- for True Blue Users90
- for Frequent flyers75
- for Everyday use75
JetBlue® MasterCard® Credit Card
The JetBlue card is a good credit card for any JetBlue flyer. It offers excellent point-earning power and carries no annual fee. You’ll earn double points at both restaurants and grocery stores, plus a very nice three points per dollar on JetBlue purchases. Most co-branded airline cards don’t offer that level of earning.
The card comes with a 10,000-point sign-up bonus after making $1,000 in qualifying purchase in the first 90 days, and card members receive 50 percent savings on in-flight purchases of cocktails and food.
There are some negatives for this card as well. The JetBlue MasterCard does not offer many of the benefits available on more premium airline credit cards. There is no free checked bag benefit, no shortcut to elite status and no mileage redemption rebate. If you want to fly any airline, stay at any hotel, anytime you might like the VentureOne credit card from Capital One. The card is part of the Venture Rewards program, which is easy to use, flexible and rewarding.
JetBlue Card's Bonuses & Benefits
Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the JetBlue® MasterCard® offers and the value of the Barclays TrueBlue points you earn.
The JetBlue card offers a sign-up bonus of 10,000 TrueBlue points after achieving the minimum spending requirement of $1,000 within the first three months. This is a relatively low sign-up bonus and will typically not be enough to pay for a single flight.
What You Get
- Earn 10,000 points after you spend $1,000 within the first 3 months
- 3 points per dollar for JetBlue purchases
- 2 points per dollar spent at restaurants and grocery stores
- 50% off in-flight purchases
TrueBlue points never expire. This is great compared to most airlines which require activity in order to keep points from expiring. If you happen to go an extended period between JetBlue redemptions, there is nothing to worry about with regard to expiration.
What is the value of the TrueBlue Points?
JetBlue does not have an award chart like most airlines. Instead, the price of an award fluxuates with the cash price of the ticket. Although there is still variation, so it is not a true fixed-value points program. Those who have conducted extensive analysis on the value of TrueBlue points tend to find the value ranges between 1 to 1.9 cents per point. Mint fares—JetBlue’s premium cabin product available on transcon and Caribbean flights—tend to have the highest values, typically at 1.7 cents per point.
What is CPM and How Is It Calculated?
Cents Per Mile (CPM) is a way to measure the value of miles. It tells you how many cents you get for each mile you redeem by dividing the cash price of the airline ticket (minus taxes and fees charged for an award ticket) by the number of miles the award flight costs. This is a somewhat subjective calculation because the price of the flight in both cash and miles fluctuates by season and availability.
How we calculate CPM:
The Best Ways to Redeem JetBlue Points
JetBlue has a revenue-based award program. According to JetBlue, award prices vary based on the published base fare at the time of booking. The cost of that fare depends on, among other things, the flight chosen and peak travel periods.
What this generally means is that the value of points will fluctuate within a relatively narrow range since the number of points required is changing along with factors that influence the cash price. There are no award charts, so the price of any award can only be determined by searching on JetBlue’s site and viewing the results.
Revenue-based award systems have both pros and cons. The pros are that you can get decent value for your points even when redeeming them for relatively cheap flights since the award price will also be relatively low. Also, the redemption values of points will not vary as much as with zone- or distance-based systems, so you have a good idea of what your points are worth. The main con is that it is not possible to get outsized value for your points, as the best redemptions typically top out around 1.9 cents per point.
Many travelers want to know the best way to use JetBlue points. You’ll get the most value for your points for JetBlue’s Mint premium cabin product on transcontinental or Caribbean flights. JetBlue points are also eligible to be redeemed on Hawaiian Airlines flights.
Boston–Fort MyersEconomy classMiles price17,600points+$11.2 feeDollars price$264
New York–CharlestoneEconomy classMiles price14,500points+$11.2 feeDollars price$255
Salt Lake City–Long BeachEconomy classMiles price12,300points+$11.2 feeDollars price$194
Havana–Fort LauderdaleEconomy classMiles price12,200points+$72.06 feeDollars price$276
New York–NassauEconomy classMiles price18,200points+$107.16 feeDollars price$460
Boston–BridgetownEconomy classMiles price32,700points+$59.86 feeDollars price$624
San Francisco–BostonBusiness classMiles price54,700points+$11.2 feeDollars price$1,143.03
Seattle–AtlantaBusiness classMiles price79,000points+$11.2 feeDollars price$1,121.6
Las Vegas–Fort LauderdaleBusiness classMiles price46,400points+$11.2 feeDollars price$658.4
New York–KingstonBusiness classMiles price46,800points+$102.8 feeDollars price$625.5
Orlando–MexicoBusiness classMiles price27,500points+$65.8 feeDollars price$490.1
San Francisco–CancunBusiness classMiles price65,000points+$80.0 feeDollars price$1,500
Other ways you can redeem points
Jet Blue offers the ability to redeem points for vacation packages that include hotel and airfare. Note that packages can only be booked using the cash + points option
Points can be redeemed for magazine subscriptions with no cash cost. There are a wide variety of magazines from which to choose, and redemptions start at just 100 points.
Flights on Hawaiian Airlines
While JetBlue is not a member of an airline alliance, they do have a partnership with Hawaiian Airlines. These award flights cannot be booked online; you must make your reservations by phone at 1-800-JETBLUE.
TrueBlue points cannot be redeemed directly for cash.
Everyday Earnings with JetBlue® MasterCard®
The bonus categories offered by the JetBlue MasterCard make it a great credit card to earn JetBlue points. Most co-branded airline cards don’t offer bonus categories outside of spending with that specific airline. The JetBlue card earns two points at both restaurants and grocery stores. These categories comprise a significant portion of many people’s budgets and, therefore, offer the ability to rack up a significant number of points. The card also earns three points on JetBlue purchases.
JetBlue® MasterCard® Rewards
- JetBlue Purchases
- All Other Purchases
One important thing to note is that large warehouse-type stores, like Target, Walmart and Costco, are generally not classified as grocery stores. Purchases must be submitted by merchants using the eligible merchant category codes for restaurants and grocery stores to qualify for two points.
50% savings on eligible in-flight purchases, including cocktails and food.
No Foreign Transaction Fee
Use this card while traveling abroad without fear of incurring extra transaction fees.
Fees: the cost of Having JetBlue® MasterCard®
Since this card doesn’t have an annual fee, no amount of spending is required to recoup the cost. The 10,000-point sign-up bonus truly represents free travel since there is no cost to carrying this card.
- Annual Fee
- Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
- Foreign Transaction Fee
- Late Payment Fee
Up to $37 Variable±
Does the Card Pay for Itself?
JetBlue card is a no-fee card. You do not have to earn a certain amount of rewards in order to cover the cost since it’s free. It’s still good to know roughly how much you’ll be earning, though. We’ve broken out our estimates for the first- and second-year net earnings.
These estimates are based on an annual monthly spend of $2,000
Top 5 Benefits of the JetBlue Card
The JetBlue card comes with good earning power for a card with no annual fee. There are also other nice benefits, such as in-flight discounts and no foreign transaction fees.
- Great Earning Potential: The card has 3 bonus categories: 3x on JetBlue purchases, 2x at restaurants and 2x at grocery stores.
- No Annual Fee: Opening this card is low-risk since there is no annual fee that needs to be recouped. Feel free to hold this card in your wallet long term.
- Sign-Up Bonus: This card comes with a nice sign-up bonus of 10,000 points, which only requires $1,000 in minimum spend.
- In-flight Discounts: Receive a 50% discount on in-flight purchases of food and beverages on JetBlue flights.
- Earn Points That Don’t Expire: TrueBlue points don’t expire, so you don’t have to worry about taking any action to extend the life of your points like you do with many other programs.
Should You Get the JetBlue Card?
The JetBlue card is a great card for casual JetBlue travelers. The lack of an annual fee makes the card free to hold. For anyone that spends a lot of money at grocery stores or at restaurants, the bonus categories on this card allow you to rack up a significant amount of points quickly. If you only fly JetBlue a few times a year and perhaps would not get enough value out of a card with better benefits that also carries and annual fee, this card may be for you.
Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.
The JetBlue MasterCard is issued by Barclaycard and can be applied for on their website. While Barclaycard is not the most liberal of card issuers, they don’t have any hard and fast rules regarding approval or sign-up bonuses like most of the big banks.
Chase will not approve you for most cards if you have opened five or more accounts in the past 24 months; Amex will not approve more than 4 to 5 total credit cards; and Citi has restrictions on sign-up bonuses that apply to entire families of cards. If you are having trouble with other banks, Barclaycard may be a place to look.
Banks rarely publish explicit credit scores that are required to be approved for a credit card. Your credit score is just one factor banks consider when approving or denying an application. However, those with credit scores above 740 can usually be approved for almost any card.
Many people start having success with applications once their credit scores reach the upper 600s (around 680-690). Keep your utilization ratio low (outstanding debt to credit lines ratio) in order to improve your credit score quickly.
The current sign-up bonus for the JetBlue card is 10,000 points after spending $1,000 in the first 90 days. This is a relatively low spending requirement which only requires $333 per month on average. While this offer is not as high as the 30,000 points available on the other JetBlue cards, this is the only card which carries no annual fee.
Barclaycard is one of the card issuers that make it possible to check your application status online. You simply need to go to the application status page on the Barclaycard website.
Compare JetBlue Credit Cards
Other JetBlue Credit Cards
Barclaycard offers three different JetBlue credit cards. First is the no annual fee JetBlue card, which offers a 10,000 -point sign-up bonus and a somewhat limited array of benefits. Second is the JetBlue Plus card, which carries a $0 annual fee but offers additional benefits like free checked bags, shortcuts to elite status and mileage redemption rebates. Last is the JetBlue Plus Business card, which is essentially identical to the personal Plus card.
|JetBlue® Plus MasterCard®||JetBlue® Business MasterCard®|
|Sign-up bonus||40,000 points||10,000 points||40,000 points|
|APR On Purchases||17.99%, 21.99% or 26.99% (Variable±)||17.99%, 21.99% or 26.99% Variable±||17.99% to 21.99% Variable±|
|Second Year Value||$487||$403||$487|
The JetBlue Plus card and the JetBlue Plus Business card are essentially identical. Relative to the no annual fee card, they offer higher earning power on JetBlue purchases, giving you six points per dollar instead of three, as well as free checked bags and the ability to earn Mosaic status.
The no annual fee JetBlue card still offers two points at restaurants and grocery stores and may be a good option for those who fly JetBlue only a few times a year.
Compare JetBlue Plus Card to Other Cards
There are many other airline credit cards on the market, several of which are issued by Barclaycard. While most come with a higher sign-up bonus than the JetBlue card, they also carry annual fees.
The Spirit Airlines card is issued by Bank of America and comes with a 15,000 miles sign-up bonus and no annual fee for the first year. The fee is $59 in subsequent years.
The Frontier Airline card is issued by Barclaycard and has a more generous sign-up bonus of 40,000 miles, which can be redeemed for two round-trip economy flights. The annual fee is $69 and is not waived for the first year.
The Hawaiian Airlines card is also issued by Barclaycard. The sign-up bonus is 35,000 miles and the annual fee the highest among the alternatives listed here at $89.
Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.
Card Terms and Conditions
While it's easy to focus on the rewards offered by the JetBlue card, it's worth taking a closer look at the terms and conditions. There's a lot to consider as you think about how you're going to use the card. Will you carry a balance, get a cash advance or maybe make a big purchase? Below is a rundown of the various interest rates, purchase protections, security features and mobile banking options that come with this MasterCard.
- Intro APR:
- Intro APR for balance transfers:
- 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Ongoing APR:
- 17.99%, 21.99% or 26.99% Variable±
- Minimum Grace Period:
- 23 days
- Extended Warranty Protection:
- The Extended Protection Benefit automatically doubles the time period under the original manufacturer’s written U.S. warranty up to one additional year on warranties of three years or less.
- Price Protection:
- If you buy an eligible item with your card and see a printed advertisement of it for less at any retail store within 120 days of the original purchase date, simply file a valid claim and the difference of up to $250 may be refunded to you.
Cash Advance Features
- Ongoing APR:
- 27.24% Variable±
- Cash Advance Fee:
- Either $10 or 5% of the amount of each cash advance, whichever is greater
Security and Protections
Barclays offers a variety of security features that come standard on the JetBlue card.
- Account alerts:
- Set up alerts to be notified when large transactions occur, if there’s an unauthorized withdrawal and when your bill’s due.
- Banking On the Go:
- Barclaycard offers a mobile app where you can manage your card. It will also send you text messages when fraud is suspected.
- EMV Chip Technology:
- Get global acceptance and enhanced security at merchants that use chip enabled terminals.
- Credit Score Monitoring:
- Access your credit score for free each month with Barclaycard.
The Barclaycard mobile app allows you to do a variety of things from your Smartphone.
- Set up and receive alerts for various account activities
- Manage payments and check due dates
- Monitor your credit limit and availability
- See every single transaction
Additional Cardholder Benefits
The JetBlue card is issued as a MasterCard and comes with the standard benefits included with this type of card. This is the lowest tier of MasterCard, below World MasterCard and World Elite MasterCard.
Master Card Travel Benefits
- Zero Liability:
- Waives the $50 maximum liability to cardholders under the Fair Credit Billing Act for fraudulent charges.
- MasterCard Global Service:
- Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.
- Identity Theft Resolution Services:
- Includes an ID theft resolution kit and access to specialists, provided at no extra cost to the cardholder.
- Fuel Rewards Network.
- This is a discount program that works at gas stations, grocery stores and even restaurants. This benefit allows you to link your MasterCard to your Fuel Rewards Network account and earn additional rewards, rather than carry a separate discount card.
Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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