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JetBlue® MasterCard®

Erik Van Dootingh
Updated on: 08/31/2017
RE®: 80
Our Rating
JetBlue® MasterCard®
How to Apply

To apply for this offer please contact
Barclaycard

For excellent/good credit

"Great card for casual Jetblue travelers"

The JetBlue card is a good credit card for any JetBlue flyer. It offers excellent point-earning power and carries no annual fee. You’ll earn double points at both restaurants and grocery stores, plus a very nice three points per dollar on JetBlue purchases. Most co-branded airline cards don’t offer that level of earning.

The card comes with a 10,000-point sign-up bonus after making $1,000 in qualifying purchase in the first 90 days, and card members receive 50 percent savings on in-flight purchases of cocktails and food.

There are some negatives for this card as well. The JetBlue MasterCard does not offer many of the benefits available on more premium airline credit cards. There is no free checked bag benefit, no shortcut to elite status and no mileage redemption rebate. If you want more benefits, consider paying an annual fee and getting the JetBlue Plus card.

Bonuses and Benefits

Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the JetBlue® MasterCard® offers and the value of the Barclays TrueBlue points you earn.

Bonuses

The JetBlue card offers a sign-up bonus of 10,000 TrueBlue points after achieving the minimum spending requirement of $1,000 within the first three months. This is a relatively low sign-up bonus and will typically not be enough to pay for a single flight.

What You Get

  • Earn 10,000 points after you spend $1,000  within the first  3 months
  • 3 points per dollar for JetBlue purchases
  • 2 points per dollar spent at restaurants and grocery stores
  • 50% off in-flight purchases

TrueBlue points never expire. This is great compared to most airlines which require activity in order to keep points from expiring. If you happen to go an extended period between JetBlue redemptions, there is nothing to worry about with regard to expiration.

What is the value of the TrueBlue Points?

JetBlue does not have an award chart like most airlines. Instead, the price of an award fluxuates with the cash price of the ticket. Although there is still variation, so it is not a true fixed-value points program. Those who have conducted extensive analysis on the value of TrueBlue points tend to find the value ranges between 1 to 1.9 cents per point. Mint fares—JetBlue’s premium cabin product available on transcon and Caribbean flights—tend to have the highest values, typically at 1.7 cents per point.

Sign-up Bonus
Flight Type
Average CPM
RE® VALUE
10,000
points
Economy · Domestic1.68cpm$168
Business · Domestic2.07cpm$207
Economy · International1.94cpm$194
Business · International2.18cpm$218

What is CPM and How Is It Calculated?

Cents Per Mile (CPM) is a way to measure the value of miles. It tells you how many cents you get for each mile you redeem by dividing the cash price of the airline ticket (minus taxes and fees charged for an award ticket) by the number of miles the award flight costs. This is a somewhat subjective calculation because the price of the flight in both cash and miles fluctuates by season and availability.

How we calculate CPM:

÷
×100=
The final result:
???cpm

The Best Ways to Redeem JetBlue Points

JetBlue has a revenue-based award program. According to JetBlue, award prices vary based on the published base fare at the time of booking. The cost of that fare depends on, among other things, the flight chosen and peak travel periods.

What this generally means is that the value of points will fluctuate within a relatively narrow range since the number of points required is changing along with factors that influence the cash price. There are no award charts, so the price of any award can only be determined by searching on JetBlue’s site and viewing the results.

Revenue-based award systems have both pros and cons. The pros are that you can get decent value for your points even when redeeming them for relatively cheap flights since the award price will also be relatively low. Also, the redemption values of points will not vary as much as with zone- or distance-based systems, so you have a good idea of what your points are worth. The main con is that it is not possible to get outsized value for your points, as the best redemptions typically top out around 1.9 cents per point.

Many travelers want to know the best way to use JetBlue points. You’ll get the most value for your points for JetBlue’s Mint premium cabin product on transcontinental or Caribbean flights. JetBlue points are also eligible to be redeemed on Hawaiian Airlines flights.

The Best Way to Redeem Rewards for Travel in

Roundtrip Domestic

  • Boston
    Fort Myers

    BostonFort Myers

    Economy class
    Miles price
    17,600points
    +$11.2 fee
    Dollars price
    $264
  • New York
    Charlestone

    New YorkCharlestone

    Economy class
    Miles price
    14,500points
    +$11.2 fee
    Dollars price
    $255
  • Salt Lake City
    Long Beach

    Salt Lake CityLong Beach

    Economy class
    Miles price
    12,300points
    +$11.2 fee
    Dollars price
    $194

Roundtrip International

  • Havana
    Fort Lauderdale

    HavanaFort Lauderdale

    Economy class
    Miles price
    12,200points
    +$72.06 fee
    Dollars price
    $276
  • New York
    Nassau

    New YorkNassau

    Economy class
    Miles price
    18,200points
    +$107.16 fee
    Dollars price
    $460
  • Boston
    Bridgetown

    BostonBridgetown

    Economy class
    Miles price
    32,700points
    +$59.86 fee
    Dollars price
    $624

Roundtrip Domestic

  • San Francisco
    Boston

    San FranciscoBoston

    Business class
    Miles price
    54,700points
    +$11.2 fee
    Dollars price
    $1,143.03
  • Seattle
    Atlanta

    SeattleAtlanta

    Business class
    Miles price
    79,000points
    +$11.2 fee
    Dollars price
    $1,121.6
  • Las Vegas
    Fort Lauderdale

    Las VegasFort Lauderdale

    Business class
    Miles price
    46,400points
    +$11.2 fee
    Dollars price
    $658.4

Roundtrip International

  • New York
    Kingston

    New YorkKingston

    Business class
    Miles price
    46,800points
    +$102.8 fee
    Dollars price
    $625.5
  • Orlando
    Mexico

    OrlandoMexico

    Business class
    Miles price
    27,500points
    +$65.8 fee
    Dollars price
    $490.1
  • San Francisco
    Cancun

    San FranciscoCancun

    Business class
    Miles price
    65,000points
    +$80.0 fee
    Dollars price
    $1,500

Other ways you can redeem points

Vacation Packages

Jet Blue offers the ability to redeem points for vacation packages that include hotel and airfare. Note that packages can only be booked using the cash + points option

Magazine Subscriptions

Points can be redeemed for magazine subscriptions with no cash cost. There are a wide variety of magazines from which to choose, and redemptions start at just 100 points.

Flights on Hawaiian Airlines

While JetBlue is not a member of an airline alliance, they do have a partnership with Hawaiian Airlines. These award flights cannot be booked online; you must make your reservations by phone at 1-800-JETBLUE.

Cash Back

TrueBlue points cannot be redeemed directly for cash.

Everyday Earning

The bonus categories offered by the JetBlue MasterCard make it a great credit card to earn JetBlue points. Most co-branded airline cards don’t offer bonus categories outside of spending with that specific airline. The JetBlue card earns two points at both restaurants and grocery stores. These categories comprise a significant portion of many people’s budgets and, therefore, offer the ability to rack up a significant number of points. The card also earns three points on JetBlue purchases.

Your Monthly Charges
Rewards You Will Earn Annually
24,000points$403in dollar value
Grocery
2points/$1
Gas
1points/$1
JetBlue Purchases
3points/$1
Airfare
3points/$1
Dining
2points/$1
All Other Purchases
1points/$1

One important thing to note is that large warehouse-type stores, like Target, Walmart and Costco, are generally not classified as grocery stores. Purchases must be submitted by merchants using the eligible merchant category codes for restaurants and grocery stores to qualify for two points.

Travel Benefits

In-Flight Savings

50% savings on eligible in-flight purchases, including cocktails and food.

No Foreign Transaction Fee

Use this card while traveling abroad without fear of incurring extra transaction fees.

Fees: the cost of Having the Card

Since this card doesn’t have an annual fee, no amount of spending is required to recoup the cost. The 10,000-point sign-up bonus truly represents free travel since there is no cost to carrying this card.

Annual Fee
$0
Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater

Foreign Transaction Fee
0%
Late Payment Fee
Up to $37 Variable±

JetBlue card is a no-fee card. You do not have to earn a certain amount of rewards in order to cover the cost since it’s free. It’s still good to know roughly how much you’ll be earning, though. We’ve broken out our estimates for the first- and second-year net earnings.

These estimates are based on an annual monthly spend of $2,000

First Year

Signup Bonus
$168
Anniversary Bonus
$0
Everyday Rewards
$403
Statement Credit
$0
Free Bags
$0
Earnings
$571
Foreign Transaction Fees
-$0
APRS Charges
-$0
Annual Fee
-$0
Charges
-$0
Rewards Earned First Year
$571

Second Year

Signup Bonus
$0
Anniversary Bonus
$0
Everyday Rewards
$403
Statement Credit
$0
Free Bags
$0
Earnings
$403
Foreign Transaction Fees
-$0
APRS Charges
-$0
Annual Fee
-$0
Charges
-$0
Rewards Earned Second Year
$403

Top 5 Benefits of the JetBlue Card

The JetBlue card comes with good earning power for a card with no annual fee. There are also other nice benefits, such as in-flight discounts and no foreign transaction fees.

  1. Great Earning Potential: The card has 3 bonus categories: 3x on JetBlue purchases, 2x at restaurants and 2x at grocery stores.
  2. No Annual Fee: Opening this card is low-risk since there is no annual fee that needs to be recouped. Feel free to hold this card in your wallet long term.
  3. Sign-Up Bonus: This card comes with a nice sign-up bonus of 10,000 points, which only requires $1,000 in minimum spend.
  4. In-flight Discounts: Receive a 50% discount on in-flight purchases of food and beverages on JetBlue flights.
  5. Earn Points That Don’t Expire: TrueBlue points don’t expire, so you don’t have to worry about taking any action to extend the life of your points like you do with many other programs.

Should You Get the JetBlue Card?

The JetBlue card is a great card for casual JetBlue travelers. The lack of an annual fee makes the card free to hold. For anyone that spends a lot of money at grocery stores or at restaurants, the bonus categories on this card allow you to rack up a significant amount of points quickly. If you only fly JetBlue a few times a year and perhaps would not get enough value out of a card with better benefits that also carries and annual fee, this card may be for you.

FAQs

Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.

  • The JetBlue MasterCard is issued by Barclaycard and can be applied for on their website. While Barclaycard is not the most liberal of card issuers, they don’t have any hard and fast rules regarding approval or sign-up bonuses like most of the big banks.

    Chase will not approve you for most cards if you have opened five or more accounts in the past 24 months; Amex will not approve more than 4 to 5 total credit cards; and Citi has restrictions on sign-up bonuses that apply to entire families of cards. If you are having trouble with other banks, Barclaycard may be a place to look.

  • Banks rarely publish explicit credit scores that are required to be approved for a credit card. Your credit score is just one factor banks consider when approving or denying an application. However, those with credit scores above 740 can usually be approved for almost any card.

    Many people start having success with applications once their credit scores reach the upper 600s (around 680-690). Keep your utilization ratio low (outstanding debt to credit lines ratio) in order to improve your credit score quickly.

  • The current sign-up bonus for the JetBlue card is 10,000 points after spending $1,000 in the first 90 days. This is a relatively low spending requirement which only requires $333 per month on average. While this offer is not as high as the 30,000 points available on the other JetBlue cards, this is the only card which carries no annual fee.

  • Barclaycard is one of the card issuers that make it possible to check your application status online. You simply need to go to the application status page on the Barclaycard website.

Have A Question?
Ask our credit card expert!

Compare TrueBlue Cards

JetBlue® MasterCard®
For Excellent/Good Credit
Check which Barclays card is the right fit for you
How to Apply for this card

To apply for this offer please contact
Barclaycard

Other TrueBlue cards

Barclaycard offers three different JetBlue credit cards. First is the no annual fee JetBlue card, which offers a 10,000 -point sign-up bonus and a somewhat limited array of benefits. Second is the JetBlue Plus card, which carries a $0 annual fee but offers additional benefits like free checked bags, shortcuts to elite status and mileage redemption rebates. Last is the JetBlue Plus Business card, which is essentially identical to the personal Plus card.

JetBlue® Plus MasterCard®JetBlue® Plus MasterCard®
Sign-up bonus
30,000 points10,000 points30,000 points
Annual Fee
$99$0$99
APR On Purchases
12.99% to 25.99% Variable±12.99% to 25.99% Variable±12.99% to 20.99% Variable±
Foreign Fee
0%0%0%
Bonus Value
$504$168$504
Second Year Value
$487$403$487

The JetBlue Plus card and the JetBlue Plus Business card are essentially identical. Relative to the no annual fee card, they offer higher earning power on JetBlue purchases, giving you six points per dollar instead of three, as well as free checked bags and the ability to earn Mosaic status.

The no annual fee JetBlue card still offers two points at restaurants and grocery stores and may be a good option for those who fly JetBlue only a few times a year.

Compare JetBlue Plus Card to Other Cards

There are many other airline credit cards on the market, several of which are issued by Barclaycard. While most come with a higher sign-up bonus than the JetBlue card, they also carry annual fees.

10,000points offer
JetBlue® MasterCard®

Check if JetBlue® MasterCard® is the best option for you

The Spirit Airlines card is issued by Bank of America and comes with a 15,000 miles sign-up bonus and no annual fee for the first year. The fee is $59 in subsequent years.

The Frontier Airline card is issued by Barclaycard and has a more generous sign-up bonus of 40,000 miles, which can be redeemed for two round-trip economy flights. The annual fee is $69 and is not waived for the first year.

The Hawaiian Airlines card is also issued by Barclaycard. The sign-up bonus is 35,000 miles and the annual fee the highest among the alternatives listed here at $89.

Card Overview

Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.

Card Details

Excellent credit score
Issuer
Barclays Bank DelawareBarclays Bank Delaware
Use miles
Yes
Pay with points
No

Flight Features

Available airline
JetBlueJetBlue
Loyalty Program
TrueBlue
Flights Type
Domestic and International
Alliance
Not a member

Travel Partners

Airlines
Yes
Hotels
Yes
Car Rental
Yes
Cruise
Yes

Card Terms and Conditions

While it's easy to focus on the rewards offered by the JetBlue card, it's worth taking a closer look at the terms and conditions. There's a lot to consider as you think about how you're going to use the card. Will you carry a balance, get a cash advance or maybe make a big purchase? Below is a rundown of the various interest rates, purchase protections, security features and mobile banking options that come with this MasterCard.

Purchases

Intro APR:
See Terms and Conditions
Intro APR for balance transfers:
0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening
Ongoing APR:
12.99% to 25.99% Variable±
Minimum Grace Period:
23 days
Extended Warranty Protection:
The Extended Protection Benefit automatically doubles the time period under the original manufacturer’s written U.S. warranty up to one additional year on warranties of three years or less.
Price Protection:
If you buy an eligible item with your card and see a printed advertisement of it for less at any retail store within 120 days of the original purchase date, simply file a valid claim and the difference of up to $250 may be refunded to you.

Cash Advance Features

Ongoing APR:
26.24% Variable±
Cash Advance Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater

Security and Protections

Barclays offers a variety of security features that come standard on the JetBlue card.

Account alerts:
Set up alerts to be notified when large transactions occur, if there’s an unauthorized withdrawal and when your bill’s due.
Banking On the Go:
Barclaycard offers a mobile app where you can manage your card. It will also send you text messages when fraud is suspected.
EMV Chip Technology:
Get global acceptance and enhanced security at merchants that use chip enabled terminals.
Credit Score Monitoring:
Access your credit score for free each month with Barclaycard.

Mobile Banking

The Barclaycard mobile app allows you to do a variety of things from your Smartphone.

  • Set up and receive alerts for various account activities
  • Manage payments and check due dates
  • Monitor your credit limit and availability
  • See every single transaction

Additional Cardholder Benefits

The JetBlue card is issued as a MasterCard and comes with the standard benefits included with this type of card. This is the lowest tier of MasterCard, below World MasterCard and World Elite MasterCard.

Master Card Travel Benefits

Zero Liability:
Waives the $50 maximum liability to cardholders under the Fair Credit Billing Act for fraudulent charges.
MasterCard Global Service:
Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.
Identity Theft Resolution Services:
Includes an ID theft resolution kit and access to specialists, provided at no extra cost to the cardholder.
Fuel Rewards Network.
This is a discount program that works at gas stations, grocery stores and even restaurants. This benefit allows you to link your MasterCard to your Fuel Rewards Network account and earn additional rewards, rather than carry a separate discount card.