Hawaiian Airlines® World Elite MasterCard®
The Hawaiian Airlines World Elite MasterCard is probably not the first credit card that comes to mind when you think about earning miles for award flights. While the airline’s network is relatively small and the Hawaiian Airlines HawaiianMiles frequent flyer program is not known for having great partners, this card can be great for the right person.
If you’re planning a big trip to Hawaii, you’ll find the sign-up bonus to be very useful. The 35,000-mile bonus is worth at least $550 in flights on Hawaiian or one of its partners.
And if you plan on flying with Hawaiian Airlines regularly, the Hawaiian Airlines MasterCard can save you even more money. It provides a free checked bag if you purchase your flight directly through the carrier’s website and pay with the card.
You’ll also receive a one-time, 50 percent discount on a companion ticket for a round-trip economy class flight between North America and Hawaii on Hawaiian Airlines. Additionally, every year you renew the card, you’ll get a $100 discount on another companion ticket.
Bonuses and Benefits
Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the Hawaiian Airlines® World Elite MasterCard® offers and the value of the Barclays HawaiianMiles® miles you earn.
The Hawaiian Airlines credit card has a solid sign-up bonus of 35,000 miles after spending $1,000 within the first 90 days of holding the card. Every year you keep the card, you will receive an anniversary bonus of 5,000 miles if you spend $10,000 or more. Remember, this is calculated based on your card anniversary year, not the calendar year.
Probably the most interesting aspect of the Hawaiian Airlines MasterCard is the ShareMiles program. If you have the Hawaiian Airlines credit card, you can receive HawaiianMiles from friends or family without being charged a fee. The transfer process can be completed online and a cardholder may receive up to ten transfers per calendar year.
What You Get
- Earn 35,000 miles after you spend $1,000 on purchases in the first 3 months
- Every year you have the card you’ll get a bonus of 5,000 miles after spending $10,000 or more
- Get a one-time 50% off companion fare between North American and Hawaii
- Receive an annual $100 companion discount after the first year for flights between North American and Hawaii
HawaiianMiles expire if your account has no activity for 18 consecutive months. Qualifying activity is defined as earning or redeeming miles. If you use the Hawaiian Airlines credit card once every 18 months, that’s all it would take to keep your miles active.
What is the value of the HawaiianMiles® Miles?
Like the vast majority of airline loyalty programs around the world, HawaiianMiles are most valuable when used for international business class flights. The worst redemption option is for domestic economy flights which, on average, are worth about 1.59 cents per mile.
This pales in comparison with the average cents per miles of an international business class flight which comes in at just over 5 cents per mile. To get the most out of your HawaiianMiles, consider booking a business class award from Hawaii to China or Australia for 65,000 miles.
If you have the Hawaiian Airlines card you also received discounted award rates on flights between North America and Hawaii. Additionally, as a cardholder, there are no blackout dates for award bookings.
What is CPM and How Is It Calculated?
Cents Per Mile (CPM) is a way to measure the value of miles. It tells you how many cents you get for each mile you redeem by dividing the cash price of the airline ticket (minus taxes and fees charged for an award ticket) by the number of miles the award flight costs. This is a somewhat subjective calculation because the price of the flight in both cash and miles fluctuates by season and availability.
How we calculate CPM:
The Best Ways to Redeem Hawaiian Miles
Hawaiian Airlines HawaiianMiles program uses a region-based award chart. The number of HawaiianMiles required to book an award ticket is determined by the regions involved in your booking, as well as the class of service.
HawaiianMiles offer three levels of economy class awards: Super Saver, Coach Saver and Coach Flex. They also offer two levels of first/business class awards: First/Business Saver and First/Business Flex.
When booking awards with HawaiianMiles, you want to make sure you are booking at the saver level to get the most out of your miles.
New York–HonoluluEconomy classMiles price40,000miles+$10.0 feeDollars price$762
Los Angeles–HiloEconomy classMiles price40,000miles+$20.0 feeDollars price$731
Los Angeles–KonaEconomy classMiles price40,000miles+$10.0 feeDollars price$703
Sydney–MauiEconomy classMiles price80,000miles+$70 feeDollars price$877
Auckland–HonoluluEconomy classMiles price80,000miles+$27 feeDollars price$870
Havana–Fort LauderdaleEconomy classMiles price80,000miles+$51 feeDollars price$942
New York–MauiBusiness classMiles price46,400miles+$10 feeDollars price$5,306
Seattle–KonaBusiness classMiles price80,000miles+$20 feeDollars price$1,710
Las Vegas–MauiBusiness classMiles price80,000miles+$20 feeDollars price$1,895
Honolulu–OsakaBusiness classMiles price105,000miles+$45 feeDollars price$5,398
San Diego–AucklandBusiness classMiles price120,000miles+$127 feeDollars price$3,627
Papeete–MauiBusiness classMiles price95,000miles+$50 feeDollars price$2,260
Other ways you can redeem miles
Hotel Stays40 partners40 part.
HawaiianMiles has over 40 hotel partners. When you book through HawaiianMiles, you can earn miles with every booking.
Car Rental7 partners7 part.
You can earn miles and get a discount on your rental car when you book with one of Hawaiian Airlines’ rental partners.
Hawaiian Airlines’ gift certificates can be purchased with values of up to $2,000. You may customize and purchase up to 10 certificates per order.
Everyday Earnings with Hawaiian Airlines® World Elite MasterCard®
The Hawaiian Airlines credit card does not have a great earning structure for everyday purchases. The only purchases which earn more than 1 point per dollar are those made with Hawaiian Airlines, which earn 0 points per dollar.
Other travel purchases do not earn a bonus. So, whether you’re dining out, buying groceries or booking a hotel, you will only earn 0 point per dollar.
- Car Rental
- Hawaiian Purchases
- All Other Purchases
Free Checked Bag
The cardholder receives one complimentary checked bag when flights are booked directly with Hawaiian Airlines and purchased with the Hawaiian Airlines credit card.
One-Time 50% Off Companion Discount
Upon signing up for the Hawaiian Airlines MasterCard, the cardholder will receive a one-time 50% companion discount for a round-trip coach fare between North American and Hawaii on Hawaiian Airlines.
Annual $100 Companion Discount
On the anniversary of the account, the cardholder earns a $100 discount on a companion ticket for a round-trip coach ticket between North America and Hawaii.
No Foreign Transaction Fee
When using the Hawaiian Airlines credit card overseas, cardholders won’t incur foreign transaction fees.
No Blackout Dates
There are no blackout dates for award travel for cardholders, so finding award availability is easy.
Earn Elite Status Fast
Unfortunately, the Hawaiian Airlines MasterCard does not help you earn status quicker with the HawaiianMiles program.
Fees: the cost of Having Hawaiian Airlines® World Elite MasterCard®
The Hawaiian Airlines credit card has an annual fee of $89 . To offset this fee, you will need to spend just under $5,600 per year to cover the cost with each mile valued at just under 1.6 cents each.
By spending $2,000 per month, the annual fee will be offset by the value of the points earned in three months. Additionally, you should consider the value of the complimentary checked bags and the companion ticket discount.
With a sign-up bonus of 35,000 miles, the bonus more than covers the annual fee for the first year.
- Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
- Annual Fee
- Foreign Transaction Fee
- Late Payment Fee
Up to $37 Variable±
See What It Takes to Cover an Annual Fee:
Get anniversary bonus: 5,000 miles
You will receive 5,000 bonus points each anniversary year – enough to cover more than a half of the annual fee.
We strongly recommend to spend not less than $1,866 per months to cover the annual fee in three months.
We’ve broken out our estimates for the first- and second-year net earnings you’ll get with the Hawaiian Airlines® World Elite MasterCard®. Is the card worth getting, and should you keep it after you get the sign-up bonus? Let’s find out.
These estimates are based on an annual monthly spend of $2,000
Top 6 Benefits of the Hawaiian Airlines® World Elite MasterCard®
The Hawaiian Airlines MasterCard gives you the ability to earn miles in another loyalty program to help you book your next adventure. Check out the top five benefits of the card:
- Good Sign-Up Bonus: Earn a quick 35,000 miles that can easily be worth $525 in travel on Hawaiian Airlines and its partners.
- Free Checked Bags: When you pay for your Hawaiian Airlines flight with your Hawaiian Airlines credit card, you get a complimentary checked bag worth $25 per segment.
- Discounted Award Flights: Cardholders receive access to discounted mileage costs for award booking.
- Share Miles: Cardholders may receive transfers of HawaiianMiles from friends or family into their account at no charge.
- Big Spend Bonus: Every year you spend $10,000 on your Hawaiian Airlines credit card, you’ll earn an anniversary bonus of 5,000 miles.
- Companion Ticket Discount: Receive a one-time 50% discount, and then a $100 discount every account anniversary after that, for a round-trip economy class companion ticket between North America and Hawaii.
Should You Get the Hawaiian Airlines® World Elite MasterCard®?
The Hawaiian Airlines credit card comes with several benefits right off the bat, including a sign-up bonus of 35,000 HawaiianMiles and a one-time 50% discount on a companion ticket. Cardholders also receive one complimentary checked bag on flights with Hawaiian Airlines and an annual bonus of 5,000 HawaiianMiles when they spend $10,000 by the account anniversary. Finally, the ShareMiles program allows free transfer of miles into their HawaiianMiles account.
If you’re looking for a big boost to your HawaiianMiles account, the 35,000 miles sign-up bonus is a great move, even though the annual fee of $89 is not waived the first year.
Unlike other co-branded airline credit cards, such as the United MileagePlus card, the Hawaiian Airlines MasterCard does not help you earn status with the airline. Additionally, while it earns 2 miles per dollar on purchases with Hawaiian Airlines, it only earns 1 mile per dollar on all other purchases.
Despite that, if you’re going to be flying with Hawaiian Airlines regularly, but not often enough to earn status, the complimentary checked bag could save you a lot of money. And if you’re able to use them, the sign-up bonus and companion passes are worth a lot more than the small annual fee. While not the most flexible rewards card, the Hawaiian Airlines card could be great for the right person.
Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.
Hawaiian Airlines has a region-based award chart that is easy to use. As an airline based in Hawaii, the award chart is centered around flights to and from the islands. To book you need to visit Hawaiian Airlines’ website, select HawaiianMiles from the menu, then select Redeem so you can perform a search for award tickets.
Not all flights are available for redemption at the saver level. Sometimes flights are only available at the more expensive Flex level. Make sure you book saver level awards to maximize the value you can get from your HawaiianMiles.
As a Hawaiian Airlines cardholder, you also get access to discounted award flights which can be even cheaper than saver level awards.
- Does the Hawaiian Airlines credit card help earn status with Hawaiian Airlines?
The HawaiianMiles program has two levels of elite status: Pulani Gold and Pulani Platinum. You can also purchase a Premier Club membership for $299 or 40,000 HawaiianMiles (35,000 for renewal).
To earn Pulani Gold status, you need 20,000 flight miles or 30 segments within a year. Pulani Platinum requires 40,000 flight miles or 60 segments within a year. You also receive top priority as a Pulani Platinum with 75,000 flight miles in a year. Neither Pulani Gold or Pulani Platinum require a minimum amount of spend on Hawaiian Airllines’ flights.
The Hawaiian Airlines credit card does not help you earn status of any kind with the HawaiianMiles program.
Typically, a HawaiianMiles member can transfer miles to another HawaiianMiles member for a fee. A minimum of 2,000 HawaiianMiles is required to make a transfer and it costs 1 cent per mile. Additionally, there is a $25 service fee per transfer.
With the Hawaiian Airlines MasterCard, you can accept transfers of miles into your HawaiianMiles account through the ShareMiles program at no charge. This is a big benefit if you need a few more miles to complete an award booking. Cardholders may receive up to 10 mileage transfers per year.
Compare Hawaiian Airlines Credit Cards
There are two versions of the Hawaiian Airlines MasterCard, a personal version and a business version. Both cards come with an $89 annual fee and a sign-up bonus of 35,000 HawaiianMiles.
Other Hawaiian Airlines Credit Cards
|Hawaiian Airlines® Business MasterCard®|
|Sign-up bonus||35,000 miles||35,000 miles|
|APR On Purchases||16.99% to 25.99% Variable±||17.24% to 26.24% Variable±|
|Second Year Value||$382||$461|
While the sign-up bonus of the Hawaiian Airlines business card is the same as the personal card, it does not require the cardholder to spend $1,000 to earn the sign-up bonus. Rather, only one purchase is required to trigger the sign-up bonus, which makes it much easier to earn. Both cards earn 2 miles per dollar on purchases with Hawaiian Airlines but only 1 mile per dollar on all other purchases.
Both cards come with a one-time 50 percent discount for a companion ticket, but the personal version also receives a $100 discount on a companion fare every account anniversary. Neither card incurs a foreign transaction fee when used abroad.
Perhaps the biggest difference between the cards is the annual bonus cardholders receive after meeting a minimum spend for the year. The personal Hawaiian Airlines credit card earns a 5,000 miles bonus after $10,000 in spending, but the business version earns a 20,000 miles bonus after $50,000 in annual purchases. And if you make $100,000 in purchases, you‘ll get an impressive 40,000 miles bonus. If you can meet the bigger minimum spend, the business card offers a lot more value.
Cardholders of either card are eligible for fee-free mile transfers to their accounts under the ShareMiles program. Additionally, both cards provide a complimentary checked bag for the cardholder.
Finally, both cards come with an $89 annual fee that is not waived the first year.
Either card could be right for a person traveling regularly on Hawaiian Airline to help save on checked bag fees and make award redemptions easier.
Compare the Hawaiian Airlines® World Elite MasterCard® to Other Cards
The Hawaiian Airlines credit card can be useful for those wanting to redeem miles for award flights on Hawaiian Airlines or even one of its partners. The co-branded cards below offer similar benefits with other airlines, but there are some differences too.
The Gold Delta SkyMiles credit card has a standard sign-up bonus of 50,000 miles, though it sometimes goes as high as 50,000 or 60,000 miles. The annual fee is just slightly more expensive than the Hawaiian card at $95 , but it’s waived the first year. Unlike Hawaiian Airlines which is not part of an airline alliance, Delta is part of SkyTeam, which has 20 members with which you can book award flights.
The United MileagePlus Explorer card has a much better sign-up bonus at 50,000 miles. It comes with a $95 annual fee which is waived the first year. United is a member of Star Alliance, the largest airline alliance in the world. The Star Alliance also has a strong presence in Europe.
The JetBlue Plus Card has a 40,000 miles sign-up bonus and a $99 annual fee which is not waived the first year. Unlike Hawaiian Airlines, United and Delta, JetBlue does not use a region-based award chart. JetBlue utilizes a revenue-based chart which pegs the mileage cost of an award to the cash price of a ticket. Additionally, JetBlue does not have as strong of an international presence as the other three airlines. That being said, it can be great for domestic flights.
None of these cards has a particularly good earning structure. Like the Hawaiian Airlines credit card, the Gold Delta SkyMiles credit card and the United MileagePlus Explorer card earn only 2 miles per dollar with their respective airlines and 1 mile per dollar on everything else. JetBlue is different in that it earns a generous 6 miles per dollar on JetBlue purchases and 1 miles per dollar at restaurants and grocery stores.
Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.
Card Terms and Conditions
While it's easy to focus on the rewards offered by the Hawaiian Airlines® World Elite MasterCard®, it's worth taking a closer look at the terms and conditions. There's a lot to consider as you think about how you're going to use the card. Will you carry a balance, get a cash advance or maybe make a big purchase? Below is a rundown of the various interest rates, purchase protections, security features and mobile banking options that come with the MasterCard card.
- Intro APR:
- See Terms and Conditions
- Intro APR for balance transfers:
- 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening
- Ongoing APR:
- 17.24% to 26.24% Variable±
- Minimum Grace Period:
- 23 days
- Extended Warranty Protection:
- Double your coverage period for any product purchased with your card that includes a U.S. manufacturer’s warranty of 12 months or less.
Cash Advance Features
- Ongoing APR:
- 26.49% Variable±
- Cash Advance Fee:
- Either $10 or 5% of the amount of each cash advance, whichever is greater
Security and Protections
While the miles you earn with your Hawaiian Airlines World Elite MasterCard are fun to use for travel, don’t forget to check out some of the security features of the card. Some of these features are:
- Account alerts:
- You can receive mobile alerts when a payment is made with your card.
- Banking on the Go:
- You can track your spending and payment due date through the mobile app.
- EMV Chip Technology:
- Get global acceptance and enhanced security at merchants that use chip enabled terminals.
- Credit Score Monitoring:
- Barclaycard provides your TransUnion FICO credit score and updates it every month to help you keep track of your credit score.
Your Hawaiian Airlines WorldElite MasterCard offers mobile banking through the Barclaycard mobile app. You can also use your card with Apple Pay.
Additional Cardholder Benefits
The Barclaycard Hawaiian Airlines® World Elite MasterCard® provides several travel benefits that aren’t obvious right away, but can be found in the benefits guide.
Master Card Travel Benefits
- Auto Rental Collision Damage Waiver:
- Coverage is secondary to your personal insurance and covers theft and collision for most rentals in the U.S. and abroad.
- Baggage Delay Insurance:
- Reimbursement for essentials such as toiletries and clothing if bags are delayed over 12 hours. Get up to $100 a day for 3 days.
- Lost Luggage Reimbursement:
- Get up to $3,000 per passenger for damaged or lost bags. Coverage includes cardholder and immediate family members on the same travel itinerary.
- Trip Cancellation/Interruption:
- In the event of a cancellation or interruption, cardholders can receive up to $1,500.
- Travel Accident Insurance:
- Receive accidental death or dismemberment coverage of up to $250,000 for any air, bus, train or cruise ship transportation paid for with your card.
- Travel and Emergency Assistance Services:
- Legal and medical referrals, and other travel and emergency assistance is available any time of day. Service charges may apply.