Spirit Airlines World from Bank of America Review

Spirit Airlines World from Bank of America Review

Who Is the Bank of America Spirit Airlines World MasterCard Good For?

There are two types of people who will benefit from flying Spirit and having the Spirit credit card: those who want rock-bottom prices and aren’t interested in perks, and those who don’t mind paying a little extra for a comfortable seat.

If you haven’t decide yet the part you are belonging to, you would be better to read Bank of America credit card review.

Spirit Airlines is a no-frills airline. You will not find and bells and whistles on their planes. The seats do not recline, and they are among the smallest in the industry. Absolutely everything is extra: food, drinks, seat assignment and luggage not just checked bags, but also carry-on bags. Even though Spirit’s website is very transparent about its ancillary charges, customers must pay attention to the details to understand what they are being charged for. Search the internet for spirit air reviews to get more information about it’s service.

As strange as it might sound, Spirit Airlines also caters to passengers who are willing to pay a little more money for much more comfort in their Big Front Seats, which are as comfortable as a domestic first class seat can be. You will pay from $30 to $70 more for the upgrade. It does not include free food, alcohol or baggage allowance, but it will make your journey more pleasant.


$0 for first year, $59 after


16.24% Variable

Recommended Credit Score

Good to Excellent

Type of Card



Bank of America

Sign-Up Bonus:

The 15,000 mile sign-up bonus you’ll receive after the first purchase is enough for up to six one-way segments. You must be a Spirit Airlines MasterCard cardholder to get award rates of 2,500 miles per flight.

Points Earned:

Spirit Airlines offers good rewards for their cardholders.

  • Two miles per dollar on every purchase
  • 5,000 bonus points when you spend $10,000 a year and pay the annual fee

You can always check the amount of your rewards at the site. All you need to do is login into your account.

Spirit Airlines credit card sign-up bonus

What Do Your Miles Get You?

Spirit Airlines serves 52 destinations in the Continental U.S., Mexico, the Caribbean, Central America, Colombia and Peru. Spirit Airlines can be especially valuable if you live in one of their focus cities like Fort Lauderdale, Chicago, Dallas, Detroit and Las Vegas. Spirit Airlines does not have airline partners with whom you could use Free Spirit miles.

Spirit Airlines routes

Usage Perks:

  • Award discounts for Spirit Mastercard cardholders
  • Preferred boarding and domestic priority check-in at select airports
  • Miles won’t expire as long as you use the card monthly
  • 5,000 bonus points when you spend $10,000 a year and pay the annual fee
  • One-way award availability
  • Exceptionally easy and accurate online award booking engine

Usage Quirks:

  • Miles expire in three months without any mile-earning activity or a monthly credit card purchase
  • No airline partners
  • Three percent foreign transaction fee
  • Must pay for an award flight with the Spirit Airlines credit card in order to get the lowest rate
  • Close-in award booking fees: $15 for 21 to 179 days prior to departure; $75  for 7 to 20 days prior to departure; $100 for 6 days or less prior to departure

How Far Do Your Miles Go?

Free Spirit is a distance-based program, so the shorter the flights, the better value you’ll get. Using Free Spirit miles for nonstop flights within the same region is the best value. A flight between New York and Fort Lauderdale, for instance, only costs 5,000 miles roundtrip. Long flights can be quite reasonable too. Flying between New York and Lima, Peru (via Fort Lauderdale) only costs 25,000 miles roundtrip.

Additional Cardholder Benefits:

  • $0 liability guarantee
  • Secure chip technology
  • Mobile and text banking
  • Standard World MasterCard Benefits, such as car rental insurance and extended warranties