Barclaycard Arrival Plus™ World Elite MasterCard®
The Barclaycard Arrival Plus World Elite MasterCard is one of the leading premier rewards credit cards, and it’s a great card to round out your wallet due to its versatility. Every purchase earns doubles miles that can be redeemed with any airline, hotel, cruise line or rental car company. And to get you started, you’re rewarded with 40,000 miles after spending $3,000 in the first 90 days. That’s worth $400 to help pay for your next vacation.
One of the best parts of this card is the ease of redeeming miles. Simply make your travel purchase using the card, then use your accumulated miles to reimburse your travel expenses. It’s that easy. In addition to larger travel costs, you can also use your Arrival miles to pay bag fees, upgrade fees, lounge access and more. The only downside is that you can’t transfer these miles to other loyalty programs or combine them with other rewards programs. The Arrival miles are their own rewards currency.
Bonuses and Benefits
Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the Barclaycard Arrival Plus™ World Elite MasterCard® offers and the value of the Barclays Barclaycard Arrival Rewards miles you earn.
One of the most attractive benefits of the Barclaycard Arrival Plus is the amazing 40,000 miles sign-up bonus worth $400 toward travel expenses. Once you meet the minimum $3,000 spend within 3 months, you’ll have 56,000 points to redeem toward travel purchases.
Each mile is worth one cent toward any qualifying travel expense, which includes airfare, hotels, cruises, car rentals and more. Plus, every time you redeem miles, you automatically get 5 percent of your miles back. Redemptions start at 10,000 miles, which is good for $100 in travel expenses in the form of statement credits. If you do not have enough miles available to redeem for the full price of your travel purchase, you will be able to redeem within pre-determined increments between $100 and $2,000.
What You Get
- Earn 40,000 miles after you spend $3,000 on purchases in the first 3 months
- Get 5% back every time you redeem miles
- Earn 2X miles on all purchases
Another great benefit of the Arrival Plus card is that the miles you earn don’t expire. As long as you’re a cardholder in good standing, the miles you earn won’t disappear or devalue.
What is the value of the Barclaycard Arrival Rewards Miles?
The Arrival Miles rewards program is extremely straightforward. On all purchases, you earn 2 miles per dollar spent, and each mile is worth 1 cent apiece. No matter where you use your card, you earn double miles. And no matter how you redeem those miles, they are worth 1 cent each toward travel purchases.
Because Arrival Plus miles are worth the same amount for domestic and international flights in economy and business class, you’ll always get the same value no matter how you use your miles. No airline is better for redemptions than another, so you can fly your carrier of choice in your cabin of your preference.
If you buy travel through the Barclaycard Arrival Rewards website, you’ll get a value of 2.0 CPM.
What is CPM and How Is It Calculated?
Cents Per Mile (CPM) is a way to measure the value of miles or points. It tells you how many cents you get for each mile or point you redeem by dividing the cash price of the airline ticket by the number of miles or points the award flight costs. That amount is multiplied by the number of miles or points earned per dollar spent on everyday purchases to account for cards that earn more than one mile per dollar spent.
How we calculate CPM:
The Best Ways to Redeem Arrival Miles
Because of the Barclay Arrival Plus MasterCard’s easy-to-use miles program, you don’t have to worry about saving up enough miles for a particular redemption or trying to find award availability. You simply purchase your airfare, hotel, or other travel expense, and you can redeem some or all of your Arrival miles to offset part or all of your expense. And with each redemption, you earn 5 percent of your redeemed miles back to use toward future travel. To maximize your miles, look for great hotel rates or airfare sales that allow you to redeem fewer miles toward your trip. These hassle-free rewards are flexible, so you can redeem them in whatever way makes sense for you.
Atlanta–PittsburgEconomy classMiles price19,855milesDollars price$209
San Francisco–WashingtonEconomy classMiles price60,800milesDollars price$640
Los Angeles–HonoluluEconomy classMiles price67,450milesDollars price$710
New York–ReykjavikEconomy classMiles price58,883milesDollars price$620
Houston–NassauEconomy classMiles price50,825milesDollars price$535
Boston–LondonEconomy classMiles price162,735milesDollars price$1,713
Washington–ChicagoBusiness classMiles price66,025milesDollars price$695
Seattle–WashingtonBusiness classMiles price132,392milesDollars price$1,394
Orlando–Las VegasBusiness classMiles price46,541milesDollars price$490
San Francisco–DublinBusiness classMiles price486,497milesDollars price$5,121
Newark–Tel AvivBusiness classMiles price432,315milesDollars price$4,551
Las Vegas–OttawaBusiness classMiles price139,935milesDollars price$1,473
One of the best features of the Barclay Arrival Plus Card is the great return on everyday spending. In addition to the ability to redeem miles for unique travel expenses, this card makes it easy to earn 2 percent back on every purchase. Restaurants, groceries, dry cleaning, and more all earn 2 percent back. That makes this card great for beginners just getting started in the points and miles world as you can use one card for all your purchases. And for advanced points and miles enthusiasts, the great return on everyday spending makes the Arrival Plus card worth keeping.
- Arrival Purchases
- Car Rental
- All Other Purchases
Unlike other cards that only award bonus miles when making purchases with a specific airline or hotel chain, the Arrival Plus earns double miles on any airline or hotel purchase. Even better, all purchases earn double miles – not just expenses that are travel-related.
You have access to a complimentary concierge any time of day. This service works like a personal assistant to help with reservations, hard-to-find items, and more.
No foreign transaction fee
You can earn miles outside the U.S. without worrying about extra fees.
Earn Elite Status Fast
The Arrival Plus card is great for frequent fliers, too. While this card does not help fast-track you to elite status, you can use your stash of Arrival miles to help pay for flights and minimize your out-of-pocket costs as more and more airlines are requiring you to spend certain dollar thresholds in order to earn status.
Fees: the cost of Having the Card
One of the most popular features of this card is that the annual fee is waived for the first year. As long as you meet the minimum spend, you’ll earn the 40,000 miles sign-up bonus. For the first year, you can use the card as much or as little as you like since keeping it costs you nothing.
In the second year of card membership, the annual fee is $89. In order to offset the fee, you’ll need to spend $2,225 to earn 4,450 miles (since each dollar spent earns 2 miles). If you spend about $2,000 per month on this card, you’ll pay off the annual fee in just over two months.
- Annual Fee
- $0 first year, then $89
- Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
- Foreign Transaction Fee
- Late Payment Fee
- Up to $37
See What It Takes to Cover an Annual Fee:
We strongly recommend to spend not less than $1,484 per months to cover the annual fee in three months.
We’ve broken out our estimates for the first- and second-year net earnings you’ll get with the Barclaycard Arrival Plus™ World Elite MasterCard®. Is the card worth getting, and should you keep it after you get the sign-up bonus? Let’s find out.
These estimates are based on an annual monthly spend of $2,000
Top 5 Benefits of the Barclaycard Arrival Plus™ World Elite MasterCard®
- Valuable Sign-Up Bonus: This card comes with a sign-up bonus worth $400 toward any travel purchase.
- Excellent Everyday Earning: You’ll get 2 miles for each dollar you spend. That will add up fast.
- Easy to Redeem: Your miles aren’t tied to a loyalty program. Just buy the flight you want and redeem miles toward that purchase. There are no blackout dates or limited award space.
- Miles Cover Any Expense: Whether you’re a globe-trotter or campground hero, miles can be used for the type of travel that fits you, and not the other way around. Redeem miles for everything from airfare and cruises to taxis and car rentals.
- Bonus Miles: You’ll earn 5 percent of all redeemed miles back that can be used toward your next trip. Best of all, these miles appear in your mileage account immediately.
Should You Get the Barclaycard Arrival Plus™ World Elite MasterCard®?
The short answer is absolutely. Depending on your travel and spending habits, this card may or not make sense for you after the first year when you start paying the annual fee, but earning 40,000 miles after meeting the minimum spend and earning 2X miles on all purchases are tremendous benefits. Not only that, but if this becomes your go-to card, miles will rack up fast, and with the 5 percent redemption bonus, that’s like earning 2.1 percent back on every purchase, every day. This card is just as good as any other cashback card currently on the market.
Additionally, this card is great for both world travelers and families looking for a weekend getaway. The solid earnings rate makes sense for everyone, and because the miles can be used for practically any travel expense, anyone can get value from this card and these miles. While Arrival miles don’t have the ability to be transferred to other loyalty programs, your miles will never expire as long as you keep the card.
Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.
In short, the answer is yes. Once you earn the sign-up bonus and redeem the miles, you could cancel the card. But since there’s no annual fee the first year, it makes sense to keep the card for at least one year.
While you don’t get another sign-up bonus the second year, the card’s consistent earnings rate is among the best available. Additionally, credit card companies are starting to pay more attention to customers who sign up and cancel cards quickly, so doing so could damage your relationship with Barclays down the road in the event that you look to add more Barclay cards to your arsenal.
Absolutely. As long as you have at least 10,000 miles to redeem (equivalent to $100), you can redeem your miles toward travel, but you’re not required to redeem all your miles. If you’re planning a trip, you could redeem some miles once you purchase airfare and save some miles once you pay for your hotel. Or, you can redeem some miles now and more for your next vacation. Although not recommended, you could redeem miles for 0.5 cents each toward non-travel redemptions.
With the Arrival Plus card, you make your travel purchase first, and then redeem miles second. Since you don’t have to redeem all your miles toward one travel expense, you could buy a $400 airline ticket, redeem 20,000 miles to offset $200 worth of the ticket, then pay the remaining $200 when your bill arrives. As long as you redeem Arrival miles toward travel, you can redeem as many or as few as you like (starting at 10,000 miles).
Per Barclays’ website, the following counts as travel: airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, trains, buses, taxis, limousines and ferries. For all these purchases, you’ll earn double miles. And if you’re ready to cash in, these same purchases are eligible to redeem for statement credits using your miles.
I already have a Barclays credit card. Can I also get the Arrival Plus? How many Barclaycard credit cards can I have?
Unlike some credit card issuers, Barclays does not limit the number of cards you can get. However, Barclaycard does limit your total credit. If you are denied additional cards, get in touch with Barclays and ask if they can move some credit from a card you already have to a new card.
Compare Barclays Cards
Although the Arrival Plus card is Barclay’s premier travel rewards card, they also offer similar alternatives.
Other Barclays cards
As you can see, the Arrival Plus is the sole card with an annual fee(after the first year), but it also offers the best sign-up bonus and best earnings rate on purchases. If you’re just starting to dip your toe in the world of travel credit cards or maybe you’re in college and don’t have many expenses, one of these cards might be for you. While some people might be averse to paying an annual fee, the great earnings rate and lack of foreign transaction fees more than make up for it.
|Barclaycard CashForward™ World Mastercard®|
|Sign-up bonus||40,000 miles||$200|
|Annual Fee||$0 first year, then $89||$0|
|APR On Purchases||16.99% to 23.99% Variable±||15.99% to 25.99% Variable±|
|Second Year Value||$505||$360|
Compare Barclaycard Arrival Plus™ World Elite MasterCard® to other Cards
While the Barclaycard Arrival Plus has some unique features, it does share a few similarities to other cards. In the table below, you can see the VentureOne from Capital One and Discover it Miles card also allow you to redeem rewards for any airline or hotel purchase.
- VentureOne® from Capital One®
20,000 miles offerRead Review
- Discover it® Miles Card
Unlimited 1.5X rewards on every purchase offerRead Review
- Venture® Rewards Credit Card
50,000 miles offerRead Review
The Arrival Plus is the superior card. While the basic premise of all these cards is the same, the Arrival Plus has the biggest sign-up bonus (the Discover It card doesn’t even have a bonus). Further, the Arrival Plus is the only card that gives you a 5 percent bonus on the points you redeem. If you redeemed the entire sign-up bonus, that’s an extra 2,500 miles to get you started on your next trip.
The Capital One Venture card and Discover it Miles card are similar to the Barclaycard Arrival Plus, but the Arrival Plus is the standout. That said, if you already have this card and you’re looking to add something similar to your wallet, one of its competitors could be a good option.
Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.
Card Terms and Conditions
- Intro APR:
- See Terms and Conditions
- Ongoing APR:
- 16.99% to 23.99% Variable±
- Minimum Grace Period:
- 23 days
- Intro APR for balance transfers:
- 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening
Cash Advance Features
- Ongoing APR:
- 26.24% Variable±
- Cash Advance Fee:
- Either $10 or 5% of the amount of each cash advance, whichever is greater
Security and Protections
Your Barclaycard Arrival Plus card comes with many security features. These include account alerts, the ability to use the Barclays app to monitor your account on the go, as well as Chip+PIN technology (one of the few cards in the U.S. that offers a PIN versus the Chip+Signature feature). Additionally, Barclays provides your FICO score for free which you can monitor online or on their app.
- $0 Fraud Liability Protection:
- You’ll never be responsible for any unauthorized charges.
- Chip Technology:
- Make safe and quick payments at any chip-card terminals in the U.S. and abroad.
- Complimentary FICO Score:
- Email alerts make it easy for you to keep track of your credit score and monitor it for any unusual activity.
Barclay’s website and mobile app are very user friendly. The app mirrors the website well so you can easily check on your card activity and see your miles add up. And because of the double miles you earn every day, it’s a great card to add to your mobile wallet (like Apple Pay or Android Pay) because it will soon become your go-to card.
Additional Cardholder Benefits
The Arrival Plus card is issued through MasterCard. Subject to approval, you may receive the World Elite version which includes the following great benefits:
Master Card Travel Benefits
- Travel Accident Insurance:
- Purchase air, bus, train or cruise travel with your card and get up to $250,000 in accidental death or dismemberment coverage.
- Trip Cancellation Insurance:
- Provides reimbursement if your trip is interrupted or canceled and you purchase your common carrier tickets with your card.
- Auto Rental Collision Damage Waiver:
- Complimentary coverage for any rental car paid for with your card. Coverage is secondary to your personal auto insurance.
- Travel Assistance Services:
- Get assistance while traveling by calling 1-800-MC-ASSIST. Does not cover any fees incurred for services arranged by MasterCard.
- Baggage Delay Reimbursement:
- Get up to $100 a day for a maximum of 3 days if your luggage is delayed.