JetBlue® Plus MasterCard®
The JetBlue Plus card is a must-have for any frequent JetBlue flyer. The card has both good point-earning power as well as a nice array of travel benefits. The card comes with a 30,000 points sign-up bonus after spending $1,000 in the first 90 days. The card earns double points at both restaurants and grocery stores, plus an incredible 6x points on JetBlue purchases. Your points are even more valuable because cardholders get a 10 percent refund every time they redeem for an award flight.
This card also has great perks for flying on JetBlue. You’ll get a free checked bag and a 50 percent discount on in-flight purchases. Plus you can earn TrueBlue Mosaic elite status by spending $50,000 during a calendar year.
There are a few drawbacks to this card as well. The JetBlue Plus Mastercard comes with a $99 annual fee that is not waived for the first year. More importantly, JetBlue does not fly to as many cities as the large legacy airlines, and therefore the card may not be useful to as many travelers.
Bonuses and Benefits
Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the JetBlue® Plus MasterCard® offers and the value of the Barclays TrueBlue points you earn.
The Barclays JetBlue Plus card comes with a 30,000 points sign-up bonus after spending $1,000 in the first 90 days of opening the account. With a typical redemption value of 1.68 cents per mile, the sign-up bonus is worth approximately $504. In addition, the JetBlue Plus card automatically gives you 5,000 points each year when you renew your account. At the same valuation of 1.68 cents per mile, that’s worth $84, which offsets most of the $99 annual fee.
The JetBluePlus Mastercard also offers an annual spending bonus that fast tracks you to elite status. If you spend $50,000 in a calendar year, you automatically receive Mosaic status, which grants a wide range of benefits which we will cover below. Another great bonus that comes with this card is the 10 percent return for points used for flight redemptions. That effectively increases the value of your points by 10 percent.
And if you ever book vacation packages through JetBlue, which include airfare and a hotel, you’re eligible to get a $100 statement credit every year you have the card.
On unique benefit offered by JetBlue is family point pooling. This allows up to two adults and five children to combine their points into one account, making it easier to track, manage and use your points.
What You Get
- Earn 30,000 points after you spend $1,000 within the first 3 months
- Get a 5,000 points anniversary bonus every year you have the card. You’ll get 10 percent of your points back every time you redeem them for airfare
- Vacation packages booked through JetBlue earn a $100 statement credit annually
- Spend $50,000 in a year and enjoy Mosaic elite status with JetBlue
This is great compared to most airlines which require account activity to keep points from expiring. If you decide the save your points for a big trip, there’s nothing to worry about. You’re points would disappear.
What is the value of the TrueBlue Points?
JetBlue does not have an award chart like many airlines. Instead the cost of an award flight is largely determined by the cash price of the ticket. However, there is still variation in pricing based on available, date and destination, so it’s not a true fixed-value program.
The value of TrueBlue points tend to range between 1 and 1.9 cents each. Mint fares (JetBlue’s premium cabin product available on transcontinental and Caribbean flights) tend to have the highest values, typically at 1.7 cents per point. We’ve determined the average cent per point for JetBlue redemptions to be 1.6.
Mint fares that are a cheaper cash price are generally a sweet spot for award redemptions. For more expensive Mint fares, the price in points rises faster than the cost in dollars, which reduces the cents per mile. CPM also tends to fall if you need to add connections or otherwise complicate the itinerary.
What is CPM and How Is It Calculated?
Cents Per Mile (CPM) is a way to measure the value of miles. It tells you how many cents you get for each mile you redeem by dividing the cash price of the airline ticket (minus taxes and fees charged for an award ticket) by the number of miles the award flight costs. This is a somewhat subjective calculation because the price of the flight in both cash and miles fluctuates by season and availability.
How we calculate CPM:
The Best Ways to Redeem TrueBlue Points
JetBlue claims to have a revenue-based award program where the award price varies based on the published base fare at the time of booking. The price is also determined by a variety of other factors, such as the route, time and date of the flight. In other words, peak travel times on popular routes will cost more.
There are no award charts, so the price of any award can only be determined by searching JetBlue’s website. There are pros and cons to JetBlue’s award system. You can get decent value for your points even when redeeming them for relatively cheap flights, since the award price will also be relatively low. The redemption values of points will not vary as much as with zone- or distance-based systems either. The main con is that it is not possible to get outsized value for your points, as the best redemptions typically top out around 1.9 cents per point.
The best redemptions are typically for JetBlue’s Mint premium cabin product on transcontinental or Caribbean flights. JetBlue points are also eligible to be redeemed on Hawaiian Airlines.
New York–CharlestoneEconomy classMiles price14,500points+$11.2 feeDollars price$255
Boston–Fort MyersEconomy classMiles price17,600points+$11.2 feeDollars price$264
Salt Lake City–Long BeachEconomy classMiles price12,300points+$11.2 feeDollars price$194
New York–NassauEconomy classMiles price18,200points+$107.16 feeDollars price$460
Boston–BridgetownEconomy classMiles price32,700points+$59.86 feeDollars price$624
Havana–Fort LauderdaleEconomy classMiles price12,200points+$72.06 feeDollars price$276
Las Vegas–Fort LauderdaleBusiness classMiles price46,400points+$11.2 feeDollars price$658
Seattle–AtlantaBusiness classMiles price79,000points+$11.2 feeDollars price$1,121
San Francisco–BostonBusiness classMiles price54,700points+$11.2 feeDollars price$1,143
New York–KingstonBusiness classMiles price46,800points+$102.8 feeDollars price$625
San Francisco–CancunBusiness classMiles price65,000points+$80.0 feeDollars price$1,500
Orlando–MexicoBusiness classMiles price27,500points+$65.8 feeDollars price$490
Other ways you can redeem points
JetBlue allows you to redeem points for vacation packages, which include airfare and a hotel. These can only be booked using the cash + points option.
Points can be redeemed for magazine subscriptions. There is a wide variety of titles to choose from. Redemptions start at just 100 points.
Flights on Hawaiian Airlines
While JetBlue is not a member of an airline alliance, they do have a partnership with Hawaiian Airlines. These award flights cannot be booked online; you must make your reservations by phone at 1-800-JETBLUE (538-2583).
The bonus categories offered by the JetBlue Plus MasterCard make it the best credit card to earn JetBlue points. Most co-branded airline cards don’t offer bonus categories outside of spending with that specific airline. The JetBlue Plus card earns 2X points at both restaurants and grocery stores. These categories comprise a significant portion of many people’s budgets, and therefore offer the ability to rack up a lot of points fast. The card also earns 6X on JetBlue purchases.
- JetBlue Purchases
- All Other Purchases
Large warehouse-type stores (Target, Walmart and Costco) are generally not classified as grocery stores. Purchases must be submitted by merchants using the eligible merchant category codes for restaurants and grocery stores to qualify for the 2 points.
Get 50 percent off eligible in-flight purchases, including cocktails, beer, wine, meals and JetBlue movies.
No Foreign Transaction Fee
You’ll never pay a fee for using your JetBlue card, no matter where you’re traveling.
Free Checked Bag
The primary card member and up to three travel companions on the same reservation each receive their first checked bag free on JetBlue flights. In order to receive this benefit, the fare must have been purchased with the JetBlue Plus MasterCard and the card member’s TrueBlue number must be entered at the time of booking.
Get 10% of Your Points Back
10 percent of the points you redeem will be returned to you. There is no cap on number of points you can earn using this benefit.
Earn Elite Status Fast
JetBlue has only one level of elite status called Mosaic. Earning Mosaic status typically requires 30 segments plus 12,000 base flight points, or 15,000 base flight points. JetBlue Plus card holders can earn status by spending $50,000 in a calendar year, even without flying. Mosaic status comes with benefits such as waived change and cancellation fees, two free checked bags, 15,000 bonus points upon qualification, and faster points earnings.
Earn Mosaic status after spending $50,000 on your card
Fees: the cost of Having the Card
The annual fee for this card is $99. At a typical valuation of 1.68 cents per mile, you would need to spend $6,188 in a year to earn enough points to offset the annual fee. However, with an automatic annual renewal bonus of 5,000 points, you would really only need to spend $1,188 to earn the remainder of the points. In addition, the JetBlue Plus card earns double points on groceries and at restaurants, so if some of your spending falls into these categories, you would need to spend even less.
The annual fee is not waived for the first year. However, the 30,000 -point sign-up bonus easily covers the cost of the annual fee.
- Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
- Late Payment Fee
- Up to $37 Variable±
- Annual Fee
See What It Takes to Cover an Annual Fee:
Get anniversary bonus: 5,000 points
You will receive 5,000 bonus points each anniversary year – enough to cover more than a half of the annual fee.
We strongly recommend to spend not less than $1,965 per months to cover the annual fee in three months.
Let’s see what your first-year earnings and savings will be. Then calculate the second-year savings to see if you can keep the earning power and it will be worth keeping the card a er signup bonus is no longer available. This simple calculation can show if the card is worth your attention or you can skip this offer and find another one.
These estimates are based on an annual monthly spend of $2,000
Top 5 Benefits of the JetBlue® Plus MasterCard®
The JetBlue Plus card combines strong earning power with solid array of travel benefits. Here are the top 5 perks of being a cardholder:
- Great Earning Potential: This card has three bonus-earning categories: 6X on JetBlue purchases, 2X at restaurants, and 2X at grocery stores.
- Free Checked Bag: The primary card member and up to three travel companions on the same reservation get a free checked bag. This can result in up to $200 of savings on a round-trip flight.
- Big Sign-Up Bonus: This card comes with a 30,000 points sign-up bonus that’s worth approximately $504 in airfare
- Ability to Earn Elite Status: You can earn Mosaic status when you spend $50,000 in a calendar year. Status gets you more free checked bags, free alcoholic beverages and priority benefits
- Anniversary Bonus: Each year you renew your card, you’ll automatically receive 5,000 bonus points. This offsets most of the annual fee.
Should You Get the JetBlue Plus Card?
The JetBlue Plus card is great for frequent JetBlue travelers. The annual anniversary bonus makes this card relatively cheap to have. For anyone that flies at least 2 to 3 times a year on JetBlue, the free checked bag benefit alone can pay for the card.
More than that, this card has significantly better earning power than most co-branded airline cards. With 2x points at both restaurants and grocery stores, plus an impressive 6x points for JetBlue purchases, there are a ton of opportunities to rack up the points and earn your next free flight quickly.
The card is also great for those seeking a shortcut to elite status. Spending $50,000 in a calendar earns you automatic Mosaic status. There are no qualifying mile thresholds or other requirements to reach; status can be earned with the card alone.
Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.
The JetBlue Plus card is issued by Barclaycard and can be applied for on their website. Barclaycard is not the strictest of card issuers, and they don’t have any hard and fast rules regarding approval or sign-up bonuses like some other banks. Chase will not approve you for most cards if you have opened five or more accounts in the past 24 months; Amex typically won’t approve more than 4 to 5 credit cards; and Citi has restrictions on sign-up bonuses that apply to entire families of cards. If you are having trouble with other banks, Barclaycard may be a place to look.
Banks rarely publish explicit credit scores that are required for approval. Your credit score is just one factor they consider when approving or denying applications. However, those with credit scores above 740 will typically be approved for almost any card. Many people start having success with applications once their credit scores reach the upper 600s (around 680 to 690). Keep your utilization ratio low (outstanding debt to credit lines ratio) in order to improve your credit score quickly.
The JetBlue Plus card is a fantastic way to rack up JetBlue miles, which are called TrueBlue points. The card earns bonus points for JetBlue purchases and at restaurants and grocery stores. Amex Membership Rewards transfer to JetBlue, but the transfer rate isn’t great at 250 MR points to 200 TrueBlue points. Citi Thankyou points also transfer to the airline, but their cards don’t have a bonus category as broad as groceries. No card has a better earning rate on JetBlue purchases than the 6x offered by this card.
The current sign-up bonus for the JetBlue Plus card is 30,000 points after spending $1,000 in the first 90 days. This is a relatively low spending requirement for the size of the bonus. It is also a much higher offer than the 10,000 points available for the no annual fee version of the JetBlue card, and is therefore the best option for people looking to earn TrueBlue points quickly.
Compare TrueBlue Cards
Other TrueBlue cards
Barclaycard offers three different JetBlue credit cards. There’s the no annual fee JetBlue Card, which offers a 10,000 points sign-up bonus, the JetBlue Plus card discussed in this post, and the JetBlue Plus Business card, which is essentially identical to the personal Plus card.
|JetBlue® MasterCard®||JetBlue® Business MasterCard®|
|Sign-up bonus||10,000 points||30,000 points||30,000 points|
|APR On Purchases||12.99% to 25.99% Variable±||13.24% to 26.24% Variable±||12.99% to 20.99% Variable±|
|Second Year Value||$403||$487||$487|
The JetBlue Plus card and the JetBlue Plus Business card offer the same sign-up bonus and benefits. The business card is only available to small business owners and independent contractors.
The no annual fee card has less earning power for JetBlue purchases (3X vs. 6X) as well as not offering free checked bags or the ability to earn Mosaic status. The standard no-fee JetBlue card still offers 2X at restaurants and grocery stores, though, and may be a good option for less frequent travelers.
Compare JetBlue Plus Card to Other Cards
The JetBlue Plus card has one of the best overall sets of benefits compared to other co-branded airline cards with similar annual fees. However, there are other cards that have bigger sign-up bonuses.
There are many co-branded airline cards on the market. The Gold Delta SkyMiles offers a 30,000 miles sign-up bonus, a free checked bag and priority boarding. However, it does not offer some of the other benefits of the JetBlue Plus card, such as a shortcut to elite status, an anniversary bonus, non-airline bonus-earning categories or a points rebate.
The AAdvantage® Aviator™ Red World Elite MasterCard has a larger sign up bonus at 60,000 miles. It also offers free checked bags and a 10 percent mileage rebate on redemptions. The United MileagePlus Explorer Card has the largest sign-up bonus of all these cards at 40,000 miles. This card also comes with a free checked bag and two one-time use United Club passes.
In the end, the best co-branded airline card for you will be the one that you’ll use the most. If you often fly on a particular airline, then that carrier’s co-branded card will probably be the best option for you. Earning thousands of JetBlue TrueBlue points won’t do you any good if you don’t use them.
Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.
Card Terms and Conditions
While it's easy to focus on the rewards offered by the JetBlue Plus card, it's worth taking a closer look at the terms and conditions. There's a lot to consider as you think about how you're going to use the card. Will you carry a balance, get a cash advance or maybe make a big purchase? Below is a rundown of the various interest rates, purchase protections, security features and mobile banking options that come with the JetBlue card.
- Intro APR:
- See Terms and Conditions
- Intro APR for balance transfers:
- 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Ongoing APR:
- 13.24% to 26.24% Variable±
- Minimum Grace Period:
- 23 days
- Extended Warranty Protection:
- Doubles the time period of the manufacturer’s warranty for up to one additional year.
- Price Protection:
- You can get up to $250 back if you find an item you’ve purchased in the last 60 days for a lower price.
Cash Advance Features
- Ongoing APR:
- 26.49% Variable±
- Cash Advance Fee:
- Either $10 or 5% of the amount of each cash advance, whichever is greater
Security and Protections
The JetBlue Plus card comes with an EMV chip which stores your card’s data using encryption technology. This protects you from fraud by making the card nearly impossible to reproduce. In addition, the card offers the ability to use a PIN which enables secure transactions at many automated kiosks in foreign countries. The card also offers $0 Fraud Liability protection, which means you aren’t liable for any unauthorized purchases.
- Account alerts:
- Set up alerts to be notified when large transactions occur or there is suspicious, potentially fraudulent activity on your account.
- Mobile Fraud Alerts:
- Receive a text message any time suspicious activity occurs.
- EMV Chip Technology:
- Get global acceptance and enhanced security at merchants that use chip enabled terminals.
- Credit Score Monitoring:
- Barclaycard offers free FICO scores and allows you to receive alerts when your score changes.
Barclaycard offers free mobile apps for both iOS and Android phones. The app allows you to:
- Track your spending
- View your current balance and available credit limit
- Pay your card and transfer balances between accounts
- Pay bills from other banks and merchants
Cardholder Travel Benefits
The JetBlue Plus card is issued by Barclaycard as a World Elite MasterCard. World Elite MasterCards come with additional benefits above those provided by standard World MasterCards.
Master Card Travel Benefits
- World Elite Air Program:
- Offers discounts on upgrades to business class when purchasing full fare economy tickets on certain airlines.
- World Elite Cruise Program:
- Offers credits of $150 to $500 per room when booking a cruise through the program on participating cruise lines.
- World Elite Rental Car Benefits:
- Card members can receive discounts of 5% to 25% when renting cars from any of the 6 participating rental car companies.
- World Luxury Hotels & Resorts:
- Benefits vary by property, but include items such as free breakfast, room upgrades and credits for spa services or dining.
- Lost Luggage Reimbursement:
- Get up to $3,000 for lost luggage. Limited to $625 per item.
- Travel Accident Insurance:
- Receive accidental death or dismemberment coverage of up to $1,000,000 for international trips and $100,000 for domestic trips.