyMiles credit card travels well with the added security and acceptance of chip technology. Access your card account via the Amex Mobile App during your travels, set up a fraud alert for unusual activity or simply pay your bill.

Account alerts:
Set up alerts to get notified when a large transaction posts to your account, there is an unauthorized withdrawal, or if your bill is due.
EMV Chip Technology:
Global acceptance and enhanced security at merchants with chip enabled terminals.

Mobile Banking

Download these mobile apps on your smart phone to keep track of your account on the go. Mobile access is secure, convenient and available where and when you need it.

Apple Pay, Android Pay, and Samsung Pay:
Pay conveniently and securely no matter which device you carry.
Mobile Wallet:
Check your spending, set up alerts and access Amex savings offers
Amex Mobile App:
Securely keep track of your account on your smart phone.

Additional Cardholder Benefits

Use your Platinum Delta SkyMiles card by American Express for purchasing your travel and receive additional benefits. While these credit card benefits are not a substitute for purchasing comprehensive travel insurance, you may find value in these advantages provided to American Express cardholders.

American Express Travel Benefits

Auto Rental Collision Damage Waiver:
Decline the rental agency’s coverage and pay for the entire rental with your card. Receive theft and collision coverage secondary to your personal insurance. Some countries are excluded.
Global Assist Hotline:
24/7 access to legal and medical referrals, passport replacement and other emergency assistance. Must be 100 miles or more from home and service charges apply.
Roadside Assistance:
24/7 referral assistance for towing, lockout, or other roadside emergencies. Services charges apply.
Baggage Insurance Plan:
Pay for your airfare with your card and receive coverage for lost, damaged or stolen baggage. Good for up to $1,250 for a carry-on and $500 for checked bags. Limits and exclusions apply.
Travel Accident Insurance:
Pay for your ticket with your card and if death occurs when traveling by plane, train, ship or bus and your beneficiaries will receive financial security.

Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

UGC Disclosure: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.