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"Find plenty of cards that have no annual fee"
Compared to other issuers in the United States, Barclays is fairly new to the credit card scene. Even though they have only been issuing cards for a little over a decade, they have quickly made a positive impression. Not only do they have one of the best flat-rate travel cards available, but they also have several airline and hotel credit cards.
If you want a big sign-up bonus to jumpstart your way to a free vacation, then you’re going to find plenty of options with Barclays. But that’s not all. For those that want to keep expenses low, you will also find plenty of cards that have no annual fee.
Many card issuers will use high sign-up bonuses and generous rewards on purchases to attract new cardholders. While Barclays is no different, they take things a step forward. Most of their cards, including the Barclaycard Arrival Plus World Elite MasterCard also offer an introductory 0% APR on purchases or balance transfers. You might be wondering what could be better than a great sign-up bonus, the ability to earn rewards on every purchase, and an introductory 0% APR. How about a redemption bonus? The Priceline Rewards Visa card will give you a portion of your rewards back upon redemption. But it’s not all about travel with Barclays. They also have several cash back cards, including the Barclaycard CashForward card, which offers a flat cash back rate on all purchases.
Barclays Arrival rewards program is a favorite with both casual travelers and travel hackers. Instead of restricting the airlines and hotels you can book with miles, the Arrival program allows you to use them toward any travel expense. This flexibility makes it a perfect complement to other programs.
One of the best travel credit cards available today is the Barclaycard Arrival Plus World Elite MasterCard. With this card you will earn a generous bonus after signing up, plus double miles on all purchases.
Barclays partners with several different airlines to offer great benefits to cardholders. Each of these cards will get you closer to a free flight, no matter if it’s within the United States or somewhere else in the world. The AAdvantage Aviator Red World Elite MasterCard offers an impressive sign-up bonus to go along with priority boarding, a free checked bag and in-flight discounts.
Barclays offers a few different hotel credit cards. Each offers new cardholders a nice bonus upon signing up. With the Wyndham Rewards Visa card, you will even be able to earn enough points for a free night at most Wyndham properties. The Choice Privileges Visa Signature card automatically gives you elite status, which will award you bonus points each time you stay at a Choice property.
For many people, taking a cruise is a great way to relax and visit multiple places during one vacation. Barclays helps cut down the cost by offering several co-branded cruise line credit cards. Each of these offers great bonuses and earning potential. Plus, to make these cards even more attractive, they all come with no annual fee.
While a lot of people might have their preferred hotel or airline when traveling, most don’t like being tied down to just one loyalty program. That is where a more general travel card can be helpful. A card like the Priceline Rewards Visa card will award you for every purchase that you make, plus it comes with no foreign transaction fees and no annual fee.
Earning cash back from a credit card is simple. You don’t have to worry about redeeming points for travel
or finding award seat availability on the flight you want. Simply make purchases and earn cash in the form
of statement credits.
The Barclaycard CashFoward World MasterCard makes it even easier because every purchase earns 1.5% cash back. You don’t have to worry about bonus-earning categories. Plus, it’s a no-fee card that comes with a $200 sign-up bonus.
Reward credit cards offer a lot of benefits to their cardholders. If you have a love for travel, then they can put you well on your way to a free vacation. If you’d rather stick closer to home, then the cash back you can earn can quickly add a little money back in your wallet. No matter what your objective might be, there are always going to be plenty of options to choose from.
Barclays offers many different types of credit cards. Before making a decision on which card is best for you, it’s important to consider what your objective is for the card. Are you interested in earning rewards that can be redeemed for free vacations? Is so, the big sign-up bonus and double miles for purchases offered by the Barclaycard Arrival Plus World Elite MasterCard might be for you. If you would prefer cash back, then maybe the sign-up bonus and no annual fee of the Barclaycard CashForward World MasterCard would be the perfect fit.
When compared to other issuers’ rewards programs, the Barclays Arrival program is both different and similar. Many programs give cardholders the opportunity to transfer their rewards to different loyalty partners. Depending on the flight or hotel being booked, this can provide excellent value. While Barclays doesn’t have partners that you can transfer miles to, they do let you use your miles for statements credits toward any travel purchase that you make. This can end up being much more valuable to a lot of people. Barclays Arrival program also gives you the ability to redeem miles for cash back, gift cards and merchandise.
Barclay Arrival miles are really simple to use. As soon as you make a travel purchase, you can log into your account and apply your miles to cover the expense. This needs to be done within 120 days of the actual charge on your account. What is great about Arrival miles is that they can be used for anything that is coded travel. This could include airlines, hotels, car rental agencies, travel booking websites like Expedia, cruise operators and more. Arrival miles are valued at 1 cent each when redeemed toward travel.
What is the best way to use Barclay Arrival miles? Let’s look into a few of the options. They can be used for incidental airline fees. Let’s say you book a flight using airline miles. If you are checking bags, there is a good chance that you will be stuck paying a baggage fee for each leg of your trip. You could use your Barclay Arrival miles to offset this fee. A lot of people enjoy staying in smaller boutique hotels. These are hotels that generally don’t have any type of loyalty program, which means you’ll be paying cash. Instead, you can use your Arrival miles to cover the room costs.
Finally, you could use your miles to purchase theme park tickets to places like Disney World or Universal Studios. Purchases made directly through the theme park itself won’t be coded as travel, but most Orlando hotels will sell tickets. That means you can buy your tickets through your hotel and charge them to your room.
In addition to travel, you can also use your miles for gift cards, cash back or merchandise. While it’s nice to have options, neither of these will offer great value. No matter how you decide to use your Barclay Arrival miles, they can end up being a valuable complement to other programs you use.
Barclays credit cards are perfect for earning rewards, but they are worth much more than that. They also offer a tremendous amount of protection for both travel and shopping. Things like sign-up bonuses and the miles earned for purchases are often the first thing people notice, but all of the other benefits offered also bring out the value of a credit card.
With the auto rental collision damage waiver you will receive reimbursement when damage is caused to your rental vehicle or if a theft occurs. Payout only takes place after a claim has been filed with your insurance company and they have paid the claim. Additionally, you must decline all coverage from the car rental agency.
Occasionally things happen to throw off your travel plans. For those times, it’s good to have a card with trip delay or cancellation protection. With a World Elite MasterCard, you can receive up to $300 in compensation when your trip is delayed more than six hours. If you travel plans are cancelled, you will receive compensation of up to $5,000 per person, per year.
Having extended warranty protection will automatically double any manufacturer’s warranty of three years or less. Some restrictions do apply, so make sure to read the benefits guide that comes with your card.
If you purchase an item with your Barclays credit card and you find a lower price within 60 days, you will be reimbursed the difference, up to $250 per claim and $1,000 per year.
When you have a World Elite MasterCard, you will receive several added luxury travel benefits that other cardholders don’t get. They include a personal travel advisor, access to the Luxury Hotels & Resorts portfolio, upgrades, discounts on select airlines and more.
If you are working hard to improve your credit score, then having complimentary access to your FICO score will help keep you up to date on your progress.
Barclays gives you the ability to manage all your credit cards online. You will be able to track your account activity, transfer balances, pay your bill and even redeem the rewards that you have earned.
With the Barclays mobile banking app, you will be able to stay connected with what’s happening with your accounts. You can check your balance, pay your bill and view your transactions. That’s not all thought. You will also have access to a purchases planner. With this tool, you can estimate the monthly payments and the final payoff date for individual transactions.
Protecting client accounts is important to Barclays. They take a multi-step approach to fighting fraud. To start, they have a feature called SecurPass. If you try logging into your account from an unknown device, you will be required to enter a unique SecurPass code. In addition, you can also set up different alerts for your account. You can choose to be informed each time a transaction is made with your card or you can get a daily statement.
You should feel safe with a Barclays credit card in your wallet. They have $0 fraud liability protection, which means you will never be responsible for unauthorized transactions. If you suspect fraud on your account, you are encouraged to contact Barclays at 866-928-8598.
Best for frequent flyers
Barclaycard Arrival Plus™ World Elite MasterCard®
Best for no foreign exchange fee
Barclaycard CashForward™ World Mastercard®
Best for cash back
Carnival™ World MasterCard®
Best for cruises